**60**

Max LTV

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Skipton Building Society | 2yr 1.38% Fixed LTV 60% Intermediary

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.38% and then on our current variable rate of 4.99% (variable) for the remaining 96 months would require 24 monthly payments of £1,562.11 and 96 monthly payments of £1,855.29. The total amount payable would be £217,593.58 made up of the loan amount plus interest (£40,598.58) and arrangement fee (£1995). **The overall cost for your comparison is 0% APRC representative.**

Sainsburys Bank | 2yr 1.39% Fixed R/M C/B LTV 60% Semi Exclusive

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.39% and then on our current variable rate of 4.49% (variable) for the remaining 96 months would require 24 monthly payments of £1,562.88 and 96 monthly payments of £1,812.83. The total amount payable would be £213,035.62 made up of the loan amount plus interest (£36,540.62) and arrangement fee (£1495). **The overall cost for your comparison is 4.1% APRC representative.**

Santander | 2yr 1.39% Fixed BBR R/M C/B LTV 60% Direct Online

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.39% and then on our current variable rate of 4% (variable) for the remaining 96 months would require 24 monthly payments of £1,562.88 and 96 monthly payments of £1,771.79. The total amount payable would be £209,099.90 made up of the loan amount plus interest (£32,600.90) and arrangement fee (£1499). **The overall cost for your comparison is 0% APRC representative.**

Santander | 2yr 1.39% Fixed BBR R/M LTV 60% Direct Online

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.39% and then on our current variable rate of 4% (variable) for the remaining 96 months would require 24 monthly payments of £1,562.88 and 96 monthly payments of £1,771.79. The total amount payable would be £209,099.90 made up of the loan amount plus interest (£32,600.90) and arrangement fee (£1499). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Prof 2yr 1.42% Fxd R/M Offset C/B LTV 60% Int

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.42% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,565.19 and 96 monthly payments of £1,791.82. The total amount payable would be £210,578.11 made up of the loan amount plus interest (£34,579.11) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Prof 2yr 1.42% Fxd R/M Offset Leg LTV 60% Int

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.42% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,565.19 and 96 monthly payments of £1,791.82. The total amount payable would be £210,578.11 made up of the loan amount plus interest (£34,579.11) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Prof 2yr 1.42% Fxd R/M Offset C/B LTV 60% Int I/O

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.42% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,565.19 and 96 monthly payments of £1,791.82. The total amount payable would be £210,578.11 made up of the loan amount plus interest (£34,579.11) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Prof 2yr 1.42% Fxd R/M Offset Leg LTV 60% Int I/O

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.42% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,565.19 and 96 monthly payments of £1,791.82. The total amount payable would be £210,578.11 made up of the loan amount plus interest (£34,579.11) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.42% Fxd R/M Offset C/B LTV 60% Int

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.42% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,565.19 and 96 monthly payments of £1,791.82. The total amount payable would be £210,578.11 made up of the loan amount plus interest (£34,579.11) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.42% Fxd R/M Offset Leg LTV 60% Int

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.42% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,565.19 and 96 monthly payments of £1,791.82. The total amount payable would be £210,578.11 made up of the loan amount plus interest (£34,579.11) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.42% Fxd R/M Offset C/B LTV 60% Int I/O

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.42% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,565.19 and 96 monthly payments of £1,791.82. The total amount payable would be £210,578.11 made up of the loan amount plus interest (£34,579.11) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.42% Fxd R/M Offset Leg LTV 60% Int I/O

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.42% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,565.19 and 96 monthly payments of £1,791.82. The total amount payable would be £210,578.11 made up of the loan amount plus interest (£34,579.11) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Halifax | 2yr 1.44% Fixed FTB LTV 60% Intermediary>£250k

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.44% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,566.73 and 96 monthly payments of £1,791.82. The total amount payable would be £211,115.07 made up of the loan amount plus interest (£34,616.07) and arrangement fee (£1499). **The overall cost for your comparison is 0% APRC representative.**

