Our Top Savings Account

Vanquis Bank Ltd
- 3 Year Savings Bond -

  • Interest Paid Annually
  • 2.15% AER Gross Variable
  • £1000 Minimum Deposit

Instant Access
Savings Accounts

Compare the best savings accounts available with our free to use comparison service

Compare The Best Instant Access Savings Accounts

NatWest - Savings Builder

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
1.5%

Minimum Rate
£1

Maximum Rate
£99,999,999

Nottingham Building Society - Regular Saver Issue 3

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
1.5%

Minimum Rate
£10

Maximum Rate
£750,000

Newbury Building Society - Welcome to Newbury

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
1.35%

Minimum Rate
£50

Maximum Rate
£3,000

Darlington Building Society - Special Occasion Saver

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
1.25%

Minimum Rate
£1

Maximum Rate
£99,999,999

Ulster Bank - eSavings

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
1.25%

Minimum Rate
£0

Maximum Rate
£5,000,000

RCI Bank - Freedom Savings Account

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
1.2%

Minimum Rate
£100

Maximum Rate
£1,000,000

Bank of Cyprus - Online Easy Access Account

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.6%

Minimum Rate
£0

Maximum Rate
£1,000,000

Earl Shilton - Heritage Account

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
1.15%

Minimum Rate
£1,000

Maximum Rate
£180,000

National Counties Building Society - 1st Issue Classic Saver

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
1.12%

Minimum Rate
£20,000

Maximum Rate
£250,000

Post Office Money - Online Saver Issue 25

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£2,000,000

Post Office Money - Online Saver Issue 25 Monthly

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£2,000,000

Britannia - Select Access Saver 7

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
1.1%

Minimum Rate
£500

Maximum Rate
£1,000,000

Shawbrook Bank - Easy Access - Issue 9

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
1.05%

Minimum Rate
£1,000

Maximum Rate
£85,000

Shawbrook Bank - Easy Access - Issue 9 Monthly

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
1.05%

Minimum Rate
£1,000

Maximum Rate
£85,000

AA Savings - Member Saver Issue 1 Ex/C

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
1.03%

Minimum Rate
£100

Maximum Rate
£2,000,000

AA Savings - Easy Saver Issue 4

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.2%

Minimum Rate
£100

Maximum Rate
£2,000,000

Virgin Money - Virgin Defined Access Saver Issue 13

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
1.01%

Minimum Rate
£1

Maximum Rate
£250,000

Virgin Money - Virgin Defined Access Saver Issue 13 Monthly

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
1.01%

Minimum Rate
£1

Maximum Rate
£250,000

Sainsburys Bank - eSaver Special

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
1.01%

Minimum Rate
£1

Maximum Rate
£2,000,000

Virgin Money - Virgin Defined Access E-Saver Issue 13

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
1.01%

Minimum Rate
£1

Maximum Rate
£250,000

Virgin Money - Virgin Defined Access E-Saver Issue 13 Monthly

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
1.01%

Minimum Rate
£1

Maximum Rate
£250,000

Earl Shilton - Progress Account

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
1%

Minimum Rate
£100

Maximum Rate
£180,000

Kent Reliance BS - Easy Access Account (Issue 20)

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
1%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Kent Reliance BS - Easy Access Account (Issue 20) Monthly

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
1%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

NatWest - Savings Builder

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
1%

Minimum Rate
£1

Maximum Rate
£99,999,999

Newcastle Building Society - Newcastle First Home Saver

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
1%

Minimum Rate
£1

Maximum Rate
£40,000

Chorley & District Building Society - Over 60's Account Issue 3

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.9%

Minimum Rate
£1

Maximum Rate
£450,000

Leeds Building Society - Rainy Day Saver (Issue 7)

