Our Top Savings Account

Vanquis Bank Ltd
- 3 Year Savings Bond -

  • Interest Paid Annually
  • 1.4% AER Gross Variable
  • £1000 Minimum Deposit

Instant Access
Savings Accounts

Compare the best savings accounts available with our free to use comparison service

Compare The Best Instant Access Savings Accounts

NatWest

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
1.5%

Minimum Rate
£1

Maximum Rate
£99,999,999

Nottingham Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
1.5%

Minimum Rate
£10

Maximum Rate
£750,000

Newbury Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
1.35%

Minimum Rate
£50

Maximum Rate
£3,000

Darlington Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
1.25%

Minimum Rate
£1

Maximum Rate
£99,999,999

Earl Shilton

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
1.15%

Minimum Rate
£1,000

Maximum Rate
£180,000

RCI Bank

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
1.1%

Minimum Rate
£100

Maximum Rate
£1,000,000

West Bromwich Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.7%

Minimum Rate
£1,000

Maximum Rate
£250,000

Virgin Money

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
1.01%

Minimum Rate
£1

Maximum Rate
£250,000

Virgin Money

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
1.01%

Minimum Rate
£1

Maximum Rate
£250,000

Post Office Money

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£2,000,000

Virgin Money

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
1.01%

Minimum Rate
£1

Maximum Rate
£250,000

Virgin Money

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
1.01%

Minimum Rate
£1

Maximum Rate
£250,000

NatWest

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
1%

Minimum Rate
£1

Maximum Rate
£99,999,999

Earl Shilton

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
1%

Minimum Rate
£100

Maximum Rate
£180,000

Post Office Money

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£2,000,000

Newcastle Building Society

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
1%

Minimum Rate
£1

Maximum Rate
£40,000

Sainsburys Bank

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.95%

Minimum Rate
£1

Maximum Rate
£2,000,000

Chorley & District Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.9%

Minimum Rate
£1

Maximum Rate
£450,000

United Bank UK

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.9%

Minimum Rate
£500

Maximum Rate
£200,000

Leeds Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.9%

Minimum Rate
£10,000

Maximum Rate
£250,000

Coventry

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.85%

Minimum Rate
£1

Maximum Rate
£250,000

Coventry

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.85%

Minimum Rate
£1

Maximum Rate
£250,000

Leeds Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.85%

Minimum Rate
£10,000

Maximum Rate
£250,000

Coventry

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.85%

Minimum Rate
£1

Maximum Rate
£250,000

West Bromwich Building Society

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.85%

Minimum Rate
£1

Maximum Rate
£1,000,000

West Bromwich Building Society

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.85%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

West Bromwich Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.85%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Coventry

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.85%

Minimum Rate
£1

Maximum Rate
£250,000

Sainsburys Bank

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.85%

Minimum Rate
£1

Maximum Rate
£2,000,000

West Bromwich Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.85%

Minimum Rate
£1

Maximum Rate
£1,000,000

The Family Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.8%

Minimum Rate
£500

Maximum Rate
£100,000

Saga

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.05%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Newcastle Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.8%

Minimum Rate
£1

Maximum Rate
£250,000

Sainsburys Bank

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.8%

Minimum Rate
£1

Maximum Rate
£2,000,000

Kent Reliance BS

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.8%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Saga

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.05%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

National Savings & Investments

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.8%

Minimum Rate
£1

Maximum Rate
£2,000,000

Newcastle Building Society

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.8%

Minimum Rate
£1

Maximum Rate
£250,000

Kent Reliance BS

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.8%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Leeds Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.8%

Minimum Rate
£10,000

Maximum Rate
£250,000

Yorkshire Bank

Notice Required
Instant Access

Paid Interest
quarterly

Gross Rate
0.75%

Minimum Rate
£1

Maximum Rate
£99,999,999

Virgin Money

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£1

Maximum Rate
£30,000

Tipton & Coseley

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£100

Maximum Rate
£25,000

Virgin Money

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.75%

Minimum Rate
£1

Maximum Rate
£30,000

Vernon

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.75%

Minimum Rate
£1,000

Maximum Rate
£250,000

Swansea

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£500

Maximum Rate
£400,000

AA Savings

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.2%

Minimum Rate
£100

Maximum Rate
£2,000,000

Virgin Money

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.75%

Minimum Rate
£1

Maximum Rate
£30,000

Vernon

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£10

Maximum Rate
£250,000

Virgin Money

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£1

Maximum Rate
£30,000

Shawbrook Bank

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.75%

Minimum Rate
£1,000

Maximum Rate
£75,000

BM Savings

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.05%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Nationwide Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£1