Sainsburys Bank | 2yr 1.47% Fixed R/M LTV 60%

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.47% and then on our current variable rate of 4.49% (variable) for the remaining 96 months would require 24 monthly payments of £1,569.04 and 96 monthly payments of £1,812.83. The total amount payable would be £212,683.45 made up of the loan amount plus interest (£36,688.45) and arrangement fee (£995). **The overall cost for your comparison is 4.1% APRC representative.**

Sainsburys Bank | 2yr 1.47% Fixed R/M C/B LTV 60% Semi Exclusive

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.47% and then on our current variable rate of 4.49% (variable) for the remaining 96 months would require 24 monthly payments of £1,569.04 and 96 monthly payments of £1,812.83. The total amount payable would be £212,683.45 made up of the loan amount plus interest (£36,688.45) and arrangement fee (£995). **The overall cost for your comparison is 4.1% APRC representative.**

Sainsburys Bank | 2yr 1.48% Fixed H/P LTV 60%

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.48% and then on our current variable rate of 4.49% (variable) for the remaining 96 months would require 24 monthly payments of £1,569.81 and 96 monthly payments of £1,812.83. The total amount payable would be £212,701.96 made up of the loan amount plus interest (£36,706.96) and arrangement fee (£995). **The overall cost for your comparison is 4.1% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.48% Fxd R/M Offset C/B LTV 75% Int

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.48% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,569.81 and 96 monthly payments of £1,791.82. The total amount payable would be £210,689.06 made up of the loan amount plus interest (£34,690.06) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.48% Fxd R/M Offset Leg LTV 75% Int

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.48% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,569.81 and 96 monthly payments of £1,791.82. The total amount payable would be £210,689.06 made up of the loan amount plus interest (£34,690.06) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.48% Fxd R/M Offset C/B LTV 75% Int I/O

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.48% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,569.81 and 96 monthly payments of £1,791.82. The total amount payable would be £210,689.06 made up of the loan amount plus interest (£34,690.06) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.48% Fxd R/M Offset Leg LTV 75% Int I/O

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.48% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,569.81 and 96 monthly payments of £1,791.82. The total amount payable would be £210,689.06 made up of the loan amount plus interest (£34,690.06) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Prof 2yr 1.48% Fxd R/M Offset C/B LTV 75% Int

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.48% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,569.81 and 96 monthly payments of £1,791.82. The total amount payable would be £210,689.06 made up of the loan amount plus interest (£34,690.06) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Prof 2yr 1.48% Fxd R/M Offset Leg LTV 75% Int

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.48% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,569.81 and 96 monthly payments of £1,791.82. The total amount payable would be £210,689.06 made up of the loan amount plus interest (£34,690.06) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Prof 2yr 1.48% Fxd R/M Offset C/B LTV 75% Int I/O

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.48% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,569.81 and 96 monthly payments of £1,791.82. The total amount payable would be £210,689.06 made up of the loan amount plus interest (£34,690.06) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Prof 2yr 1.48% Fxd R/M Offset Leg LTV 75% Int I/O

