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Secure Trust Bank - 7 Year Fixed Rate Bond (15.Jul.2025)
Notice Required

15/07/2025

Paid Interest

annually

Gross Rate

2.76%

Minimum Rate

£1,000

Maximum Rate

£1,000,000

Chorley & District Building Society - Members Reg Saver Acc Fixed End Date of 31/05/2019
Notice Required

31/05/2019

Paid Interest

maturity

Gross Rate

2.75%

Minimum Rate

£1

Maximum Rate

£4,200

Secure Trust Bank - 6 Year Fixed Rate Bond (15.Jul.2024)
Notice Required

15/07/2024

Paid Interest

annually

Gross Rate

2.71%

Minimum Rate

£1,000

Maximum Rate

£1,000,000

Secure Trust Bank - 5 Year Fixed Rate Bond (14.Jul.2023)
Notice Required

14/07/2023

Paid Interest

annually

Gross Rate

2.67%

Minimum Rate

£1,000

Maximum Rate

£1,000,000

Leeds Building Society - Regular Saver Issue 16
Notice Required

02/06/2019

Paid Interest

maturity

Gross Rate

2.55%

Minimum Rate

£50

Maximum Rate

£3,000

Secure Trust Bank - 4 Year Fixed Rate Bond (15.Jul.2022)
Notice Required

15/07/2022

Paid Interest

annually

Gross Rate

2.51%

Minimum Rate

£1,000

Maximum Rate

£1,000,000

Chorley & District Building Society - Regular Saver Account Fixed End Date of 31/05/2019
Notice Required

31/05/2019

Paid Interest

maturity

Gross Rate

2.5%

Minimum Rate

£1

Maximum Rate

£3,000

Monmouthshire Building Society - Regular Saver Bond
Notice Required

1 year

Paid Interest

maturity

Gross Rate

2.5%

Minimum Rate

£20

Maximum Rate

£3,000

Hanley Economic Building Society - 3 Year Fixed Term Stepped Bond -Issue 140 (Year 3)
Notice Required

04/05/2021

Paid Interest

annually

Gross Rate

2.5%

Minimum Rate

£1,000

Maximum Rate

£50,000

Hampshire Trust - HTB 5 Year Loyalty Bond (Issue 1) Ex/C
Notice Required

5 years

Paid Interest

annually

Gross Rate

2.45%

Minimum Rate

£1,000

Maximum Rate

£250,000

Secure Trust Bank - 3 Year Fixed Rate Bond (15.Jul.2021)
Notice Required

15/07/2021

Paid Interest

annually

Gross Rate

2.31%

Minimum Rate

£1,000

Maximum Rate

£1,000,000

Vanquis Bank Ltd - 3 Year Savings Bond
Notice Required

3 years

Paid Interest

annually

Gross Rate

2.3%

Minimum Rate

£1,000

Maximum Rate

£250,000

OakNorth Bank - Personal 60 Month Fixed Term Deposit
Notice Required

5 years

Paid Interest

maturity

Gross Rate

2.26%

Minimum Rate

£1,000

Maximum Rate

£250,000

National Savings & Investments - 5 Year Guaranteed Growth Bond Issue 51 Ex/C
Notice Required

5 years

Paid Interest

annually

Gross Rate

2.25%

Minimum Rate

£500

Maximum Rate

£1,000,000

National Savings & Investments - 5 Year Guaranteed Income Bond Issue 51 Ex/C
Notice Required

