Our Top Savings Account

OakNorth Bank
- 24 Month Fixed Term Deposit -

  • Interest Paid on Maturity
  • 1.46% AER Gross Variable
  • £1000 Minimum Deposit

Compare
Cash ISAs

Compare the most effective Cash ISA Savings Accounts with Money Expert

Compare the best Cash ISAs

Saffron Building Society

Paid Interest
maturity

Gross Rate
3.5%

Minimum Rate
£10

Maximum Rate
£2,400

Nottingham Building Society

Paid Interest
annually

Gross Rate
3%

Minimum Rate
£10

Maximum Rate
£4,750

Santander

Paid Interest
maturity

Gross Rate
3%

Minimum Rate
£1

Maximum Rate
£2,400

Lloyds Bank

Paid Interest
maturity

Gross Rate
3%

Minimum Rate
£25

Maximum Rate
£4,800

Virgin Money

Paid Interest
annually

Gross Rate
2.25%

Minimum Rate
£1

Maximum Rate
£3,500

Virgin Money

Paid Interest
annually

Gross Rate
2.25%

Minimum Rate
£1

Maximum Rate
£3,250

Virgin Money

Paid Interest
monthly

Gross Rate
2.25%

Minimum Rate
£1

Maximum Rate
£3,500

Cambridge Building Society

Paid Interest
annually

Gross Rate
2%

Minimum Rate
£100

Maximum Rate
£3,600

TSB

Paid Interest
maturity

Gross Rate
2%

Minimum Rate
£25

Maximum Rate
£3,000

Halifax

Paid Interest
maturity

Gross Rate
2%

Minimum Rate
£25

Maximum Rate
£3,000

Bank of Scotland

Paid Interest
maturity

Gross Rate
2%

Minimum Rate
£25

Maximum Rate
£3,000

Lloyds Bank

Paid Interest
maturity

Gross Rate
2%

Minimum Rate
£25

Maximum Rate
£3,000

Nationwide Building Society

Paid Interest
annually

Gross Rate
2%

Minimum Rate
£1

Maximum Rate
£6,000

West Bromwich Building Society

Paid Interest
maturity

Gross Rate
2%

Minimum Rate
£10

Maximum Rate
£1,200

Hampshire Trust

Paid Interest
annually

Gross Rate
1.95%

Minimum Rate
£1,000

Maximum Rate
£250,000

Vanquis Bank Ltd

Paid Interest
annually

Gross Rate
1.95%

Minimum Rate
£1,000

Maximum Rate
£250,000

Tesco Bank

Paid Interest
annually

Gross Rate
1.87%

Minimum Rate
£2,000

Maximum Rate
£5,000,000

Tesco Bank

Paid Interest
monthly

Gross Rate
1.87%

Minimum Rate
£2,000

Maximum Rate
£5,000,000

Shawbrook Bank

Paid Interest
annually

Gross Rate
1.85%

Minimum Rate
£5,000

Maximum Rate
£2,000,000

ICICI Bank UK Plc

Paid Interest
annually

Gross Rate
1.8%

Minimum Rate
£1,000

Maximum Rate
£200,000

Vanquis Bank Ltd

Paid Interest
annually

Gross Rate
1.8%

Minimum Rate
£1,000

Maximum Rate
£250,000

Marsden

Paid Interest
maturity

Gross Rate
1.8%

Minimum Rate
£25

Maximum Rate
£3,000

ICICI Bank UK Plc

Paid Interest
monthly

Gross Rate
1.8%

Minimum Rate
£1,000

Maximum Rate
£200,000

ICICI Bank UK Plc

Paid Interest
quarterly

Gross Rate
1.8%

Minimum Rate
£1,000

Maximum Rate
£200,000

Aldermore

Paid Interest
annually

Gross Rate
1.75%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Norwich & Peterborough B.Soc.