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.48% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,569.81 and 96 monthly payments of £1,791.82. The total amount payable would be £210,689.06 made up of the loan amount plus interest (£34,690.06) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Prof 2yr 1.49% Fxd R/M Off C/B LTV 60% Int >£1M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.49% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,570.58 and 96 monthly payments of £1,791.82. The total amount payable would be £211,707.57 made up of the loan amount plus interest (£34,708.57) and arrangement fee (£1999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Prof 2yr 1.49% Fxd R/M Off Leg LTV 60% Int >£1M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.49% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,570.58 and 96 monthly payments of £1,791.82. The total amount payable would be £211,707.57 made up of the loan amount plus interest (£34,708.57) and arrangement fee (£1999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Prof 2yr 1.49% FxdR/M Off C/B LTV 60% Int I/O> £1M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.49% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,570.58 and 96 monthly payments of £1,791.82. The total amount payable would be £211,707.57 made up of the loan amount plus interest (£34,708.57) and arrangement fee (£1999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Prof 2yr 1.49% FxdR/M Off Leg LTV 60% Int I/O >£1M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.49% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,570.58 and 96 monthly payments of £1,791.82. The total amount payable would be £211,707.57 made up of the loan amount plus interest (£34,708.57) and arrangement fee (£1999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Prof 2yr 1.49% Fxd R/M Off C/B LTV 60% Int >£2M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.49% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,570.58 and 96 monthly payments of £1,791.82. The total amount payable would be £213,706.57 made up of the loan amount plus interest (£34,708.57) and arrangement fee (£3998). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Prof 2yr 1.49% Fxd R/M Off Leg LTV 60% Int >£2M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.49% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,570.58 and 96 monthly payments of £1,791.82. The total amount payable would be £213,706.57 made up of the loan amount plus interest (£34,708.57) and arrangement fee (£3998). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Prof 2yr 1.49% FxdR/M Off C/B LTV 60% Int I/O >£2M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.49% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,570.58 and 96 monthly payments of £1,791.82. The total amount payable would be £213,706.57 made up of the loan amount plus interest (£34,708.57) and arrangement fee (£3998). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Prof 2yr 1.49% FxdR/M Off Leg LTV 60% Int I/O >£2M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.49% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,570.58 and 96 monthly payments of £1,791.82. The total amount payable would be £213,706.57 made up of the loan amount plus interest (£34,708.57) and arrangement fee (£3998). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.49% Fxd R/M Offset C/B LTV 60% Int>£1M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.49% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,570.58 and 96 monthly payments of £1,791.82. The total amount payable would be £211,707.57 made up of the loan amount plus interest (£34,708.57) and arrangement fee (£1999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.49% Fxd R/M Offset Leg LTV 60% Int>£1M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.49% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,570.58 and 96 monthly payments of £1,791.82. The total amount payable would be £211,707.57 made up of the loan amount plus interest (£34,708.57) and arrangement fee (£1999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.49% Fxd R/M Off C/B LTV 60% Int>£1M I/O

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.49% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,570.58 and 96 monthly payments of £1,791.82. The total amount payable would be £211,707.57 made up of the loan amount plus interest (£34,708.57) and arrangement fee (£1999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.49% Fxd R/M OffLeg LTV 60% Int>£1M I/O

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.49% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,570.58 and 96 monthly payments of £1,791.82. The total amount payable would be £211,707.57 made up of the loan amount plus interest (£34,708.57) and arrangement fee (£1999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.49% Fxd R/M Offset C/B LTV 60% Int>£2M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.49% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,570.58 and 96 monthly payments of £1,791.82. The total amount payable would be £213,706.57 made up of the loan amount plus interest (£34,708.57) and arrangement fee (£3998). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.49% Fxd R/M Offset Leg LTV 60% Int>£2M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.49% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,570.58 and 96 monthly payments of £1,791.82. The total amount payable would be £213,706.57 made up of the loan amount plus interest (£34,708.57) and arrangement fee (£3998). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.49% Fxd R/M Off C/B LTV 60% Int>£2M I/O

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.49% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,570.58 and 96 monthly payments of £1,791.82. The total amount payable would be £213,706.57 made up of the loan amount plus interest (£34,708.57) and arrangement fee (£3998). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.49% Fxd R/M Off Leg LTV 60% Int>£2M I/O

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.49% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,570.58 and 96 monthly payments of £1,791.82. The total amount payable would be £213,706.57 made up of the loan amount plus interest (£34,708.57) and arrangement fee (£3998). **The overall cost for your comparison is 0% APRC representative.**

