Get Quick Pet Insurance Quotes

Cover in Minutes

By simply filling in a quick form with some details about your pet, you can get an accurate quote in no time.

No Hidden Charges

What you see is what you get; you won't be subject to any hidden charges or fees.

Trusted Supplier

We've teamed up with Pet Life Cover because we know they offer an affordable service that you can trust.

Protect Yourself Against Rising Vet Bills

If you get ill or injured, you can head to a hospital where you'll be treated free of charge by an NHS doctor. Unfortunately, there is no such equivalent for our furry friends. To make things worse, vet bills can get eye-wateringly high in some cases.
This puts added pressure on anyone needing to pay for a pet's treatment. Pet insurance will soften the blow. You'll be safe in the knowledge that, should your animal get into any scrapes or fall ill, its treatment will be covered.

How does pet insurance work?

Much like any other form of insurance, with pet insurance you'll pay a regular premium (annually or monthly). In return, the insurer will pay in out in the unfortunate event that your pet requires vetenary treatment. Again, as with other kinds of insurance, you'll have to pay an excess when you do claim.


With pet insurance, you're effectively buying peace of mind and comfort in the knowledge that you won't have to shell out if your pet becomes ill or injured.


Most policies will also pay out for things other than just vet bills. For example, you'll often be covered for third party liabilities, or for costs associated with recovering lost pets.

Types of Pet Insurance

Lifetime Cover

As the name suggests, a lifetime pet insurance policy will cover for you for vet bills up to a certain amount for every year of your pet's life - so long as you renew each year.

Per Condition Cover

With a per condition policy, you'll be covered up to a maximum ammount for each individual condition. For example, say your pet contracts diabetes - once the set maximum is spent on related treatment, it will then be exlcuded from any further claims.

Time Limited Cover

A time limited policy will offer full cover for a period of 12 months starting from the day you make a payment.

Frequently Asked Questions About Pet Insurance
  • Am I covered for veterinary fees as soon as I take out cover?

    Cover for accidental injury is immediate. However illness, including poisoning is covered after the first 14 days of the policy.

  • Could I ever run out of cover?

    This depends on the level of cover you choose. With Lifetime cover the benefit limit you select is reinstated each year, so you will never permanently run out of cover. With Per Condition and Time Limited cover, once the limits have been reached for a certain condition, that condition is then excluded from further claims but the benefit levels remain in place for claims on other conditions.

  • Will I be covered for dental treatment?

    If your pet requires dental treatment we would pay as long as your pet has been insured under the policy for at least 2 years and no dental treatment has been recommended during this time and your pet’s teeth are regularly checked at annual intervals. We will not pay for routine checkups however or elective or cosmetic dentistry.

  • Does my pet need to be vaccinated?

    We advise that your pet receives vaccinations and boosters as recommended by your veterinary surgeon. However if your pet isn’t vaccinated for whatever reason, your Pet Life Cover Pet Insurance cover is still valid except for those conditions vaccination would have prevented.

  • Is there an excess to pay when I claim?

    Yes, an excess is payable per condition. For Lifetime policies this will be payable per condition, per year. This forms part of your quote and as with your premium, is also based on your pet’s species, breed, age and where they live.

  • If I insure more than one pet is there a discount?

    If you insure two or more pets you will receive one month’s free premium per policy every year! You will need to apply for each pet separately, but make a note of the policy number you are given for the first policy as you will be prompted to quote this for the following applications.

  • Why do premiums vary according to species, breed, location and age?

    Different pets in different parts of the country represent different risks for an insurer. Pet Life Cover Pet Insurance is committed to charging the right price for the right risk – so you would not be subsidising the premiums of owners with higher risk pets in more expensive areas.

  • Would previous problems be covered?

    We cannot cover conditions that have been treated or are manifest before you take out your policy. Some conditions, however, may have completely resolved. If you feel we have excluded a pre-existing condition unfairly you may contact us to discuss the matter.