Fixed Term
Savings Accounts

Use our comparison engine to find the best fixed term savings accounts

Compare The Best Fixed Term Savings Accounts

Secure Trust Bank - 7 Year Fixed Rate Bond (2.May.2025)

Notice Required
02/05/2025

Paid Interest
annually

Gross Rate
2.75%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Secure Trust Bank - 6 Year Fixed Rate Bond (3.May.2024)

Notice Required
03/05/2024

Paid Interest
annually

Gross Rate
2.7%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Secure Trust Bank - 5 Year Fixed Rate Bond (3.May.2023)

Notice Required
03/05/2023

Paid Interest
annually

Gross Rate
2.65%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Leeds Building Society - Regular Saver Issue 14

Notice Required
31/03/2019

Paid Interest
maturity

Gross Rate
2.55%

Minimum Rate
£50

Maximum Rate
£3,000

Furness Building Society - 2.20% 5 Year Fixed Rate eSavings Bond Issue 1

Notice Required
5 years

Paid Interest
annually

Gross Rate
2.2%

Minimum Rate
£1,000

Maximum Rate
£250,000

Furness Building Society - 2.20% 5 Year Fxd Rate Bond Iss 1 (Branch version)

Notice Required
5 years

Paid Interest
annually

Gross Rate
2.2%

Minimum Rate
£1,000

Maximum Rate
£250,000

Furness Building Society - 2.20% 5 YearFxd Rate Bond Iss 1 (Branch version) M

Notice Required
5 years

Paid Interest
monthly

Gross Rate
2.2%

Minimum Rate
£1,000

Maximum Rate
£250,000

Secure Trust Bank - 2 Year Fixed Rate Bond (29.Apr.2020)

Notice Required
29/04/2020

Paid Interest
annually

Gross Rate
2.1%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Barclays - Premier Flexible Bond 3 Year Issue 14 Ex/C Annual

Notice Required
3 years

Paid Interest
annually

Gross Rate
2.02%

Minimum Rate
£1

Maximum Rate
£1,000,000

Barclays - Premier Flexible Bond 3 Yr Iss 14 Ex/C End of Term

Notice Required
3 years

Paid Interest
maturity

Gross Rate
2.02%

Minimum Rate
£1

Maximum Rate
£1,000,000

Barclays - Premier Flexible Bond 3 Year Issue 14 Ex/C Month

Notice Required
3 years

Paid Interest
monthly

Gross Rate
2.02%

Minimum Rate
£1

Maximum Rate
£1,000,000

Darlington Building Society - Fixed Rate Monthly Income Bond 1

Notice Required
31/05/2023

Paid Interest
monthly

Gross Rate
2%

Minimum Rate
£10,000

Maximum Rate
£500,000

Marsden - Branch Regular Saver (Issue 39)

Notice Required
31/03/2019

Paid Interest
maturity

Gross Rate
2%

Minimum Rate
£25

Maximum Rate
£3,000

State Bank of India - 5 Year Loyalty Fixed Deposit Ex/C

Notice Required
5 years

Paid Interest
annually

Gross Rate
2%

Minimum Rate
£10,000

Maximum Rate
£5,000,000

State Bank of India - 5 Year Loyalty Fixed Deposit Ex/C (Maturity)

