Guides on Home Insurance From Money Expert

Accidental Damage Insurance

Posted in category: Types of Cover | Last updated: 22. 10. 2020

Accidental damage cover is normally an add-on to standard home insurance policies. Insurers often s...

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A Guide to Contents Insurance

Posted in category: Types of Cover | Last updated: 22. 10. 2020

When buying contents insurance, it’s important to check you have just the right amount of cov...

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Alternative Accommodation Cover

Posted in category: Types of Cover, Additions & Extras | Last updated: 22. 10. 2020

If your home suffers unexpected damage and becomes uninhabitable, will your insurance cover the cos...

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Appliance Warranties

Posted in category: General Advice | Last updated: 23. 07. 2020

Our homes are full of vital appliances that most of us take for granted, from our fridges and ovens...

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Buildings Insurance

Posted in category: Types of Cover | Last updated: 21. 09. 2020

Buildings insurance is compulsory with a mortgage, but the good news is you’re free to shop a...

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Compulsory Versus Voluntary Excess

Posted in category: General Advice | Last updated: 23. 07. 2020

For those who are not good with finance, the ins and outs of home insurance can be tricky to get yo...

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Flood Insurance

Posted in category: Types of Cover | Last updated: 23. 07. 2020

Your home has been flooded. Naturally, you are distressed and disorientated. The last thing you wan...

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Garden Security

Posted in category: General Advice | Last updated: 23. 07. 2020

What with lawnmowers, children’s toys, garden furniture, plants and tools, the contents of th...

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Checklist for Moving Home

Posted in category: General Advice | Last updated: 23. 07. 2020

Moving house can prove incredibly stressful. Faced with the daunting task of packing and organising...

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Can security systems reduce my insurance costs?

Posted in category: Pricing, General Advice | Last updated: 23. 07. 2020

So, can security systems reduce the cost of your home insurance? The answer is both yes and no, as...

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Bicycle Insurance

Posted in category: Additions & Extras | Last updated: 16. 10. 2020

Cycling is a cost-effective, healthy and environmentally friendly way to get around. That’s w...

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Home Insurance for Landlords

Posted in category: Types of Cover | Last updated: 22. 10. 2020

Renting out a residential property can be lucrative, but it also comes with a range of financial an...

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Home Insurance for Students

Posted in category: Types of Cover | Last updated: 21. 09. 2020

Students frequently take thousands of pounds worth of possessions to university, including expensiv...

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Home Insurance for Tenants

Posted in category: Types of Cover | Last updated: 22. 10. 2020

Increasing numbers of Britons are living in long-term rented accommodation. 46% of those aged 25 to...

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Home Insurance No-Claims Discount Explained

Posted in category: General Advice | Last updated: 23. 07. 2020

People are always looking for ways to save money on their insurance, and with average monthly cost...

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How Much Cover Do You Need?

Posted in category: General Advice, Pricing | Last updated: 22. 10. 2020

Home is where the heart is and as with all things that are close to you, it’s important to ma...

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How to Make a Home Insurance Claim

Posted in category: General Advice | Last updated: 22. 10. 2020

If you need to file a home insurance claim, something has gone wrong: your home has sustained damag...

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How to Reduce the Cost of Your Home Insurance

Posted in category: General Advice, Pricing | Last updated: 22. 10. 2020

Britons spend an average of £128 a year on contents insurance and £158 a year on buildi...

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Insuring your Appliances

Posted in category: General Advice, Additions & Extras | Last updated: 23. 07. 2020

We often take our appliances for granted, until our washing machine leaks or our freezer thaws the...

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Insuring your Gadgets

Posted in category: Additions & Extras | Last updated: 22. 10. 2020

Brits now check their smartphones every 12 seconds. And mobile phones aren’t the only gadgets...

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Insuring your Self-Build House

Posted in category: Types of Cover | Last updated: 23. 07. 2020

Inspired by Grand Designs, many of us aspire to build our home. Reportedly, more than half (53%) of...

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Is Accidental Damage Buildings Insurance Worth It?

Posted in category: Types of Cover, General Advice | Last updated: 22. 10. 2020

Standard home insurance policies, whether for buildings or contents, exclude accidental damage. Thi...

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Keeping Your Home Secure

Posted in category: General Advice | Last updated: 23. 07. 2020

In 2018, insurers paid out £450 million in home insurance claims resulting from theft. That&r...

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New Build Home Insurance

Posted in category: Types of Cover | Last updated: 22. 10. 2020

If you’ve just purchased or moved into a new build home, you’ll want to get insurance t...