Halifax | 2yr 1.51% Fixed FTB C/B LTV 60% Direct >£250K

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.51% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,572.12 and 96 monthly payments of £1,791.82. The total amount payable would be £211,240.61 made up of the loan amount plus interest (£34,745.61) and arrangement fee (£1495). **The overall cost for your comparison is 4% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.52% Fxd R/M Offset C/B LTV 60% Int

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.52% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,572.90 and 96 monthly payments of £1,791.82. The total amount payable would be £210,763.13 made up of the loan amount plus interest (£34,764.13) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.52% Fxd R/M Offset Leg LTV 60% Int

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.52% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,572.90 and 96 monthly payments of £1,791.82. The total amount payable would be £210,763.13 made up of the loan amount plus interest (£34,764.13) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.52% Fxd R/M Offset C/B LTV 60% Int I/O

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.52% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,572.90 and 96 monthly payments of £1,791.82. The total amount payable would be £210,763.13 made up of the loan amount plus interest (£34,764.13) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.52% Fxd R/M Offset Leg LTV 60% Int I/O

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.52% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,572.90 and 96 monthly payments of £1,791.82. The total amount payable would be £210,763.13 made up of the loan amount plus interest (£34,764.13) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Accord Mortgages | 2yr 1.52% Fixed LTV 65% Ex/B Semi Exclusive

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.52% and then on our current variable rate of 4.99% (variable) for the remaining 96 months would require 24 monthly payments of £1,572.90 and 96 monthly payments of £1,855.29. The total amount payable would be £217,352.44 made up of the loan amount plus interest (£40,857.44) and arrangement fee (£1495). **The overall cost for your comparison is 4.4% APRC representative.**

NatWest | 2yr 1.53% Fxd R/M LTV 60% Direct >£500K

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.53% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,573.67 and 96 monthly payments of £1,791.82. The total amount payable would be £210,777.67 made up of the loan amount plus interest (£34,782.67) and arrangement fee (£995). **The overall cost for your comparison is 3.9% APRC representative.**

Sainsburys Bank | 2yr 1.53% Fixed H/P LTV 75%

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.53% and then on our current variable rate of 4.49% (variable) for the remaining 96 months would require 24 monthly payments of £1,573.67 and 96 monthly payments of £1,812.83. The total amount payable would be £212,794.57 made up of the loan amount plus interest (£36,799.57) and arrangement fee (£995). **The overall cost for your comparison is 4.1% APRC representative.**

Sainsburys Bank | 2yr 1.53% Fixed R/M C/B LTV 75% Semi Exclusive

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.53% and then on our current variable rate of 4.49% (variable) for the remaining 96 months would require 24 monthly payments of £1,573.67 and 96 monthly payments of £1,812.83. The total amount payable would be £212,794.57 made up of the loan amount plus interest (£36,799.57) and arrangement fee (£995). **The overall cost for your comparison is 4.1% APRC representative.**

Royal Bank of Scotland | 2yr 1.53% Fixed R/M LTV 60% Direct >£500K

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.53% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,573.67 and 96 monthly payments of £1,791.82. The total amount payable would be £210,777.67 made up of the loan amount plus interest (£34,782.67) and arrangement fee (£995). **The overall cost for your comparison is 3.9% APRC representative.**

NatWest Int Sols | 2yr 1.53% Fixed R/M LTV 60% >£500K

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.53% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,573.67 and 96 monthly payments of £1,791.82. The total amount payable would be £210,777.67 made up of the loan amount plus interest (£34,782.67) and arrangement fee (£995). **The overall cost for your comparison is 3.9% APRC representative.**

Platform | 2yr 1.54% Fixed C/B LTV 60% Semi Exclusive

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.54% and then on our current variable rate of 4.99% (variable) for the remaining 96 months would require 24 monthly payments of £1,574.44 and 96 monthly payments of £1,855.29. The total amount payable would be £216,893.51 made up of the loan amount plus interest (£40,894.51) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Platform | 2yr 1.54% Fixed C/B LTV 70% Semi Exclusive

