Compare The Best
Current Accounts

Choose from a range of great current accounts using our free and impartial comparison service

Compare The Best
Current Accounts Available

Nationwide Building Society - FlexDirect => £1,000 per month
monthly

Interest Payment

5%

Gross Rate

0%

Rate EAR (variable)

£0

Overdraft Limit

TSB - Classic Plus Account => £500 per month
na

Interest Payment

5%

Gross Rate

19.84%

Rate EAR (variable)

£35

Overdraft Limit

Tesco Bank - Current Account => £750 per month
na

Interest Payment

3%

Gross Rate

18.9%

Rate EAR (variable)

£0

Overdraft Limit

Nationwide Building Society - FlexPlus
monthly

Interest Payment

3%

Gross Rate

0%

Rate EAR (variable)

£250

Overdraft Limit

TSB - Under 19s Account
na

Interest Payment

2.5%

Gross Rate

0%

Rate EAR (variable)

£0

Overdraft Limit

Lloyds Private Banking - Club Lloyds Mayfair Current Account
monthly

Interest Payment

1.5%

Gross Rate

9.9%

Rate EAR (variable)

£0

Overdraft Limit

Lloyds Private Banking - Club Lloyds Private Account
monthly

Interest Payment

1.5%

Gross Rate

0%

Rate EAR (variable)

£0

Overdraft Limit

Lloyds Bank - Club Lloyds
monthly

Interest Payment

1.5%

Gross Rate

0%

Rate EAR (variable)

£100

Overdraft Limit

Lloyds Bank - Club Lloyds Platinum Account
monthly

Interest Payment

1.5%

Gross Rate

0%

Rate EAR (variable)

£300

Overdraft Limit

Santander - 123 Current Account
monthly

Interest Payment

1.5%

Gross Rate

0%

Rate EAR (variable)

£0

Overdraft Limit

Bank of Scotland - Vantage Platinum Account
monthly

Interest Payment

1.5%

Gross Rate

0%

Rate EAR (variable)

£300

Overdraft Limit

Bank of Scotland - Vantage Classic Account
monthly

Interest Payment

1.5%

Gross Rate

0%

Rate EAR (variable)

£0

Overdraft Limit

Santander - Select Current Account
monthly

Interest Payment

1.5%

Gross Rate

0%

Rate EAR (variable)

£500

Overdraft Limit

Santander - Private Current Account
monthly

Interest Payment

1.5%

Gross Rate

0%

Rate EAR (variable)

£500

Overdraft Limit

Nationwide Building Society - FlexOne
monthly

Interest Payment

1%

Gross Rate

0%

Rate EAR (variable)

£0

Overdraft Limit

Barclays - BarclayPlus
na

Interest Payment

0.75%

Gross Rate

0%

Rate EAR (variable)

£0

Overdraft Limit

B - B Current
monthly

Interest Payment

0.5%

Gross Rate

12.5%

Rate EAR (variable)

£0

Overdraft Limit

Bank of Scotland - Under 19s Account
quarterly

Interest Payment

0.5%

Gross Rate

0%

Rate EAR (variable)

£0

Overdraft Limit

B - B Current (16/17 yrs)
monthly

Interest Payment

0.5%

Gross Rate

0%

Rate EAR (variable)

£0

Overdraft Limit

Investec Bank - Voyage
monthly

Interest Payment

0.5%

Gross Rate

4.73%

Rate EAR (variable)

£1000

Overdraft Limit

Halifax - Expresscash
monthly

Interest Payment

0.5%

Gross Rate

0%

Rate EAR (variable)

£0

Overdraft Limit

Cater Allen - Private Bank Account
monthly

Interest Payment

0.5%

Gross Rate

0%

Rate EAR (variable)

£0

Overdraft Limit

Investec Bank - Private Bank Account
monthly

Interest Payment

0.25%

Gross Rate

9.14%

Rate EAR (variable)

£0

Overdraft Limit

Clydesdale Bank - Private Current Account
monthly

Interest Payment

0.2%

Gross Rate

11.3%

Rate EAR (variable)

£0

Overdraft Limit

Yorkshire Bank - Private Current Account
monthly

Interest Payment

0.2%

Gross Rate

11.3%

Rate EAR (variable)

£0

Overdraft Limit

Cumberland - Plus
annually

Interest Payment

0.1%

Gross Rate

14.99%

Rate EAR (variable)

£0

Overdraft Limit

Bank of Cyprus - Personal Current Account
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£0

Overdraft Limit

Barclays - Bank Account
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£0

Overdraft Limit

Nationwide Building Society - FlexAccount
na

Interest Payment

0%

Gross Rate

18.9%

Rate EAR (variable)

