Posted in category: General Advice | Last updated: 23. 07. 2020
It is no overstatement that life insurance could probably be one of the most significant purchases...
Posted in category: General Advice | Last updated: 23. 07. 2020
It is no overstatement that life insurance could probably be one of the most significant purchases...
Posted in category: General Advice | Last updated: 06. 10. 2020
There are a variety of reasons for which you might want to cancel your life insurance policy, but i...
Posted in category: General Advice | Last updated: 06. 10. 2020
Once you've taken out a life insurance policy, it is important to go over and review your cover fai...
Posted in category: Uncategorized | Last updated: 23. 07. 2020
Life insurance can often be a morbid topic but for anybody who has other people relying upon them f...
Posted in category: Types of Cover, Additions & Extras | Last updated: 23. 07. 2020
If you become seriously ill to the point where you can no longer work to earn a living, then you mi...
Posted in category: Types of Cover | Last updated: 06. 10. 2020
Many employers will offer what is known as death in service benefit as part of a general employment...
Posted in category: Types of Cover | Last updated: 27. 07. 2020
There are several different types of life insurance plans out there. There are so many that it can...
Posted in category: Types of Cover, Exclusions | Last updated: 06. 10. 2020
3.5 million people in the UK have been diagnosed with diabetes, while an additional half a million...
Posted in category: Types of Cover | Last updated: 11. 09. 2020
Life insurance allows people to take ease in the knowledge that their dependents will be financiall...
Posted in category: General Advice, Exclusions | Last updated: 22. 10. 2020
According to the Office of National Statistics, 42% of marriages in England and Wales end in divorc...
Posted in category: Additions & Extras, Types of Cover | Last updated: 06. 10. 2020
Life insurance policies typically pay out a lump sum to the policyholder's beneficiaries following...
Posted in category: Types of Cover | Last updated: 06. 10. 2020
A life insurance policy will pay out either a regular income or a fixed lump sum to your family in...
Posted in category: General Advice | Last updated: 23. 07. 2020
We've tried to answer as many of your questions as possible, if there is something missing from her...
Posted in category: Types of Cover | Last updated: 11. 09. 2020
The cost of your life insurance will basically depend on how likely you are to die within the polic...
Posted in category: General Advice | Last updated: 06. 10. 2020
Ever wondered why your life insurance policy costs as much as it does? Or why the cost of your exis...
Posted in category: General Advice | Last updated: 23. 07. 2020
Life insurance is the best way to make sure that your family can support themselves in the event of...
Posted in category: General Advice | Last updated: 06. 10. 2020
The time following the death of a loved one can be a deluge of paperwork and administration, as you...
Posted in category: Types of Cover, Additions & Extras | Last updated: 06. 10. 2020
Our lives these days are racked with financial worries, so an income protection insurance policy th...
Posted in category: Types of Cover | Last updated: 23. 07. 2020
Many people take out a life insurance policy to make sure that if they die, their loved ones will b...
Posted in category: Types of Cover | Last updated: 23. 07. 2020
Many couple opt to open up joint life insurance policies to cover both partners, often paying out j...
Posted in category: Types of Cover | Last updated: 27. 07. 2020
One of the most popular life insurance policy types is level term insurance. These policies will of...
Posted in category: Types of Cover, Exclusions | Last updated: 06. 10. 2020
Given that the importance of life insurance grows with the size of your family, it is both common a...
Posted in category: General Advice | Last updated: 23. 07. 2020
A life insurance policy can ease the financial burden on your family if you die by paying out eithe...
Posted in category: General Advice | Last updated: 11. 09. 2020
Many people don't buy themselves life insurance due to the morbid nature of the topic. However life...
Posted in category: Uncategorized | Last updated: 23. 07. 2020
One popular form of health insurance that can work in tandem with private medical insurance policie...
Posted in category: Types of Cover, Exclusions | Last updated: 11. 09. 2020
Life insurance companies will take into account a range of factors when you apply to take out...
Posted in category: Types of Cover | Last updated: 06. 10. 2020
Having a child is very a very exciting and life changing process, bringing with it all sorts of new...
Posted in category: Types of Cover | Last updated: 06. 10. 2020
As a general rule life insurance costs increase in line with how old you are. This means that you s...
Posted in category: Exclusions, Types of Cover | Last updated: 23. 07. 2020
Smoking is a habit almost as popular as it is dangerous. The serious health risks associated with s...
Posted in category: Types of Cover, Additions & Extras | Last updated: 06. 10. 2020
According to SunLife's annual Cost of Dying Report 2020, passing away currently costs an average of...
Posted in category: Uncategorized | Last updated: 23. 07. 2020
The idea behind life insurance is fairly straightforward – if you pass away, your dependents...
Posted in category: Exclusions, General Advice | Last updated: 23. 07. 2020
While the principles behind life insurance are fairly straightforward, with the range of policies a...
Posted in category: Types of Cover | Last updated: 23. 07. 2020
There are a variety of particular reasons why you might want to purchase a life insurance policy, w...
Posted in category: General Advice, Exclusions | Last updated: 23. 07. 2020
Many people assume that when you attempt to take out a life insurance policy you will automatically...