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.54% and then on our current variable rate of 4.99% (variable) for the remaining 96 months would require 24 monthly payments of £1,574.44 and 96 monthly payments of £1,855.29. The total amount payable would be £216,893.51 made up of the loan amount plus interest (£40,894.51) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Platform | 2yr 1.54% Fixed C/B LTV 75% Semi Exclusive

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.54% and then on our current variable rate of 4.99% (variable) for the remaining 96 months would require 24 monthly payments of £1,574.44 and 96 monthly payments of £1,855.29. The total amount payable would be £216,893.51 made up of the loan amount plus interest (£40,894.51) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Nationwide Building Society | Flex 2yr 1.54% Fixed R/M Legs LTV 60%

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.54% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,574.44 and 96 monthly payments of £1,791.82. The total amount payable would be £210,800.21 made up of the loan amount plus interest (£34,801.21) and arrangement fee (£999). **The overall cost for your comparison is 3.8% APRC representative.**

HSBC | 2yr 1.54% Fixed LTV 60% Ex/C Premier

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.54% and then on our current variable rate of 4.19% (variable) for the remaining 96 months would require 24 monthly payments of £1,574.44 and 96 monthly payments of £1,787.64. The total amount payable would be £210,898.54 made up of the loan amount plus interest (£34,399.54) and arrangement fee (£1499). **The overall cost for your comparison is 3.9% APRC representative.**

Santander | 2yr 1.54% Fixed BBR H/P LTV 60% Semi Exclusive

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.54% and then on our current variable rate of 4% (variable) for the remaining 96 months would require 24 monthly payments of £1,574.44 and 96 monthly payments of £1,771.79. The total amount payable would be £208,877.39 made up of the loan amount plus interest (£32,878.39) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Santander | 2yr 1.54% Fixed BBR R/M C/B LTV 60%Semi Exclusive

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.54% and then on our current variable rate of 4% (variable) for the remaining 96 months would require 24 monthly payments of £1,574.44 and 96 monthly payments of £1,771.79. The total amount payable would be £208,877.39 made up of the loan amount plus interest (£32,878.39) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Santander | 2yr 1.54% Fixed BBR R/M LTV 60% Semi Exclusive

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.54% and then on our current variable rate of 4% (variable) for the remaining 96 months would require 24 monthly payments of £1,574.44 and 96 monthly payments of £1,771.79. The total amount payable would be £208,877.39 made up of the loan amount plus interest (£32,878.39) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Principality Building Society | 2yr 1.55% Fixed LTV 65%

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.55% and then on our current variable rate of 5.05% (variable) for the remaining 96 months would require 24 monthly payments of £1,575.21 and 96 monthly payments of £1,860.43. The total amount payable would be £217,301.03 made up of the loan amount plus interest (£41,406.03) and arrangement fee (£895). **The overall cost for your comparison is 4.6% APRC representative.**

Halifax | 2yr 1.55% Fixed FTB C/B LTV 75% Direct >£250k

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.55% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,575.21 and 96 monthly payments of £1,791.82. The total amount payable would be £211,314.75 made up of the loan amount plus interest (£34,819.75) and arrangement fee (£1495). **The overall cost for your comparison is 4% APRC representative.**

Accord Mortgages | 2yr 1.57% Fixed LTV 75% Ex/B Semi Exclusive

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.57% and then on our current variable rate of 4.99% (variable) for the remaining 96 months would require 24 monthly payments of £1,576.76 and 96 monthly payments of £1,855.29. The total amount payable would be £217,445.17 made up of the loan amount plus interest (£40,950.17) and arrangement fee (£1495). **The overall cost for your comparison is 4.4% APRC representative.**

NatWest | 2yr 1.58% Fxd R/M LTV 70% Direct >£500K

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.58% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,577.53 and 96 monthly payments of £1,791.82. The total amount payable would be £210,870.42 made up of the loan amount plus interest (£34,875.42) and arrangement fee (£995). **The overall cost for your comparison is 3.9% APRC representative.**

