Our Top Savings Account

OakNorth Bank
- 24 Month Fixed Term Deposit -

  • Interest Paid on Maturity
  • 1.55% AER Gross Variable
  • £1000 Minimum Deposit

Instant Access
Savings Accounts

Compare the best savings accounts available with our free to use comparison service

Compare The Best Notice Savings Accounts

Cumberland

Notice Required
90 days

Paid Interest
annually

Gross Rate
2.25%

Minimum Rate
£100

Maximum Rate
£0

Turkish Bank (UK) Ltd

Notice Required
90 days

Paid Interest
half-yearly

Gross Rate
1.45%

Minimum Rate
£1,000

Maximum Rate
£250,000

Turkish Bank (UK) Ltd

Notice Required
60 days

Paid Interest
annually

Gross Rate
1.35%

Minimum Rate
£1,000

Maximum Rate
£250,000

Secure Trust Bank

Notice Required
120 days

Paid Interest
quarterly

Gross Rate
1.25%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Hampshire Trust

Notice Required
90 days

Paid Interest
annually

Gross Rate
1.1%

Minimum Rate
£1,000

Maximum Rate
£250,000

National Counties Building Society

Notice Required
45 days

Paid Interest
monthly

Gross Rate
1.05%

Minimum Rate
£5,000

Maximum Rate
£2,000,000

Hinckley & Rugby Building Society

Notice Required
60 days

Paid Interest
monthly

Gross Rate
1.06%

Minimum Rate
£5,000

Maximum Rate
£300,000

National Counties Building Society

Notice Required
45 days

Paid Interest
annually

Gross Rate
1.05%

Minimum Rate
£1,000

Maximum Rate
£2,000,000

United Trust Bank Ltd

Notice Required
365 days

Paid Interest
annually

Gross Rate
1.05%

Minimum Rate
£500

Maximum Rate
£500,000

Hinckley & Rugby Building Society

Notice Required
60 days

Paid Interest
annually

Gross Rate
1.05%

Minimum Rate
£2,500

Maximum Rate
£300,000

Marsden

Notice Required
95 days

Paid Interest
monthly

Gross Rate
1%

Minimum Rate
£1,000

Maximum Rate
£250,000

Buckinghamshire Building Society

Notice Required
90 days

Paid Interest
annually

Gross Rate
1%

Minimum Rate
£100

Maximum Rate
£400,000

Shawbrook Bank

Notice Required
120 days

Paid Interest
annually

Gross Rate
1%

Minimum Rate
£1,000

Maximum Rate
£500,000

Buckinghamshire Building Society

Notice Required
90 days

Paid Interest
monthly

Gross Rate
1%

Minimum Rate
£100

Maximum Rate
£400,000

Loughborough

Notice Required
60 days

Paid Interest
monthly

Gross Rate
1%

Minimum Rate
£10,000

Maximum Rate
£100,000

Holmesdale Building Society

Notice Required
60 days

Paid Interest
half-yearly

Gross Rate
1%

Minimum Rate
£500

Maximum Rate
£150,000

Marsden

Notice Required
95 days

Paid Interest
annually

Gross Rate
1%

Minimum Rate
£1,000

Maximum Rate
£250,000

The Family Building Society

Notice Required
35 days

Paid Interest
annually

Gross Rate
0.95%

Minimum Rate
£1,000

Maximum Rate
£250,000

Ipswich Building Society

Notice Required
90 days

Paid Interest
annually

Gross Rate
0.95%

Minimum Rate
£1,000

Maximum Rate
£250,000

The Family Building Society

Notice Required
35 days

Paid Interest
monthly

Gross Rate
0.95%

Minimum Rate
£5,000

Maximum Rate
£250,000

Ipswich Building Society

Notice Required
90 days

Paid Interest
monthly

Gross Rate
0.95%

Minimum Rate
£20,000

Maximum Rate
