Compare Cash Isa's
with Money Expert

Compare the most effective Cash ISA Savings Accounts with Money Expert

Compare the best
Savings Accounts with Money Expert

45 results found, sorted by affiliated products first.
First Choice - ISA Saver
annually

Paid Interest

6.25%

Gross Rate

£5,000

Minimum Deposit

£99,999,999

Maximum Deposit

Chelsea Building Society - Help to Buy ISA
annually

Paid Interest

2.25%

Gross Rate

£10

Minimum Deposit

£99,999,999

Maximum Deposit

Cambridge Building Society - 5 Year Fixed Rate ISA Issue 10
annually

Paid Interest

2%

Gross Rate

£500

Minimum Deposit

£1,000,000

Maximum Deposit

Aldermore - 3 Year Fixed Rate Cash ISA
annually

Paid Interest

1.8%

Gross Rate

£1,000

Minimum Deposit

£500,000

Maximum Deposit

Aldermore - 3 Year Fixed Rate Cash ISA Monthly
monthly

Paid Interest

1.8%

Gross Rate

£1,000

Minimum Deposit

£500,000

Maximum Deposit

Aldermore - Easy Access Help To Buy ISA (Issue 2)
annually

Paid Interest

1.75%

Gross Rate

£1

Minimum Deposit

£99,999,999

Maximum Deposit

Aldermore - Easy Access Help To Buy ISA (Issue 2) Monthly
monthly

Paid Interest

1.75%

Gross Rate

£1

Minimum Deposit

£99,999,999

Maximum Deposit

Bank of Cyprus - Loyalty 3 Year Fixed Rate ISA Ex/C
annually

Paid Interest

1.7%

Gross Rate

£500

Minimum Deposit

£99,999,999

Maximum Deposit

Bank of Cyprus - 3 Year Fixed Rate ISA
annually

Paid Interest

1.69%

Gross Rate

£500

Minimum Deposit

£99,999,999

Maximum Deposit

Bank of Cyprus - Loyalty 2 Year Fixed Rate ISA Ex/C
annually

Paid Interest

1.65%

Gross Rate

£500

Minimum Deposit

£99,999,999

Maximum Deposit

Aldermore - 2 Year Fixed Rate Cash ISA
annually

Paid Interest

1.65%

Gross Rate

£1,000

Minimum Deposit

£500,000

Maximum Deposit

Aldermore - 2 Year Fixed Rate Cash ISA Monthly
monthly

Paid Interest

1.65%

Gross Rate

£1,000

Minimum Deposit

£500,000

Maximum Deposit

Bank of Cyprus - 2 Year Fixed Rate ISA
annually

Paid Interest

1.64%

Gross Rate

£500

Minimum Deposit

£99,999,999

Maximum Deposit

Bank of Cyprus - Loyalty 1 Year Fixed Rate ISA Ex/C
annually

Paid Interest

1.55%

Gross Rate

£500

Minimum Deposit

£99,999,999

Maximum Deposit

Church House Trust Plc - 2 Year Fixed Rate Cash ISA (Issue 1)
annually

Paid Interest

1.55%

Gross Rate

£1,000

Minimum Deposit

£1,000,000

Maximum Deposit

Cambridge Building Society - 2 Year Fixed Rate ISA Issue 21
annually

Paid Interest

1.55%

Gross Rate

£500

Minimum Deposit

£1,000,000

Maximum Deposit

Bank of Cyprus - 1 Year Fixed Rate ISA
annually

Paid Interest

1.54%

Gross Rate

£500

Minimum Deposit

£99,999,999

Maximum Deposit

AA Savings - ISA (2 Year Fixed Rate ISA Issue 13)
annually

Paid Interest

1.51%

Gross Rate

£500

Minimum Deposit

£99,999,999

Maximum Deposit

Bank of Scotland - Help to Buy ISA
annually

Paid Interest

1.5%

Gross Rate

£1

Minimum Deposit

£9,000,000

Maximum Deposit

Aldermore - 1 Year Fixed Rate Cash ISA
annually

Paid Interest

1.4%

Gross Rate

£1,000

Minimum Deposit

£500,000

Maximum Deposit

Aldermore - 1 Year Fixed Rate Cash ISA Monthly
monthly

Paid Interest

1.4%

Gross Rate

£1,000

Minimum Deposit

£500,000

Maximum Deposit

AA Savings - ISA (1 Year Fixed Rate ISA Issue 13)
maturity

Paid Interest

1.36%

Gross Rate

£500

Minimum Deposit

£99,999,999

Maximum Deposit

Chelsea Building Society - 1.31% Fixed Rate e-ISA to 31/08/2019
annually

Paid Interest

1.31%

Gross Rate

£100

Minimum Deposit

£99,999,999