Maximum Rate
£50,000

Shawbrook Bank

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£1,000

Maximum Rate
£75,000

West Bromwich Building Society

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.75%

Minimum Rate
£1,000

Maximum Rate
£250,000

Aldermore

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

ICICI Bank UK Plc

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.75%

Minimum Rate
£0

Maximum Rate
£99,999,999

Newbury Building Society

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.75%

Minimum Rate
£500

Maximum Rate
£1,000,000

West Bromwich Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£1,000

Maximum Rate
£250,000

Virgin Money

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.75%

Minimum Rate
£1

Maximum Rate
£30,000

OakNorth Bank

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.75%

Minimum Rate
£1,000

Maximum Rate
£100,000

Monmouthshire Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£20

Maximum Rate
£30,000

Virgin Money

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£1

Maximum Rate
£30,000

Saffron Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£1

Maximum Rate
£500,000

Clydesdale Bank

Notice Required
Instant Access

Paid Interest
quarterly

Gross Rate
0.75%

Minimum Rate
£0

Maximum Rate
£99,999,999

Vernon

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£1,000

Maximum Rate
£250,000

National Counties Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.71%

Minimum Rate
£1

Maximum Rate
£1,000,000

Melton Mowbray

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.7%

Minimum Rate
£1,000

Maximum Rate
£250,000

Hinckley & Rugby Building Society

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.7%

Minimum Rate
£5,000

Maximum Rate
£300,000

Sainsburys Bank

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.7%

Minimum Rate
£1

Maximum Rate
£2,000,000

Chorley & District Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.7%

Minimum Rate
£1

Maximum Rate
£450,000

Hinckley & Rugby Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.7%

Minimum Rate
£500

Maximum Rate
£300,000

Saffron Building Society

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.7%

Minimum Rate
£10

Maximum Rate
£500,000

Saffron Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.7%

Minimum Rate
£10

Maximum Rate
£500,000

Scottish Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.65%

Minimum Rate
£1

Maximum Rate
£1,000,000

Triodos Bank

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.65%

Minimum Rate
£1

Maximum Rate
£250,000

Nationwide Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.65%

Minimum Rate
£1

Maximum Rate
£50,000

National Counties Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.65%

Minimum Rate
£1,000

Maximum Rate
£150,000

Skipton Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.65%

Minimum Rate
£1

Maximum Rate
£1,000,000

Sainsburys Bank

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.65%

Minimum Rate
£1

Maximum Rate
£2,000,000

Yorkshire Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.6%

Minimum Rate
£100

Maximum Rate
£2,000,000

Britannia

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.6%

Minimum Rate
£500

Maximum Rate
£1,000,000

Yorkshire Building Society

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.6%

Minimum Rate
£100

Maximum Rate
£2,000,000

National Counties Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.56%

Minimum Rate
£1

Maximum Rate
£1,000,000

The Family Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.56%

Minimum Rate
£100

Maximum Rate
£250,000

Sainsburys Bank

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.55%

Minimum Rate
£1

Maximum Rate
£2,000,000

Nationwide Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.55%

Minimum Rate
£1

Maximum Rate
£50,000

Teachers Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£100

Maximum Rate
£100,000

Yorkshire Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£10

Maximum Rate
£2,000,000

Stafford Railway

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£250

Maximum Rate
£100,000

Saffron Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£5,000

Maximum Rate
£250,000

ICICI Bank UK Plc

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£99,999,999

Sainsburys Bank

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£2,000,000

Yorkshire Building Society

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.5%

Minimum Rate
£10

Maximum Rate
£2,000,000

Yorkshire Bank

Notice Required
Instant Access

Paid Interest
quarterly

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£99,999,999

Cambridge Building Society

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.5%

Minimum Rate
£100

Maximum Rate
£1,000,000

Sainsburys Bank

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£2,000,000

Chelsea Building Society

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£1,000,000

Sainsburys Bank

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£2,000,000

Penrith Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£20,000

Ipswich Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£10

Maximum Rate
£2,000

Penrith Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£20,000

NatWest

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£99,999,999

Cambridge Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£1,000,000

Clydesdale Bank

Notice Required
