Our Top Savings Account
Vanquis Bank Ltd
- 3 Year Savings Bond -
- Interest Paid Annually
- 2.15% AER Gross Variable
- £1000 Minimum Deposit
Instant Access
Savings Accounts
Compare the best savings accounts available with our free to use comparison service
Compare The Best Instant Access Savings Accounts
NatWest - Savings Builder
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
1.5%
Minimum Rate
£1
Maximum Rate
£99,999,999
Nottingham Building Society - Regular Saver Issue 3
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
1.5%
Minimum Rate
£10
Maximum Rate
£750,000
Newbury Building Society - Welcome to Newbury
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
1.35%
Minimum Rate
£50
Maximum Rate
£3,000
Darlington Building Society - Special Occasion Saver
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
1.25%
Minimum Rate
£1
Maximum Rate
£99,999,999
Ulster Bank - eSavings
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
1.25%
Minimum Rate
£0
Maximum Rate
£5,000,000
RCI Bank - Freedom Savings Account
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
1.2%
Minimum Rate
£100
Maximum Rate
£1,000,000
Bank of Cyprus - Online Easy Access Account
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.6%
Minimum Rate
£0
Maximum Rate
£1,000,000
Earl Shilton - Heritage Account
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
1.15%
Minimum Rate
£1,000
Maximum Rate
£180,000
National Counties Building Society - 1st Issue Classic Saver
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
1.12%
Minimum Rate
£20,000
Maximum Rate
£250,000
Post Office Money - Online Saver Issue 25
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.25%
Minimum Rate
£1
Maximum Rate
£2,000,000
Post Office Money - Online Saver Issue 25 Monthly
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.25%
Minimum Rate
£1
Maximum Rate
£2,000,000
Britannia - Select Access Saver 7
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
1.1%
Minimum Rate
£500
Maximum Rate
£1,000,000
Shawbrook Bank - Easy Access - Issue 9
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
1.05%
Minimum Rate
£1,000
Maximum Rate
£85,000
Shawbrook Bank - Easy Access - Issue 9 Monthly
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
1.05%
Minimum Rate
£1,000
Maximum Rate
£85,000
AA Savings - Member Saver Issue 1 Ex/C
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
1.03%
Minimum Rate
£100
Maximum Rate
£2,000,000
AA Savings - Easy Saver Issue 4
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.2%
Minimum Rate
£100
Maximum Rate
£2,000,000
Virgin Money - Virgin Defined Access Saver Issue 13
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
1.01%
Minimum Rate
£1
Maximum Rate
£250,000
Virgin Money - Virgin Defined Access Saver Issue 13 Monthly
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
1.01%
Minimum Rate
£1
Maximum Rate
£250,000
Sainsburys Bank - eSaver Special
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
1.01%
Minimum Rate
£1
Maximum Rate
£2,000,000
Virgin Money - Virgin Defined Access E-Saver Issue 13
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
1.01%
Minimum Rate
£1
Maximum Rate
£250,000
Virgin Money - Virgin Defined Access E-Saver Issue 13 Monthly
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
1.01%
Minimum Rate
£1
Maximum Rate
£250,000
Earl Shilton - Progress Account
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
1%
Minimum Rate
£100
Maximum Rate
£180,000
Kent Reliance BS - Easy Access Account (Issue 20)
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
1%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Kent Reliance BS - Easy Access Account (Issue 20) Monthly
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
1%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
NatWest - Savings Builder
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
1%
Minimum Rate
£1
Maximum Rate
£99,999,999
Newcastle Building Society - Newcastle First Home Saver
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
1%
Minimum Rate
£1
Maximum Rate
£40,000
Chorley & District Building Society - Over 60's Account Issue 3
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.9%
Minimum Rate
£1
Maximum Rate
£450,000
Leeds Building Society - Rainy Day Saver (Issue 7)
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.9%
Minimum Rate
£10,000
Maximum Rate
£250,000
Sainsburys Bank - eSaver Special
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.86%
Minimum Rate
£1
Maximum Rate
£2,000,000
National Counties Building Society - 5th Issue Branch Saver
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.86%
Minimum Rate
£1
Maximum Rate
£1,000,000
West Bromwich Building Society - Direct Limited Access Saver (Issue 2)
