0% for up to the first 21 months from account opening on balance transfers made in the first 90 days. Minimum £100 balance transfer. At least 51% of customers will get 0% on balance transfers for the first 21 months and a representative rate of 18.9% APR (variable). Others will get 0% for 18 or 15 months and a rate of either 21.9% APR (variable), or 25.9% APR (variable). 2.5% fee applies on each balance transfer made in the first 90 days. 3% fee applies on each balance transfer made after the first 90 days. 0% for 21 months from account opening on purchases. At least 51% of customers will get 0% on purchases for the first 21 months and a representative rate of 18.9% APR (variable). Others will get 0% for 18 or 15 months and a rate of either 21.9% APR (variable) or 25.9% APR (variable).

Earn cashback on your everyday spending: 1% cashback at all major supermarkets (on spend of up to £300 per month). 2% cashback at all major departments stores (on spend of up to £150 per month), 3% cashback at all major petrol stations and on National Rail and Transport for London travel, including Santander Cycles (on combined spend of up to £100 a month). Terms & Conditions apply. 0% for 23 months on balance transfers & purchases from account opening. 18.4% APR Representative (Variable).  No foreign exchange fees. Use your 1I2I3 Credit Card abroad until 31 December 2016 and you won’t be charged any foreign exchange fees when paying in the local currency. A monthly fee of £3 applies If you already have, or if you open any of Santander's 1I2I3 Current Accounts, Santander will refund the first 6 months' fees on your 1I2I3 Credit Card. Contactless payments on items below £30. Subject to status. Apple Pay - Pay with your iPhone, iPad or Apple Watch.

Receive 7,000 bonus Freedom points worth £20 when you spend at least £500 or make a balance transfer of at least £500 within 60 days of opening your account. You'll also have to make you minimum payments on time and not go over your credit limit.

Rewards range from the high street, online favourites, places to eat and drink, to top entertainment and days out. Earn points wherever you shop, with double Freedom points on your UK supermarket, petrol station and all Transport for London (TfL) spend. Free ongoing access to your Experian Credit Score. 0% interest on balance transfers for the first 12 months (0.15% fee applies). 0% interest on purchases for 12 months from account opening.

Balance Transfer offer - exclusively available online only. 0% for up to 41 months from account opening on balance transfers made in the first 90 days. Minimum £100 balance transfer. 3.44% effective fee applies on each balance transfer made in the first 90 days. An initial 3.50% fee applies; within 90 days we'll then reduce it to 3.44% by a refund. The refund applies for balance transfers in the first 90 days from when we open your account, after which a 3% fee applies for each balance transfer. 0% for 6 months from account opening on purchases.

0% for up to 38 months from account opening on balance transfers within the first 90 days. Minimum £100 balance transfer. At least 51% of customers will get 0% on balance transfers for the first 38 months and a representative rate of 18.9% APR (variable). Others will get 0% on balance transfers for the first 38 months and a representative rate of 21.9% APR (variable), or 0% on balance transfers for the first 19 months and a representative rate of 25.9% APR (variable). 2.65% effective fee applies on each balance transfer made in the first 90 days. An initial 3% fee applies; we'll then refund 0.35% within 90 days, so the effective fee is 2.65%. The refund applies for balance transfers in the first 90 days from when we open your account, after which a 3% fee applies for each balance transfer. 0% for the first 6 months on purchases.

A credit limit between £150 and £1,200. 0% interest on all your purchases for 3 months from account opening. Your account will be reviewed within 12 months and your interest rate will be reduced and your line of credit may be increased if you always pay on time and stay within your credit limit. Your new account will automatically be set up with paperless statements so that you can manage your account online. You can choose to receive paper statements at any time in Barclaycard account services. Offer ends 04/09/2016.