Notice Required
5 years

Paid Interest
maturity

Gross Rate
2%

Minimum Rate
£10,000

Maximum Rate
£5,000,000

Principality Building Society - Regular Saver Bond Issue 18

Notice Required
1 year

Paid Interest
maturity

Gross Rate
2%

Minimum Rate
£20

Maximum Rate
£6,000

National Savings & Investments - 3 Year Guaranteed Growth Bond Issue 57

Notice Required
3 years

Paid Interest
annually

Gross Rate
1.95%

Minimum Rate
£500

Maximum Rate
£1,000,000

National Savings & Investments - 3 Year Guaranteed Income Bond Issue 57

Notice Required
3 years

Paid Interest
monthly

Gross Rate
1.92%

Minimum Rate
£500

Maximum Rate
£1,000,000

Nationwide Building Society - 5 Year Fixed Rate Bond

Notice Required
5 years

Paid Interest
annually

Gross Rate
1.85%

Minimum Rate
£1

Maximum Rate
£5,000,000

Saga - 2 Year Fixed Rate Savings Account

Notice Required
2 years

Paid Interest
annually

Gross Rate
1.85%

Minimum Rate
£1

Maximum Rate
£10,000,000

Saga - 2 Year Fixed Rate Savings Account Monthly

Notice Required
2 years

Paid Interest
monthly

Gross Rate
1.85%

Minimum Rate
£1

Maximum Rate
£10,000,000

Wesleyan Bank Limited - 18 Month Fixed Rate Deposit Account

Notice Required
18 months

Paid Interest
annually

Gross Rate
1.83%

Minimum Rate
£1,000

Maximum Rate
£250,000

Secure Trust Bank - 1 Year Fixed Rate Bond (29.Apr.2019)

Notice Required
29/04/2019

Paid Interest
annually

Gross Rate
1.83%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Barclays - 3 Year Flexible Bond Issue 35

Notice Required
3 years

Paid Interest
annually

Gross Rate
1.81%

Minimum Rate
£1

Maximum Rate
£1,000,000

Barclays - 3 Year Flexible Bond Issue 35 End of Term

Notice Required
3 years

Paid Interest
maturity

Gross Rate
1.81%

Minimum Rate
£1

Maximum Rate
£1,000,000

Barclays - 3 Year Flexible Bond Issue 35 Monthly

Notice Required
3 years

Paid Interest
monthly

Gross Rate
1.81%

Minimum Rate
£1

Maximum Rate
£1,000,000

State Bank of India - 2 Year Loyalty Fixed Deposit Ex/C

Notice Required
2 years

Paid Interest
annually

Gross Rate
1.75%

Minimum Rate
£10,000

Maximum Rate
£5,000,000

State Bank of India - 2 Year Loyalty Fixed Deposit Ex/C (Maturity)

Notice Required
2 years

Paid Interest
maturity

Gross Rate
1.75%

Minimum Rate
£10,000

Maximum Rate
£5,000,000

State Bank of India - 3 Year Loyalty Fixed Deposit Ex/C

Notice Required
3 years

Paid Interest
annually

Gross Rate
1.75%

Minimum Rate
£10,000

Maximum Rate
£5,000,000

State Bank of India - 3 Year Loyalty Fixed Deposit Ex/C (Maturity)

Notice Required
3 years

Paid Interest
maturity

Gross Rate
1.75%

Minimum Rate
£10,000

Maximum Rate
£5,000,000

State Bank of India - 4 Year Loyalty Fixed Deposit Ex/C

Notice Required
4 years

Paid Interest
annually

Gross Rate
1.75%

Minimum Rate
£10,000

Maximum Rate
£5,000,000

State Bank of India - 4 Year Loyalty Fixed Deposit Ex/C (Maturity)

Notice Required
4 years

Paid Interest
maturity

Gross Rate
1.75%

Minimum Rate
£10,000

Maximum Rate
£5,000,000

Saffron Building Society - 3 Year Fixed Rate Bond

Notice Required
3 years

Paid Interest
annually

Gross Rate
1.68%

Minimum Rate
£500

Maximum Rate
£75,000

Melton Mowbray - Online Fixed Rate Savings to 24 January 2020

Notice Required
24/01/2020

Paid Interest
monthly

Gross Rate
1.61%

Minimum Rate
£1,000

Maximum Rate
£500,000

Melton Mowbray - Fixed Rate Savings to 24 January 2020

Notice Required
24/01/2020

Paid Interest
monthly

Gross Rate
1.61%

Minimum Rate
£1,000

Maximum Rate
£500,000

Coventry - Fixed Bond (176) 30.04.2020 (Passbook)

Notice Required
30/04/2020

Paid Interest
annually

Gross Rate
1.55%

Minimum Rate
£1

Maximum Rate
£250,000

Coventry - Fixed Bond (176) 30.04.2020 (Statement)