Maximum Deposit

Britannia - Fixed Rate Cash ISA to 31/07/2020
annually

Paid Interest

1.2%

Gross Rate

£5,000

Minimum Deposit

£1,000,000

Maximum Deposit

Barclays - 2 Year Premier Flexible Cash ISA Issue 5 Ex/C
maturity

Paid Interest

1.2%

Gross Rate

£1

Minimum Deposit

£1,000,000

Maximum Deposit

Barclays - 2 Year Premier Flexible Cash ISA Iss 5 Ex/C Month
monthly

Paid Interest

1.2%

Gross Rate

£1

Minimum Deposit

£1,000,000

Maximum Deposit

AA Savings - ISA (Easy Access ISA Issue 14)
annually

Paid Interest

0.2%

Gross Rate

£100

Minimum Deposit

£99,999,999

Maximum Deposit

Cambridge Building Society - 1 Year Fixed Rate ISA Issue 22
annually

Paid Interest

1.15%

Gross Rate

£500

Minimum Deposit

£1,000,000

Maximum Deposit

Britannia - Fixed Rate Cash ISA to 31/07/2019
annually

Paid Interest

1.1%

Gross Rate

£5,000

Minimum Deposit

£1,000,000

Maximum Deposit

Barclays - 2 Year Flexible Cash ISA Issue 18
maturity

Paid Interest

1.05%

Gross Rate

£1

Minimum Deposit

£1,000,000

Maximum Deposit

Barclays - 2 Year Flexible Cash ISA Issue 18 Monthly
monthly

Paid Interest

1.05%

Gross Rate

£1

Minimum Deposit

£1,000,000

Maximum Deposit

Aldermore - 30 Day Notice Cash ISA (Issue 7)
annually

Paid Interest

1.05%

Gross Rate

£1,000

Minimum Deposit

£1,000,000

Maximum Deposit

Aldermore - 30 Day Notice Cash ISA (Issue 7) Monthly
monthly

Paid Interest

1.05%

Gross Rate

£1,000

Minimum Deposit

£1,000,000

Maximum Deposit

Chorley & District Building Society - Cash ISA
annually

Paid Interest

1%

Gross Rate

£1

Minimum Deposit

£500,000

Maximum Deposit

Beverley - Cash ISA
annually

Paid Interest

0.95%

Gross Rate

£1

Minimum Deposit

£400,000

Maximum Deposit

Buckinghamshire Building Society - 30 Day Cash ISA
annually

Paid Interest

0.95%

Gross Rate

£100

Minimum Deposit

£500,000

Maximum Deposit

Beverley - Cash ISA Monthly
monthly

Paid Interest

0.9%

Gross Rate

£5,000

Minimum Deposit

£400,000

Maximum Deposit

Bank of Cyprus - Variable ISA
annually

Paid Interest

0.75%

Gross Rate

£500

Minimum Deposit

£99,999,999

Maximum Deposit

Chelsea Building Society - e- ISA Issue 4
annually

Paid Interest

0.75%

Gross Rate

£10

Minimum Deposit

£1,000,000

Maximum Deposit

Barclays - Instant Cash ISA Issue 1
monthly

Paid Interest

0.75%

Gross Rate

£1

Minimum Deposit

£100,000

Maximum Deposit

Buckinghamshire Building Society - Cash ISA
annually

Paid Interest

0.75%

Gross Rate

£1

Minimum Deposit

£500,000

Maximum Deposit

Bank of Scotland - 2 Year Fixed Cash ISA
annually

Paid Interest

0.5%

Gross Rate

£500

Minimum Deposit

£9,000,000

Maximum Deposit

Bank of Scotland - 2 Year Fixed Cash ISA Monthly
monthly

Paid Interest

0.5%

Gross Rate

£500

Minimum Deposit

£9,000,000

Maximum Deposit

Britannia - Additional Allowance ISA
annually

Paid Interest

0.46%

Gross Rate

£0

Minimum Deposit

£99,999,999

Maximum Deposit

Bank of Scotland - Access Cash ISA
annually

Paid Interest

0.35%

Gross Rate

£1

Minimum Deposit

£9,000,000

Maximum Deposit

Compare Savings accounts

Search for the best ISA's today
What are ISA's?

ISAs are basically a tax-free wrapper for savings and investment products, which enable you to put away a set amount of money in any tax year to April. With other savings products, basic rate tax payers are looking at 20% tax, while high rate payers are looking at 40%. On 1st July 2014, the government changed ISAs to New ISAs (NISAs) to take into account of subscription limits and flexibility of how you can invest your money between cash, stocks and shares or a combination of both. New ISA annual allowance for the tax year 2015/2016 was £15,240. You will be able to split the amount you pay into an ISA between a Cash NISA and a Stocks and Shares NISA as you choose – up to the new overall annual NISA limit.