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Holiday Home Insurance

Posted in category: Types of Cover | Last updated: 23. 07. 2020

If you’re lucky enough to have a holiday home then you are going to want to make sure that it...

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Unoccupied Home Insurance

Posted in category: Types of Cover | Last updated: 23. 07. 2020

Vacant homes are more likely to be targeted by burglars, suffer burst pipes or uncontrolled leaks,...

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What to Do When Your Boiler Breaks

Posted in category: General Advice | Last updated: 21. 09. 2020

If your boiler breaks down it can be inconvenient, uncomfortable, and, if the failure occurs in the...

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Where Are the Safest Places to Live In the UK?

Posted in category: General Advice | Last updated: 23. 07. 2020

Looking for a new home? When choosing a neighbourhood or city, you’ll want to consider not ju...

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High Value Item Insurance

Posted in category: Types of Cover, Additions & Extras | Last updated: 23. 07. 2020

If you’re an avid art collector, a tech buff that needs to have the latest TV surround system...

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Thatched Roof Home Insurance

Posted in category: Types of Cover, Additions & Extras | Last updated: 23. 07. 2020

Thatching is the oldest type of roofing in the UK and has been used for centuries. Often seen in th...

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Home Insurance for Collectors

Posted in category: Additions & Extras, General Advice | Last updated: 23. 07. 2020

Collections can be a lifetime hobby perhaps because it’s a passion or you’ve created a...

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Non-Standard Home Insurance

Posted in category: Types of Cover | Last updated: 23. 07. 2020

A non-standard home could be anything from a build your own Huf Haus to a centuries-old listed buil...

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Shed Insurance

Posted in category: Types of Cover | Last updated: 23. 07. 2020

Although your garden shed may look like quite a simple building in your back garden, it’s mos...

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Insure Your Home Against Pet Damage

Posted in category: Additions & Extras, General Advice | Last updated: 23. 07. 2020

Those of us with pets all know that the furry addition to our household immediately becomes a part...

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Storm Damage Cover

Posted in category: Additions & Extras | Last updated: 22. 10. 2020

Storms can cause significant damage to your home, so it is vital that you have adequate cover to pr...

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What can invalidate my home insurance?

Posted in category: General Advice | Last updated: 23. 07. 2020

If you aren’t careful, you may end up invalidating your home insurance policy without realisi...

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Home Emergency Cover

Posted in category: Types of Cover | Last updated: 23. 07. 2020

Home emergency cover can provide you with the peace of mind you need should you have an emergency a...

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Possessions Insurance

Posted in category: Types of Cover | Last updated: 22. 10. 2020

Home contents insurance covers your personal belongings from damage, loss and theft inside your hom...

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What does a single item limit mean?

Posted in category: General Advice | Last updated: 21. 09. 2020

Insurance providers often refer to a ‘single item limit’ within contents insurance poli...

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Finding Home Insurance with a Criminal Conviction

Posted in category: General Advice | Last updated: 21. 09. 2020

There are more than eleven million people in the UK with a criminal record, many of whom need home...

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New for Old Cover

Posted in category: Types of Cover | Last updated: 23. 07. 2020

Home insurance is an important way to protect your home and possessions from loss, theft or damage....

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How do renovations affect home insurance?

Posted in category: General Advice, Pricing | Last updated: 22. 10. 2020

Renovating your home is stressful and even though you’ll try your hardest to plan, there is a...

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Home Insurance and Subsidence

Posted in category: General Advice | Last updated: 23. 07. 2020

When purchasing a home insurance policy, looking out for subsidence cover is important, how much ex...

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Do trees affect my home insurance?

Posted in category: General Advice, Pricing | Last updated: 22. 10. 2020

Trees are a great addition to a garden, providing shelter, privacy and lush aesthetics. But even th...

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How to Protect Your Home from Flooding

Posted in category: General Advice | Last updated: 23. 07. 2020

A flooded house is any homeowner’s worst nightmare. Unfortunately, it’s only likely to...

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Garage Insurance

Posted in category: Types of Cover, Additions & Extras | Last updated: 23. 07. 2020

Your garage might not look too glamorous but it’s likely full of expensive items. So, making...

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Best Types of Lock to Keep your Home Secure

Posted in category: General Advice | Last updated: 01. 09. 2020

Keeping your home secure is very important, so it’s key that you have the right locks for the...

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Do solar panels affect home insurance?

Posted in category: General Advice, Pricing | Last updated: 01. 09. 2020

Whether you’re just starting to consider solar panels or are already having them installed as...

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Handbag Insurance

Posted in category: Additions & Extras | Last updated: 01. 09. 2020

Whether you keep your whole life in your handbag or just love it as a fashionable accessory, handba...