Paid Interest
annually

Gross Rate
1.75%

Minimum Rate
£10

Maximum Rate
£12,000

Yorkshire Building Society

Paid Interest
annually

Gross Rate
1.75%

Minimum Rate
£10

Maximum Rate
£12,000

Penrith Building Society

Paid Interest
annually

Gross Rate
1.75%

Minimum Rate
£1

Maximum Rate
£4,800

Axis Bank UK Ltd

Paid Interest
annually

Gross Rate
1.85%

Minimum Rate
£1,000

Maximum Rate
£200,000

ICICI Bank UK Plc

Paid Interest
monthly

Gross Rate
1.7%

Minimum Rate
£1,000

Maximum Rate
£99,999,999

Turkish Bank (UK) Ltd

Paid Interest
maturity

Gross Rate
1.65%

Minimum Rate
£5,000

Maximum Rate
£250,000

Tesco Bank

Paid Interest
annually

Gross Rate
1.64%

Minimum Rate
£2,000

Maximum Rate
£5,000,000

Tesco Bank

Paid Interest
monthly

Gross Rate
1.64%

Minimum Rate
£2,000

Maximum Rate
£5,000,000

Tesco Bank

Paid Interest
annually

Gross Rate
1.62%

Minimum Rate
£2,000

Maximum Rate
£5,000,000

Tesco Bank

Paid Interest
monthly

Gross Rate
1.62%

Minimum Rate
£2,000

Maximum Rate
£5,000,000

Hampshire Trust

Paid Interest
annually

Gross Rate
1.6%

Minimum Rate
£1,000

Maximum Rate
£250,000

Darlington Building Society

Paid Interest
annually

Gross Rate
1.6%

Minimum Rate
£500

Maximum Rate
£3,000

United Trust Bank Ltd

Paid Interest
annually

Gross Rate
1.6%

Minimum Rate
£500

Maximum Rate
£500,000

Wesleyan Bank Limited

Paid Interest
annually

Gross Rate
1.6%

Minimum Rate
£1,000

Maximum Rate
£250,000

Clydesdale Bank

Paid Interest
maturity

Gross Rate
1.5%

Minimum Rate
£2,000

Maximum Rate
£5,000,000

Yorkshire Bank

Paid Interest
maturity

Gross Rate
1.5%

Minimum Rate
£2,000

Maximum Rate
£5,000,000

Wesleyan Bank Limited

Paid Interest
annually

Gross Rate
1.55%

Minimum Rate
£1,000

Maximum Rate
£250,000

Hampshire Trust

Paid Interest
annually

Gross Rate
1.55%

Minimum Rate
£1,000

Maximum Rate
£250,000

OakNorth Bank

Paid Interest
maturity

Gross Rate
1.55%

Minimum Rate
£1,000

Maximum Rate
£100,000

Turkish Bank (UK) Ltd

Paid Interest
maturity

Gross Rate
1.55%

Minimum Rate
£5,000

Maximum Rate
£250,000

Axis Bank UK Ltd

Paid Interest
annually

Gross Rate
1.65%

Minimum Rate
£1,000

Maximum Rate
£200,000

Wesleyan Bank Limited

Paid Interest
annually

Gross Rate
1.52%

Minimum Rate
£1,000

Maximum Rate
£250,000

Tesco Bank

Paid Interest
annually

Gross Rate
1.52%

Minimum Rate
£2,000

Maximum Rate
£5,000,000

Tesco Bank

Paid Interest
monthly

Gross Rate
1.52%

Minimum Rate
£2,000

Maximum Rate
£5,000,000

Virgin Money

Paid Interest
annually

Gross Rate
1.51%

Minimum Rate
£1

Maximum Rate
£1,000,000

Virgin Money

Paid Interest
annually

Gross Rate
1.51%

Minimum Rate
£1

Maximum Rate
£1,000,000

Virgin Money

Paid Interest
monthly

Gross Rate
1.51%

Minimum Rate
£1

Maximum Rate
£1,000,000

Virgin Money

Paid Interest
monthly

Gross Rate
1.51%

Minimum Rate
£1

Maximum Rate
£1,000,000

Yorkshire Bank

Paid Interest
annually

Gross Rate
1.5%

Minimum Rate
£2,000

Maximum Rate
£5,000,000

Yorkshire Bank

Paid Interest
annually

Gross Rate
1.5%

Minimum Rate
£2,000

Maximum Rate
£5,000,000

Clydesdale Bank

Paid Interest
annually

Gross Rate
1.5%

Minimum Rate
£2,000

Maximum Rate
£5,000,000

Clydesdale Bank

Paid Interest
annually

Gross Rate
1.5%

Minimum Rate
£2,000

Maximum Rate
£5,000,000

Cambridge Building Society

Paid Interest
annually

Gross Rate
1.5%

Minimum Rate
£5,000

Maximum Rate
£250,000

Skipton Building Society

Paid Interest
annually

Gross Rate
1.5%

Minimum Rate
£500

Maximum Rate
£1,000,000

Skipton Building Society

Paid Interest
annually

Gross Rate
1.5%

Minimum Rate
£500

Maximum Rate
£1,000,000

RCI Bank

Paid Interest
annually

Gross Rate
1.5%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Axis Bank UK Ltd

Paid Interest
annually

Gross Rate
1.5%

Minimum Rate
£1,000

Maximum Rate
£200,000

Dudley Building Society

Paid Interest
maturity

Gross Rate
1.5%

Minimum Rate
£100

Maximum Rate
£6,000

Aldermore

Paid Interest
annually

Gross Rate
1.5%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Progressive Building Society

Paid Interest
annually

Gross Rate
1.5%

Minimum Rate
£500

Maximum Rate
£1,000,000

Shawbrook Bank

Paid Interest
annually

Gross Rate
1.5%

Minimum Rate
£5,000

Maximum Rate
£2,000,000

ICICI Bank UK Plc

Paid Interest
annually

Gross Rate
1.5%

Minimum Rate
£1,000

Maximum Rate
£200,000

ICICI Bank UK Plc

Paid Interest
annually

Gross Rate
1.5%

Minimum Rate
£1,000

Maximum Rate
£200,000

State Bank of India

Paid Interest
annually

Gross Rate
2.5%

Minimum Rate
£10,000

Maximum Rate
£5,000,000

ICICI Bank UK Plc

Paid Interest
monthly

Gross Rate
1.5%

Minimum Rate
£1,000

Maximum Rate
£200,000

ICICI Bank UK Plc

Paid Interest
quarterly

Gross Rate
1.5%

Minimum Rate
£1,000

Maximum Rate
£200,000

ICICI Bank UK Plc

Paid Interest
monthly

Gross Rate
1.5%

Minimum Rate
£1,000

Maximum Rate
£200,000

ICICI Bank UK Plc

Paid Interest
quarterly

Gross Rate
1.5%

Minimum Rate
£1,000

Maximum Rate
£200,000

RCI Bank

Paid Interest
monthly

Gross Rate
1.5%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Skipton Building Society

Paid Interest
monthly

Gross Rate
1.5%

Minimum Rate
£500

Maximum Rate
£1,000,000

Skipton Building Society

Paid Interest
monthly

Gross Rate
1.5%

Minimum Rate
£500

Maximum Rate
£1,000,000

Clydesdale Bank

Paid Interest
monthly

Gross Rate
1.5%

Minimum Rate
£2,000

Maximum Rate
£5,000,000

Yorkshire Bank

Paid Interest
monthly

Gross Rate
1.5%

Minimum Rate
£2,000

Maximum Rate
£5,000,000

OakNorth Bank

Paid Interest
maturity

Gross Rate
1.46%

Minimum Rate
£1,000

Maximum Rate
£100,000

Secure Trust Bank

Paid Interest
annually

Gross Rate
1.41%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Allied Irish Bank (GB)

Paid Interest
annually

Gross Rate
1.4%

Minimum Rate
£5,000

Maximum Rate
£200,000

First Trust Bank (NI)

