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Income Protection

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What is Income Protection?

Income protection pays out a tax-free replacement income if you can’t work because of illness, injury or redundancy.

What does it cover

Pay your rent or mortgage, loans, credit card repayments, household bills and more

How much do I get?

Income protection policies can pay up 75% of previous income after a specified waiting period.

How much long do I get it for?

You can specify the length of the policy which could last until you either return to work, retire, or for the rest of your life.

How much does it cost?

Premiums are based on age, health, amount covered, term of the policy, waiting period, and whether you smoke. Cover normally ranges from around £10 to £45 a month.

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