5 years

Paid Interest

monthly

Gross Rate

2.22%

Minimum Rate

£500

Maximum Rate

£1,000,000

OakNorth Bank - Personal 48 Month Fixed Term Deposit
Notice Required

4 years

Paid Interest

maturity

Gross Rate

2.18%

Minimum Rate

£1,000

Maximum Rate

£250,000

OakNorth Bank - Personal 36 Month Fixed Term Deposit
Notice Required

3 years

Paid Interest

maturity

Gross Rate

2.17%

Minimum Rate

£1,000

Maximum Rate

£250,000

OakNorth Bank - Personal 30 Month Fixed Term Deposit
Notice Required

30 months

Paid Interest

maturity

Gross Rate

2.16%

Minimum Rate

£1,000

Maximum Rate

£250,000

Secure Trust Bank - 2 Year Fixed Rate Bond (15.Jul.2020)
Notice Required

15/07/2020

Paid Interest

annually

Gross Rate

2.16%

Minimum Rate

£1,000

Maximum Rate

£1,000,000

OakNorth Bank - Personal 24 Month Fixed Term Deposit
Notice Required

2 years

Paid Interest

maturity

Gross Rate

2.14%

Minimum Rate

£1,000

Maximum Rate

£250,000

Vanquis Bank Ltd - 2 Year Savings Bond
Notice Required

2 years

Paid Interest

annually

Gross Rate

2%

Minimum Rate

£1,000

Maximum Rate

£250,000

Marsden - Branch Regular Saver (Issue 41)
Notice Required

31/05/2019

Paid Interest

maturity

Gross Rate

2%

Minimum Rate

£25

Maximum Rate

£3,000

State Bank of India - 5 Year Loyalty Fixed Deposit Ex/C
Notice Required

5 years

Paid Interest

annually

Gross Rate

2%

Minimum Rate

£10,000

Maximum Rate

£5,000,000

State Bank of India - 5 Year Loyalty Fixed Deposit Ex/C (Maturity)
Notice Required

5 years

Paid Interest

maturity

Gross Rate

2%

Minimum Rate

£10,000

Maximum Rate

£5,000,000

Principality Building Society - Regular Saver Bond Issue 18
Notice Required

1 year

Paid Interest

maturity

Gross Rate

2%

Minimum Rate

£20

Maximum Rate

£6,000

Hanley Economic Building Society - 3 Year Fixed Term Stepped Bond -Issue 140 (Year 2)
Notice Required

04/05/2021

Paid Interest

annually

Gross Rate

2%

Minimum Rate

£1,000

Maximum Rate

£50,000

Hampshire Trust - HTB 2 Year Loyalty Bond (Issue 4) Ex/C
Notice Required

2 years

Paid Interest

annually

Gross Rate

2%

Minimum Rate

£1,000

Maximum Rate

£250,000

OakNorth Bank - Personal 18 Month Fixed Term Deposit
Notice Required

18 months

Paid Interest

maturity

Gross Rate

1.95%

Minimum Rate

£1,000

Maximum Rate

£250,000

National Savings & Investments - 3 Year Guaranteed Growth Bond Issue 58
Notice Required

3 years

Paid Interest

annually

Gross Rate

1.95%

Minimum Rate

£500

Maximum Rate

£10,000

Wesleyan Bank Limited - 18 Month Fixed Rate Deposit Account
Notice Required

18 months

Paid Interest

annually

Gross Rate

1.91%

Minimum Rate

£1,000

Maximum Rate

£250,000

National Savings & Investments - 3 Year Guaranteed Income Bond Issue 58
Notice Required

3 years

Paid Interest

monthly

Gross Rate

1.92%

Minimum Rate

£500

Maximum Rate

£10,000

Furness Building Society - 1.90% Five Year eSavings Fixed Rate Bond Issue 2
Notice Required

5 years

Paid Interest

annually

Gross Rate

1.9%

Minimum Rate

£1,000

Maximum Rate

£250,000

Secure Trust Bank - 1 Year Fixed Rate Bond (15.Jul.2019)
Notice Required

15/07/2019

Paid Interest

annually

Gross Rate

1.88%

Minimum Rate

£1,000

Maximum Rate

£1,000,000

OakNorth Bank - Personal 15 Month Fixed Term Deposit
Notice Required

15 months

Paid Interest

maturity

Gross Rate

1.88%

Minimum Rate

£1,000

Maximum Rate

£250,000

OakNorth Bank - Personal 12 Month Fixed Term Deposit
Notice Required

1 year

Paid Interest

maturity

Gross Rate

1.87%

Minimum Rate

£1,000

Maximum Rate

£250,000

Furness Building Society - 1.85% Three Year eSavings Fixed Rate Bond Issue 10
Notice Required