Notice Required
30/04/2020

Paid Interest
annually

Gross Rate
1.55%

Minimum Rate
£1

Maximum Rate
£250,000

Coventry - Fixed Bond (176) 30.04.2020 (Statement) Monthly

Notice Required
30/04/2020

Paid Interest
monthly

Gross Rate
1.55%

Minimum Rate
£1

Maximum Rate
£250,000

Coventry - Fixed Bond (176) 30.04.2020 (Passbook) Monthly

Notice Required
30/04/2020

Paid Interest
monthly

Gross Rate
1.55%

Minimum Rate
£1

Maximum Rate
£250,000

Leeds Building Society - 2 Year Fixed Rate Bond Issue 300

Notice Required
31/05/2020

Paid Interest
annually

Gross Rate
1.5%

Minimum Rate
£100

Maximum Rate
£1,000,000

FirstSave - 1 Year Fixed Rate Bond 35th Issue

Notice Required
1 year

Paid Interest
annually

Gross Rate
1.5%

Minimum Rate
£1,000

Maximum Rate
£2,000,000

State Bank of India - 1 Year Loyalty Fixed Deposit Ex/C

Notice Required
1 year

Paid Interest
maturity

Gross Rate
1.5%

Minimum Rate
£10,000

Maximum Rate
£5,000,000

National Savings & Investments - 1 Year Guaranteed Growth Bond Issue 62

Notice Required
1 year

Paid Interest
maturity

Gross Rate
1.5%

Minimum Rate
£500

Maximum Rate
£1,000,000

Saffron Building Society - 2 Year Fixed Rate Bond

Notice Required
2 years

Paid Interest
annually

Gross Rate
1.51%

Minimum Rate
£500

Maximum Rate
£50,000

Marsden - Fixed Rate Bond (Issue 142)

Notice Required
31/08/2021

Paid Interest
annually

Gross Rate
1.5%

Minimum Rate
£5,000

Maximum Rate
£250,000

Marsden - Fixed Rate Bond (Issue 142) Monthly

Notice Required
31/08/2021

Paid Interest
monthly

Gross Rate
1.5%

Minimum Rate
£5,000

Maximum Rate
£250,000

FirstSave - 1 Year Fixed Rate Bond 35th Issue Monthly

Notice Required
1 year

Paid Interest
monthly

Gross Rate
1.5%

Minimum Rate
£5,000

Maximum Rate
£2,000,000

Principality Building Society - 1 Year Fixed Rate Bond Issue 315

Notice Required
1 year

Paid Interest
annually

Gross Rate
1.48%

Minimum Rate
£500

Maximum Rate
£2,000,000

Principality Building Society - 1 Year Fixed Rate Bond Issue 315 Monthly

Notice Required
1 year

Paid Interest
monthly

Gross Rate
1.48%

Minimum Rate
£500

Maximum Rate
£2,000,000

National Savings & Investments - 1 Year Guaranteed Income Bond Issue 62

Notice Required
1 year

Paid Interest
monthly

Gross Rate
1.46%

Minimum Rate
£500

Maximum Rate
£1,000,000

Bath Investment & Building Society - Direct 60 (Issue 14) Ex/C

Notice Required
1 year

Paid Interest
monthly

Gross Rate
1.45%

Minimum Rate
£2,500

Maximum Rate
£100,000

Cambridge Building Society - 2 Year Fixed Rate Bond (Issue 76)

Notice Required
2 years

Paid Interest
annually

Gross Rate
1.4%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Cambridge Building Society - 2 Year Fixed Rate e-Bond (Issue 8)

Notice Required
2 years

Paid Interest
annually

Gross Rate
1.4%

Minimum Rate
£5,000

Maximum Rate
£1,000,000

Yorkshire Building Society - 1.40% Fixed Rate Bond to 30/04/2020

Notice Required
30/04/2020

Paid Interest
annually

Gross Rate
1.4%

Minimum Rate
£1,000

Maximum Rate
£2,000,000

Yorkshire Building Society - 1.40% Fixed Rate e-Bond to 30/04/2020

Notice Required
30/04/2020

Paid Interest
annually

Gross Rate
1.4%

Minimum Rate
£1,000

Maximum Rate
£2,000,000

Newcastle Building Society - NE Excl Two Year Fixed Rate Bond (Iss 26)

Notice Required
19/06/2020

Paid Interest
annually

Gross Rate
1.4%

Minimum Rate
£500

Maximum Rate
£250,000

Marsden - Fixed Rate Bond (Issue 141)