Paid Interest
annually

Gross Rate
1.4%

Minimum Rate
£5,000

Maximum Rate
£200,000

Hampshire Trust

Paid Interest
annually

Gross Rate
1.4%

Minimum Rate
£1,000

Maximum Rate
£250,000

United Trust Bank Ltd

Paid Interest
annually

Gross Rate
1.4%

Minimum Rate
£500

Maximum Rate
£500,000

ICICI Bank UK Plc

Paid Interest
monthly

Gross Rate
1.4%

Minimum Rate
£1,000

Maximum Rate
£99,999,999

Shawbrook Bank

Paid Interest
annually

Gross Rate
1.35%

Minimum Rate
£1,000

Maximum Rate
£2,000,000

Vanquis Bank Ltd

Paid Interest
annually

Gross Rate
1.35%

Minimum Rate
£1,000

Maximum Rate
£250,000

Progressive Building Society

Paid Interest
monthly

Gross Rate
1.35%

Minimum Rate
£5,000

Maximum Rate
£1,000,000

RCI Bank

Paid Interest
annually

Gross Rate
1.35%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

RCI Bank

Paid Interest
monthly

Gross Rate
1.35%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Leeds Building Society

Paid Interest
monthly

Gross Rate
1.31%

Minimum Rate
£100

Maximum Rate
£1,000,000

Melton Mowbray

Paid Interest
monthly

Gross Rate
1.31%

Minimum Rate
£1,000

Maximum Rate
£500,000

Tesco Bank

Paid Interest
annually

Gross Rate
1.3%

Minimum Rate
£2,000

Maximum Rate
£5,000,000

United Trust Bank Ltd

Paid Interest
annually

Gross Rate
1.3%

Minimum Rate
£500

Maximum Rate
£500,000

Scottish Building Society

Paid Interest
maturity

Gross Rate
1.3%

Minimum Rate
£10

Maximum Rate
£6,000

ICICI Bank UK Plc

Paid Interest
annually

Gross Rate
1.3%

Minimum Rate
£1,000

Maximum Rate
£200,000

Bank of Cyprus

Paid Interest
annually

Gross Rate
1.3%

Minimum Rate
£10,000

Maximum Rate
£1,000,000

ICICI Bank UK Plc

Paid Interest
monthly

Gross Rate
1.3%

Minimum Rate
£1,000

Maximum Rate
£200,000

ICICI Bank UK Plc

Paid Interest
quarterly

Gross Rate
1.3%

Minimum Rate
£1,000

Maximum Rate
£200,000

Tesco Bank

Paid Interest
monthly

Gross Rate
1.3%

Minimum Rate
£2,000

Maximum Rate
£5,000,000

OakNorth Bank

Paid Interest
maturity

Gross Rate
1.29%

Minimum Rate
£1,000

Maximum Rate
£100,000

FirstSave

Paid Interest
annually

Gross Rate
1.29%

Minimum Rate
£1,000

Maximum Rate
£2,000,000

FirstSave

Paid Interest
annually

Gross Rate
1.29%

Minimum Rate
£1,000

Maximum Rate
£2,000,000

FirstSave

Paid Interest
monthly

Gross Rate
1.29%

Minimum Rate
£5,000

Maximum Rate
£2,000,000

FirstSave

Paid Interest
monthly

Gross Rate
1.29%

Minimum Rate
£5,000

Maximum Rate
£2,000,000

Tesco Bank

Paid Interest
annually

Gross Rate
1.28%

Minimum Rate
£2,000

Maximum Rate
£5,000,000

Tesco Bank

Paid Interest
monthly

Gross Rate
1.28%

Minimum Rate
£2,000

Maximum Rate
£5,000,000

Tesco Bank

Paid Interest
annually

Gross Rate
1.26%

Minimum Rate
£2,000

Maximum Rate
£5,000,000

Tesco Bank

Paid Interest
monthly

Gross Rate
1.26%

Minimum Rate
£2,000

Maximum Rate
£5,000,000

OakNorth Bank

Paid Interest
maturity

Gross Rate
1.25%

Minimum Rate
£1,000

Maximum Rate
£100,000

State Bank of India

Paid Interest
annually

Gross Rate
1.25%

Minimum Rate
£10,000

Maximum Rate
£5,000,000

Vanquis Bank Ltd

Paid Interest
annually

Gross Rate
1.25%

Minimum Rate
£1,000

Maximum Rate
£250,000

Axis Bank UK Ltd

Paid Interest
maturity

Gross Rate
1.1%

Minimum Rate
£1,000

Maximum Rate
£200,000

Investec Bank

Paid Interest
annually

Gross Rate
1.25%

Minimum Rate
£25,000

Maximum Rate
£250,000

State Bank of India

Paid Interest
annually

Gross Rate
1.25%

Minimum Rate
£10,000

Maximum Rate
£5,000,000

The Co-operative Bank

Paid Interest
maturity

Gross Rate
1.25%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Virgin Money

Paid Interest
annually

Gross Rate
1.25%

Minimum Rate
£1

Maximum Rate
£1,000,000

Virgin Money

Paid Interest
annually

Gross Rate
1.25%

Minimum Rate
£1

Maximum Rate
£1,000,000

Virgin Money

Paid Interest
monthly

Gross Rate
1.25%

Minimum Rate
£1

Maximum Rate
£1,000,000

Virgin Money

Paid Interest
monthly

Gross Rate
1.25%

Minimum Rate
£1

Maximum Rate
£1,000,000

Investec Bank

Paid Interest
monthly

Gross Rate
1.25%

Minimum Rate
£25,000

Maximum Rate
£250,000

ICICI Bank UK Plc

Paid Interest
monthly

Gross Rate
1.25%

Minimum Rate
£1,000

Maximum Rate
£99,999,999

The Co-operative Bank

Paid Interest
monthly

Gross Rate
1.22%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Aldermore

Paid Interest
annually

Gross Rate
1.2%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Bank of Cyprus

Paid Interest
annually

Gross Rate
1.2%

Minimum Rate
£10,000

Maximum Rate
£1,000,000

Principality Building Society

Paid Interest
annually

Gross Rate
1.2%

Minimum Rate
£500

Maximum Rate
£2,000,000

RCI Bank

Paid Interest
annually

Gross Rate
1.2%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Sainsburys Bank