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.9%

Minimum Rate
£10,000

Maximum Rate
£250,000

Sainsburys Bank - eSaver Special

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.86%

Minimum Rate
£1

Maximum Rate
£2,000,000

National Counties Building Society - 5th Issue Branch Saver

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.86%

Minimum Rate
£1

Maximum Rate
£1,000,000

West Bromwich Building Society - Direct Limited Access Saver (Issue 2)

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.85%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

West Bromwich Building Society - Direct Limited Access Saver (Issue 2) Monthly

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.85%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Coventry - Easy Access Saver (4) (Statement)

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.85%

Minimum Rate
£1

Maximum Rate
£250,000

Coventry - Easy Access Saver (4) Monthly (Statement)

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.85%

Minimum Rate
£1

Maximum Rate
£250,000

Coventry - Easy Access Saver (4) (Passbook)

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.85%

Minimum Rate
£1

Maximum Rate
£250,000

Coventry - Easy Access Saver (4) Monthly (Passbook)

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.85%

Minimum Rate
£1

Maximum Rate
£250,000

Sainsburys Bank - Extra Saver

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.85%

Minimum Rate
£1

Maximum Rate
£2,000,000

Leeds Building Society - Rainy Day Saver (Issue 7)

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.85%

Minimum Rate
£10,000

Maximum Rate
£250,000

Skipton Building Society - eSaver Issue 7

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.81%

Minimum Rate
£1

Maximum Rate
£1,000,000

Leeds Building Society - Rainy Day Saver (Issue 7)

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.8%

Minimum Rate
£10,000

Maximum Rate
£250,000

Newcastle Building Society - Community Saver (Issue 1) Monthly

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.8%

Minimum Rate
£1

Maximum Rate
£250,000

Newcastle Building Society - Community Saver (Issue 1)

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.8%

Minimum Rate
£1

Maximum Rate
£250,000

The Family Building Society - Market Tracker Saver

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.8%

Minimum Rate
£500

Maximum Rate
£100,000

Vernon - Capital Access

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£1,000

Maximum Rate
£250,000

Vernon - Capital Access Monthly

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.75%

Minimum Rate
£1,000

Maximum Rate
£250,000

Vernon - Triple Access

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£10

Maximum Rate
£250,000

Saffron Building Society - Maturity e-saver Ex/C

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£1

Maximum Rate
£500,000

ICICI Bank UK Plc - SuperSaver Savings Account

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.75%

Minimum Rate
£0

Maximum Rate
£99,999,999

Nationwide Building Society - Loyalty Saver 15 Year Issue 8 Ex/C

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£1

Maximum Rate
£50,000

Aldermore - Easy Access Issue 11

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Swansea - Personal Premier Savings Account

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£500

Maximum Rate
£400,000

OakNorth Bank - Personal Easy Access Deposit Account

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.75%

Minimum Rate
£1,000

Maximum Rate
£250,000

Sainsburys Bank - eSaver Special

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.71%

Minimum Rate
£1

Maximum Rate
£2,000,000

Investec Bank - E-asy Access Account

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.7%

Minimum Rate
£25,000

Maximum Rate
£250,000

National Savings & Investments - Direct Saver

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.7%

Minimum Rate
£1

Maximum Rate
£2,000,000

Saffron Building Society - e-saver (Issue 11)

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.7%

Minimum Rate
£10

Maximum Rate
£500,000

Saffron Building Society - e-saver (Issue 11) Monthly

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.7%

Minimum Rate
£10

Maximum Rate
£500,000

Hinckley & Rugby Building Society - Premium Saver Easy Access Account

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.7%

Minimum Rate
£500

Maximum Rate
£300,000

Hinckley & Rugby Building Society - Premium Saver Easy Access Account Monthly

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.7%

Minimum Rate
£5,000

Maximum Rate
£300,000

Chorley & District Building Society - Over 60's Account Issue 3

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.7%

Minimum Rate
£1

Maximum Rate
£450,000

Sainsburys Bank - Extra Saver

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.7%

Minimum Rate
£1

Maximum Rate
£2,000,000

Teachers Building Society - Easy Saver (Issue 1)