£250,000

Principality Building Society

Notice Required
30 days

Paid Interest
annually

Gross Rate
0.9%

Minimum Rate
£500

Maximum Rate
£2,000,000

Principality Building Society

Notice Required
30 days

Paid Interest
monthly

Gross Rate
0.9%

Minimum Rate
£500

Maximum Rate
£2,000,000

Mansfield

Notice Required
90 days

Paid Interest
annually

Gross Rate
0.9%

Minimum Rate
£1,000

Maximum Rate
£250,000

Holmesdale Building Society

Notice Required
60 days

Paid Interest
half-yearly

Gross Rate
0.9%

Minimum Rate
£500

Maximum Rate
£150,000

Saffron Building Society

Notice Required
90 days

Paid Interest
annually

Gross Rate
0.9%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Hinckley & Rugby Building Society

Notice Required
60 days

Paid Interest
monthly

Gross Rate
0.9%

Minimum Rate
£5,000

Maximum Rate
£300,000

Mansfield

Notice Required
90 days

Paid Interest
annually

Gross Rate
0.9%

Minimum Rate
£1,000

Maximum Rate
£250,000

Hinckley & Rugby Building Society

Notice Required
60 days

Paid Interest
annually

Gross Rate
0.9%

Minimum Rate
£2,500

Maximum Rate
£300,000

National Counties Building Society

Notice Required
45 days

Paid Interest
annually

Gross Rate
0.85%

Minimum Rate
£1,000

Maximum Rate
£2,000,000

Ipswich Building Society

Notice Required
90 days

Paid Interest
monthly

Gross Rate
0.85%

Minimum Rate
£20,000

Maximum Rate
£250,000

Kent Reliance BS

Notice Required
60 days

Paid Interest
monthly

Gross Rate
0.85%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Saffron Building Society

Notice Required
90 days

Paid Interest
annually

Gross Rate
0.85%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Kent Reliance BS

Notice Required
60 days

Paid Interest
annually

Gross Rate
0.85%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Ipswich Building Society

Notice Required
90 days

Paid Interest
annually

Gross Rate
0.85%

Minimum Rate
£1,000

Maximum Rate
£250,000

National Counties Building Society

Notice Required
45 days

Paid Interest
monthly

Gross Rate
0.85%

Minimum Rate
£5,000

Maximum Rate
£2,000,000

Vernon

Notice Required
60 days

Paid Interest
annually

Gross Rate
0.85%

Minimum Rate
£1,000

Maximum Rate
£250,000

Swansea

Notice Required
90 days

Paid Interest
monthly

Gross Rate
0.85%

Minimum Rate
£5,000

Maximum Rate
£75,000

Mansfield

Notice Required
30 days

Paid Interest
monthly

Gross Rate
0.8%

Minimum Rate
£10,000

Maximum Rate
£250,000

Marsden

Notice Required
95 days

Paid Interest
monthly

Gross Rate
0.8%

Minimum Rate
£1,000

Maximum Rate
£250,000

Marsden

Notice Required
95 days

Paid Interest
annually

Gross Rate
0.8%

Minimum Rate
£1,000

Maximum Rate
£250,000

Aldermore

Notice Required
30 days

Paid Interest
monthly

Gross Rate
0.8%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Aldermore

Notice Required
30 days

Paid Interest
annually

Gross Rate
0.8%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Saffron Building Society

Notice Required
90 days

Paid Interest
annually

Gross Rate
0.8%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Hinckley & Rugby Building Society