Notice Required
31/08/2020

Paid Interest
annually

Gross Rate
1.4%

Minimum Rate
£5,000

Maximum Rate
£250,000

Marsden - Fixed Rate Bond (Issue 141) Monthly

Notice Required
31/08/2020

Paid Interest
monthly

Gross Rate
1.4%

Minimum Rate
£5,000

Maximum Rate
£250,000

Newcastle Building Society - NE Excl Two Year Fixed Rate Bond (Iss 26) Monthly

Notice Required
19/06/2020

Paid Interest
monthly

Gross Rate
1.4%

Minimum Rate
£500

Maximum Rate
£250,000

Yorkshire Building Society - 1.40% Fixed Rate e-Bond to 30/04/2020 Monthly

Notice Required
30/04/2020

Paid Interest
monthly

Gross Rate
1.4%

Minimum Rate
£1,000

Maximum Rate
£2,000,000

Yorkshire Building Society - 1.40% Fixed Rate Bond to 30/04/2020 Monthly

Notice Required
30/04/2020

Paid Interest
monthly

Gross Rate
1.4%

Minimum Rate
£1,000

Maximum Rate
£2,000,000

Nottingham Building Society - Fixed Rate Issue 170

Notice Required
31/05/2020

Paid Interest
annually

Gross Rate
1.35%

Minimum Rate
£500

Maximum Rate
£750,000

Allied Irish Bank (GB) - Savings Direct 2 Year Fixed Rate Bond Ex/C

Notice Required
2 years

Paid Interest
annually

Gross Rate
1.3%

Minimum Rate
£1,000

Maximum Rate
£2,000,000

Darlington Building Society - Celebratory Fixed Rate Bond (1 Year)

Notice Required
30/06/2019

Paid Interest
annually

Gross Rate
1.3%

Minimum Rate
£15,000

Maximum Rate
£100,000

Buckinghamshire Building Society - Fixed Rate Bond (Issue 102) to 30th May 2019

Notice Required
30/05/2019

Paid Interest
maturity

Gross Rate
1.25%

Minimum Rate
£1,000

Maximum Rate
£500,000

Yorkshire Building Society - 1.20% Fixed Rate Bond to 30/04/2019

Notice Required
30/04/2019

Paid Interest
annually

Gross Rate
1.2%

Minimum Rate
£1,000

Maximum Rate
£2,000,000

Yorkshire Building Society - 1.20% Fixed Rate e-Bond to 30/04/2019

Notice Required
30/04/2019

Paid Interest
annually

Gross Rate
1.2%

Minimum Rate
£1,000

Maximum Rate
£2,000,000

Darlington Building Society - Member Exclusive 2 Year Fixed Rate Bond Ex/C

Notice Required
31/05/2020

Paid Interest
annually

Gross Rate
1.2%

Minimum Rate
£1

Maximum Rate
£25,000

Chelsea Building Society - 1.20% Fixed Rate e-Bond to 30/04/2019

Notice Required
30/04/2019

Paid Interest
annually

Gross Rate
1.2%

Minimum Rate
£1,000

Maximum Rate
£2,000,000

Norwich & Peterborough B.Soc. - 1 Year Fixed Rate Bond

Notice Required
1 year

Paid Interest
annually

Gross Rate
1.2%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Darlington Building Society - Spring Bond Issue 2

Notice Required
31/05/2019

Paid Interest
annually

Gross Rate
1.2%

Minimum Rate
£1

Maximum Rate
£15,000

Newcastle Building Society - NE Excl One Year Fixed Rate Bond (Iss 9)

