Get The Best

Current Account

Compare a wide variety of current accounts with Money Expert and you’re sure to find one that suits your needs
Provider Interest Paid AER Rate EAR (variable) Overdraft Limit
monthlyInterest Payment 5%AER Rate 0% Rate EAR (variable) £0Overdraft Limit Apply
monthlyInterest Payment 5%AER Rate 19.94% Rate EAR (variable) £0Overdraft Limit Apply
monthlyInterest Payment 4%AER Rate 19.94% Rate EAR (variable) £100Overdraft Limit Apply
monthlyInterest Payment 4%AER Rate 19.94% Rate EAR (variable) £100Overdraft Limit Apply
monthlyInterest Payment 4%AER Rate 17.28% Rate EAR (variable) £300Overdraft Limit Apply
monthlyInterest Payment 4%AER Rate 0% Rate EAR (variable) £0Overdraft Limit Apply
monthlyInterest Payment 4%AER Rate 9.9% Rate EAR (variable) £0Overdraft Limit Apply
monthlyInterest Payment 4%AER Rate 10.96% Rate EAR (variable) £600Overdraft Limit Apply
monthlyInterest Payment 3%AER Rate 0% Rate EAR (variable) £100Overdraft Limit Apply
monthlyInterest Payment 3%AER Rate 18.9% Rate EAR (variable) £0Overdraft Limit Apply
monthlyInterest Payment 3%AER Rate 17.28% Rate EAR (variable) £300Overdraft Limit Apply
monthlyInterest Payment 3%AER Rate 19.94% Rate EAR (variable) £50Overdraft Limit Apply
monthlyInterest Payment 3%AER Rate 19.94% Rate EAR (variable) £25Overdraft Limit Apply
monthlyInterest Payment 3%AER Rate 0% Rate EAR (variable) £0Overdraft Limit Apply
monthlyInterest Payment 3%AER Rate 0% Rate EAR (variable) £0Overdraft Limit Apply
quarterlyInterest Payment 2.5%AER Rate 0% Rate EAR (variable) £0Overdraft Limit Apply
quarterlyInterest Payment 2.5%AER Rate 0% Rate EAR (variable) £0Overdraft Limit Apply
monthlyInterest Payment 1.51%AER Rate 0% Rate EAR (variable) £0Overdraft Limit Apply
monthlyInterest Payment 1.51%AER Rate 5.05% Rate EAR (variable) £0Overdraft Limit Apply
monthlyInterest Payment 1%AER Rate 0% Rate EAR (variable) £0Overdraft Limit Apply
monthlyInterest Payment 1%AER Rate 0% Rate EAR (variable) £0Overdraft Limit Apply
quarterlyInterest Payment 0.75%AER Rate 0% Rate EAR (variable) £0Overdraft Limit Apply
monthlyInterest Payment 0.5%AER Rate 14.89% Rate EAR (variable) £500Overdraft Limit Apply
monthlyInterest Payment 0.5%AER Rate 14.89% Rate EAR (variable) £500Overdraft Limit Apply
monthlyInterest Payment 0.5%AER Rate 12.5% Rate EAR (variable) £0Overdraft Limit Apply
monthlyInterest Payment 0.5%AER Rate 12.5% Rate EAR (variable) £0Overdraft Limit Apply
monthlyInterest Payment 0.5%AER Rate 14.89% Rate EAR (variable) £500Overdraft Limit Apply
monthlyInterest Payment 0.5%AER Rate 0% Rate EAR (variable) £0Overdraft Limit Apply
monthlyInterest Payment 0.25%AER Rate 7.04% Rate EAR (variable) £0Overdraft Limit Apply
monthlyInterest Payment 0.2%AER Rate 10.75% Rate EAR (variable) £0Overdraft Limit Apply
monthlyInterest Payment 0.2%AER Rate 10.75% Rate EAR (variable) £0Overdraft Limit Apply
annuallyInterest Payment 0.1%AER Rate 9.99% Rate EAR (variable) £0Overdraft Limit Apply
naInterest Payment 0%AER Rate 10.96% Rate EAR (variable) £600Overdraft Limit Apply
quarterlyInterest Payment 0%AER Rate 0% Rate EAR (variable) £0Overdraft Limit Apply
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £200Overdraft Limit Apply
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £200Overdraft Limit Apply
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £200Overdraft Limit Apply
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £200Overdraft Limit Apply
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £1000Overdraft Limit Apply
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £1000Overdraft Limit Apply
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £1000Overdraft Limit Apply
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £1000Overdraft Limit Apply
naInterest Payment 0%AER Rate 18.85% Rate EAR (variable) £0Overdraft Limit Apply
naInterest Payment 0%AER Rate 18.85% Rate EAR (variable) £0Overdraft Limit Apply
naInterest Payment 0%AER Rate 19.89% Rate EAR (variable) £10Overdraft Limit Apply
naInterest Payment 0%AER Rate 19.89% Rate EAR (variable) £10Overdraft Limit Apply
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £0Overdraft Limit Apply
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £300Overdraft Limit Apply
naInterest Payment 0%AER Rate 19.9% Rate EAR (variable) £0Overdraft Limit Apply
naInterest Payment 0%AER Rate 17.28% Rate EAR (variable) £300Overdraft Limit Apply
naInterest Payment 0%AER Rate 19.94% Rate EAR (variable) £25Overdraft Limit Apply
naInterest Payment 0%AER Rate 19.94% Rate EAR (variable) £50Overdraft Limit Apply
naInterest Payment 0%AER Rate 19.89% Rate EAR (variable) £10Overdraft Limit Apply
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £0Overdraft Limit Apply
naInterest Payment 0%AER Rate 19.89% Rate EAR (variable) £10Overdraft Limit Apply
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £0Overdraft Limit Apply
naInterest Payment 0%AER Rate 18.9% Rate EAR (variable) £0Overdraft Limit Apply
naInterest Payment 0%AER Rate 19.89% Rate EAR (variable) £250Overdraft Limit Apply
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £0Overdraft Limit Apply
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £0Overdraft Limit Apply
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £0Overdraft Limit Apply
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £200Overdraft Limit Apply
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £200Overdraft Limit Apply
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £200Overdraft Limit Apply
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £200Overdraft Limit Apply
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £200Overdraft Limit Apply
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £1000Overdraft Limit Apply
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £1000Overdraft Limit Apply
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £1000Overdraft Limit Apply
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £1000Overdraft Limit Apply
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £1000Overdraft Limit Apply
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £1000Overdraft Limit Apply
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £0Overdraft Limit Apply
naInterest Payment 0%AER Rate 15.9% Rate EAR (variable) £100Overdraft Limit Apply
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £200Overdraft Limit Apply
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £1000Overdraft Limit Apply
naInterest Payment 0%AER Rate 19.24% Rate EAR (variable) £250Overdraft Limit Apply
naInterest Payment 0%AER Rate 19.89% Rate EAR (variable) £10Overdraft Limit Apply
naInterest Payment 0%AER Rate 19.89% Rate EAR (variable) £10Overdraft Limit Apply
naInterest Payment 0%AER Rate 19.89% Rate EAR (variable) £10Overdraft Limit Apply
naInterest Payment 0%AER Rate 19.89% Rate EAR (variable) £10Overdraft Limit Apply
naInterest Payment 0%AER Rate 19.89% Rate EAR (variable) £10Overdraft Limit Apply
naInterest Payment 0%AER Rate 19.94% Rate EAR (variable) £25Overdraft Limit Apply
naInterest Payment 0%AER Rate 15.9% Rate EAR (variable) £100Overdraft Limit Apply
naInterest Payment 0%AER Rate 15.9% Rate EAR (variable) £100Overdraft Limit Apply
naInterest Payment 0%AER Rate 18.9% Rate EAR (variable) £0Overdraft Limit Apply
naInterest Payment 0%AER Rate 19.94% Rate EAR (variable) £25Overdraft Limit Apply
naInterest Payment 0%AER Rate 17.28% Rate EAR (variable) £300Overdraft Limit Apply
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £0Overdraft Limit Apply
naInterest Payment 0%AER Rate 15.9% Rate EAR (variable) £100Overdraft Limit Apply
naInterest Payment 0%AER Rate 19.89% Rate EAR (variable) £250Overdraft Limit Apply
naInterest Payment 0%AER Rate 17.9% Rate EAR (variable) £0Overdraft Limit Apply
naInterest Payment 0%AER Rate 15.94% Rate EAR (variable) £500Overdraft Limit Apply
naInterest Payment 0%AER Rate 12.67% Rate EAR (variable) £1000Overdraft Limit Apply
naInterest Payment 0%AER Rate 18.09% Rate EAR (variable) £100Overdraft Limit
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £0Overdraft Limit
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £0Overdraft Limit Apply
naInterest Payment 0%AER Rate 0% Rate EAR (variable) £0Overdraft Limit Apply
naInterest Payment 0%AER Rate 19.94% Rate EAR (variable) £50Overdraft Limit Apply
naInterest Payment 0%AER Rate 17.9% Rate EAR (variable) £0Overdraft Limit Apply