Paid Interest
annually

Gross Rate
1.2%

Minimum Rate
£5,000

Maximum Rate
£200,000

Sainsburys Bank

Paid Interest
monthly

Gross Rate
1.2%

Minimum Rate
£5,000

Maximum Rate
£200,000

Britannia

Paid Interest
annually

Gross Rate
1.2%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Leeds Building Society

Paid Interest
annually

Gross Rate
1.2%

Minimum Rate
£100

Maximum Rate
£1,000,000

Britannia

Paid Interest
monthly

Gross Rate
1.2%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

RCI Bank

Paid Interest
monthly

Gross Rate
1.2%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Principality Building Society

Paid Interest
monthly

Gross Rate
1.2%

Minimum Rate
£500

Maximum Rate
£2,000,000

Wesleyan Bank Limited

Paid Interest
annually

Gross Rate
1.15%

Minimum Rate
£1,000

Maximum Rate
£250,000

Aldermore

Paid Interest
annually

Gross Rate
1.15%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Skipton Building Society

Paid Interest
annually

Gross Rate
1.15%

Minimum Rate
£500

Maximum Rate
£1,000,000

Skipton Building Society

Paid Interest
annually

Gross Rate
1.15%

Minimum Rate
£500

Maximum Rate
£1,000,000

Progressive Building Society

Paid Interest
annually

Gross Rate
1.15%

Minimum Rate
£500

Maximum Rate
£1,000,000

Kent Reliance BS

Paid Interest
maturity

Gross Rate
1.15%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Leeds Building Society

Paid Interest
annually

Gross Rate
1.15%

Minimum Rate
£100

Maximum Rate
£1,000,000

Sainsburys Bank

Paid Interest
annually

Gross Rate
1.15%

Minimum Rate
£5,000

Maximum Rate
£200,000

Sainsburys Bank

Paid Interest
monthly

Gross Rate
1.15%

Minimum Rate
£5,000

Maximum Rate
£200,000

Kent Reliance BS

Paid Interest
monthly

Gross Rate
1.15%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Skipton Building Society

Paid Interest
monthly

Gross Rate
1.15%

Minimum Rate
£500

Maximum Rate
£1,000,000

Skipton Building Society

Paid Interest
monthly

Gross Rate
1.15%

Minimum Rate
£500

Maximum Rate
£1,000,000

Bank of Cyprus

Paid Interest
maturity

Gross Rate
1.1%

Minimum Rate
£10,000

Maximum Rate
£1,000,000

Melton Mowbray

Paid Interest
monthly

Gross Rate
1.11%

Minimum Rate
£1,000

Maximum Rate
£500,000

Newcastle Building Society

Paid Interest
annually

Gross Rate
1.1%

Minimum Rate
£500

Maximum Rate
£250,000

Clydesdale Bank

Paid Interest
annually

Gross Rate
1.1%

Minimum Rate
£2,000

Maximum Rate
£5,000,000

Yorkshire Bank

Paid Interest
annually

Gross Rate
1.1%

Minimum Rate
£2,000

Maximum Rate
£5,000,000

Kent Reliance BS

Paid Interest
annually

Gross Rate
1.1%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Kent Reliance BS

Paid Interest
monthly

Gross Rate
1.1%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Newcastle Building Society

Paid Interest
monthly

Gross Rate
1.1%

Minimum Rate
£500

Maximum Rate
£250,000

The Co-operative Bank

Paid Interest
maturity

Gross Rate
1.09%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

The Co-operative Bank

Paid Interest
monthly

Gross Rate
1.06%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Investec Bank

Paid Interest
annually

Gross Rate
1.05%

Minimum Rate
£25,000

Maximum Rate
£250,000

Shawbrook Bank

Paid Interest
maturity

Gross Rate
1.05%

Minimum Rate
£1,000

Maximum Rate
£2,000,000

Principality Building Society

Paid Interest
annually

Gross Rate
1.05%

Minimum Rate
£500

Maximum Rate
£2,000,000

Leek United

Paid Interest
annually

Gross Rate
1.05%

Minimum Rate
£1,000

Maximum Rate
£250,000

Newcastle Building Society

Paid Interest
annually

Gross Rate
1.05%

Minimum Rate
£500

Maximum Rate
£250,000

Britannia

Paid Interest
annually

Gross Rate
1.05%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Britannia

Paid Interest
monthly

Gross Rate
1.05%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Newcastle Building Society

Paid Interest
monthly

Gross Rate
1.05%

Minimum Rate
£500

Maximum Rate
£250,000

Wesleyan Bank Limited

Paid Interest
annually

Gross Rate
1.04%

Minimum Rate
£1,000

Maximum Rate
£250,000

Leek United

Paid Interest
monthly

Gross Rate
1.05%

Minimum Rate
£1,000

Maximum Rate
£250,000

Principality Building Society

Paid Interest
monthly

Gross Rate
1.05%

Minimum Rate
£500

Maximum Rate
£2,000,000

Investec Bank

Paid Interest
monthly

Gross Rate
1.05%

Minimum Rate
£25,000

Maximum Rate
£250,000

Leeds Building Society

Paid Interest
maturity

Gross Rate
1.01%

Minimum Rate
£100

Maximum Rate
£1,000,000

Yorkshire Bank

Paid Interest
maturity

Gross Rate
1%

Minimum Rate
£50,000

Maximum Rate
£5,000,000

Clydesdale Bank

Paid Interest
maturity

Gross Rate
1%

Minimum Rate
£50,000

Maximum Rate
£5,000,000

Allied Irish Bank (GB)