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.7%

Minimum Rate
£100

Maximum Rate
£100,000

Melton Mowbray - Online Easy Save

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.7%

Minimum Rate
£1,000

Maximum Rate
£250,000

West Bromwich Building Society - Limited Access Saver

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.7%

Minimum Rate
£1

Maximum Rate
£1,000,000

West Bromwich Building Society - Limited Access Saver Monthly

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.7%

Minimum Rate
£1

Maximum Rate
£1,000,000

National Counties Building Society - 5th Issue Bond Saver Ex/C

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.65%

Minimum Rate
£1,000

Maximum Rate
£150,000

Nationwide Building Society - Loyalty Saver 10 Year Issue 8 Ex/C

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.65%

Minimum Rate
£1

Maximum Rate
£50,000

Scottish Building Society - Instant Access Saver Account

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.65%

Minimum Rate
£1

Maximum Rate
£1,000,000

Triodos Bank - Triodos Online Saver Plus

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.65%

Minimum Rate
£1

Maximum Rate
£250,000

Yorkshire Building Society - Triple Access Saver

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.6%

Minimum Rate
£100

Maximum Rate
£2,000,000

Yorkshire Building Society - Triple Access Saver Monthly

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.6%

Minimum Rate
£100

Maximum Rate
£2,000,000

West Bromwich Building Society - WeBSaveR 2

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.6%

Minimum Rate
£1,000

Maximum Rate
£250,000

West Bromwich Building Society - WeBSaveR 2 Monthly

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.6%

Minimum Rate
£1,000

Maximum Rate
£250,000

United Bank UK - Online Easy Access Account

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.6%

Minimum Rate
£500

Maximum Rate
£200,000

National Counties Building Society - 2nd Issue Direct Access Share Ex/C

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.56%

Minimum Rate
£1

Maximum Rate
£1,000,000

The Family Building Society - Everyday Saver (1)

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.56%

Minimum Rate
£100

Maximum Rate
£250,000

Nationwide Building Society - Loyalty Saver 5 Year Issue 8 Ex/C

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.55%

Minimum Rate
£1

Maximum Rate
£50,000

Sainsburys Bank - Extra Saver

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.55%

Minimum Rate
£1

Maximum Rate
£2,000,000

Union Bank of India (UK) Ltd - Savings Account

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.5%

Minimum Rate
£0

Maximum Rate
£99,999,999

Sainsburys Bank - Extra Saver

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£2,000,000

Stafford Railway - World Land Trust Affinity Account

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£250

Maximum Rate
£100,000

Monmouthshire Building Society - First Home Bonus Saver - Issue 2

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£20

Maximum Rate
£30,000

Penrith Building Society - Homebuyers Bonus Account

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£20,000

Leeds Building Society - Access Saver (Issue 2)

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£100

Maximum Rate
£1,000,000

B - B Instant Savings Ex/C

Notice Required
Instant Access

Paid Interest
quarterly

Gross Rate
0.5%

Minimum Rate
£0

Maximum Rate
£99,999,999

Virgin Money - Virgin Man Utd Red Devil Saver Issue 4

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£30,000

Virgin Money - Virgin Man Utd Red Devil Saver Issue 4 Monthly

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£30,000

Virgin Money - Virgin Man Utd Red Devil E-Saver Issue 4

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£30,000

Virgin Money - Virgin Man Utd Red Devil E-Saver Issue 4 Monthly

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£30,000

Chelsea Building Society - e-Saver Issue 2

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£1,000,000

Chelsea Building Society - e-Saver Issue 2 Monthly

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£1,000,000

Cambridge Building Society - The CAMbens Account

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£1,000,000

Penrith Building Society - Affinity Account

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£20,000

Cambridge Building Society - Everyday e-Saver (Issue 1)