Instant Access

Paid Interest
quarterly

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£99,999,999

Citibank

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.1%

Minimum Rate
£1

Maximum Rate
£1,000,000

Nationwide Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£5,000,000

Leeds Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£100

Maximum Rate
£1,000,000

Chelsea Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£1,000,000

Nottingham Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£1,000

Maximum Rate
£250,000

Cambridge Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£100

Maximum Rate
£1,000,000

Union Bank of India (UK) Ltd

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.5%

Minimum Rate
£0

Maximum Rate
£99,999,999

National Savings & Investments

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.45%

Minimum Rate
£20

Maximum Rate
£1,000,000

Nationwide Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.45%

Minimum Rate
£1

Maximum Rate
£50,000

National Counties Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.41%

Minimum Rate
£1

Maximum Rate
£1,000,000

The Family Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.41%

Minimum Rate
£100

Maximum Rate
£250,000

BM Savings

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.05%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Market Harborough Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.4%

Minimum Rate
£1

Maximum Rate
£500,000

Marsden

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.4%

Minimum Rate
£25

Maximum Rate
£250,000

Scottish Widows Bank

Notice Required
Instant Access

Paid Interest
quarterly

Gross Rate
0.35%

Minimum Rate
£1,000

Maximum Rate
£5,000,000

Market Harborough Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.35%

Minimum Rate
£1

Maximum Rate
£500,000

Scottish Widows Bank

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.35%

Minimum Rate
£10,000

Maximum Rate
£5,000,000

Scottish Widows Bank

Notice Required
Instant Access

Paid Interest
quarterly

Gross Rate
0.35%

Minimum Rate
£100

Maximum Rate
£5,000,000

Scottish Widows Bank

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.35%

Minimum Rate
£1,000

Maximum Rate
£5,000,000

Scottish Widows Bank

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.35%

Minimum Rate
£100

Maximum Rate
£5,000,000

Scottish Widows Bank

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.35%

Minimum Rate
£10,000

Maximum Rate
£5,000,000

M&S Bank

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.35%

Minimum Rate
£1

Maximum Rate
£1,000,000

The Co-operative Bank

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.31%

Minimum Rate
£1

Maximum Rate
£1,000,000

National Counties Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.31%

Minimum Rate
£1

Maximum Rate
£1,000,000

National Counties Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.31%

Minimum Rate
£1

Maximum Rate
£1,000,000

The Family Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.31%

Minimum Rate
£100

Maximum Rate
£250,000

Mansfield

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.3%

Minimum Rate
£1

Maximum Rate
£400,000

TSB

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.05%

Minimum Rate
£1

Maximum Rate
£99,999,999

Market Harborough Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.3%

Minimum Rate
£1

Maximum Rate
£500,000

Market Harborough Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£500,000

Norwich & Peterborough B.Soc.

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£100

Maximum Rate
£1,000,000

Yorkshire Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£10

Maximum Rate
£2,000,000

TSB

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.05%

Minimum Rate
£1

Maximum Rate
£99,999,999

Virgin Money

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£250,000

Saffron Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£1,000,000

Bank of Scotland

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.05%

Minimum Rate
£1

Maximum Rate
£9,000,000

Virgin Money

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£250,000

Norwich & Peterborough B.Soc.

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£2,000,000

Coventry

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£250,000

Marsden

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£100

Maximum Rate
£250,000

Saffron Building Society

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£1,000,000

Smile

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£99,999,999

Virgin Money

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£250,000

Skipton Building Society

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£1,000,000

Clydesdale Bank

Notice Required
Instant Access

Paid Interest
quarterly

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£99,999,999

Coventry

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£250,000

West Bromwich Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£100

Maximum Rate
£100,000

Buckinghamshire Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£400,000

NatWest

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£99,999,999

Skipton Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£1,000,000

Yorkshire Bank

Notice Required
Instant Access

Paid Interest
quarterly

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£99,999,999

Norwich & Peterborough B.Soc.