Paid Interest
maturity

Gross Rate
1%

Minimum Rate
£5,000

Maximum Rate
£200,000

State Bank of India

Paid Interest
annually

Gross Rate
1%

Minimum Rate
£10,000

Maximum Rate
£5,000,000

Yorkshire Bank

Paid Interest
monthly

Gross Rate
1%

Minimum Rate
£50,000

Maximum Rate
£5,000,000

TSB

Paid Interest
annually

Gross Rate
1%

Minimum Rate
£2,000

Maximum Rate
£1,000,000

Clydesdale Bank

Paid Interest
monthly

Gross Rate
1%

Minimum Rate
£50,000

Maximum Rate
£5,000,000

Nottingham Building Society

Paid Interest
annually

Gross Rate
1%

Minimum Rate
£500

Maximum Rate
£750,000

Santander

Paid Interest
annually

Gross Rate
1%

Minimum Rate
£500

Maximum Rate
£2,000,000

Santander

Paid Interest
monthly

Gross Rate
1%

Minimum Rate
£500

Maximum Rate
£2,000,000

West Bromwich Building Society

Paid Interest
annually

Gross Rate
1%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

West Bromwich Building Society

Paid Interest
monthly

Gross Rate
1%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Cambridge Building Society

Paid Interest
annually

Gross Rate
1%

Minimum Rate
£5,000

Maximum Rate
£250,000

Barclays

Paid Interest
annually

Gross Rate
1%

Minimum Rate
£1

Maximum Rate
£1,000,000

Barclays

Paid Interest
monthly

Gross Rate
1%

Minimum Rate
£1

Maximum Rate
£1,000,000

Barclays

Paid Interest
maturity

Gross Rate
1%

Minimum Rate
£1

Maximum Rate
£1,000,000

Kent Reliance BS

Paid Interest
maturity

Gross Rate
1%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Kent Reliance BS

Paid Interest
monthly

Gross Rate
1%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

The Co-operative Bank

Paid Interest
maturity

Gross Rate
1%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Progressive Building Society

Paid Interest
monthly

Gross Rate
1%

Minimum Rate
£5,000

Maximum Rate
£1,000,000

Kent Reliance BS

Paid Interest
annually

Gross Rate
1%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Kent Reliance BS

Paid Interest
monthly

Gross Rate
1%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Furness Building Society

Paid Interest
half-yearly

Gross Rate
1%

Minimum Rate
£1

Maximum Rate
£20,000

Triodos Bank

Paid Interest
annually

Gross Rate
1%

Minimum Rate
£500

Maximum Rate
£1,000,000

Triodos Bank

Paid Interest
monthly

Gross Rate
1%

Minimum Rate
£500

Maximum Rate
£1,000,000

Progressive Building Society

Paid Interest
annually

Gross Rate
1%

Minimum Rate
£500

Maximum Rate
£1,000,000

Vanquis Bank Ltd

Paid Interest
annually

Gross Rate
1%

Minimum Rate
£1,000

Maximum Rate
£250,000

ICICI Bank UK Plc

Paid Interest
annually

Gross Rate
1%

Minimum Rate
£1,000

Maximum Rate
£200,000

ICICI Bank UK Plc

Paid Interest
monthly

Gross Rate
1%

Minimum Rate
£1,000

Maximum Rate
£200,000

ICICI Bank UK Plc

Paid Interest
quarterly

Gross Rate
1%

Minimum Rate
£1,000

Maximum Rate
£200,000

Virgin Money

Paid Interest
annually

Gross Rate
1%

Minimum Rate
£1

Maximum Rate
£1,000,000

Virgin Money

Paid Interest
monthly

Gross Rate
1%

Minimum Rate
£1

Maximum Rate
£1,000,000

Virgin Money

Paid Interest
annually

Gross Rate
1%

Minimum Rate
£1

Maximum Rate
£1,000,000

Virgin Money

Paid Interest
monthly

Gross Rate
1%

Minimum Rate
£1

Maximum Rate
£1,000,000

TSB

Paid Interest
monthly

Gross Rate
1%

Minimum Rate
£2,000

Maximum Rate
£1,000,000

The Co-operative Bank

Paid Interest
monthly

Gross Rate
0.97%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Sainsburys Bank

Paid Interest
annually

Gross Rate
0.95%

Minimum Rate
£5,000

Maximum Rate
£200,000

Sainsburys Bank

Paid Interest
monthly

Gross Rate
0.95%

Minimum Rate
£5,000

Maximum Rate
£200,000

Aldermore

Paid Interest
annually

Gross Rate
0.95%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Post Office Money

Paid Interest
annually

Gross Rate
0.95%

Minimum Rate
£500

Maximum Rate
£2,000,000

Post Office Money

Paid Interest
monthly

Gross Rate
0.95%

Minimum Rate
£500

Maximum Rate
£2,000,000

Post Office Money

Paid Interest
maturity

Gross Rate
0.95%

Minimum Rate
£500

Maximum Rate
£1,000,000

West Bromwich Building Society

Paid Interest
annually

Gross Rate
0.95%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

West Bromwich Building Society

Paid Interest
monthly

Gross Rate
0.95%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Britannia

Paid Interest
maturity

Gross Rate
0.95%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Kent Reliance BS

Paid Interest
maturity

Gross Rate
0.95%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Kent Reliance BS

Paid Interest
monthly

Gross Rate
0.95%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Britannia

Paid Interest
monthly

Gross Rate
0.95%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Ipswich Building Society