3 years

Paid Interest

annually

Gross Rate

1.85%

Minimum Rate

£1,000

Maximum Rate

£250,000

Furness Building Society - 5 Year Fixed Rate Bond Issue 2
Notice Required

5 years

Paid Interest

annually

Gross Rate

1.8%

Minimum Rate

£1,000

Maximum Rate

£250,000

Furness Building Society - 5 Year Fixed Rate Bond Issue 2 Monthly
Notice Required

5 years

Paid Interest

monthly

Gross Rate

1.8%

Minimum Rate

£1,000

Maximum Rate

£250,000

Barclays - Premier Flexible Bond 3 Year Issue 16 Ex/C
Notice Required

3 years

Paid Interest

annually

Gross Rate

1.8%

Minimum Rate

£1

Maximum Rate

£1,000,000

Barclays - Premier Flexible Bond 3 Year Issue 16 Ex/C Month
Notice Required

3 years

Paid Interest

monthly

Gross Rate

1.8%

Minimum Rate

£1

Maximum Rate

£1,000,000

Barclays - Premier Flexible Bond 3yr Issue 16 Ex/C Maturity
Notice Required

3 years

Paid Interest

maturity

Gross Rate

1.8%

Minimum Rate

£1

Maximum Rate

£1,000,000

Furness Building Society - 1.80% Two Year eSavings Fixed Rate Bond Issue 11
Notice Required

2 years

Paid Interest

annually

Gross Rate

1.8%

Minimum Rate

£1,000

Maximum Rate

£250,000

Coventry - Fixed Bond (178) 30.09.2021 (Passbook)
Notice Required

30/09/2021

Paid Interest

annually

Gross Rate

1.75%

Minimum Rate

£1

Maximum Rate

£250,000

Coventry - Fixed Bond (178) 30.09.2021 (Statement)
Notice Required

30/09/2021

Paid Interest

annually

Gross Rate

1.75%

Minimum Rate

£1

Maximum Rate

£250,000

Hampshire Trust - HTB 1 Year Loyalty Bond (Issue 6) Ex/C
Notice Required

1 year

Paid Interest

annually

Gross Rate

1.75%

Minimum Rate

£1,000

Maximum Rate

£250,000

Cambridge Building Society - 3 Year Fixed Rate Bond (Issue 78) Ex/C
Notice Required

3 years

Paid Interest

annually

Gross Rate

1.75%

Minimum Rate

£1,000

Maximum Rate

£500,000

State Bank of India - 2 Year Loyalty Fixed Deposit Ex/C
Notice Required

2 years

Paid Interest

annually

Gross Rate

1.75%

Minimum Rate

£10,000

Maximum Rate

£5,000,000

State Bank of India - 2 Year Loyalty Fixed Deposit Ex/C (Maturity)
Notice Required

2 years

Paid Interest

maturity

Gross Rate

1.75%

Minimum Rate

£10,000

Maximum Rate

£5,000,000

State Bank of India - 3 Year Loyalty Fixed Deposit Ex/C
Notice Required

3 years

Paid Interest

annually

Gross Rate

1.75%

Minimum Rate

£10,000

Maximum Rate

£5,000,000

State Bank of India - 3 Year Loyalty Fixed Deposit Ex/C (Maturity)
Notice Required

3 years

Paid Interest

maturity

Gross Rate

1.75%

Minimum Rate

£10,000

Maximum Rate

£5,000,000

State Bank of India - 4 Year Loyalty Fixed Deposit Ex/C
Notice Required

4 years

Paid Interest

annually

Gross Rate

1.75%

Minimum Rate

£10,000

Maximum Rate

£5,000,000

State Bank of India - 4 Year Loyalty Fixed Deposit Ex/C (Maturity)
Notice Required