Barclays | 2yr 1.58% Fixed Ex/B BBR LTV 60%

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.58% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,577.53 and 96 monthly payments of £1,791.82. The total amount payable would be £210,874.42 made up of the loan amount plus interest (£34,875.42) and arrangement fee (£999). **The overall cost for your comparison is 3.8% APRC representative.**

NatWest Int Sols | 2yr 1.58% Fixed R/M LTV 70% >£500K

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.58% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,577.53 and 96 monthly payments of £1,791.82. The total amount payable would be £210,870.42 made up of the loan amount plus interest (£34,875.42) and arrangement fee (£995). **The overall cost for your comparison is 3.9% APRC representative.**

Royal Bank of Scotland | 2yr 1.58% Fixed R/M LTV 70% Direct >£500K

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.58% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,577.53 and 96 monthly payments of £1,791.82. The total amount payable would be £210,870.42 made up of the loan amount plus interest (£34,875.42) and arrangement fee (£995). **The overall cost for your comparison is 3.9% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.58% Fxd R/M Offset C/B LTV 75% Int

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.58% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,577.53 and 96 monthly payments of £1,791.82. The total amount payable would be £210,874.42 made up of the loan amount plus interest (£34,875.42) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.58% Fxd R/M Offset Leg LTV 75% Int

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.58% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,577.53 and 96 monthly payments of £1,791.82. The total amount payable would be £210,874.42 made up of the loan amount plus interest (£34,875.42) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.58% Fxd R/M Offset C/B LTV 75% Int

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.58% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,577.53 and 96 monthly payments of £1,791.82. The total amount payable would be £210,874.42 made up of the loan amount plus interest (£34,875.42) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.58% Fxd R/M Offset Leg LTV 75% Int

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.58% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,577.53 and 96 monthly payments of £1,791.82. The total amount payable would be £210,874.42 made up of the loan amount plus interest (£34,875.42) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.59% Fxd R/M Offset C/B LTV 60% Int>£1M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.59% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,578.31 and 96 monthly payments of £1,791.82. The total amount payable would be £211,892.99 made up of the loan amount plus interest (£34,893.99) and arrangement fee (£1999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.59% Fxd R/M Offset Leg LTV 60% Int>£1M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.59% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,578.31 and 96 monthly payments of £1,791.82. The total amount payable would be £211,892.99 made up of the loan amount plus interest (£34,893.99) and arrangement fee (£1999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.59% Fxd R/M Off C/B LTV 60% Int>£1M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.59% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,578.31 and 96 monthly payments of £1,791.82. The total amount payable would be £211,892.99 made up of the loan amount plus interest (£34,893.99) and arrangement fee (£1999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.59% Fxd R/M Offset Leg LTV 60% Int>£1M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.59% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,578.31 and 96 monthly payments of £1,791.82. The total amount payable would be £211,892.99 made up of the loan amount plus interest (£34,893.99) and arrangement fee (£1999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.59% Fxd R/M Offset C/B LTV 60% Int>£2M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.59% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,578.31 and 96 monthly payments of £1,791.82. The total amount payable would be £213,891.99 made up of the loan amount plus interest (£34,893.99) and arrangement fee (£3998). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.59% Fxd R/M Offset Leg LTV 60% Int>£2M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.59% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,578.31 and 96 monthly payments of £1,791.82. The total amount payable would be £213,891.99 made up of the loan amount plus interest (£34,893.99) and arrangement fee (£3998). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.59% Fxd R/M Off C/B LTV 60% Int>£2M I/O

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.59% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,578.31 and 96 monthly payments of £1,791.82. The total amount payable would be £213,891.99 made up of the loan amount plus interest (£34,893.99) and arrangement fee (£3998). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.59% Fxd R/M Off Leg LTV 60% Int>£2M I/O