Posted in category: General Advice | Last updated: 11. 09. 2020
Making sure that their family is still able to keep up with mortgage repayments is a major reason w...
Posted in category: Types of Cover | Last updated: 23. 07. 2020
Until the end of 2006, pension term assurance was available as a form of life insurance that could...
Posted in category: Types of Cover, Additions & Extras | Last updated: 22. 10. 2020
Life insurance policies generally only pay out following the death of a policyholder, either i...
Posted in category: General Advice | Last updated: 22. 10. 2020
Few of us like to contemplate our own deaths, but is an inevitable fact of life, and one that can b...
Posted in category: Exclusions, General Advice | Last updated: 22. 10. 2020
In the UK 57% of adults drink alcohol and 15.1% smoke cigarettes. The health risks of both are wide...
Posted in category: General Advice | Last updated: 22. 10. 2020
Starting a family is an exciting and fulfilling time in a couple's life, but it comes with a host o...
Posted in category: Types of Cover | Last updated: 11. 09. 2020
Whole of life insurance, or life assurance, policies are designed to pay out in the event of your d...
Posted in category: Types of Cover | Last updated: 11. 09. 2020
Life insurance is a kind of insurance that pays out if or when you die, depending on the particular...
Posted in category: General Advice | Last updated: 23. 07. 2020
Did you know that you could avoid inheritance tax and maximise the pay-out for your loved ones by w...
Posted in category: General Advice | Last updated: 11. 09. 2020
There are few worse feelings than realising that you have been mis-sold something and unfortunately...
Posted in category: General Advice | Last updated: 23. 07. 2020
A will is a legal document that specifies what happens after you die. It is the only way to ensure...
Posted in category: Types of Cover | Last updated: 23. 07. 2020
Life in the working world can be difficult, long hours, stressful situations and office parties can...
Posted in category: General Advice | Last updated: 23. 07. 2020
Choosing a Will Executor There comes a point in most people’s lives when they want to make sur...
Posted in category: Exclusions | Last updated: 23. 07. 2020
Issues surrounding mental health is something that many people will experience at some point in the...
Posted in category: General Advice | Last updated: 23. 07. 2020
When applying for life insurance an insurer will consider a variety of factors to assess how likely...
Posted in category: Types of Cover | Last updated: 11. 09. 2020
Child life insurance has two main benefits. Should the worst happen, either your child dies or suff...
Posted in category: Types of Cover | Last updated: 06. 10. 2020
As we age, our risk of imminent death increases. While there is just a 0.07% chance a 30-year-old m...
Posted in category: General Advice | Last updated: 11. 09. 2020
With so many types of life insurance policy available in the UK, it can be confusing for the best o...
Posted in category: General Advice | Last updated: 23. 07. 2020
Investment bonds are a type of life insurance paid for with a single lump-sum deposit at the outset...
Posted in category: General Advice | Last updated: 06. 10. 2020
If you have a family and financial responsibilities, you’ll likely want to take out a life in...
Posted in category: General Advice | Last updated: 06. 10. 2020
With most insurance products, such as home or travel insurance, it doesn’t make sense to take...
Posted in category: General Advice | Last updated: 06. 10. 2020
If you dream of living out your golden years on balmy Portuguese beaches or French vineyards, you m...
Posted in category: General Advice | Last updated: 23. 07. 2020
Typically, if you miss a monthly premium with life insurance products, your policy will be cancelle...
Posted in category: Uncategorized | Last updated: 07. 10. 2020
A funeral is a cost that one that no one wants to think about, but we can remain fairly sure it wil...
Posted in category: Uncategorized | Last updated: 22. 09. 2020
At first glance, life assurance and life insurance might seem like the same thing. A...
Posted in category: Uncategorized | Last updated: 10. 09. 2020
Life Insurance with Pre-Existing Medical Conditions Taking out a life insurance policy is something...
Posted in category: Uncategorized | Last updated: 12. 10. 2020
Life insurance is usually seen as being a way to protect those who are dependent on you, namely you...
Posted in category: Uncategorized | Last updated: 12. 10. 2020
Life insurance is, by nature, a complicated business. In order to work out life insurance deals whi...
Posted in category: Uncategorized | Last updated: 12. 10. 2020
Life insurance can seem like a tough investment to make, seeing as by nature, the policyholder will...
Posted in category: Uncategorized | Last updated: 12. 10. 2020
As we get older, it is natural to start thinking about what we leave behind for our loved ones. Lif...
Posted in category: Uncategorized | Last updated: 12. 10. 2020
There’s a component of life insurance cover that will pay out in the event you’re made...
Posted in category: Uncategorized | Last updated: 12. 10. 2020
Most life insurance policies will include terminal illness cover. Although each policy will have it...
Posted in category: Uncategorized | Last updated: 12. 10. 2020
Life insurance can feel like a complex beast to navigate. But fear not – we’re divulgin...
Posted in category: Uncategorized | Last updated: 12. 10. 2020
Don’t be disheartened if your first life insurance application was unsuccessful. Different in...
Posted in category: Uncategorized | Last updated: 04. 01. 2021
People commonly misjudge how much life insurance they need. They either overestimate, splashing out...