4 years

Paid Interest

maturity

Gross Rate

1.75%

Minimum Rate

£10,000

Maximum Rate

£5,000,000

Nationwide Building Society - 5 Year Fixed Rate Bond
Notice Required

5 years

Paid Interest

annually

Gross Rate

1.75%

Minimum Rate

£1

Maximum Rate

£5,000,000

Coventry - Fixed Bond (178) 30.09.2021 (Statement) Monthly
Notice Required

30/09/2021

Paid Interest

monthly

Gross Rate

1.75%

Minimum Rate

£1

Maximum Rate

£250,000

Coventry - Fixed Bond (178) 30.09.2021 (Passbook) Monthly
Notice Required

30/09/2021

Paid Interest

monthly

Gross Rate

1.75%

Minimum Rate

£1

Maximum Rate

£250,000

National Savings & Investments - 2 Year Guaranteed Growth Bond Issue 55 Ex/C
Notice Required

2 years

Paid Interest

annually

Gross Rate

1.7%

Minimum Rate

£500

Maximum Rate

£1,000,000

Principality Building Society - 3 Year Fixed Rate Bond Issue 322
Notice Required

3 years

Paid Interest

annually

Gross Rate

1.7%

Minimum Rate

£500

Maximum Rate

£2,000,000

Melton Mowbray - Online Fixed Rate Savings to 24 August 2020
Notice Required

24/08/2020

Paid Interest

monthly

Gross Rate

1.71%

Minimum Rate

£1,000

Maximum Rate

£500,000

Melton Mowbray - Fixed Rate Savings to 24 August 2020
Notice Required

24/08/2020

Paid Interest

monthly

Gross Rate

1.71%

Minimum Rate

£1,000

Maximum Rate

£500,000

Vanquis Bank Ltd - 1 Year Savings Bond
Notice Required

1 year

Paid Interest

annually

Gross Rate

1.7%

Minimum Rate

£1,000

Maximum Rate

£250,000

Principality Building Society - 3 Year Fixed Rate Bond Issue 322 Monthly
Notice Required

3 years

Paid Interest

monthly

Gross Rate

1.7%

Minimum Rate

£500

Maximum Rate

£2,000,000

National Savings & Investments - 2 Year Guaranteed Income Bond Issue 55 Ex/C
Notice Required

2 years

Paid Interest

monthly

Gross Rate

1.66%

Minimum Rate

£500

Maximum Rate

£1,000,000

Vernon - Fixed Rate Bond to 31st May 2021
Notice Required

31/05/2021

Paid Interest

annually

Gross Rate

1.6%

Minimum Rate

£1,000

Maximum Rate

£250,000

Vernon - Fixed Rate Bond to 31st May 2021 Monthly
Notice Required

31/05/2021

Paid Interest

monthly

Gross Rate

1.61%

Minimum Rate

£5,000

Maximum Rate

£250,000

Clydesdale Bank - Online Fixed Rate Bond (Issue 3)
Notice Required

28/06/2019

Paid Interest

quarterly

Gross Rate

1.6%

Minimum Rate

£2,000

Maximum Rate

£5,000,000

Yorkshire Bank - Online Fixed Rate Bond (Issue 3)
Notice Required

28/06/2019

Paid Interest

quarterly

Gross Rate

1.6%

Minimum Rate

£2,000

Maximum Rate

£5,000,000

Barclays - 3 Year Flexible Bond Issue 37
Notice Required

3 years

Paid Interest

annually

Gross Rate

1.6%

Minimum Rate

£1

Maximum Rate

£1,000,000

Barclays - 3 Year Flexible Bond Issue 37 Maturity
Notice Required

3 years

Paid Interest

maturity

Gross Rate

1.6%

Minimum Rate

£1

Maximum Rate

£1,000,000

Barclays - 3 Year Flexible Bond Issue 37 Monthly
Notice Required

3 years

Paid Interest

monthly

Gross Rate

1.6%

Minimum Rate

£1

Maximum Rate

£1,000,000

Yorkshire Building Society - 1.55% Fixed Rate Bond to 30/06/2020
Notice Required

30/06/2020

Paid Interest

annually

Gross Rate

1.55%

Minimum Rate

£1,000

Maximum Rate

£2,000,000

Yorkshire Building Society - 1.55% Fixed Rate e-Bond to 30/06/2020
Notice Required