What is a current account?

A current account is a flexible, transactional account offering easy access to your money as well as easy methods of payment and transferring money to others (by direct debit or standing order).

A current account is the basic form of bank account in the UK for both business and personal banking. Generally, current accounts come with cheque books and the opportunity to take out an overdraft or an offset mortgage.

 

Find The Best Current Account For You

Here at Money Expert we promise to find you the best bank account possible to help you look after your money

The most basic things to look for when searching for the right current account for you are things like the interest rates and the lending service offered. If the current account offers a lending service this will usually be in the form of an overdraft (generally with increased interest rates).

As well as the more basic aspects of the account, banks will often offer other perks and benefits with their best current accounts, such as free travel cards or cheap insurance.

 

Switching Current Accounts Made Easy

Thanks to our simple current account comparison service, comparing current accounts with Money Expert is both quick and free and we’ll find you the best accounts available for you. Once you’ve chosen an account which suits your needs, you new provider will make switching arrangements on your behalf

It depends if your current account offers interest. Yes, you will earn interest on any money left in a current account. Rates will vary from bank to bank but you will always earn interest. If it’s important to you, we’ll make it clear for you which of the current accounts available has the best interest rates so that you can choose the right account for you.
Yes you can pay direct debits from your current account, indeed this is one of the main benefits of having an accessible transactional account like this. With a current account you can set up direct debits and standing orders and make instant one-off payments both on and offline. You can also make payments and withdrawals using your debit card associated with the account.
Current accounts are generally free although some will charge a small monthly fee and/or and initial set up fee. Those accounts that charge will come with certain benefits and so it is worth considering whether or not you feel that the benefits offered are worth the monthly charge. Whether you do or not, we’ll make it easy for you to choose the best bank account.

Even when the account itself is free to run, there will generally be a fee for taking out an overdraft, which may manifest itself in a daily charge of say 50p for example. Some accounts will also include charges for ATM withdrawals.

Certain accounts will be set up such that as a new customer you will receive various rewards such as free cash or an interest free overdraft.

Often, banks will offer rewards for rewards for repeated use of your current account, such as a small monetary reward each month if a certain amount (usually around £1,000) is deposited each month.

It depends if your current account offers interest. Rates will vary from bank to bank. If it’s important to you, we’ll make it clear for you which of the current accounts available has the best interest rates so that you can choose the right account for you.