Notice Required
19/06/2019

Paid Interest
annually

Gross Rate
1.2%

Minimum Rate
£500

Maximum Rate
£250,000

Triodos Bank - Three Year Ethical Savings Bond

Notice Required
3 years

Paid Interest
annually

Gross Rate
1.2%

Minimum Rate
£500

Maximum Rate
£1,000,000

Triodos Bank - Three Year Ethical Savings Bond Monthly

Notice Required
3 years

Paid Interest
monthly

Gross Rate
1.2%

Minimum Rate
£500

Maximum Rate
£1,000,000

Yorkshire Building Society - Single Access Saver Issue 8

Notice Required
1 year

Paid Interest
annually

Gross Rate
1.2%

Minimum Rate
£100

Maximum Rate
£2,000,000

Yorkshire Building Society - Single Access Saver Issue 8 Monthly

Notice Required
1 year

Paid Interest
monthly

Gross Rate
1.2%

Minimum Rate
£100

Maximum Rate
£2,000,000

Newcastle Building Society - NE Excl One Year Fixed Rate Bond (Iss 9) Monthly

Notice Required
19/06/2019

Paid Interest
monthly

Gross Rate
1.2%

Minimum Rate
£500

Maximum Rate
£250,000

Norwich & Peterborough B.Soc. - 1 Year Fixed Rate Bond Monthly

Notice Required
1 year

Paid Interest
monthly

Gross Rate
1.2%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Chelsea Building Society - 1.20% Fixed Rate e-Bond to 30/04/2019 Monthly

Notice Required
30/04/2019

Paid Interest
monthly

Gross Rate
1.2%

Minimum Rate
£1,000

Maximum Rate
£2,000,000

Yorkshire Building Society - 1.20% Fixed Rate e-Bond to 30/04/2019 Monthly

Notice Required
30/04/2019

Paid Interest
monthly

Gross Rate
1.2%

Minimum Rate
£1,000

Maximum Rate
£2,000,000

Yorkshire Building Society - 1.20% Fixed Rate Bond to 30/04/2019 Monthly

Notice Required
30/04/2019

Paid Interest
monthly

Gross Rate
1.2%

Minimum Rate
£1,000

Maximum Rate
£2,000,000

Nationwide Building Society - 3 Year Fixed Rate Bond

Notice Required
3 years

Paid Interest
annually

Gross Rate
1.1%

Minimum Rate
£1

Maximum Rate
£5,000,000

Newcastle Building Society - One Year Fixed Rate Bond (Issue 10)

Notice Required
19/06/2019

Paid Interest
annually

Gross Rate
1.1%

Minimum Rate
£500

Maximum Rate
£250,000

Newcastle Building Society - One Year Fixed Rate Bond (Issue 10) Monthly

Notice Required
19/06/2019

Paid Interest
monthly

Gross Rate
1.1%

Minimum Rate
£500

Maximum Rate
£250,000

Darlington Building Society - Member Exclusive 2 Year Tracker Rate Bond Ex/C

Notice Required
31/05/2020

Paid Interest
annually

Gross Rate
1.05%

Minimum Rate
£1

Maximum Rate
£25,000

Allied Irish Bank (GB) - Savings Direct 1 Year Fixed Rate Bond Ex/C

Notice Required
1 year

Paid Interest
maturity

Gross Rate
1%

Minimum Rate
£1,000

Maximum Rate
£2,000,000

Nationwide Building Society - 2 Year Fixed Rate Bond

Notice Required
2 years

Paid Interest
annually

Gross Rate
0.85%

Minimum Rate
£1

Maximum Rate
£5,000,000

West Bromwich Building Society - 1 Year Fixed Rate Bond

Notice Required
30/04/2019

Paid Interest
maturity

Gross Rate
0.85%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

West Bromwich Building Society - 1 Year Fixed Rate Bond Monthly

Notice Required
30/04/2019

Paid Interest
monthly

Gross Rate
0.85%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Halifax - Fixed Saver - 2 Year Term

Notice Required
2 years

Paid Interest
annually

Gross Rate
0.55%

Minimum Rate
£500

Maximum Rate
£9,000,000

Halifax - Fixed Saver - 2 Year Term Monthly

Notice Required
2 years

Paid Interest
monthly

Gross Rate
0.55%

Minimum Rate
£500

Maximum Rate
£9,000,000

Scottish Widows Bank - 1 Year Fixed Term Deposit

Notice Required
02/05/2019

Paid Interest
maturity

Gross Rate
0.5%

Minimum Rate
£10,000

Maximum Rate
£5,000,000

Lloyds Bank - 1 Year Fixed Bond

Notice Required
1 year

Paid Interest
annually

Gross Rate
0.4%

Minimum Rate
£2,000

Maximum Rate
£1,000,000

Lloyds Bank - 1 Year Fixed Bond Monthly

Notice Required
1 year

Paid Interest
monthly

Gross Rate
0.4%

Minimum Rate
£2,000

Maximum Rate
£1,000,000

Credit Building Cards

Interest Rates

Although credit building cards are a good option for those who a poor credit history or with no history at all, they do come at a price. Because lenders are taking a risk by giving access to credit to an individual who may potentially not be able to repay the necessary repayments, they in turn charge a high interest rate to counter balance this. There are many different providers and each will offer a different interest rate for customers, so be sure to shop around for the best possible interest rate that you think you will be able be accepted for, given your credit score.