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.59% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,578.31 and 96 monthly payments of £1,791.82. The total amount payable would be £213,891.99 made up of the loan amount plus interest (£34,893.99) and arrangement fee (£3998). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.59% Fxd R/M Offset C/B LTV 75% Int>£1M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.59% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,578.31 and 96 monthly payments of £1,791.82. The total amount payable would be £211,892.99 made up of the loan amount plus interest (£34,893.99) and arrangement fee (£1999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.59% Fxd R/M Offset Leg LTV 75% Int>£1M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.59% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,578.31 and 96 monthly payments of £1,791.82. The total amount payable would be £211,892.99 made up of the loan amount plus interest (£34,893.99) and arrangement fee (£1999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.59% Fxd R/M Off C/B LTV 75% Int>£1M I/O

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.59% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,578.31 and 96 monthly payments of £1,791.82. The total amount payable would be £211,892.99 made up of the loan amount plus interest (£34,893.99) and arrangement fee (£1999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.59% Fxd R/M Off Leg LTV 75% Int>£1M I/O

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.59% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,578.31 and 96 monthly payments of £1,791.82. The total amount payable would be £211,892.99 made up of the loan amount plus interest (£34,893.99) and arrangement fee (£1999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Prof 2yr 1.59% Fxd R/M Offset C/B LTV 70% Int >£2M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.59% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,578.31 and 96 monthly payments of £1,791.82. The total amount payable would be £213,891.99 made up of the loan amount plus interest (£34,893.99) and arrangement fee (£3998). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Prof 2yr 1.59% Fxd R/M Offset Leg LTV 70% Int >£2M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.59% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,578.31 and 96 monthly payments of £1,791.82. The total amount payable would be £213,891.99 made up of the loan amount plus interest (£34,893.99) and arrangement fee (£3998). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Prof 2yr 1.59% FxdR/M Off C/B LTV 70% Int I/O >£2M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.59% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,578.31 and 96 monthly payments of £1,791.82. The total amount payable would be £213,891.99 made up of the loan amount plus interest (£34,893.99) and arrangement fee (£3998). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Prof 2yr 1.59% FxdR/M Off Leg LTV 70% Int I/O >£2M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.59% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,578.31 and 96 monthly payments of £1,791.82. The total amount payable would be £213,891.99 made up of the loan amount plus interest (£34,893.99) and arrangement fee (£3998). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Prof 2yr 1.59% Fxd R/M Offset C/B LTV 75% Int >£1M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.59% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,578.31 and 96 monthly payments of £1,791.82. The total amount payable would be £211,892.99 made up of the loan amount plus interest (£34,893.99) and arrangement fee (£1999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Prof 2yr 1.59% Fxd R/M Offset Leg LTV 75% Int >£1M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.59% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,578.31 and 96 monthly payments of £1,791.82. The total amount payable would be £211,892.99 made up of the loan amount plus interest (£34,893.99) and arrangement fee (£1999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Prof 2yr 1.59% FxdR/M Off C/B LTV 75% Int I/O >£1M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.59% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,578.31 and 96 monthly payments of £1,791.82. The total amount payable would be £211,892.99 made up of the loan amount plus interest (£34,893.99) and arrangement fee (£1999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Prof 2yr 1.59% FxdR/M Off Leg LTV 75% Int I/O >£1M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.59% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,578.31 and 96 monthly payments of £1,791.82. The total amount payable would be £211,892.99 made up of the loan amount plus interest (£34,893.99) and arrangement fee (£1999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.59% Fxd R/M Offset C/B LTV 70% Int>£2M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.59% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,578.31 and 96 monthly payments of £1,791.82. The total amount payable would be £213,891.99 made up of the loan amount plus interest (£34,893.99) and arrangement fee (£3998). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.59% Fxd R/M Offset Leg LTV 70% Int>£2M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.59% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,578.31 and 96 monthly payments of £1,791.82. The total amount payable would be £213,891.99 made up of the loan amount plus interest (£34,893.99) and arrangement fee (£3998). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.59% Fxd R/M Off C/B LTV 70% Int>£2M I/O