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£100

Maximum Rate
£1,000,000

Cambridge Building Society - Everyday e-Saver (Issue 1) Monthly

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.5%

Minimum Rate
£100

Maximum Rate
£1,000,000

Virgin Money - Virgin Saving to Buy Issue 6

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£30,000

Virgin Money - Virgin Saving to Buy Issue 6 Monthly

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£30,000

ICICI Bank UK Plc - HiSAVE Remittance Account

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£99,999,999

Yorkshire Bank - Private Savings Account Ex/C

Notice Required
Instant Access

Paid Interest
quarterly

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£99,999,999

Clydesdale Bank - Private Savings Account Ex/C

Notice Required
Instant Access

Paid Interest
quarterly

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£99,999,999

Nationwide Building Society - Limited Access Saver Issue 6

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£5,000,000

Citibank - Reward Saver Issue 8 (Citigold) Ex/C

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.1%

Minimum Rate
£1

Maximum Rate
£1,000,000

Yorkshire Building Society - RSPCA Saver

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£10

Maximum Rate
£2,000,000

Yorkshire Building Society - RSPCA Saver Monthly

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.5%

Minimum Rate
£10

Maximum Rate
£2,000,000

Saffron Building Society - Branch Saver

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£5,000

Maximum Rate
£250,000

Sainsburys Bank - eSaver Special

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£2,000,000

Sainsburys Bank - eSaver Special

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£2,000,000

Holmesdale Building Society - Branch Saver

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£10

Maximum Rate
£350,000

Stafford Railway - Coachman

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£1

Maximum Rate
£25,000

National Savings & Investments - Investment Account

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.45%

Minimum Rate
£20

Maximum Rate
£1,000,000

Nationwide Building Society - Loyalty Saver 1 Year Issue 8 Ex/C

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.45%

Minimum Rate
£1

Maximum Rate
£50,000

Tipton & Coseley - Wolves Saver Issue 3

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.45%

Minimum Rate
£100

Maximum Rate
£25,000

The Family Building Society - Everyday Saver (1)

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.41%

Minimum Rate
£100

Maximum Rate
£250,000

National Counties Building Society - 2nd Issue Direct Access Share Ex/C

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.41%

Minimum Rate
£1

Maximum Rate
£1,000,000

Marsden - Branch Saver (Issue 5)

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.4%

Minimum Rate
£25

Maximum Rate
£250,000

Market Harborough Building Society - Charity Affinity Account Issue 4

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.4%

Minimum Rate
£1

Maximum Rate
£500,000

Market Harborough Building Society - Charity Affinity Account Issue 4

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.35%

Minimum Rate
£1

Maximum Rate
£500,000

M&S Bank - Everyday Savings Ex/C

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.35%

Minimum Rate
£1

Maximum Rate
£1,000,000

Scottish Widows Bank - Instant Saver Account 2

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.35%

Minimum Rate
£100

Maximum Rate
£5,000,000

Scottish Widows Bank - Instant Saver Account 2 Monthly

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.35%

Minimum Rate
£10,000

Maximum Rate
£5,000,000

Scottish Widows Bank - Instant Saver Account 2 Quarterly

Notice Required
Instant Access

Paid Interest
quarterly

Gross Rate
0.35%

Minimum Rate
£100

Maximum Rate
£5,000,000

Scottish Widows Bank - Direct Transfer 2

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.35%

Minimum Rate
£1,000

Maximum Rate
£5,000,000

Scottish Widows Bank - Direct Transfer 2 Quarterly

Notice Required
Instant Access

Paid Interest
quarterly

Gross Rate
0.35%

Minimum Rate
£1,000

Maximum Rate
£5,000,000

Scottish Widows Bank - Direct Transfer 2 Monthly

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.35%

Minimum Rate
£10,000

Maximum Rate
£5,000,000

The Co-operative Bank - Online Saver Ex/C

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.31%

Minimum Rate
£1

Maximum Rate
£1,000,000

National Counties Building Society - 5th Issue Branch Saver

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.31%

Minimum Rate
£1

Maximum Rate
£1,000,000

The Family Building Society - Everyday Saver (1)

