Most credit cards can be used abroad in the same way they are used in the UK. While travelling abroad you will be able to use your card to pay your restaurant bill, to arrange your hotel booking, to purchase things in shops, and to even withdraw cash from foreign cash machines. Be aware however that you may need to pay additional charges for the purchases and withdrawals you make abroad for converting currencies. These charges are known as "foreign usage loading", and this is how these charges will appear on your credit card statement. If you withdraw cash you may also pay a cash-handling fee on top of the foreign usage loading. If you plan on travelling then you should contact your credit card provider to find out how much you will be charged every time you use your card abroad. You may want to shop around for the best travel credit card available.Another advantage of using your credit card to pay for things both abroad and within the UK is that you will be protected under the Consumer Credit Act. Whenever you pay for something on your credit that costs between £100 and £30,000 both the retailer and the credit card provider are responsible for the standard of good and services that you have paid for. Therefore if the goods you purchase do not meet the necessary standards then you can ask to be refunded by your credit card company.