Compare Cheap Car Insurance Quotes

Compare car insurance using Money Expert's car insurance comparison service. We will find the cheapest policies from the UK's leading car insurance companies.

It’s a quick process, simply enter your car registration and cover details, within a couple of minutes you could be switching to a cheaper premium and saving hundreds.

We compare the most trusted insurers.

Save hundreds on your premiums.

Takes 5 minutes to get the cheapest quotes.

Top Insurers Compared

We compare quotes from all the top providers, giving you your pick of the best policies around.

No hidden charges!

The price you see is the price you pay, and you won't pay a premium for using our services.

Quick Quotes!

We understand you’re busy, that’s why we can deliver you a quote in under five minutes.

How to Compare Car Insurance:

Comparing car insurance with Money Expert is quick, easy and completely free.

First, you'll need to fill in a short form telling us a bit about the kind of policy you're after, a bit about yourself as a driver and about the vehicle you'd like to get cover for. Based on what you've told us, we'll show you a list of quotes for you to choose from. All you need to do is pick the one that you think suits your needs, and that's it!

Types of cover:

Third Party

The most basic level of cover, this type of policy will pay out if you damage another person’s vehicle or property but will not cover any repairs you need to make to your own vehicle.

Third Party Fire & Theft

This type of policy will give you basic third party cover, as well as cover against theft, damage done during attempted theft, and fire damage.

Fully Comprehensive

Fully comprehensive policies offer the highest level of cover available and, depending on the particular policy, will cover you for more or less anything.

We compare the Top Insurers:

  • Admiral
  • RAC
  • Quote a Car
  • AXA Car Insurance
  • Swiftcover
  • Debenhams
  • Endsleigh Car Insurance
  • Abbey Car Insurance

Top Tips & Helpful Info

Know your vehicle group

Each car will fit in one of 50 different car insurance groups and the cost of your policy will vary accordingly.

Cars in group 1 will be the cheapest to cover, and cars in group 50 will be the most expensive.

If you’re driving a high end sports car that falls in one of the top groups it will cost more to insure but you might be able to take out a specialist policy tailored to your vehicle that could actually save you money.



Under Continuous Insurance Enforcement rules, you must have an active car insurance policy for your vehicle unless it is legally declared off road with a Statutory Off-Road Notification, or SORN. Naturally, if you’ve taken out a SORN, your vehicle must remain unused and not on any public roads.

Those in breach of this could face punishments ranging from cash fines (of up to £1,000) to vehicle seizure and even prosecution in some cases.

Taking out a SORN is pretty straightforward, you just need to get in touch with the DVLA and provide them with various details about your vehicle as well as certain reference numbers.


Less Can Be More

Most people think that paying more always gets you more, but that’s not always true. Paying less for your car insurance policy doesn’t necessarily mean that you’re missing out on the cover you need. There are several ways in which you can fight to keep costs down, even if you get a fully comprehensive policy!

One way to keep car insurance affordable is to add a secondary driver. Adding an experienced secondary driver with no claim history can bring down your premiums by a significant amount.

Another way to reduce the cost of car insurance is to pay premiums for several months in one transaction. Paying six months or a years' worth of premiums in one go reduces costs because you do not have to pay interest that you would if you paid monthly.

Age and Car Insurance

Unfortunately for younger drivers, cover will be more expensive than for older, more experienced drivers.

While there’s not really any getting around this fact, this doesn’t mean that relatively cheap car insurance is a pipe dream.

If you take out a specialised learner policy while you’re learning to drive, for example, then by the time you actually pass, you’ll find that many insurers will offer you a discount on your premiums.

Pass Plus is a scheme designed to offer you the chance to prove that you are a safe, responsible driver. Taking a Pass Plus test to supplement your basic practical and theory tests can make your cover a bit cheaper especially when you're a young driver!

No Claims Discounts

One of the best ways to get cheaper car insurance premiums is by making the most of the no claims discount that your insurer will offer.

The longer you go without incident, the more you’ll get discounted from your policy. Generally, this is up to a maximum of five years, by which point you can expect a reduction of up to 75% from your premium.

Different insurers have different policies on the matter but generally speaking, accidents that are in no way your fault shouldn’t invalidate your no claims bonus. It's soften not worth claiming for minor damages to your vehicle and instead just paying up front for the repairs in order to protect your no claims discount.

Getting the Cheapest Car Insurance

Very simply, the best thing you can do if you want to make sure that you get the best level of cover at the best price is to compare car insurance policies from a range of insurers.

A whole host of factors from the value of your car to your age will affect the prices you are offered so it’s crucial that you really scour the market to guarantee that you’re getting the best deals available.

Many insurers offer black box policies. These involve a small device being fitted in your vehicle that tracks various things like your speed, breaking and mileage. The better and safer you drive with a black box, the cheaper your cover will be. For most people, this is the cheapest way to get or stay on the road.

Guides on Comparing Car Insurance

We've put together a series of guides to help make sure that when you come to take out a new car insurance policy, you get the asbolute best cover available at the absolute best possible price.

From tips and tricks that will help you cut the cost of your cover, to information about what to do if you own a car you don't use, we've got it covered. Here's a small selection of our guides for you to look through, for the full list, click here.

No Deposit Car Insurance

By spreading the cost of your car insurance policy across the year rather than paying it all up front, you may increase the amount you pay overall, but you'll ease the short term financial burden. Find out more here.

Car Insurance Brokers

Finding the right car insurance policy can be a bit of a headache. Dedicated brokers can make the whole process much easier by doing the leg work for you. Find out more by reading this guide.

Multi-Car Insurance

If there are more multiple drivers in your household, then you can almost certainly save money by getting everyone insured on the same policy. Most insurers will offer multi car discounts. Read this guide to find out out it all works.

Teenage Car Insurance

Unfortunately, teenage drivers get the short end of the stick as far as insurance costs go. But there are a few things you can do to get the best prices possible within your age group. Read on to find out.

Short Term Cover

Short term cover allows you to let someone legally use your car for a short period of time. Read this guide to find out how this works and, more importantly, how to get the best deals possible on this often pricey form of insurance.

Insurance with a Provisional License

If you're still learning to drive, you can save money on lessons by getting temporarily insured on a friend or relative's car, and practising driving in it. Find out more about incurance for provisional license holders in this guide.