£0

Overdraft Limit

Halifax - Reward Current Account < £750 per month
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£0

Overdraft Limit

HSBC - Bank Account Pay Monthly
na

Interest Payment

0%

Gross Rate

19.9%

Rate EAR (variable)

£0

Overdraft Limit

Santander - Everyday Current Account
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£0

Overdraft Limit

Royal Bank of Scotland - Reward Silver => £1500 per month
na

Interest Payment

0%

Gross Rate

19.89%

Rate EAR (variable)

£10

Overdraft Limit

Royal Bank of Scotland - Reward Black => £1500 per month
na

Interest Payment

0%

Gross Rate

14.89%

Rate EAR (variable)

£500

Overdraft Limit

Royal Bank of Scotland - Select Account
na

Interest Payment

0%

Gross Rate

19.89%

Rate EAR (variable)

£10

Overdraft Limit

Royal Bank of Scotland - Reward Platinum => £1500 per month
na

Interest Payment

0%

Gross Rate

19.89%

Rate EAR (variable)

£250

Overdraft Limit

Nationwide Building Society - FlexDirect <£1,000 per month
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£0

Overdraft Limit

Barclays - Bank Account (Travel) Ex/C
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£200

Overdraft Limit

Barclays - Bank Account (Tech) Ex/C
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£200

Overdraft Limit

Barclays - Bank Account (Travel Plus) Ex/C
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£200

Overdraft Limit

Barclays - Premier Current Account (Travel) Ex/C
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£1000

Overdraft Limit

Barclays - Premier Current Account (Tech) Ex/C
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£1000

Overdraft Limit

Barclays - Premier Current Account (Travel Plus) Ex/C
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£1000

Overdraft Limit

Clydesdale Bank - Current Account Control
na

Interest Payment

0%

Gross Rate

18.85%

Rate EAR (variable)

£0

Overdraft Limit

Yorkshire Bank - Current Account Control
na

Interest Payment

0%

Gross Rate

18.85%

Rate EAR (variable)

£0

Overdraft Limit

M&S Bank - Premium Current Account
na

Interest Payment

0%

Gross Rate

15.9%

Rate EAR (variable)

£100

Overdraft Limit

M&S Bank - Current Account
na

Interest Payment

0%

Gross Rate

15.9%

Rate EAR (variable)

£100

Overdraft Limit

Ulster Bank - U First Gold Account
na

Interest Payment

0%

Gross Rate

19.89%

Rate EAR (variable)

£250

Overdraft Limit

Ulster Bank - U First Private Account
na

Interest Payment

0%

Gross Rate

14.89%

Rate EAR (variable)

£500

Overdraft Limit

Bank of Scotland - Platinum Account
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£300

Overdraft Limit

Bank of Scotland - Classic Account
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£0

Overdraft Limit

The Co-operative Bank - Everyday Extra Ex/C
na

Interest Payment

0%

Gross Rate

18.9%

Rate EAR (variable)

£0

Overdraft Limit

The Co-operative Bank - Everyday Extra + Everyday Rewards Ex/C
na

Interest Payment

0%

Gross Rate

18.9%

Rate EAR (variable)

£0

Overdraft Limit

United Bank UK - ACE Current Account
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£0

Overdraft Limit

Barclays - Bank Account + Blue Rewards
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£0

Overdraft Limit

Barclays - Bank Account (Tech) + Blue Rewards Ex/C
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£200

Overdraft Limit

Barclays - Bank Account (Travel Plus) + Blue Rewards Ex/C
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£200

Overdraft Limit

Barclays - Bank Account (Travel) + Blue Rewards Ex/C
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£200

Overdraft Limit

Barclays - Premier Current Account + Blue Rewards
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£1000

Overdraft Limit

Barclays - Premier Current Acc (Tech) + Blue Rewards Ex/C
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£1000

Overdraft Limit

Barclays - Premier Current Acct (Travel Plus)+Blue Rwrds Ex/C
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£1000

Overdraft Limit

Barclays - Premier Current Acct (Travel) + Blue Rewards Ex/C
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£1000

Overdraft Limit

Royal Bank of Scotland - Reward => £1500 per month
na

Interest Payment

0%

Gross Rate

19.89%

Rate EAR (variable)

£10

Overdraft Limit

Royal Bank of Scotland - Reward Premier => £1500 per month
na

Interest Payment

0%

Gross Rate

19.89%

Rate EAR (variable)

£10

Overdraft Limit

The Co-operative Bank - Current Account + Everyday Rewards
na

Interest Payment

0%

Gross Rate

18.9%

Rate EAR (variable)

£0

Overdraft Limit

Cumberland - Freedom Apprentice Account
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£0