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.31%

Minimum Rate
£100

Maximum Rate
£250,000

National Counties Building Society - 2nd Issue Direct Access Share Ex/C

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.31%

Minimum Rate
£1

Maximum Rate
£1,000,000

Market Harborough Building Society - Charity Affinity Account Issue 4

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.3%

Minimum Rate
£1

Maximum Rate
£500,000

TSB - eSavings Ex/C

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.05%

Minimum Rate
£1

Maximum Rate
£99,999,999

Virgin Money - Virgin Easy Access eSaver Issue 29 Monthly

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£250,000

Yorkshire Bank - Private Savings Account Ex/C

Notice Required
Instant Access

Paid Interest
quarterly

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£99,999,999

Clydesdale Bank - Private Savings Account Ex/C

Notice Required
Instant Access

Paid Interest
quarterly

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£99,999,999

TSB - Easy Saver

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.05%

Minimum Rate
£1

Maximum Rate
£99,999,999

Buckinghamshire Building Society - Simple Easy Access

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£400,000

Market Harborough Building Society - Charity Affinity Account Issue 4

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£500,000

West Bromwich Building Society - Albion Advantage

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£100

Maximum Rate
£100,000

Bank of Scotland - Access Saver

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.05%

Minimum Rate
£1

Maximum Rate
£9,000,000

Smile - No-Notice Savings Account Ex/C

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£99,999,999

Virgin Money - Virgin Easy Access Saver Issue 30

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£250,000

Virgin Money - Virgin Easy Access Saver Issue 30 Monthly

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£250,000

Saffron Building Society - Maturity Easy Access Account Ex/C

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£1,000,000

Saffron Building Society - Maturity Easy Access Account Ex/C Monthly

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£1,000,000

Marsden - Direct Saver (Issue 10)

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£100

Maximum Rate
£250,000

Norwich & Peterborough B.Soc. - Access Saver

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£2,000,000

Norwich & Peterborough B.Soc. - Access Saver Monthly

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£2,000,000

Coventry - Supporters Account

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£250,000

Coventry - Supporters Account Monthly

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£250,000

Skipton Building Society - Everyday Saver Issue 3

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£1,000,000

Skipton Building Society - Everyday Saver Issue 3 Monthly

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£1,000,000

Yorkshire Building Society - Cash Card Saver

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£10

Maximum Rate
£2,000,000

Mansfield - Easy Access Community Saver (1st Issue)

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£400,000

Hanley Economic Building Society - Douglas Macmillan Hospice Saver

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.2%

Minimum Rate
£100

Maximum Rate
£50,000

NatWest - Savings Builder

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.2%

Minimum Rate
£1

Maximum Rate
£99,999,999

Market Harborough Building Society - Charity Affinity Account Issue 4

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.2%

Minimum Rate
£1

Maximum Rate
£500,000

Market Harborough Building Society - Charity Affinity Account Issue 4

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.15%

Minimum Rate
£1

Maximum Rate
£500,000

Hanley Economic Building Society - Douglas Macmillan Hospice Saver

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.15%

Minimum Rate
£100

Maximum Rate
£50,000

Leek United - Stoke City FC Adult Save and Support

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.12%

Minimum Rate
£1

Maximum Rate
£250,000

Furness Building Society - Online Affinity Accounts

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.1%

Minimum Rate
£1

Maximum Rate
£250,000

Coventry - MoneyManager (Statement)