30/06/2020

Paid Interest

annually

Gross Rate

1.55%

Minimum Rate

£1,000

Maximum Rate

£2,000,000

Yorkshire Building Society - 1.55% Fixed Rate e-Bond to 30/06/2020 Monthly
Notice Required

30/06/2020

Paid Interest

monthly

Gross Rate

1.55%

Minimum Rate

£1,000

Maximum Rate

£2,000,000

Yorkshire Building Society - 1.55% Fixed Rate Bond to 30/06/2020 Monthly
Notice Required

30/06/2020

Paid Interest

monthly

Gross Rate

1.55%

Minimum Rate

£1,000

Maximum Rate

£2,000,000

OakNorth Bank - Personal 6 Month Fixed Term Deposit
Notice Required

6 months

Paid Interest

maturity

Gross Rate

1.52%

Minimum Rate

£1,000

Maximum Rate

£250,000

Allied Irish Bank (GB) - Savings Direct 2 Year Fixed Rate Bond Ex/C
Notice Required

2 years

Paid Interest

annually

Gross Rate

1.5%

Minimum Rate

£5,000

Maximum Rate

£2,000,000

Leeds Building Society - 2 Year Fixed Rate Bond Issue 308
Notice Required

02/08/2020

Paid Interest

annually

Gross Rate

1.5%

Minimum Rate

£100

Maximum Rate

£1,000,000

Marsden - Fixed Rate Bond (Issue 142)
Notice Required

31/08/2021

Paid Interest

annually

Gross Rate

1.5%

Minimum Rate

£5,000

Maximum Rate

£250,000

FirstSave - 1 Year Fixed Rate Bond 35th Issue
Notice Required

1 year

Paid Interest

annually

Gross Rate

1.5%

Minimum Rate

£1,000

Maximum Rate

£2,000,000

State Bank of India - 1 Year Loyalty Fixed Deposit Ex/C
Notice Required

1 year

Paid Interest

maturity

Gross Rate

1.5%

Minimum Rate

£10,000

Maximum Rate

£5,000,000

National Savings & Investments - 1 Year Guaranteed Growth Bond Issue 63
Notice Required

1 year

Paid Interest

maturity

Gross Rate

1.5%

Minimum Rate

£500

Maximum Rate

£10,000

Britannia - 3 Year Fixed Rate Bond (Issue 84) Ex/C
Notice Required

3 years

Paid Interest

annually

Gross Rate

1.5%

Minimum Rate

£500

Maximum Rate

£1,000,000

Hanley Economic Building Society - 3 Year Fixed Term Stepped Bond -Issue 140 (Year 1)
Notice Required

04/05/2021

Paid Interest

annually

Gross Rate

1.5%

Minimum Rate

£1,000

Maximum Rate

£50,000

FirstSave - 1 Year Fixed Rate Bond 35th Issue Monthly
Notice Required

1 year

Paid Interest

monthly

Gross Rate

1.5%

Minimum Rate

£5,000

Maximum Rate

£2,000,000

Marsden - Fixed Rate Bond (Issue 142) Monthly
Notice Required

31/08/2021

Paid Interest

monthly

Gross Rate

1.5%

Minimum Rate

£5,000

Maximum Rate

£250,000

Britannia - 3 Year Fixed Rate Bond (Issue 84) Ex/C Monthly
Notice Required

3 years

Paid Interest

monthly

Gross Rate

1.46%

Minimum Rate

£500

Maximum Rate

£1,000,000

National Savings & Investments - 1 Year Guaranteed Income Bond Issue 63
Notice Required