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.85%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
West Bromwich Building Society - Direct Limited Access Saver (Issue 2) Monthly
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.85%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Coventry - Easy Access Saver (4) (Statement)
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.85%
Minimum Rate
£1
Maximum Rate
£250,000
Coventry - Easy Access Saver (4) Monthly (Statement)
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.85%
Minimum Rate
£1
Maximum Rate
£250,000
Coventry - Easy Access Saver (4) (Passbook)
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.85%
Minimum Rate
£1
Maximum Rate
£250,000
Coventry - Easy Access Saver (4) Monthly (Passbook)
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.85%
Minimum Rate
£1
Maximum Rate
£250,000
Sainsburys Bank - Extra Saver
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.85%
Minimum Rate
£1
Maximum Rate
£2,000,000
Leeds Building Society - Rainy Day Saver (Issue 7)
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.85%
Minimum Rate
£10,000
Maximum Rate
£250,000
Skipton Building Society - eSaver Issue 7
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.81%
Minimum Rate
£1
Maximum Rate
£1,000,000
Leeds Building Society - Rainy Day Saver (Issue 7)
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.8%
Minimum Rate
£10,000
Maximum Rate
£250,000
Newcastle Building Society - Community Saver (Issue 1) Monthly
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.8%
Minimum Rate
£1
Maximum Rate
£250,000
Newcastle Building Society - Community Saver (Issue 1)
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.8%
Minimum Rate
£1
Maximum Rate
£250,000
The Family Building Society - Market Tracker Saver
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.8%
Minimum Rate
£500
Maximum Rate
£100,000
Vernon - Capital Access
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.75%
Minimum Rate
£1,000
Maximum Rate
£250,000
Vernon - Capital Access Monthly
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.75%
Minimum Rate
£1,000
Maximum Rate
£250,000
Vernon - Triple Access
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.75%
Minimum Rate
£10
Maximum Rate
£250,000
Saffron Building Society - Maturity e-saver Ex/C
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.75%
Minimum Rate
£1
Maximum Rate
£500,000
ICICI Bank UK Plc - SuperSaver Savings Account
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.75%
Minimum Rate
£0
Maximum Rate
£99,999,999
Nationwide Building Society - Loyalty Saver 15 Year Issue 8 Ex/C
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.75%
Minimum Rate
£1
Maximum Rate
£50,000
Aldermore - Easy Access Issue 11
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.75%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Swansea - Personal Premier Savings Account
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.75%
Minimum Rate
£500
Maximum Rate
£400,000
OakNorth Bank - Personal Easy Access Deposit Account
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.75%
Minimum Rate
£1,000
Maximum Rate
£250,000
Sainsburys Bank - eSaver Special
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.71%
Minimum Rate
£1
Maximum Rate
£2,000,000
Investec Bank - E-asy Access Account
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.7%
Minimum Rate
£25,000
Maximum Rate
£250,000
National Savings & Investments - Direct Saver
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.7%
Minimum Rate
£1
Maximum Rate
£2,000,000
Saffron Building Society - e-saver (Issue 11)
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.7%
Minimum Rate
£10
Maximum Rate
£500,000
Saffron Building Society - e-saver (Issue 11) Monthly
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.7%
Minimum Rate
£10
Maximum Rate
£500,000
Hinckley & Rugby Building Society - Premium Saver Easy Access Account
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.7%
Minimum Rate
£500
Maximum Rate
£300,000
Hinckley & Rugby Building Society - Premium Saver Easy Access Account Monthly
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.7%
Minimum Rate
£5,000
Maximum Rate
£300,000
Chorley & District Building Society - Over 60's Account Issue 3
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.7%
Minimum Rate
£1
Maximum Rate
£450,000
Sainsburys Bank - Extra Saver
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.7%
Minimum Rate
£1
Maximum Rate
£2,000,000
Teachers Building Society - Easy Saver (Issue 1)
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.7%
Minimum Rate
£100
Maximum Rate
£100,000
Melton Mowbray - Online Easy Save
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.7%
Minimum Rate
£1,000
Maximum Rate
£250,000