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.1%

Minimum Rate
£1

Maximum Rate
£250,000

Hanley Economic Building Society - Douglas Macmillan Hospice Saver

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.1%

Minimum Rate
£100

Maximum Rate
£50,000

Ipswich Building Society - Everyday Saver

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.1%

Minimum Rate
£10

Maximum Rate
£250,000

Market Harborough Building Society - Charity Affinity Account Issue 4

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.1%

Minimum Rate
£1

Maximum Rate
£500,000

Furness Building Society - Affinity Accounts

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.1%

Minimum Rate
£1

Maximum Rate
£250,000

Leek United - Air Ambulance Affinity

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.1%

Minimum Rate
£1

Maximum Rate
£250,000

Leek United - Air Ambulance Affinity Monthly

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.1%

Minimum Rate
£5,000

Maximum Rate
£250,000

Chorley & District Building Society - Affinity Account

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.1%

Minimum Rate
£1

Maximum Rate
£450,000

Nottingham Building Society - Branch Instant Account

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.1%

Minimum Rate
£1

Maximum Rate
£750,000

Santander - Everyday Saver

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.1%

Minimum Rate
£1

Maximum Rate
£2,000,000

Leek United - Stoke City FC Adult Save and Support

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.1%

Minimum Rate
£1

Maximum Rate
£250,000

Coventry - MoneyManager (Passbook)

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.1%

Minimum Rate
£1

Maximum Rate
£250,000

Cambridge Building Society - Instant Access Account

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.1%

Minimum Rate
£100

Maximum Rate
£1,000,000

Nationwide Building Society - Instant Access Saver 5

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.1%

Minimum Rate
£1

Maximum Rate
£5,000,000

Darlington Building Society - Instant Access Monthly

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.1%

Minimum Rate
£1

Maximum Rate
£500,000

Darlington Building Society - Instant Access Monthly

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.05%

Minimum Rate
£1

Maximum Rate
£500,000

Citibank - Flexible Saver (Citigold) Ex/C

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.05%

Minimum Rate
£1

Maximum Rate
£1,000,000

West Bromwich Building Society - Oak Account

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.05%

Minimum Rate
£10

Maximum Rate
£100,000

West Bromwich Building Society - Oak Account Monthly

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.05%

Minimum Rate
£10

Maximum Rate
£100,000

Swansea - Personal Premier Savings Account

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.05%

Minimum Rate
£500

Maximum Rate
£400,000

Barclays - Everyday Saver

Notice Required
Instant Access

Paid Interest
monthly

Gross Rate
0.05%

Minimum Rate
£1

Maximum Rate
£10,000,000

Ulster Bank - Loyalty Saver

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.05%

Minimum Rate
£0

Maximum Rate
£1,000,000

Hanley Economic Building Society - Douglas Macmillan Hospice Saver

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.05%

Minimum Rate
£100

Maximum Rate
£50,000

Saffron Building Society - Easy Access Account

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.05%

Minimum Rate
£1

Maximum Rate
£1,000,000

Ulster Bank - Loyalty Saver

Notice Required
Instant Access

Paid Interest
annually

Gross Rate
0.01%

Minimum Rate
£0

Maximum Rate
£1,000,000

Savings Accounts

What Are Savings Accounts?

A savings account is a simple and safe way to store away some of your money and earn interest while keeping it accessible. Savings accounts are deposit-based, meaning that you can put money in whenever you want, except for fixed term savings, which usually only allows money to be invested at the beginning of the account’s term. Often, people will save a percentage of their salary into their savings account each time they are paid. By continually depositing small amounts regularly you can save money without it interfering with your daily life and when that rainy day comes along, you’ll be ready.

Other products similar to savings accounts include ISAs. A cash ISA is the same as a savings account, only the interest earned on it is tax-free. As such, if you are thinking about putting some money away, it is worth considering an ISA if it is an option for you. For more on ISAs, see our guide on cash ISAs

A stocks and shares ISA, as with any other form of investment, will come with the chance of your savings increasing in value by a lot more than standard interest rates would allow, but with this comes the potential risk that you may of lose some of your initial investment.