1 year

Paid Interest

monthly

Gross Rate

1.46%

Minimum Rate

£500

Maximum Rate

£10,000

Bath Investment & Building Society - Direct 60 (Issue 14) Ex/C
Notice Required

1 year

Paid Interest

monthly

Gross Rate

1.45%

Minimum Rate

£2,500

Maximum Rate

£100,000

Newcastle Building Society - NE Excl Two Year Fixed Rate Bond (Iss 30)
Notice Required

21/08/2020

Paid Interest

annually

Gross Rate

1.4%

Minimum Rate

£500

Maximum Rate

£250,000

Marsden - Fixed Rate Bond (Issue 141)
Notice Required

31/08/2020

Paid Interest

annually

Gross Rate

1.4%

Minimum Rate

£5,000

Maximum Rate

£250,000

Cambridge Building Society - 2 Year Fixed Rate Bond (Issue 76)
Notice Required

2 years

Paid Interest

annually

Gross Rate

1.4%

Minimum Rate

£1,000

Maximum Rate

£1,000,000

Cambridge Building Society - 2 Year Fixed Rate e-Bond (Issue 8)
Notice Required

2 years

Paid Interest

annually

Gross Rate

1.4%

Minimum Rate

£5,000

Maximum Rate

£1,000,000

West Bromwich Building Society - 2 Year Fixed Rate Bond
Notice Required

30/06/2020

Paid Interest

annually

Gross Rate

1.4%

Minimum Rate

£1,000

Maximum Rate

£1,000,000

West Bromwich Building Society - 2 Year Fixed Rate Bond Monthly
Notice Required

30/06/2020

Paid Interest

monthly

Gross Rate

1.4%

Minimum Rate

£1,000

Maximum Rate

£1,000,000

Marsden - Fixed Rate Bond (Issue 141) Monthly
Notice Required

31/08/2020

Paid Interest

monthly

Gross Rate

1.4%

Minimum Rate

£5,000

Maximum Rate

£250,000

Newcastle Building Society - NE Excl Two Year Fixed Rate Bond (Iss 30) Monthly
Notice Required

21/08/2020

Paid Interest

monthly

Gross Rate

1.4%

Minimum Rate

£500

Maximum Rate

£250,000

Britannia - 2 Year Fixed Rate Bond (Issue 124) Ex/C
Notice Required

2 years

Paid Interest

annually

Gross Rate

1.34%

Minimum Rate

£500

Maximum Rate

£1,000,000

Britannia - 2 Year Fixed Rate Bond (Issue 124) Ex/C Monthly
Notice Required

2 years

Paid Interest

monthly

Gross Rate

1.31%

Minimum Rate

£500

Maximum Rate

£1,000,000

Darlington Building Society - Summer Bond Issue 2
Notice Required

31/08/2019

Paid Interest

annually

Gross Rate

1.3%

Minimum Rate

£1

Maximum Rate

£100,000

Triodos Bank - Three Year Ethical Savings Bond
Notice Required

3 years

Paid Interest

annually

Gross Rate

1.3%

Minimum Rate

£500

Maximum Rate

£1,000,000

Triodos Bank - Three Year Ethical Savings Bond Monthly
Notice Required

3 years

Paid Interest

monthly

Gross Rate

1.3%

Minimum Rate

£500

Maximum Rate

£1,000,000

Yorkshire Building Society - 1.25% Fixed Rate Bond to 31/07/2019
Notice Required

31/07/2019

Paid Interest

annually

Gross Rate

1.25%

Minimum Rate

£1,000

Maximum Rate

£2,000,000

Yorkshire Building Society - 1.25% Fixed Rate e-Bond to 31/07/2019
Notice Required

31/07/2019

Paid Interest

annually

Gross Rate

1.25%

Minimum Rate

£1,000

Maximum Rate

£2,000,000

Chelsea Building Society - 1.25% Fixed Rate e-Bond to 31/07/2019
Notice Required

31/07/2019

Paid Interest

annually

Gross Rate

1.25%

Minimum Rate

£1,000

Maximum Rate

£2,000,000

Buckinghamshire Building Society - Fixed Rate Bond (Issue 102) to 30th May 2019
Notice Required