West Bromwich Building Society - Limited Access Saver
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.7%
Minimum Rate
£1
Maximum Rate
£1,000,000
West Bromwich Building Society - Limited Access Saver Monthly
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.7%
Minimum Rate
£1
Maximum Rate
£1,000,000
National Counties Building Society - 5th Issue Bond Saver Ex/C
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.65%
Minimum Rate
£1,000
Maximum Rate
£150,000
Nationwide Building Society - Loyalty Saver 10 Year Issue 8 Ex/C
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.65%
Minimum Rate
£1
Maximum Rate
£50,000
Scottish Building Society - Instant Access Saver Account
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.65%
Minimum Rate
£1
Maximum Rate
£1,000,000
Triodos Bank - Triodos Online Saver Plus
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.65%
Minimum Rate
£1
Maximum Rate
£250,000
Yorkshire Building Society - Triple Access Saver
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.6%
Minimum Rate
£100
Maximum Rate
£2,000,000
Yorkshire Building Society - Triple Access Saver Monthly
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.6%
Minimum Rate
£100
Maximum Rate
£2,000,000
West Bromwich Building Society - WeBSaveR 2
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.6%
Minimum Rate
£1,000
Maximum Rate
£250,000
West Bromwich Building Society - WeBSaveR 2 Monthly
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.6%
Minimum Rate
£1,000
Maximum Rate
£250,000
United Bank UK - Online Easy Access Account
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.6%
Minimum Rate
£500
Maximum Rate
£200,000
National Counties Building Society - 2nd Issue Direct Access Share Ex/C
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.56%
Minimum Rate
£1
Maximum Rate
£1,000,000
The Family Building Society - Everyday Saver (1)
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.56%
Minimum Rate
£100
Maximum Rate
£250,000
Nationwide Building Society - Loyalty Saver 5 Year Issue 8 Ex/C
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.55%
Minimum Rate
£1
Maximum Rate
£50,000
Sainsburys Bank - Extra Saver
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.55%
Minimum Rate
£1
Maximum Rate
£2,000,000
Union Bank of India (UK) Ltd - Savings Account
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.5%
Minimum Rate
£0
Maximum Rate
£99,999,999
Sainsburys Bank - Extra Saver
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.5%
Minimum Rate
£1
Maximum Rate
£2,000,000
Stafford Railway - World Land Trust Affinity Account
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.5%
Minimum Rate
£250
Maximum Rate
£100,000
Monmouthshire Building Society - First Home Bonus Saver - Issue 2
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.5%
Minimum Rate
£20
Maximum Rate
£30,000
Penrith Building Society - Homebuyers Bonus Account
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.5%
Minimum Rate
£1
Maximum Rate
£20,000
Leeds Building Society - Access Saver (Issue 2)
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.5%
Minimum Rate
£100
Maximum Rate
£1,000,000
B - B Instant Savings Ex/C
Notice Required
Instant Access
Paid Interest
quarterly
Gross Rate
0.5%
Minimum Rate
£0
Maximum Rate
£99,999,999
Virgin Money - Virgin Man Utd Red Devil Saver Issue 4
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.5%
Minimum Rate
£1
Maximum Rate
£30,000
Virgin Money - Virgin Man Utd Red Devil Saver Issue 4 Monthly
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.5%
Minimum Rate
£1
Maximum Rate
£30,000
Virgin Money - Virgin Man Utd Red Devil E-Saver Issue 4
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.5%
Minimum Rate
£1
Maximum Rate
£30,000
Virgin Money - Virgin Man Utd Red Devil E-Saver Issue 4 Monthly
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.5%
Minimum Rate
£1
Maximum Rate
£30,000
Chelsea Building Society - e-Saver Issue 2
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.5%
Minimum Rate
£1
Maximum Rate
£1,000,000
Chelsea Building Society - e-Saver Issue 2 Monthly
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.5%
Minimum Rate
£1
Maximum Rate
£1,000,000
Cambridge Building Society - The CAMbens Account
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.5%
Minimum Rate
£1
Maximum Rate
£1,000,000
Penrith Building Society - Affinity Account
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.5%
Minimum Rate
£1
Maximum Rate
£20,000
Cambridge Building Society - Everyday e-Saver (Issue 1)
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.5%
Minimum Rate
£100
Maximum Rate
£1,000,000
Cambridge Building Society - Everyday e-Saver (Issue 1) Monthly
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.5%
Minimum Rate
£100
Maximum Rate
£1,000,000