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How do house keys affect home insurance?

Posted in category: General Advice, Pricing | Last updated: 01. 09. 2020

Most of us know someone who has lost a set of house keys, and we know that it can be a real inconve...

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Top Tips for Getting Cheaper Home Insurance

Posted in category: General Advice | Last updated: 01. 09. 2020

Whether you’re looking for a new home insurance policy or just hoping to change your current...

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Camera Insurance

Posted in category: Additions & Extras | Last updated: 23. 07. 2020

Expensive cameras and camcorders are becoming more popular due to the likes of YouTube and Instagra...

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Flat Insurance

Posted in category: Types of Cover | Last updated: 23. 07. 2020

14% of Britons dwell in flats, 43% of which are Londoners. Flats are easier to maintain, cheaper to...

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Home Insurance for First Time Buyers

Posted in category: Types of Cover | Last updated: 23. 07. 2020

Getting yourself on the property ladder takes a lot of work. You’ve saved up for years, found...

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How to Switch Home Insurance Provider

Posted in category: General Advice | Last updated: 23. 07. 2020

It’s becoming common knowledge that when it comes to any kind of insurance policy, it pays to...

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Listed Building Insurance

Posted in category: Types of Cover | Last updated: 22. 10. 2020

While the term ‘listed buildings’ conjures images of castles, manors and national landm...

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Mobile Phone Insurance

Posted in category: Types of Cover, Additions & Extras | Last updated: 23. 07. 2020

As mobile phones has evolved into powerful pocket computers and cameras, GPS devices, wallets, musi...

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Over 50s Home Insurance

Posted in category: Types of Cover | Last updated: 23. 07. 2020

It’s commonly known that older drivers can enjoy cheaper car insurance premiums, but did you...

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Shared Home Insurance

Posted in category: Types of Cover | Last updated: 23. 07. 2020

Students and young people frequently share rented accommodation. In expensive cities like London, y...

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Trace and Access Cover

Posted in category: Types of Cover | Last updated: 23. 07. 2020

Not many people have heard of trace and access cover, so you’d be forgiven for assuming that...

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What’s your home’s rebuild cost?

Posted in category: General Advice | Last updated: 23. 07. 2020

When you’re looking for home buildings insurance, you’ll need to submit an estimate of...

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Are my clothes insured?

Posted in category: Uncategorized | Last updated: 23. 07. 2020

The average British woman owns 95 articles of clothing. Men have leaner wardrobes but, with 56 item...

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Jewellery Insurance

Posted in category: Uncategorized | Last updated: 22. 10. 2020

Many of us have valuable accessories in our jewellery boxes and safes from grandmothers’ enga...

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Boiler Cover

Posted in category: Uncategorized | Last updated: 16. 09. 2020

Having a boiler breakdown is stressful in any season, but it can be a nightmare in the depths of win...

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Electric Bike Insurance

Posted in category: Uncategorized | Last updated: 19. 10. 2020

Electric bikes are a great way to get to get around town, particularly in British cities, as t...

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Flat Roof Insurance

Posted in category: Uncategorized | Last updated: 19. 10. 2020

Owning a home with a flat roof may be an appealing option for you. Being able to use a roof te...

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Home Insurance and Working from Home

Posted in category: Uncategorized | Last updated: 19. 10. 2020

As we adjust to the ‘new normal’ amidst the global coronavirus pandemic, and the realit...

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Home Insurance Renewal

Posted in category: Uncategorized | Last updated: 19. 10. 2020

As the end of your home insurance policy nears, it is a good idea to start thinking about the best...

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Rent Guarantee Insurance

Posted in category: Uncategorized | Last updated: 19. 10. 2020

There are a great many reasons why people may be unable to pay their rent on time, and more often t...

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Wedding Ring Insurance

Posted in category: Uncategorized | Last updated: 16. 09. 2020

Your big day has come and gone. The vows have been made and the rings exchanged. So now what do you...

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Home Insurance Legal Cover

Posted in category: Uncategorized | Last updated: 12. 10. 2020

Legal expenses cover, also known a family legal protection, shields you from paying extortionate la...

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How much is my house worth?

Posted in category: Uncategorized | Last updated: 12. 10. 2020

Your property’s value changes all the time. When taking out a home insurance policy or lookin...

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Short Term Home Insurance

Posted in category: Uncategorized | Last updated: 12. 10. 2020

Short term (or, short term unoccupied) home insurance covers your home if you leave it empty for mo...

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What is storage insurance?

Posted in category: Uncategorized | Last updated: 12. 10. 2020

Whether you’re moving house or simply looking for a place to store bulky excess possessions,...

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