Are My Savings Protected?

There are various regulations in place in order to protect customers from bank misconduct, ensuring that there are no hidden fees or clauses and that all banks and building societies provide an honest and fair service.

Until March 2013, all of this was regulated by the Financial Conduct Authority (FCA) and much of banks’ conduct was controlled by FCA Payment Services Regulations 2009. The FCA has since split into two organisations, the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA).

Why Start Saving

The reasons to start saving are clear as day. You never know when you might need that extra bit of cash, and if you do, the reasons for having money stored away in a savings account speak for themselves.

Prepare for the future by finding the best savings accounts with Money Expert and start putting money away today. There are some things you can’t plan for, but with the right savings account you can make sure that you are prepared for most financial eventualities. Whether you’re putting it aside to help fund your children’s futures, to get yourself that special something you’ve been after or just in case of large unexpected bills, there are no bad reasons to put money away in a savings account.

Having money in savings helps reduce the need to borrow any or to take out a credit card, helping both your financial stability and your credit profile. By avoiding future debt you are avoiding one of the most common causes of worry and stress in this day and age, and freeing yourself up generally.

Having the right savings account can be a blessing in times of need, but it is important not to save more than you can afford to. That is, work out how much you can afford to put into savings each month after having paid all of your household bills and general living expenses. It is also important to take tax into account; with an account like a Cash ISA, no tax is paid on the interest earned, but you can only invest a limited amount in a Cash ISA each year. By browsing Money Expert’s guides and comparison services you’ll be able to easily find the right account for you to start saving right away.

Our Top Tips

Compare the Best Savings Accounts Available in the UK

Compare with Money Expert and we’ll get you the best savings accounts rates available in the country. We’re committed to providing a good, impartial, free service helping you save your money in the most viable way possible.

Selecting the Best Savings Account for me

As with current accounts, savings accounts can differ vastly from bank to bank. As well as interest rates and minimum deposit limits, some accounts will come with free perks and all sorts of other benefits to try and draw you in. We’ll help you go through all the best accounts available so that you can pick the one that suits you best.

The Advantages of Finding the Best Interest Rates

The higher the interest rates are, the quicker your savings will grow, it’s as simple as that. The importance of finding the best interest rates is clear, and so when you compare savings accounts with us, we’ll show you the accounts with the best rates available in the UK.

TIP: Open up a savings account for safe, and sometimes, shorter-term, savings.

TIP: Make sure you pay off all your debt before you start saving!

TIP: Make sure you budget and work out how much you can afford to save.

FAQ

  • How often is interest paid on my savings?

    This will depend on the specific account. With some accounts, the interest is calculated daily but paid annually, sometimes it is both calculated and paid monthly. You’ll be able to find out how often the account you choose pays its interest easily.

  • What are the top savings accounts available?

    The range of accounts available is vast and will vary year in year out. Head over to our savings accounts comparison page and you’ll be able to clearly see the best accounts available at the moment.

  • Do savings accounts have minimum deposit requirements?

    Some savings accounts will require you to deposit a certain amount in order to use them, but we'll make it clear if this is the case when you compare.

  • How do I get the best interest rates on my savings?

    The easiest way to make sure you get the best interest rates on your savings account is to shop around through Money Expert using our handy comparison service.
    Depositing your savings in an ISA will mean that you don't have to pay any tax on the interest you earn, but because of this the actual rates tend to be lower than with conventional savings accounts.

  • What about higher interest savings accounts that are not ISAs?

    There will undoubtedly be quite a few savings accounts out there that are not ISAs and yet offer a higher rate of interest on the money saved within them. These accounts can often be very appealing to people as they feel that they offer a better return on investments than ISAs do. However it is important to remember that these accounts are not protected from tax in the same way that ISAs are. This means that any interest rate that you see being advertised on them should be taken in view of this fact, in other words you should work out what level of tax you will be paying and factor this into your interest rate.

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