Virgin Money - Virgin Saving to Buy Issue 6
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.5%
Minimum Rate
£1
Maximum Rate
£30,000
Virgin Money - Virgin Saving to Buy Issue 6 Monthly
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.5%
Minimum Rate
£1
Maximum Rate
£30,000
ICICI Bank UK Plc - HiSAVE Remittance Account
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.5%
Minimum Rate
£1
Maximum Rate
£99,999,999
Yorkshire Bank - Private Savings Account Ex/C
Notice Required
Instant Access
Paid Interest
quarterly
Gross Rate
0.5%
Minimum Rate
£1
Maximum Rate
£99,999,999
Clydesdale Bank - Private Savings Account Ex/C
Notice Required
Instant Access
Paid Interest
quarterly
Gross Rate
0.5%
Minimum Rate
£1
Maximum Rate
£99,999,999
Nationwide Building Society - Limited Access Saver Issue 6
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.5%
Minimum Rate
£1
Maximum Rate
£5,000,000
Citibank - Reward Saver Issue 8 (Citigold) Ex/C
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.1%
Minimum Rate
£1
Maximum Rate
£1,000,000
Yorkshire Building Society - RSPCA Saver
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.5%
Minimum Rate
£10
Maximum Rate
£2,000,000
Yorkshire Building Society - RSPCA Saver Monthly
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.5%
Minimum Rate
£10
Maximum Rate
£2,000,000
Saffron Building Society - Branch Saver
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.5%
Minimum Rate
£5,000
Maximum Rate
£250,000
Sainsburys Bank - eSaver Special
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.5%
Minimum Rate
£1
Maximum Rate
£2,000,000
Sainsburys Bank - eSaver Special
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.5%
Minimum Rate
£1
Maximum Rate
£2,000,000
Holmesdale Building Society - Branch Saver
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.5%
Minimum Rate
£10
Maximum Rate
£350,000
Stafford Railway - Coachman
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.5%
Minimum Rate
£1
Maximum Rate
£25,000
National Savings & Investments - Investment Account
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.45%
Minimum Rate
£20
Maximum Rate
£1,000,000
Nationwide Building Society - Loyalty Saver 1 Year Issue 8 Ex/C
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.45%
Minimum Rate
£1
Maximum Rate
£50,000
Tipton & Coseley - Wolves Saver Issue 3
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.45%
Minimum Rate
£100
Maximum Rate
£25,000
The Family Building Society - Everyday Saver (1)
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.41%
Minimum Rate
£100
Maximum Rate
£250,000
National Counties Building Society - 2nd Issue Direct Access Share Ex/C
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.41%
Minimum Rate
£1
Maximum Rate
£1,000,000
Marsden - Branch Saver (Issue 5)
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.4%
Minimum Rate
£25
Maximum Rate
£250,000
Market Harborough Building Society - Charity Affinity Account Issue 4
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.4%
Minimum Rate
£1
Maximum Rate
£500,000
Market Harborough Building Society - Charity Affinity Account Issue 4
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.35%
Minimum Rate
£1
Maximum Rate
£500,000
M&S Bank - Everyday Savings Ex/C
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.35%
Minimum Rate
£1
Maximum Rate
£1,000,000
Scottish Widows Bank - Instant Saver Account 2
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.35%
Minimum Rate
£100
Maximum Rate
£5,000,000
Scottish Widows Bank - Instant Saver Account 2 Monthly
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.35%
Minimum Rate
£10,000
Maximum Rate
£5,000,000
Scottish Widows Bank - Instant Saver Account 2 Quarterly
Notice Required
Instant Access
Paid Interest
quarterly
Gross Rate
0.35%
Minimum Rate
£100
Maximum Rate
£5,000,000
Scottish Widows Bank - Direct Transfer 2
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.35%
Minimum Rate
£1,000
Maximum Rate
£5,000,000
Scottish Widows Bank - Direct Transfer 2 Quarterly
Notice Required
Instant Access
Paid Interest
quarterly
Gross Rate
0.35%
Minimum Rate
£1,000
Maximum Rate
£5,000,000
Scottish Widows Bank - Direct Transfer 2 Monthly
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.35%
Minimum Rate
£10,000
Maximum Rate
£5,000,000
The Co-operative Bank - Online Saver Ex/C
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.31%
Minimum Rate
£1
Maximum Rate
£1,000,000
National Counties Building Society - 5th Issue Branch Saver
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.31%
Minimum Rate
£1
Maximum Rate
£1,000,000
The Family Building Society - Everyday Saver (1)
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.31%
Minimum Rate
£100
Maximum Rate
£250,000