There are two types of ISA, these are: Cash ISA: These offer a safe way of saving money in the short-term and are usually taken through banks and building societies. You only need to be 16 years old to open one of these. Cash ISA savers can also transfer money saved in their Cash ISA to a Stocks and Shares ISA. Stocks and Shares ISA: These may involve investment funds; unit trusts, shares, bonds, as well as life insurance policies, and are usually taken through an investment company. As with any investment, there is a risk that you may not get all your money back.

Finding the best Cash ISA for you

Take advantage of the vast benefits of a tax-free savings account by making sure that you get one with the best cash ISA rates available.

The huge variety of cash ISAs available mean that comparing different cash ISA rates with Money Expert is essential to make sure that you get the best deal. Whether you would prefer the potential gain of a variable rate or the security of a fixed rate ISA, we can help.

The main benefit of a cash ISA is that you will earn tax-free interest on your savings. If your savings are deposited in a standard savings account, at least 20% of the interest you earn goes to the tax man. For those in higher tax brackets this goes up to 40%, and up to 45% for those in the highest bracket.

There is no question that putting as much of your savings as you can into a cash ISA is a good idea, protecting a portion of your money from tax.

How does a Stocks and Shares ISA work?

A Stocks & Shares ISA is used to invest in a wide range of stocks, shares and investment funds. The ISA wrapper allows any returns to be paid tax efficiently. Stocks & Shares ISAs are designed to be long term investments, as your money can either increase or decrease, rather than simply increasing steadily due to interest as in a cash ISA. The potential gain is greater than with a cash ISA but there is always the risk of losing some of your invested money.

At MoneyExpert we'll compare both cash ISAs and stocks and shares ISAs for you, so whichever option appeals to you best, head over to the appropriate section of our site and you'll be clearly instructed on what to do ne

Our Top Tips

TIP: Remember that you can now invest in up to two ISAs each tax year.

TIP: Try not to withdraw money from your ISA. Once you have invested the limit, if you make a withdrawal, you cannot top it up again.

TIP: If you are switching ISAs do not just withdraw the cash – you will lose your tax-free element! Make sure the new bank or building society can set up the transfer for you.

TIP: Cash ISAs are safe and are good for short-term savings. Stocks and Shares are more risky and need to be invested for longer periods. Make sure you can live without the cash if you opt for the latter.

TIP: If you’re a taxpayer, try to make use of your annual ISA tax free allowance. The interest rates for cash ISAs are more generous than for many equivalent non-ISA accounts.

TIP: Look out for all the usual dos and don’ts when it comes to interest rates; there may be minimum withdrawals or a minimum on how much you need to deposit.