Paid Interest
annually

Gross Rate
0.9%

Minimum Rate
£100

Maximum Rate
£100,000

Ipswich Building Society

Paid Interest
monthly

Gross Rate
0.9%

Minimum Rate
£20,000

Maximum Rate
£100,000

Newcastle Building Society

Paid Interest
maturity

Gross Rate
0.9%

Minimum Rate
£1

Maximum Rate
£250,000

Newcastle Building Society

Paid Interest
monthly

Gross Rate
0.9%

Minimum Rate
£1

Maximum Rate
£250,000

Leek United

Paid Interest
annually

Gross Rate
0.9%

Minimum Rate
£1,000

Maximum Rate
£250,000

Leek United

Paid Interest
monthly

Gross Rate
0.9%

Minimum Rate
£1,000

Maximum Rate
£250,000

Yorkshire Bank

Paid Interest
monthly

Gross Rate
0.9%

Minimum Rate
£50,000

Maximum Rate
£5,000,000

Clydesdale Bank

Paid Interest
monthly

Gross Rate
0.9%

Minimum Rate
£50,000

Maximum Rate
£5,000,000

Yorkshire Bank

Paid Interest
maturity

Gross Rate
0.9%

Minimum Rate
£50,000

Maximum Rate
£5,000,000

Clydesdale Bank

Paid Interest
maturity

Gross Rate
0.9%

Minimum Rate
£50,000

Maximum Rate
£5,000,000

Triodos Bank

Paid Interest
annually

Gross Rate
0.9%

Minimum Rate
£500

Maximum Rate
£1,000,000

Triodos Bank

Paid Interest
monthly

Gross Rate
0.9%

Minimum Rate
£500

Maximum Rate
£1,000,000

Principality Building Society

Paid Interest
annually

Gross Rate
0.9%

Minimum Rate
£500

Maximum Rate
£2,000,000

Principality Building Society

Paid Interest
monthly

Gross Rate
0.9%

Minimum Rate
£500

Maximum Rate
£2,000,000

Skipton Building Society

Paid Interest
annually

Gross Rate
0.85%

Minimum Rate
£500

Maximum Rate
£1,000,000

Skipton Building Society

Paid Interest
monthly

Gross Rate
0.85%

Minimum Rate
£500

Maximum Rate
£1,000,000

Furness Building Society

Paid Interest
half-yearly

Gross Rate
0.85%

Minimum Rate
£1

Maximum Rate
£20,000

Progressive Building Society

Paid Interest
monthly

Gross Rate
0.85%

Minimum Rate
£5,000

Maximum Rate
£1,000,000

West Bromwich Building Society

Paid Interest
maturity

Gross Rate
0.85%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

West Bromwich Building Society

Paid Interest
monthly

Gross Rate
0.85%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Skipton Building Society

Paid Interest
annually

Gross Rate
0.85%

Minimum Rate
£500

Maximum Rate
£1,000,000

Skipton Building Society

Paid Interest
monthly

Gross Rate
0.85%

Minimum Rate
£500

Maximum Rate
£1,000,000

Saffron Building Society

Paid Interest
maturity

Gross Rate
0.85%

Minimum Rate
£500

Maximum Rate
£1,000,000

Saffron Building Society

Paid Interest
monthly

Gross Rate
0.85%

Minimum Rate
£500

Maximum Rate
£1,000,000

Saga

Paid Interest
maturity

Gross Rate
0.85%

Minimum Rate
£1

Maximum Rate
£10,000,000

Saga

Paid Interest
monthly

Gross Rate
0.85%

Minimum Rate
£1

Maximum Rate
£10,000,000

Clydesdale Bank

Paid Interest
annually

Gross Rate
0.85%

Minimum Rate
£2,000

Maximum Rate
£5,000,000

Yorkshire Bank

Paid Interest
maturity

Gross Rate
0.85%

Minimum Rate
£2,000

Maximum Rate
£5,000,000

Barclays

Paid Interest
maturity

Gross Rate
0.8%

Minimum Rate
£1

Maximum Rate
£1,000,000

Barclays

Paid Interest
monthly

Gross Rate
0.8%

Minimum Rate
£1

Maximum Rate
£1,000,000

Clydesdale Bank

Paid Interest
monthly

Gross Rate
0.8%

Minimum Rate
£10,000

Maximum Rate
£5,000,000

Yorkshire Bank

Paid Interest
maturity

Gross Rate
0.8%

Minimum Rate
£10,000

Maximum Rate
£5,000,000

Yorkshire Bank

Paid Interest
monthly

Gross Rate
0.8%

Minimum Rate
£10,000

Maximum Rate
£5,000,000

Clydesdale Bank

Paid Interest
maturity

Gross Rate
0.8%

Minimum Rate
£10,000

Maximum Rate
£5,000,000

Triodos Bank

Paid Interest
annually

Gross Rate
0.8%

Minimum Rate
£500

Maximum Rate
£1,000,000

Triodos Bank

Paid Interest
monthly

Gross Rate
0.8%

Minimum Rate
£500

Maximum Rate
£1,000,000

Investec Bank

Paid Interest
annually

Gross Rate
0.8%

Minimum Rate
£25,000

Maximum Rate
£250,000

Investec Bank

Paid Interest
monthly

Gross Rate
0.8%

Minimum Rate
£25,000

Maximum Rate
£250,000

TSB

Paid Interest
annually

Gross Rate
0.8%

Minimum Rate
£2,000

Maximum Rate
£1,000,000

First Trust Bank (NI)