National Counties Building Society - 2nd Issue Direct Access Share Ex/C
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.31%
Minimum Rate
£1
Maximum Rate
£1,000,000
Market Harborough Building Society - Charity Affinity Account Issue 4
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.3%
Minimum Rate
£1
Maximum Rate
£500,000
TSB - eSavings Ex/C
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.05%
Minimum Rate
£1
Maximum Rate
£99,999,999
Virgin Money - Virgin Easy Access eSaver Issue 29 Monthly
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.25%
Minimum Rate
£1
Maximum Rate
£250,000
Yorkshire Bank - Private Savings Account Ex/C
Notice Required
Instant Access
Paid Interest
quarterly
Gross Rate
0.25%
Minimum Rate
£1
Maximum Rate
£99,999,999
Clydesdale Bank - Private Savings Account Ex/C
Notice Required
Instant Access
Paid Interest
quarterly
Gross Rate
0.25%
Minimum Rate
£1
Maximum Rate
£99,999,999
TSB - Easy Saver
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.05%
Minimum Rate
£1
Maximum Rate
£99,999,999
Buckinghamshire Building Society - Simple Easy Access
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.25%
Minimum Rate
£1
Maximum Rate
£400,000
Market Harborough Building Society - Charity Affinity Account Issue 4
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.25%
Minimum Rate
£1
Maximum Rate
£500,000
West Bromwich Building Society - Albion Advantage
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.25%
Minimum Rate
£100
Maximum Rate
£100,000
Bank of Scotland - Access Saver
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.05%
Minimum Rate
£1
Maximum Rate
£9,000,000
Smile - No-Notice Savings Account Ex/C
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.25%
Minimum Rate
£1
Maximum Rate
£99,999,999
Virgin Money - Virgin Easy Access Saver Issue 30
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.25%
Minimum Rate
£1
Maximum Rate
£250,000
Virgin Money - Virgin Easy Access Saver Issue 30 Monthly
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.25%
Minimum Rate
£1
Maximum Rate
£250,000
Saffron Building Society - Maturity Easy Access Account Ex/C
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.25%
Minimum Rate
£1
Maximum Rate
£1,000,000
Saffron Building Society - Maturity Easy Access Account Ex/C Monthly
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.25%
Minimum Rate
£1
Maximum Rate
£1,000,000
Marsden - Direct Saver (Issue 10)
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.25%
Minimum Rate
£100
Maximum Rate
£250,000
Norwich & Peterborough B.Soc. - Access Saver
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.25%
Minimum Rate
£1
Maximum Rate
£2,000,000
Norwich & Peterborough B.Soc. - Access Saver Monthly
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.25%
Minimum Rate
£1
Maximum Rate
£2,000,000
Coventry - Supporters Account
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.25%
Minimum Rate
£1
Maximum Rate
£250,000
Coventry - Supporters Account Monthly
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.25%
Minimum Rate
£1
Maximum Rate
£250,000
Skipton Building Society - Everyday Saver Issue 3
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.25%
Minimum Rate
£1
Maximum Rate
£1,000,000
Skipton Building Society - Everyday Saver Issue 3 Monthly
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.25%
Minimum Rate
£1
Maximum Rate
£1,000,000
Yorkshire Building Society - Cash Card Saver
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.25%
Minimum Rate
£10
Maximum Rate
£2,000,000
Mansfield - Easy Access Community Saver (1st Issue)
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.25%
Minimum Rate
£1
Maximum Rate
£400,000
Hanley Economic Building Society - Douglas Macmillan Hospice Saver
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.2%
Minimum Rate
£100
Maximum Rate
£50,000
NatWest - Savings Builder
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.2%
Minimum Rate
£1
Maximum Rate
£99,999,999
Market Harborough Building Society - Charity Affinity Account Issue 4
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.2%
Minimum Rate
£1
Maximum Rate
£500,000
Market Harborough Building Society - Charity Affinity Account Issue 4
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.15%
Minimum Rate
£1
Maximum Rate
£500,000
Hanley Economic Building Society - Douglas Macmillan Hospice Saver
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.15%
Minimum Rate
£100
Maximum Rate
£50,000
Leek United - Stoke City FC Adult Save and Support
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.12%
Minimum Rate
£1
Maximum Rate
£250,000
Furness Building Society - Online Affinity Accounts
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.1%
Minimum Rate
£1
Maximum Rate
£250,000
Coventry - MoneyManager (Statement)
