Everything you need to know about car finance - our guides

Compare Car Loans

Posted in category: General | Last updated: 22. 10. 2020

Buying a new car is exciting, but it's not a simple process. It's not cheap either. If you can't af...

See guide detail

Guide to Hire Purchase Car Finance - Money Expert

Posted in category: Types of Car Finance | Last updated: 18. 07. 2024

Do you want to buy a car, but can't afford to pay the full cost in one go? Hire purchase agreem...

See guide detail

Personal Contract Purchase Car Finance - Money Expert

Posted in category: Types of Car Finance | Last updated: 18. 07. 2024

A Personal Contract Purchase (PCP) agreement is one of the best ways to get a car without paying fo...

See guide detail

Can I Sell a Car on Finance? - Money Expert

Posted in category: General | Last updated: 24. 07. 2024

There are a number of reasons why you might want to get rid of your car at any time. But when you&r...

See guide detail

Guide to Car Finance Jargon Buster - Money Expert

Posted in category: Jargon | Last updated: 16. 07. 2024

A survey of 2,500 Brits showed that only 32% knew that HP stands for ‘hire purchase’. M...

See guide detail

Mis-Sold Car Finance: What You Need to Know - Money Expert

Posted in category: General | Last updated: 24. 07. 2024

Mis-selling a car finance deal means that you have either received poor advice, you weren’t g...

See guide detail

How to Buy a Car with a Credit Card

Posted in category: Credit | Last updated: 02. 02. 2022

If you’re searching for car finance deals, using a credit card might not be the first option...

See guide detail

Car Finance with Bad Credit - Money Expert

Posted in category: Credit | Last updated: 24. 07. 2024

When you apply for a car finance deal, your lender will carry out credit checks to see if you are e...

See guide detail

How to Get Out of a Car Finance Agreement? - Money Expert

Posted in category: Tips | Last updated: 24. 07. 2024

Under UK law, you have the right to cancel some types of car finance agreements early. This is call...

See guide detail

Representative APR vs Exact APR for Car Finance

Posted in category: Jargon | Last updated: 22. 10. 2020

Buying car finance can provide you with a lot of unwanted stress. You can apply for what you think...

See guide detail

Traps to Avoid when Buying a Car on Finance

Posted in category: Tips | Last updated: 13. 11. 2023

Buying a car through hire purchase (HP) or personal contract purchase (PCP) agreements might suit y...

See guide detail

Interest Free Car Finance Deals - Money Expert

Posted in category: Types of Car Finance | Last updated: 24. 07. 2024

Occasionally, you'll see car finance plans on offer advertised as charging 0% interest. These d...

See guide detail

What is voluntary termination?

Posted in category: Jargon | Last updated: 02. 02. 2022

Under the Consumer Credit Act 1974, you have a legal right to end a car finance agreement (either a...

See guide detail

Will a Car Dealer Settle My Finance?

Posted in category: General | Last updated: 13. 11. 2023

You are ready to take the plunge and get a new car, but you still have outstanding finance on your...

See guide detail

Guide to Business Car Leasing - Money Expert

Posted in category: Business | Last updated: 16. 07. 2024

Leasing vehicles for your business is a great way to reduce upfront costs for your company. It is s...

See guide detail

Car Finance for Used Cars - Money Expert

Posted in category: General | Last updated: 05. 06. 2024

There are many different car finance deals available if you want to get a used car with a monthly p...

See guide detail

Does Leasing a Car Affect Your Credit Score?

Posted in category: Credit | Last updated: 23. 07. 2020

Any monthly repayments will affect your credit score. This includes your mobile phone contract, car...

See guide detail

Leasing vs Buying Your Next Car

Posted in category: Leasing | Last updated: 23. 07. 2020

So, you’re ready to take the plunge and get a new car. If you afford to pay for your new vehi...

See guide detail

Paying Off Car Finance Early - Money Expert

Posted in category: General | Last updated: 16. 07. 2024

Paying off your car finance early is only really possible if you’re in a comfortable position...

See guide detail

Should You Lease Through a Dealership or a Lease Broker?

Posted in category: Leasing | Last updated: 22. 10. 2020

When it comes to getting a car there are a lot of things to consider. If you’re going to get...

See guide detail

What are the Extra Costs of Car Leasing?

Posted in category: Leasing | Last updated: 23. 07. 2020

Many people lease out their car as it is a cheaper alternative to comparing car finance deals and p...

See guide detail

What Happens at the End of a Car Lease?

Posted in category: Leasing | Last updated: 22. 10. 2020

Are you coming to the end of your car lease, and wondering what the next step is? Although your car...

See guide detail

What is a Deposit Contribution?

Posted in category: Jargon | Last updated: 22. 10. 2020

A deposit contribution acts as a discount on the deposit you need to secure your vehicle by giving...

See guide detail

No Deposit Car Finance - Money Expert

Posted in category: General | Last updated: 05. 06. 2024

Cars can be expensive. A brand new car will easily set you back upwards of £30k, and though m...

See guide detail

Guarantor Car Finance Explained - Money Expert

Posted in category: Types of Car Finance | Last updated: 16. 07. 2024

More than nine out of ten new cars in the UK are bought on finance these days. But if you have poor...

See guide detail

How Car Finance Affects Your Mortgage

Posted in category: General | Last updated: 02. 02. 2022

When you apply for a mortgage, lenders will take a thorough look at your finances, both past and pr...

See guide detail

What is Negative Equity? - Money Expert

Posted in category: Jargon | Last updated: 16. 07. 2024

Negative equity refers to a situation in which you owe more money for something than it is currentl...

See guide detail

Negotiating a Car Finance Deal

Posted in category: Tips | Last updated: 13. 11. 2023

More than 90% of new vehicles in the UK are purchased via some kind of finance arrangement. But whi...

See guide detail

What Checks Are Done For Car Finance? - Money Expert

Posted in category: General | Last updated: 05. 06. 2024

Applying for car finance is generally an easy, straightforward process. There are, however, certain...

See guide detail

What Is The Best Way To Buy A Car? - Money Expert

Posted in category: Tips | Last updated: 24. 07. 2024

Your car is probably the second most expensive thing you will buy after a home. This means that you...

See guide detail

How much does it cost to finance a car?

Posted in category: General | Last updated: 02. 02. 2022

Financing is a central part of most car purchases. Knowing what to expect before you hand in your r...

See guide detail

Top Reasons to Buy a Car on Finance

Posted in category: Tips | Last updated: 02. 02. 2022

Buying a car, whether it's brand new or used, can be overwhelming financially. Working out the best...

See guide detail

Guide to Refinancing Your Car - Money Expert

Posted in category: General | Last updated: 16. 07. 2024

Refinancing is when you replace an existing loan repayment plan with a new one. There are many reas...

See guide detail