Will I Be Accepted For A Credit Building Card

Although credit building cards are designed with those who have a poor credit rating in mind, not all applicants will be accepted. There are many factors that dictate whether or not you will be able to get a credit building credit card, like your income and the current state of your finances. If you are turned down however, be aware that there are many providers and they may be one who will be willing to give you accept your application; but at the same time also be aware that getting turned down from some providers can have a negative effect on your credit rating, making it more difficult for you to borrow in the future.

Advantages of Credit Building Cards:

  • Gives you the opportunity to build your credit score, which is ideal for those who have either had problems repaying debt in the past who those who have not yet had the chance to demonstrate that they are reliable and fully capable of paying back their debts
  • Some cards will come with the opportunity to achieve rewards if you are able to keep up with your repayments as an added incentive.

Disadvantages of Credit Building Cards:

  • Because they are designed for those who may be less reliable with their spending, credit building credit cards will have a lower spending limit, meaning that they cannot be used to purchase very expensive items.
  • There is a high interest rate that is in line with the level of risk that lenders are taking by giving credit to individuals in a high risk category. However after consistently paying off the credit you owe, you will likely be able to move onto better deals.

Make sure that you are on the electoral register, as lenders often use this is a way of verifying your home address and any past addresses you may have had. You can do this by contacting your local council.

Another useful tip is to order you credit report, since it is what lenders will be using to assess your eligibility you can check to make sure that everything about is up to date and correct. In the event that you do notice there has been a mistake regarding your credit history, all you need to do is contact the credit reference agency and explain the mistake to them and the situation will get cleared up. You can also add a statement to your record in order to explain to potential lenders why it is that your credit rating is not as good as it could be in order to give them a better understanding of your situation.

If you have any remaining outstanding debts, then it's a good idea to pay them as soon as possible. Any credit cards or county court judgements which you pay off will show up on your credit history and has a positive influence on potential lenders decisions.

FAQ

  • What is a Debt Cobnsolidation Loan?

    Yes, so long as you have the appropriate level of income you can join a Debt Settlement plan. If you have not yet missed a contractual payment to your creditors then reducing your monthly payments will more than likely adversely affect your credit rating for six years.

  • Will my Debt Consolidation Loan be secured?

    You should still be able to apply for a Debt Management Plan if you have a bad credit rating, so long as you still have the appropriate level of income. Your Debt Management Plan will however most likely show up in your credit history for a minimum period of six years and be seen as a negative point by any potential future creditors, making it more difficult for you to get a loan or credit card in the future.

  • What duration will my loan last for?

    You should still be able to apply for a Debt Management Plan if you have a bad credit rating, so long as you still have the appropriate level of income. Your Debt Management Plan will however most likely show up in your credit history for a minimum period of six years and be seen as a negative point by any potential future creditors, making it more difficult for you to get a loan or credit card in the future.

  • Can i still consolidate debts with a bad credit rating?

    You should still be able to apply for a Debt Management Plan if you have a bad credit rating, so long as you still have the appropriate level of income. Your Debt Management Plan will however most likely show up in your credit history for a minimum period of six years and be seen as a negative point by any potential future creditors, making it more difficult for you to get a loan or credit card in the future.

  • What if my financial circumstances change?

    You should still be able to apply for a Debt Management Plan if you have a bad credit rating, so long as you still have the appropriate level of income. Your Debt Management Plan will however most likely show up in your credit history for a minimum period of six years and be seen as a negative point by any potential future creditors, making it more difficult for you to get a loan or credit card in the future.

  • Why Choose Money Expert to conolidate my Loans?

    You should still be able to apply for a Debt Management Plan if you have a bad credit rating, so long as you still have the appropriate level of income. Your Debt Management Plan will however most likely show up in your credit history for a minimum period of six years and be seen as a negative point by any potential future creditors, making it more difficult for you to get a loan or credit card in the future.

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