Paid Interest
maturity

Gross Rate
0.8%

Minimum Rate
£5,000

Maximum Rate
£200,000

Santander

Paid Interest
annually

Gross Rate
0.8%

Minimum Rate
£500

Maximum Rate
£2,000,000

Santander

Paid Interest
monthly

Gross Rate
0.8%

Minimum Rate
£500

Maximum Rate
£2,000,000

Scottish Widows Bank

Paid Interest
annually

Gross Rate
0.8%

Minimum Rate
£10,000

Maximum Rate
£5,000,000

Scottish Widows Bank

Paid Interest
monthly

Gross Rate
0.8%

Minimum Rate
£10,000

Maximum Rate
£5,000,000

Scottish Widows Bank

Paid Interest
quarterly

Gross Rate
0.8%

Minimum Rate
£10,000

Maximum Rate
£5,000,000

Cumberland

Paid Interest
annually

Gross Rate
0.8%

Minimum Rate
£5,000

Maximum Rate
£500,000

Cumberland

Paid Interest
monthly

Gross Rate
0.8%

Minimum Rate
£5,000

Maximum Rate
£500,000

TSB

Paid Interest
monthly

Gross Rate
0.8%

Minimum Rate
£2,000

Maximum Rate
£1,000,000

Skipton Building Society

Paid Interest
maturity

Gross Rate
0.75%

Minimum Rate
£500

Maximum Rate
£1,000,000

Skipton Building Society

Paid Interest
monthly

Gross Rate
0.75%

Minimum Rate
£500

Maximum Rate
£1,000,000

Skipton Building Society

Paid Interest
maturity

Gross Rate
0.75%

Minimum Rate
£500

Maximum Rate
£1,000,000

Skipton Building Society

Paid Interest
monthly

Gross Rate
0.75%

Minimum Rate
£500

Maximum Rate
£1,000,000

The Family Building Society

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£10,000

Maximum Rate
£200,000

Hanley Economic Building Society

Paid Interest
maturity

Gross Rate
0.75%

Minimum Rate
£1,000

Maximum Rate
£50,000

Nationwide Building Society

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£1

Maximum Rate
£5,000,000

Nationwide Building Society

Paid Interest
monthly

Gross Rate
0.75%

Minimum Rate
£1

Maximum Rate
£5,000,000

Nationwide Building Society

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£1

Maximum Rate
£5,000,000

Nationwide Building Society

Paid Interest
monthly

Gross Rate
0.75%

Minimum Rate
£1

Maximum Rate
£5,000,000

State Bank of India

Paid Interest
maturity

Gross Rate
0.75%

Minimum Rate
£10,000

Maximum Rate
£5,000,000

Bank of Ireland (NI)

Paid Interest
maturity

Gross Rate
0.75%

Minimum Rate
£2,000

Maximum Rate
£1,000,000

Ipswich Building Society

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£100

Maximum Rate
£100,000

Ipswich Building Society

Paid Interest
monthly

Gross Rate
0.75%

Minimum Rate
£20,000

Maximum Rate
£100,000

Dudley Building Society

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£5,000

Maximum Rate
£500,000

Leek United

Paid Interest
maturity

Gross Rate
0.75%

Minimum Rate
£1,000

Maximum Rate
£250,000

Leek United

Paid Interest
monthly

Gross Rate
0.75%

Minimum Rate
£1,000

Maximum Rate
£250,000

Halifax

Paid Interest
annually

Gross Rate
0.7%

Minimum Rate
£500

Maximum Rate
£9,000,000

Halifax

Paid Interest
monthly

Gross Rate
0.7%

Minimum Rate
£500

Maximum Rate
£9,000,000

Santander

Paid Interest
annually

Gross Rate
0.7%

Minimum Rate
£500

Maximum Rate
£2,000,000

Santander

Paid Interest
monthly

Gross Rate
0.7%

Minimum Rate
£500

Maximum Rate
£2,000,000

Bank of Ireland (NI)

Paid Interest
maturity

Gross Rate
0.65%

Minimum Rate
£2,000

Maximum Rate
£1,000,000

Nationwide Building Society

Paid Interest
maturity

Gross Rate
0.65%

Minimum Rate
£1

Maximum Rate
£5,000,000

Nationwide Building Society

Paid Interest
monthly

Gross Rate
0.65%

Minimum Rate
£1

Maximum Rate
£5,000,000

Nationwide Building Society

Paid Interest
maturity

Gross Rate
0.65%

Minimum Rate
£1

Maximum Rate
£5,000,000

Nationwide Building Society

Paid Interest
monthly

Gross Rate
0.65%

Minimum Rate
£1

Maximum Rate
£5,000,000

Progressive Building Society

Paid Interest
annually

Gross Rate
0.6%

Minimum Rate
£500

Maximum Rate
£1,000,000

Yorkshire Building Society

Paid Interest
annually

Gross Rate
0.6%

Minimum Rate
£100

Maximum Rate
£2,000,000

First Direct

Paid Interest
maturity

Gross Rate
0.6%

Minimum Rate
£2,000

Maximum Rate
£1,000,000

Leek United

Paid Interest
maturity

Gross Rate
0.6%

Minimum Rate
£1,000

Maximum Rate
£250,000

Leek United

Paid Interest
monthly

Gross Rate
0.6%

Minimum Rate
£1,000

Maximum Rate
£250,000

TSB

Paid Interest
maturity

Gross Rate
0.6%

Minimum Rate
£2,000

Maximum Rate
£1,000,000

TSB

Paid Interest
monthly

Gross Rate
0.6%

Minimum Rate
£2,000

Maximum Rate
£1,000,000

Lloyds Bank

Paid Interest
annually

Gross Rate
0.55%

Minimum Rate
£2,000

Maximum Rate
£1,000,000

Lloyds Bank

Paid Interest
monthly

Gross Rate
0.55%

Minimum Rate
£2,000

Maximum Rate
£1,000,000

Bank of Scotland

Paid Interest
annually

Gross Rate
0.55%

Minimum Rate
£2,000

Maximum Rate
£1,000,000

Bank of Scotland

Paid Interest
monthly

Gross Rate
0.55%

Minimum Rate
£2,000

Maximum Rate
£1,000,000

Ulster Bank

Paid Interest
maturity

Gross Rate
0.5%

Minimum Rate
£10,000

Maximum Rate
£500,000

Santander

Paid Interest
monthly

Gross Rate
0.5%

Minimum Rate
£500

Maximum Rate
£2,000,000

First Direct

Paid Interest
maturity

Gross Rate
0.5%

Minimum Rate
£2,000

Maximum Rate
£1,000,000

Dudley Building Society

Paid Interest
maturity

Gross Rate
0.5%

Minimum Rate
£5,000

Maximum Rate
£500,000

First Trust Bank (NI)

Paid Interest
maturity

Gross Rate
0.5%

Minimum Rate
£5,000

Maximum Rate
£200,000

Bank of Ireland (NI)