30/05/2019

Paid Interest

maturity

Gross Rate

1.25%

Minimum Rate

£1,000

Maximum Rate

£500,000

Britannia - 1 Year Fixed Rate Bond (Issue 263) Ex/C
Notice Required

1 year

Paid Interest

annually

Gross Rate

1.25%

Minimum Rate

£500

Maximum Rate

£1,000,000

Furness Building Society - 1.25% One Year eSavings Fixed Rate Bond Issue 22
Notice Required

1 year

Paid Interest

maturity

Gross Rate

1.25%

Minimum Rate

£1,000

Maximum Rate

£250,000

Chelsea Building Society - 1.25% Fixed Rate e-Bond to 31/07/2019 Monthly
Notice Required

31/07/2019

Paid Interest

monthly

Gross Rate

1.25%

Minimum Rate

£1,000

Maximum Rate

£2,000,000

Yorkshire Building Society - 1.25% Fixed Rate e-Bond to 31/07/2019 Monthly
Notice Required

31/07/2019

Paid Interest

monthly

Gross Rate

1.25%

Minimum Rate

£1,000

Maximum Rate

£2,000,000

Yorkshire Building Society - 1.25% Fixed Rate Bond to 31/07/2019 Monthly
Notice Required

31/07/2019

Paid Interest

monthly

Gross Rate

1.25%

Minimum Rate

£1,000

Maximum Rate

£2,000,000

Britannia - 1 Year Fixed Rate Bond (Issue 263) Ex/C Monthly
Notice Required

1 year

Paid Interest

monthly

Gross Rate

1.21%

Minimum Rate

£500

Maximum Rate

£1,000,000

Teachers Building Society - Fixed Rate Bond Issue 236
Notice Required

25/06/2019

Paid Interest

maturity

Gross Rate

1.2%

Minimum Rate

£500

Maximum Rate

£250,000

Yorkshire Building Society - Single Access Saver Issue 10
Notice Required

1 year

Paid Interest

annually

Gross Rate

1.2%

Minimum Rate

£100

Maximum Rate

£2,000,000

Yorkshire Building Society - Single Access Saver Issue 10 Monthly
Notice Required

1 year

Paid Interest

monthly

Gross Rate

1.2%

Minimum Rate

£100

Maximum Rate

£2,000,000

Newcastle Building Society - NE Excl One Year Fixed Rate Bond (Iss 13)
Notice Required

21/08/2019

Paid Interest

annually

Gross Rate

1.2%

Minimum Rate

£500

Maximum Rate

£250,000

Newcastle Building Society - NE Excl One Year Fixed Rate Bond (Iss 13) Monthly
Notice Required

21/08/2019

Paid Interest

monthly

Gross Rate

1.2%

Minimum Rate

£500

Maximum Rate

£250,000

Teachers Building Society - Fixed Rate Bond Issue 236 Monthly
Notice Required

25/06/2019

Paid Interest

monthly

Gross Rate

1.2%

Minimum Rate

£10,000

Maximum Rate

£250,000

Cambridge Building Society - 1 Year Fixed Rate Bond (Issue 75)
Notice Required

1 year

Paid Interest

annually

Gross Rate

1.15%

Minimum Rate

£1,000

Maximum Rate

£1,000,000

Newcastle Building Society - One Year Fixed Rate Bond (Issue 14)
Notice Required

21/08/2019

Paid Interest

annually

Gross Rate

1.1%

Minimum Rate

£500

Maximum Rate

£250,000

Allied Irish Bank (GB) - Savings Direct 1 Year Fixed Rate Bond Ex/C
Notice Required

1 year

Paid Interest

maturity

Gross Rate

1.1%

Minimum Rate

£5,000

Maximum Rate

£2,000,000

Newcastle Building Society - One Year Fixed Rate Bond (Issue 14) Monthly
Notice Required