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£2,000,000

Hanley Economic Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.2%

Minimum Rate
£100

Maximum Rate
£50,000

NatWest

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.2%

Minimum Rate
£1

Maximum Rate
£99,999,999

Market Harborough Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.2%

Minimum Rate
£1

Maximum Rate
£500,000

Market Harborough Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.15%

Minimum Rate
£1

Maximum Rate
£500,000

Mansfield

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.15%

Minimum Rate
£1

Maximum Rate
£400,000

Hanley Economic Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.15%

Minimum Rate
£100

Maximum Rate
£50,000

Leek United

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.12%

Minimum Rate
£1

Maximum Rate
£250,000

Ipswich Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.1%

Minimum Rate
£10

Maximum Rate
£250,000

Leek United

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.1%

Minimum Rate
£1

Maximum Rate
£250,000

Hanley Economic Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.1%

Minimum Rate
£100

Maximum Rate
£50,000

Nationwide Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.1%

Minimum Rate
£1

Maximum Rate
£5,000,000

Furness Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.1%

Minimum Rate
£1

Maximum Rate
£250,000

Furness Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.1%

Minimum Rate
£1

Maximum Rate
£250,000

Leek United

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.1%

Minimum Rate
£1

Maximum Rate
£250,000

Santander

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.1%

Minimum Rate
£1

Maximum Rate
£2,000,000

Coventry

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.1%

Minimum Rate
£1

Maximum Rate
£250,000

Cambridge Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.1%

Minimum Rate
£100

Maximum Rate
£1,000,000

Chorley & District Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.1%

Minimum Rate
£1

Maximum Rate
£450,000

Market Harborough Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.1%

Minimum Rate
£1

Maximum Rate
£500,000

Nottingham Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.1%

Minimum Rate
£1

Maximum Rate
£750,000

Leek United

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.1%

Minimum Rate
£5,000

Maximum Rate
£250,000

Coventry

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.1%

Minimum Rate
£1

Maximum Rate
£250,000

Barclays

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.05%

Minimum Rate
£1

Maximum Rate
£10,000,000

Ulster Bank

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.05%

Minimum Rate
£1

Maximum Rate
£1,000,000

Saffron Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.05%

Minimum Rate
£1

Maximum Rate
£1,000,000

West Bromwich Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.05%

Minimum Rate
£10

Maximum Rate
£100,000

Saga

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.05%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Swansea

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.05%

Minimum Rate
£500

Maximum Rate
£400,000

Citibank

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.05%

Minimum Rate
£1

Maximum Rate
£1,000,000

West Bromwich Building Society

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.05%

Minimum Rate
£10

Maximum Rate
£100,000

Hanley Economic Building Society

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.05%

Minimum Rate
£100

Maximum Rate
£50,000

Saga

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.05%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

NatWest

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.01%

Minimum Rate
£1

Maximum Rate
£99,999,999

NatWest

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.01%

Minimum Rate
£1

Maximum Rate
£99,999,999

Ulster Bank

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.01%

Minimum Rate
£1

Maximum Rate
£1,000,000

Savings Accounts

What Are Savings Accounts?

A savings account is a simple and safe way to store away some of your money and earn interest while keeping it accessible. Savings accounts are deposit-based, meaning that you can put money in whenever you want, except for fixed term savings, which usually only allows money to be invested at the beginning of the account’s term. Often, people will save a percentage of their salary into their savings account each time they are paid. By continually depositing small amounts regularly you can save money without it interfering with your daily life and when that rainy day comes along, you’ll be ready.

Other products similar to savings accounts include ISAs. A cash ISA is the same as a savings account, only the interest earned on it is tax-free. As such, if you are thinking about putting some money away, it is worth considering an ISA if it is an option for you. For more on ISAs, see our guide on cash ISAs

A stocks and shares ISA, as with any other form of investment, will come with the chance of your savings increasing in value by a lot more than standard interest rates would allow, but with this comes the potential risk that you may of lose some of your initial investment.

Are My Savings Protected?