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.1%
Minimum Rate
£1
Maximum Rate
£250,000
Hanley Economic Building Society - Douglas Macmillan Hospice Saver
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.1%
Minimum Rate
£100
Maximum Rate
£50,000
Ipswich Building Society - Everyday Saver
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.1%
Minimum Rate
£10
Maximum Rate
£250,000
Market Harborough Building Society - Charity Affinity Account Issue 4
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.1%
Minimum Rate
£1
Maximum Rate
£500,000
Furness Building Society - Affinity Accounts
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.1%
Minimum Rate
£1
Maximum Rate
£250,000
Leek United - Air Ambulance Affinity
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.1%
Minimum Rate
£1
Maximum Rate
£250,000
Leek United - Air Ambulance Affinity Monthly
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.1%
Minimum Rate
£5,000
Maximum Rate
£250,000
Chorley & District Building Society - Affinity Account
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.1%
Minimum Rate
£1
Maximum Rate
£450,000
Nottingham Building Society - Branch Instant Account
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.1%
Minimum Rate
£1
Maximum Rate
£750,000
Santander - Everyday Saver
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.1%
Minimum Rate
£1
Maximum Rate
£2,000,000
Leek United - Stoke City FC Adult Save and Support
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.1%
Minimum Rate
£1
Maximum Rate
£250,000
Coventry - MoneyManager (Passbook)
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.1%
Minimum Rate
£1
Maximum Rate
£250,000
Cambridge Building Society - Instant Access Account
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.1%
Minimum Rate
£100
Maximum Rate
£1,000,000
Nationwide Building Society - Instant Access Saver 5
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.1%
Minimum Rate
£1
Maximum Rate
£5,000,000
Darlington Building Society - Instant Access Monthly
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.1%
Minimum Rate
£1
Maximum Rate
£500,000
Darlington Building Society - Instant Access Monthly
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.05%
Minimum Rate
£1
Maximum Rate
£500,000
Citibank - Flexible Saver (Citigold) Ex/C
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.05%
Minimum Rate
£1
Maximum Rate
£1,000,000
West Bromwich Building Society - Oak Account
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.05%
Minimum Rate
£10
Maximum Rate
£100,000
West Bromwich Building Society - Oak Account Monthly
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.05%
Minimum Rate
£10
Maximum Rate
£100,000
Swansea - Personal Premier Savings Account
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.05%
Minimum Rate
£500
Maximum Rate
£400,000
Barclays - Everyday Saver
Notice Required
Instant Access
Paid Interest
monthly
Gross Rate
0.05%
Minimum Rate
£1
Maximum Rate
£10,000,000
Ulster Bank - Loyalty Saver
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.05%
Minimum Rate
£0
Maximum Rate
£1,000,000
Hanley Economic Building Society - Douglas Macmillan Hospice Saver
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.05%
Minimum Rate
£100
Maximum Rate
£50,000
Saffron Building Society - Easy Access Account
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.05%
Minimum Rate
£1
Maximum Rate
£1,000,000
Ulster Bank - Loyalty Saver
Notice Required
Instant Access
Paid Interest
annually
Gross Rate
0.01%
Minimum Rate
£0
Maximum Rate
£1,000,000
Accounts
What Are
A savings account is a simple and safe way to store away some of your money and earn interest while keeping it accessible. Savings accounts are deposit-based, meaning that you can put money in whenever you want, except for fixed term savings, which usually only allows money to be invested at the beginning of the account’s term. Often, people will save a percentage of their salary into their savings account each time they are paid. By continually depositing small amounts regularly you can save money without it interfering with your daily life and when that rainy day comes along, you’ll be ready.
Other products similar to savings accounts include ISAs. A cash ISA is the same as a savings account, only the interest earned on it is tax-free. As such, if you are thinking about putting some money away, it is worth considering an ISA if it is an option for you. For more on ISAs, see our guide on cash ISAs
A stocks and shares ISA, as with any other form of investment, will come with the chance of your savings increasing in value by a lot more than standard interest rates would allow, but with this comes the potential risk that you may of lose some of your initial investment.