Overdraft Limit

Danske Bank - Danske Cash Reward < £1200 per month
na

Interest Payment

0%

Gross Rate

18.67%

Rate EAR (variable)

£100

Overdraft Limit

The Co-operative Bank - Current Account (16/17 yrs)
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£0

Overdraft Limit

The Co-operative Bank - Current Account + Everyday Rewards (16/17 yrs)
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£0

Overdraft Limit

Royal Bank of Scotland - Reward < £1500 per month
na

Interest Payment

0%

Gross Rate

19.89%

Rate EAR (variable)

£10

Overdraft Limit

Royal Bank of Scotland - Reward Black < £1500 per month
na

Interest Payment

0%

Gross Rate

14.89%

Rate EAR (variable)

£500

Overdraft Limit

Royal Bank of Scotland - Reward Platinum < £1500 per month
na

Interest Payment

0%

Gross Rate

19.89%

Rate EAR (variable)

£250

Overdraft Limit

Royal Bank of Scotland - Reward Premier < £1500 per month
na

Interest Payment

0%

Gross Rate

19.89%

Rate EAR (variable)

£10

Overdraft Limit

Royal Bank of Scotland - Reward Silver < £1500 per month
na

Interest Payment

0%

Gross Rate

19.89%

Rate EAR (variable)

£10

Overdraft Limit

Tesco Bank - Current Account < £750 per month
na

Interest Payment

0%

Gross Rate

18.9%

Rate EAR (variable)

£0

Overdraft Limit

HSBC - Advance
na

Interest Payment

0%

Gross Rate

17.9%

Rate EAR (variable)

£0

Overdraft Limit

Triodos Bank - Triodos Current Account
na

Interest Payment

0%

Gross Rate

18%

Rate EAR (variable)

£0

Overdraft Limit

TSB - Classic Account
na

Interest Payment

0%

Gross Rate

19.84%

Rate EAR (variable)

£35

Overdraft Limit

TSB - Classic Plus Account < £500 per month
na

Interest Payment

0%

Gross Rate

19.84%

Rate EAR (variable)

£35

Overdraft Limit

Danske Bank - Danske Cash Reward => £1200 per month
na

Interest Payment

0%

Gross Rate

18.67%

Rate EAR (variable)

£100

Overdraft Limit

Santander - 123 Lite Current Account
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£0

Overdraft Limit

Ulster Bank - Adapt Account 11-18 Year Olds
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£0

Overdraft Limit

Citibank - Citi Plus Current Account
na

Interest Payment

0%

Gross Rate

16.9%

Rate EAR (variable)

£500

Overdraft Limit

Cumberland - Day2Day (24+)
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£0

Overdraft Limit

Cumberland - Day2Day (13-23)
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£0

Overdraft Limit

Citibank - Citigold Current Account (Citigold Private Client)
na

Interest Payment

0%

Gross Rate

9.9%

Rate EAR (variable)

£500

Overdraft Limit

HSBC - Premier MyAccount Ex/C
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£0

Overdraft Limit

HSBC - MyAccount
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£0

Overdraft Limit

Post Office Money - Standard Account
na

Interest Payment

0%

Gross Rate

15.18%

Rate EAR (variable)

£0

Overdraft Limit

ICICI Bank UK Plc - HomeVantage Current Account
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£0

Overdraft Limit

State Bank of India - Current Account
na

Interest Payment

0%

Gross Rate

0%

Rate EAR (variable)

£0

Overdraft Limit

Compare Current Accounts

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Thanks to our simple current account comparison service, comparing current accounts with Money Expert is both quick and free and we'll find you the best accounts available for you. Once you've chosen an account which suits your needs, you new provider will make switching arrangements on your behalf

The Current Account Switching Service, launched back in 2013, which covers more than 99% of the UK's current accounts, guarantees you a hassle free switch, including ensuring that all direct debits and standing orders get moved over to your new account without any problems.

How much interest can I earn?

Rates can vary drastically with different accounts. Often, if your chosen account comes with extra perks, these will come at the expense of better rates. If maximising the interest you earn is important to you, then make that clear when you run a comparison and we can make sure we show you the right accounts.

Will I have to pay for my current account?
There are plenty of fee-free current accounts available, but these will be the more basic accounts with few perks other than an optional overdraft. There is an increasing number of current accounts that do charge fees in return for various extras from free insurance policies to cash back, which can often be worth the extra money each month.
You will need to pay a fee if you go overdrawn without previously arranging an overdraft and these fees will vary from bank to bank. You'll also usually be charged if you use your card abroad and again, different banks will have different policies regarding exactly who much you'll have to pay.