There are various regulations in place in order to protect customers from bank misconduct, ensuring that there are no hidden fees or clauses and that all banks and building societies provide an honest and fair service.

Until March 2013, all of this was regulated by the Financial Conduct Authority (FCA) and much of banks’ conduct was controlled by FCA Payment Services Regulations 2009. The FCA has since split into two organisations, the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA).

Why Start Saving

The reasons to start saving are clear as day. You never know when you might need that extra bit of cash, and if you do, the reasons for having money stored away in a savings account speak for themselves.

Prepare for the future by finding the best savings accounts with Money Expert and start putting money away today. There are some things you can’t plan for, but with the right savings account you can make sure that you are prepared for most financial eventualities. Whether you’re putting it aside to help fund your children’s futures, to get yourself that special something you’ve been after or just in case of large unexpected bills, there are no bad reasons to put money away in a savings account.

Having money in savings helps reduce the need to borrow any or to take out a credit card, helping both your financial stability and your credit profile. By avoiding future debt you are avoiding one of the most common causes of worry and stress in this day and age, and freeing yourself up generally.

Having the right savings account can be a blessing in times of need, but it is important not to save more than you can afford to. That is, work out how much you can afford to put into savings each month after having paid all of your household bills and general living expenses. It is also important to take tax into account; with an account like a Cash ISA, no tax is paid on the interest earned, but you can only invest a limited amount in a Cash ISA each year. By browsing Money Expert’s guides and comparison services you’ll be able to easily find the right account for you to start saving right away.

Our Top Tips

Compare the Best Savings Accounts Available in the UK

Compare with Money Expert and we’ll get you the best savings accounts rates available in the country. We’re committed to providing a good, impartial, free service helping you save your money in the most viable way possible.

Selecting the Best Savings Account for me

As with current accounts, savings accounts can differ vastly from bank to bank. As well as interest rates and minimum deposit limits, some accounts will come with free perks and all sorts of other benefits to try and draw you in. We’ll help you go through all the best accounts available so that you can pick the one that suits you best.

The Advantages of Finding the Best Interest Rates

The higher the interest rates are, the quicker your savings will grow, it’s as simple as that. The importance of finding the best interest rates is clear, and so when you compare savings accounts with us, we’ll show you the accounts with the best rates available in the UK.

TIP: Open up a savings account for safe, and sometimes, shorter-term, savings.

TIP: Make sure you pay off all your debt before you start saving!

TIP: Make sure you budget and work out how much you can afford to save.

FAQ

  • How often is interest paid on my savings?

    This will depend on the specific account. With some accounts, the interest is calculated daily but paid annually, sometimes it is both calculated and paid monthly. You’ll be able to find out how often the account you choose pays its interest easily.

  • What are the top savings accounts available?

    The range of accounts available is vast and will vary year in year out. Head over to our savings accounts comparison page and you’ll be able to clearly see the best accounts available at the moment.

  • Do savings accounts have minimum deposit requirements?

    Some savings accounts will require you to deposit a certain amount in order to use them, but we'll make it clear if this is the case when you compare.

  • How do I get the best interest rates on my savings?

    The easiest way to make sure you get the best interest rates on your savings account is to shop around through Money Expert using our handy comparison service.
    Depositing your savings in an ISA will mean that you don't have to pay any tax on the interest you earn, but because of this the actual rates tend to be lower than with conventional savings accounts.

  • What about higher interest savings accounts that are not ISAs?

    There will undoubtedly be quite a few savings accounts out there that are not ISAs and yet offer a higher rate of interest on the money saved within them. These accounts can often be very appealing to people as they feel that they offer a better return on investments than ISAs do. However it is important to remember that these accounts are not protected from tax in the same way that ISAs are. This means that any interest rate that you see being advertised on them should be taken in view of this fact, in other words you should work out what level of tax you will be paying and factor this into your interest rate.

Latest News

21st June

PPF Cast Doubt Over British Steel Penson Schema

Pensions, Steel

21st June

HSBC Offer New Record Low Mortgage Rate

Mortgages

21st June

Asda Income Tracker Shows Disposable Income at 8 Year High

Consumer Spending

21st June

Rightmove Report Asking Prices at Record Highs

Brexit, Housing