Are My Savings ?
There are various regulations in place in order to protect customers from bank misconduct, ensuring that there are no hidden fees or clauses and that all banks and building societies provide an honest and fair service.
Until March 2013, all of this was regulated by the Financial Conduct Authority (FCA) and much of banks’ conduct was controlled by FCA Payment Services Regulations 2009. The FCA has since split into two organisations, the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA).
Start Saving
The reasons to start saving are clear as day. You never know when you might need that extra bit of cash, and if you do, the reasons for having money stored away in a savings account speak for themselves.
Prepare for the future by finding the best savings accounts with Money Expert and start putting money away today. There are some things you can’t plan for, but with the right savings account you can make sure that you are prepared for most financial eventualities. Whether you’re putting it aside to help fund your children’s futures, to get yourself that special something you’ve been after or just in case of large unexpected bills, there are no bad reasons to put money away in a savings account.
Having money in savings helps reduce the need to borrow any or to take out a credit card, helping both your financial stability and your credit profile. By avoiding future debt you are avoiding one of the most common causes of worry and stress in this day and age, and freeing yourself up generally.
Having the right savings account can be a blessing in times of need, but it is important not to save more than you can afford to. That is, work out how much you can afford to put into savings each month after having paid all of your household bills and general living expenses. It is also important to take tax into account; with an account like a Cash ISA, no tax is paid on the interest earned, but you can only invest a limited amount in a Cash ISA each year. By browsing Money Expert’s guides and comparison services you’ll be able to easily find the right account for you to start saving right away.
Our
Compare the Best Savings Accounts Available in the UK
Compare with Money Expert and we’ll get you the best savings accounts rates available in the country. We’re committed to providing a good, impartial, free service helping you save your money in the most viable way possible.
Selecting the Best Savings Account for me
As with current accounts, savings accounts can differ vastly from bank to bank. As well as interest rates and minimum deposit limits, some accounts will come with free perks and all sorts of other benefits to try and draw you in. We’ll help you go through all the best accounts available so that you can pick the one that suits you best.
The Advantages of Finding the Best Interest Rates
The higher the interest rates are, the quicker your savings will grow, it’s as simple as that. The importance of finding the best interest rates is clear, and so when you compare savings accounts with us, we’ll show you the accounts with the best rates available in the UK.
TIP: Open up a savings account for safe, and sometimes, shorter-term, savings.
TIP: Make sure you pay off all your debt before you start saving!
TIP: Make sure you budget and work out how much you can afford to save.
FAQ
How often is interest paid on my savings?
This will depend on the specific account. With some accounts, the interest is calculated daily but paid annually, sometimes it is both calculated and paid monthly. You’ll be able to find out how often the account you choose pays its interest easily.
-
What are the top savings accounts available?
The range of accounts available is vast and will vary year in year out. Head over to our savings accounts comparison page and you’ll be able to clearly see the best accounts available at the moment.
-
Do savings accounts have minimum deposit requirements?
Some savings accounts will require you to deposit a certain amount in order to use them, but we'll make it clear if this is the case when you compare.
-
How do I get the best interest rates on my savings?
The easiest way to make sure you get the best interest rates on your savings account is to shop around through Money Expert using our handy comparison service.
Depositing your savings in an ISA will mean that you don't have to pay any tax on the interest you earn, but because of this the actual rates tend to be lower than with conventional savings accounts. -
What about higher interest savings accounts that are not ISAs?
There will undoubtedly be quite a few savings accounts out there that are not ISAs and yet offer a higher rate of interest on the money saved within them. These accounts can often be very appealing to people as they feel that they offer a better return on investments than ISAs do. However it is important to remember that these accounts are not protected from tax in the same way that ISAs are. This means that any interest rate that you see being advertised on them should be taken in view of this fact, in other words you should work out what level of tax you will be paying and factor this into your interest rate.
Latest News
21st June
PPF Cast Doubt Over British Steel Penson Schema
Pensions, Steel
21st June
HSBC Offer New Record Low Mortgage Rate
Mortgages
21st June
Asda Income Tracker Shows Disposable Income at 8 Year High
Consumer Spending
21st June
Rightmove Report Asking Prices at Record Highs
Brexit, Housing
We are Money Expert, the experts with your finance. We compare markets from all over the UK and bring you the best prices, no matter what.