Paid Interest
maturity

Gross Rate
0.45%

Minimum Rate
£2,000

Maximum Rate
£1,000,000

Progressive Building Society

Paid Interest
monthly

Gross Rate
0.45%

Minimum Rate
£5,000

Maximum Rate
£1,000,000

Yorkshire Bank

Paid Interest
maturity

Gross Rate
0.4%

Minimum Rate
£10,000

Maximum Rate
£5,000,000

Clydesdale Bank

Paid Interest
maturity

Gross Rate
0.4%

Minimum Rate
£10,000

Maximum Rate
£5,000,000

Lloyds Bank

Paid Interest
annually

Gross Rate
0.35%

Minimum Rate
£1

Maximum Rate
£99,999,999

Lloyds Bank

Paid Interest
monthly

Gross Rate
0.35%

Minimum Rate
£1

Maximum Rate
£99,999,999

Danske Bank

Paid Interest
maturity

Gross Rate
0.3%

Minimum Rate
£5,000

Maximum Rate
£99,999,999

Danske Bank

Paid Interest
maturity

Gross Rate
0.3%

Minimum Rate
£5,000

Maximum Rate
£99,999,999

Danske Bank

Paid Interest
maturity

Gross Rate
0.3%

Minimum Rate
£5,000

Maximum Rate
£99,999,999

Danske Bank

Paid Interest
maturity

Gross Rate
0.3%

Minimum Rate
£5,000

Maximum Rate
£99,999,999

Halifax

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£9,000,000

Lloyds Bank

Paid Interest
monthly

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£99,999,999

Lloyds Bank

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£99,999,999

Lloyds Bank

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£99,999,999

Santander

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£2,000,000

Santander

Paid Interest
monthly

Gross Rate
0.25%

Minimum Rate
£1

Maximum Rate
£2,000,000

Santander

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£500

Maximum Rate
£2,000,000

Yorkshire Bank

Paid Interest
maturity

Gross Rate
0.2%

Minimum Rate
£10,000

Maximum Rate
£5,000,000

Clydesdale Bank

Paid Interest
maturity

Gross Rate
0.2%

Minimum Rate
£10,000

Maximum Rate
£5,000,000

Danske Bank

Paid Interest
maturity

Gross Rate
0.2%

Minimum Rate
£5,000

Maximum Rate
£99,999,999

Santander

Paid Interest
annually

Gross Rate
0.15%

Minimum Rate
£1

Maximum Rate
£2,000,000

Santander

Paid Interest
monthly

Gross Rate
0.15%

Minimum Rate
£1

Maximum Rate
£2,000,000

Danske Bank

Paid Interest
maturity

Gross Rate
0.05%

Minimum Rate
£5,000

Maximum Rate
£99,999,999

Individual Savings Accounts (ISAs)

What Are ISAs?

ISAs are basically a tax-free wrapper for savings and investment products, which enable you to put away a set amount of money in any tax year to April. With other savings products, basic rate tax payers are looking at 20% tax, while high rate payers are looking at 40%. On 1st July 2014, the government changed ISAs to New ISAs (NISAs) to take into account of subscription limits and flexibility of how you can invest your money between cash, stocks and shares or a combination of both. New ISA annual allowance for the tax year 2015/2016 was £15,240. You will be able to split the amount you pay into an ISA between a Cash NISA and a Stocks and Shares NISA as you choose – up to the new overall annual NISA limit.

There are two types of ISA, these are: Cash ISA: These offer a safe way of saving money in the short-term and are usually taken through banks and building societies. You only need to be 16 years old to open one of these. Cash ISA savers can also transfer money saved in their Cash ISA to a Stocks and Shares ISA. Stocks and Shares ISA: These may involve investment funds; unit trusts, shares, bonds, as well as life insurance policies, and are usually taken through an investment company. As with any investment, there is a risk that you may not get all your money back.

Finding The Best Cash ISA For You?

Here at MoneyExpert we're committed to finding the best deals for you personally. Whatever is most important to you, be it interest rates, accessibility, security or anything else, we'll help you find the best cash ISA for you.

Tax Free Saving With Cash ISA Accounts

The main benefit of a cash ISA is that you will earn tax-free interest on your savings. If your savings are deposited in a standard savings account, at least 20% of the interest you earn goes to the tax man. For those in higher tax brackets this goes up to 40%, and up to 45% for those in the highest bracket.

There is no question that putting as much of your savings as you can into a cash ISA is a good idea, protecting a portion of your money from tax.

Taking Advantage of the Best Cash ISA Rates

Take advantage of the vast benefits of a tax-free savings account by making sure that you get one with the best cash ISA rates available.

The huge variety of cash ISAs available mean that comparing different cash ISA rates with Money Expert is essential to make sure that you get the best deal. Whether you would prefer the potential gain of a variable rate or the security of a fixed rate ISA, we can help.

How does a Stocks & Shares ISA Work

A Stocks & Shares ISA is used to invest in a wide range of stocks, shares and investment funds. The ISA wrapper allows any returns to be paid tax efficiently. Stocks & Shares ISAs are designed to be long term investments, as your money can either increase or decrease, rather than simply increasing steadily due to interest as in a cash ISA. The potential gain is greater than with a cash ISA but there is always the risk of losing some of your invested money.

At MoneyExpert we'll compare both cash ISAs and stocks and shares ISAs for you, so whichever option appeals to you best, head over to the appropriate section of our site and you'll be clearly instructed on what to do next.

Our Top Tips

TIP: Remember that you can now invest in up to two ISAs each tax year.

TIP: Try not to withdraw money from your ISA. Once you have invested the limit, if you make a withdrawal, you cannot top it up again.

TIP: If you are switching ISAs do not just withdraw the cash – you will lose your tax-free element! Make sure the new bank or building society can set up the transfer for you.

TIP: Cash ISAs are safe and are good for short-term savings. Stocks and Shares are more risky and need to be invested for longer periods. Make sure you can live without the cash if you opt for the latter.

TIP: If you’re a taxpayer, try to make use of your annual ISA tax free allowance. The interest rates for cash ISAs are more generous than for many equivalent non-ISA accounts.

TIP: Look out for all the usual dos and don’ts when it comes to interest rates; there may be minimum withdrawals or a minimum on how much you need to deposit.