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.59% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,578.31 and 96 monthly payments of £1,791.82. The total amount payable would be £213,891.99 made up of the loan amount plus interest (£34,893.99) and arrangement fee (£3998). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Flex 2yr 1.59% Fxd R/M Off Leg LTV 70% Int>£2M I/O

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.59% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,578.31 and 96 monthly payments of £1,791.82. The total amount payable would be £213,891.99 made up of the loan amount plus interest (£34,893.99) and arrangement fee (£3998). **The overall cost for your comparison is 0% APRC representative.**

Skipton Building Society | 2yr 1.59% Fixed LTV 60%

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.59% and then on our current variable rate of 4.99% (variable) for the remaining 96 months would require 24 monthly payments of £1,578.31 and 96 monthly payments of £1,855.29. The total amount payable would be £216,982.30 made up of the loan amount plus interest (£40,987.30) and arrangement fee (£995). **The overall cost for your comparison is 4.4% APRC representative.**

Santander | 2yr 1.59% Fixed BBR R/M C/B LTV 75% Direct Online

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.59% and then on our current variable rate of 4% (variable) for the remaining 96 months would require 24 monthly payments of £1,578.31 and 96 monthly payments of £1,771.79. The total amount payable would be £208,970.17 made up of the loan amount plus interest (£32,971.17) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Santander | 2yr 1.59% Fixed BBR R/M LTV 75% Direct Online

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.59% and then on our current variable rate of 4% (variable) for the remaining 96 months would require 24 monthly payments of £1,578.31 and 96 monthly payments of £1,771.79. The total amount payable would be £208,970.17 made up of the loan amount plus interest (£32,971.17) and arrangement fee (£999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Prof 2yr 1.59% FxdR/M Off C/B LTV 60% Int I/O >£1M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.59% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,578.31 and 96 monthly payments of £1,791.82. The total amount payable would be £211,892.99 made up of the loan amount plus interest (£34,893.99) and arrangement fee (£1999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Prof 2yr 1.59% FxdR/M Off Leg LTV 60% Int I/O >£1M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.59% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,578.31 and 96 monthly payments of £1,791.82. The total amount payable would be £211,892.99 made up of the loan amount plus interest (£34,893.99) and arrangement fee (£1999). **The overall cost for your comparison is 0% APRC representative.**

Scottish Widows Bank | Prof 2yr 1.59% Fxd R/M Off C/B LTV 60% Int >£1M

Max LTV

Month Term

Setup Fee

Initial Rate

Standard Rate

**Representative example:** A mortgage of £175000 payable over years, initially on a fixed rate for 24 months at 1.59% and then on our current variable rate of 4.24% (variable) for the remaining 96 months would require 24 monthly payments of £1,578.31 and 96 monthly payments of £1,791.82. The total amount payable would be £211,892.99 made up of the loan amount plus interest (£34,893.99) and arrangement fee (£1999). **The overall cost for your comparison is 0% APRC representative.**

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Mortgages

With a fixed rate mortgage, you’ll be safe in the knowledge that the interest you’re paying will stay at the same rate for a set period of time. Fixed rate terms will typically be two to five years, but can go up to ten in some cases.

You’ll be protected from any increases to the Bank go England’s base rate, and to the lender’s Standard Variable Rate, if you fix. But it goes both ways - if these rates go down, then you may be left paying over the odds.

Have a look at rates for different fixed term lengths before you settle on a mortgage, so that you know you’re getting the best deal that balances security with overall cost.Types

No matter what kind of mortgage you’re after, we’ll help you find it. Use the tabs above the table to switch between fixed rate, discounted, and variable rate mortgages. Within each type, we’ll make sure that you get a mortgage suited exactly to your needs and priorities, whether you’re after the lowest interest rates, the fewest fees or anything else.

We can also help you if you’re looking to remortgage or release equity from your home.