21/08/2019

Paid Interest

monthly

Gross Rate

1.1%

Minimum Rate

£500

Maximum Rate

£250,000

Skipton Building Society - Super Tracker
Notice Required

30/06/2020

Paid Interest

annually

Gross Rate

1.02%

Minimum Rate

£1,000

Maximum Rate

£1,000,000

Skipton Building Society - Online Super Tracker
Notice Required

30/06/2020

Paid Interest

annually

Gross Rate

1.02%

Minimum Rate

£1,000

Maximum Rate

£1,000,000

Nationwide Building Society - 2 Year Fixed Rate Bond
Notice Required

2 years

Paid Interest

annually

Gross Rate

1%

Minimum Rate

£1

Maximum Rate

£5,000,000

West Bromwich Building Society - 1 Year Fixed Rate Bond
Notice Required

30/06/2019

Paid Interest

maturity

Gross Rate

0.95%

Minimum Rate

£1,000

Maximum Rate

£1,000,000

West Bromwich Building Society - 1 Year Fixed Rate Bond Monthly
Notice Required

30/06/2019

Paid Interest

monthly

Gross Rate

0.95%

Minimum Rate

£1,000

Maximum Rate

£1,000,000

Halifax - Fixed Saver - 2 Year Term
Notice Required

2 years

Paid Interest

annually

Gross Rate

0.55%

Minimum Rate

£500

Maximum Rate

£9,000,000

Halifax - Fixed Saver - 2 Year Term Monthly
Notice Required

2 years

Paid Interest

monthly

Gross Rate

0.55%

Minimum Rate

£500

Maximum Rate

£9,000,000

Scottish Widows Bank - 1 Year Fixed Term Deposit
Notice Required

01/08/2019

Paid Interest

maturity

Gross Rate

0.5%

Minimum Rate

£10,000

Maximum Rate

£5,000,000

Bank of Scotland - 2 Year Fixed Rate Bond
Notice Required

2 years

Paid Interest

annually

Gross Rate

0.5%

Minimum Rate

£2,000

Maximum Rate

£9,000,000

Bank of Scotland - 2 Year Fixed Rate Bond Monthly
Notice Required

2 years

Paid Interest

monthly

Gross Rate

0.5%

Minimum Rate

£2,000

Maximum Rate

£9,000,000

Lloyds Bank - 2 Year Fixed Bond
Notice Required

2 years

Paid Interest

annually

Gross Rate

0.5%

Minimum Rate

£2,000

Maximum Rate

£1,000,000

Lloyds Bank - 2 Year Fixed Bond Monthly
Notice Required

2 years

Paid Interest

monthly

Gross Rate

0.5%

Minimum Rate

£2,000

Maximum Rate

£1,000,000

Compare Fixed Term savings accounts

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Fixed terms

A fixed rate bond (or fixed term savings account) is a simple investment product that pays out a guaranteed amount of interest after a set period.

If you’ve got a lump sum you’re happy to put away and not touch for a while, a fixed-rate bond can be a great idea.

They’re ideal for savers looking for a low-risk, low-maintenance investment.

Interest rates and payments

As a general rule, the longer you put your money away for, the higher the interest rate you’re offered will be.

This is, of course, a risk balancing exercise: if interest rates go up during the term, you’ll lose out, but if they go down, you’ll be safe.

Interest will either be paid monthly, annually, or the whole lot will be paid on maturity. Interest will be paid into a separate account but, in some cases, it can be reinvested into the bond, meaning that the actual value of subsequent payments will increase a little bit each year.

For example:

If you invest £10,000 in a 3-year bond with an interest rate of 2% that pays on maturity, then at the end of the three years, you’ll receive £10,600.

But if you’re given the option to reinvest your interest, then with the same account you’d get £10,612.08 - not a huge amount more, but it can add up if you’re investing large amounts or leaving the bond locked up for longer.

Other options

The first thing you should do before picking a savings account is work out your reason for saving. Do you have something in particular that you’re saving up for? If so, start by working out how much you need, and when you need it by. With your savings goal in mind, you can start looking at accounts. If you want to continuously top up your savings, say by putting a bit away each month, then you’ll probably be best off with a notice savings account or an ISA.