Everything you need to know about car finance - our guides

Compare Car Loans

Posted in category: General | Last updated: 22. 10. 2020

Buying a new car is exciting, but it's not a simple process. It's not cheap either. If you can't af...

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Hire Purchase Agreements

Posted in category: Types of Car Finance | Last updated: 23. 07. 2020

Do you want to buy a car, but can't afford to pay the full cost in one go? Hire purchase agreements...

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Personal Contract Purchase (PCP)

Posted in category: Types of Car Finance | Last updated: 23. 07. 2020

A Personal Contract Purchase (PCP) agreement is one of the best ways to get a car without paying fo...

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Can I Sell a Car with Outstanding Finance?

Posted in category: General | Last updated: 22. 10. 2020

There are a number of reasons why you might want to get rid of your car at any time. But when you&r...

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Car Finance Jargon Buster

Posted in category: Jargon | Last updated: 23. 07. 2020

A survey of 2,500 Brits showed that only 32% knew that HP stands for ‘hire purchase’. M...

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Car Finance Mis-Selling Scandal

Posted in category: General | Last updated: 23. 07. 2020

Mis-selling a car finance deal means that you have either received poor advice, you weren’t g...

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How to Buy a Car with a Credit Card

Posted in category: Credit | Last updated: 27. 07. 2020

If you’re searching for car finance deals, using a credit card might not be the first option...

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How to Get Car Finance with Bad Credit

Posted in category: Credit | Last updated: 27. 07. 2020

When you apply for a car finance deal, your lender will carry out credit checks to see if you are e...

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How to Get Out of a Car Finance Agreement

Posted in category: Tips | Last updated: 22. 10. 2020

Under UK law, you have the right to cancel some types of car finance agreements early. This is call...

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Representative APR vs Exact APR for Car Finance

Posted in category: Jargon | Last updated: 22. 10. 2020

Buying car finance can provide you with a lot of unwanted stress. You can apply for what you think...

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Traps to Avoid when Buying a Car on Finance

Posted in category: Tips | Last updated: 23. 07. 2020

Buying a car through hire purchase (HP) or personal contract purchase (PCP) agreements might suit y...

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What is 0% Interest Car Finance?

Posted in category: Types of Car Finance | Last updated: 27. 07. 2020

Occasionally, you'll see car finance plans on offer advertised as charging 0% interest. These deals...

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What is voluntary termination?

Posted in category: Jargon | Last updated: 27. 07. 2020

Under the Consumer Credit Act 1974, you have a legal right to end a car finance agreement (either a...

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Will a Car Dealer Settle My Finance?

Posted in category: General | Last updated: 23. 07. 2020

You are ready to take the plunge and get a new car, but you still have outstanding finance on your...

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Business Car Leasing Guide

Posted in category: Business | Last updated: 23. 07. 2020

Leasing vehicles for your business is a great way to reduce upfront costs for your company. It is s...

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Can I Get a Used Car on Finance?

Posted in category: General | Last updated: 22. 10. 2020

There are many different car finance deals available if you want to get a used car with a monthly p...

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Does Leasing a Car Affect Your Credit Score?

Posted in category: Credit | Last updated: 23. 07. 2020

Any monthly repayments will affect your credit score. This includes your mobile phone contract, car...

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Leasing vs Buying Your Next Car

Posted in category: Leasing | Last updated: 23. 07. 2020

So, you’re ready to take the plunge and get a new car. If you afford to pay for your new vehi...

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Paying Off Car Finance Early

Posted in category: General | Last updated: 23. 07. 2020

Paying off your car finance early is only really possible if you’re in a comfortable position...

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Should You Lease Through a Dealership or a Lease Broker?

Posted in category: Leasing | Last updated: 22. 10. 2020

When it comes to getting a car there are a lot of things to consider. If you’re going to get...

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What are the Extra Costs of Car Leasing?

Posted in category: Leasing | Last updated: 23. 07. 2020

Many people lease out their car as it is a cheaper alternative to comparing car finance deals and p...

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What Happens at the End of a Car Lease?

Posted in category: Leasing | Last updated: 22. 10. 2020

Are you coming to the end of your car lease, and wondering what the next step is? Although your car...

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What is a Deposit Contribution?

Posted in category: Jargon | Last updated: 22. 10. 2020

A deposit contribution acts as a discount on the deposit you need to secure your vehicle by giving...

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Can I Get a Car Finance Deal Without a Deposit?

Posted in category: General | Last updated: 23. 07. 2020

Cars can be expensive. A brand new car will easily set you back upwards of £30k, and though m...

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Guarantor Car Finance

Posted in category: Types of Car Finance | Last updated: 04. 09. 2020

More than nine out of ten new cars in the UK are bought on finance these days. But if you have poor...

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How Car Finance Affects Your Mortgage

Posted in category: General | Last updated: 22. 10. 2020

When you apply for a mortgage, lenders will take a thorough look at your finances, both past and pr...

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Negative Equity Explained

Posted in category: Jargon | Last updated: 23. 07. 2020

Negative equity refers to a situation in which you owe more money for something than it is currentl...

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Negotiating a Car Finance Deal

Posted in category: Tips | Last updated: 23. 07. 2020

More than 90% of new vehicles in the UK are purchased via some kind of finance arrangement. But whi...

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What checks are done for car finance?

Posted in category: General | Last updated: 22. 10. 2020

Applying for car finance is generally an easy, straightforward process. There are, however, certain...

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What is the best way to buy a car?

Posted in category: Tips | Last updated: 22. 10. 2020

Your car is probably the second most expensive thing you will buy after a home. This means that you...

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How much does it cost to finance a car?

Posted in category: General | Last updated: 22. 10. 2020

Financing is a central part of most car purchases. Knowing what to expect before you hand in your r...

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Top Reasons to Buy a Car on Finance

Posted in category: Tips | Last updated: 27. 07. 2020

Buying a car, whether it's brand new or used, can be overwhelming financially. Working out the best...

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Refinancing Your Car

Posted in category: General | Last updated: 23. 07. 2020

Refinancing is when you replace an existing loan repayment plan with a new one. There are many reas...

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