Notice Required
60 days

Paid Interest
annually

Gross Rate
0.8%

Minimum Rate
£2,500

Maximum Rate
£300,000

Hinckley & Rugby Building Society

Notice Required
60 days

Paid Interest
monthly

Gross Rate
0.8%

Minimum Rate
£5,000

Maximum Rate
£300,000

Dudley Building Society

Notice Required
60 days

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£1,000

Maximum Rate
£500,000

Buckinghamshire Building Society

Notice Required
7 days

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£100

Maximum Rate
£400,000

Vernon

Notice Required
60 days

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£1,000

Maximum Rate
£250,000

National Counties Building Society

Notice Required
45 days

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£1,000

Maximum Rate
£2,000,000

Buckinghamshire Building Society

Notice Required
7 days

Paid Interest
monthly

Gross Rate
0.75%

Minimum Rate
£100

Maximum Rate
£400,000

The Family Building Society

Notice Required
35 days

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£1,000

Maximum Rate
£250,000

Ipswich Building Society

Notice Required
90 days

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£1,000

Maximum Rate
£250,000

Vernon

Notice Required
60 days

Paid Interest
monthly

Gross Rate
0.75%

Minimum Rate
£5,000

Maximum Rate
£250,000

Scottish Building Society

Notice Required
30 days

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

National Counties Building Society

Notice Required
45 days

Paid Interest
monthly

Gross Rate
0.75%

Minimum Rate
£5,000

Maximum Rate
£2,000,000

Teachers Building Society

Notice Required
35 days

Paid Interest
annually

Gross Rate
0.75%

Minimum Rate
£500

Maximum Rate
£100,000

The Family Building Society

Notice Required
35 days

Paid Interest
monthly

Gross Rate
0.75%

Minimum Rate
£5,000

Maximum Rate
£250,000

Post Office Money

Notice Required
30 days

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£500

Maximum Rate
£2,000,000

Post Office Money

Notice Required
30 days

Paid Interest
monthly

Gross Rate
0.25%

Minimum Rate
£500

Maximum Rate
£2,000,000

National Counties Building Society

Notice Required
45 days

Paid Interest
monthly

Gross Rate
0.65%

Minimum Rate
£5,000

Maximum Rate
£2,000,000

The Family Building Society

Notice Required
35 days

Paid Interest
monthly

Gross Rate
0.65%

Minimum Rate
£5,000

Maximum Rate
£250,000

Monmouthshire Building Society

Notice Required
60 days

Paid Interest
annually

Gross Rate
0.65%

Minimum Rate
£1,000

Maximum Rate
£500,000

National Counties Building Society

Notice Required
45 days

Paid Interest
annually

Gross Rate
0.65%

Minimum Rate
£1,000

Maximum Rate
£2,000,000

Tipton & Coseley

Notice Required
30 days

Paid Interest
annually

Gross Rate
0.65%

Minimum Rate
£1,000

Maximum Rate
£500,000

The Family Building Society

Notice Required
35 days

Paid Interest
annually

Gross Rate
0.65%

Minimum Rate
£1,000

Maximum Rate
£250,000

Norwich & Peterborough B.Soc.

Notice Required
90 days

Paid Interest
annually

Gross Rate
0.6%

Minimum Rate
£1

Maximum Rate
£1,000,000

Mansfield

Notice Required
30 days

Paid Interest
annually

Gross Rate
0.6%

Minimum Rate
£1

Maximum Rate
£400,000

Norwich & Peterborough B.Soc.

Notice Required
90 days

Paid Interest
monthly

Gross Rate
0.6%

Minimum Rate
£1

Maximum Rate
£1,000,000

Dudley Building Society

Notice Required
60 days

Paid Interest
annually

Gross Rate
0.6%

Minimum Rate
£1,000

Maximum Rate
£500,000

Loughborough

Notice Required
50 days

Paid Interest
monthly

Gross Rate
0.55%

Minimum Rate
£10,000

Maximum Rate
£500,000

Ipswich Building Society

Notice Required
60 days

Paid Interest
annually

Gross Rate
0.55%

Minimum Rate
£10

Maximum Rate
£10,000

Tipton & Coseley

Notice Required
30 days

Paid Interest
annually

Gross Rate
0.55%

Minimum Rate
£1,000

Maximum Rate
£500,000

The Family Building Society

Notice Required
35 days

Paid Interest
monthly

Gross Rate
0.55%

Minimum Rate
£5,000

Maximum Rate
£250,000

Loughborough

Notice Required
50 days

Paid Interest
annually

Gross Rate
0.55%

Minimum Rate
£50

Maximum Rate
£500,000

Cater Allen

Notice Required
30 days

Paid Interest
monthly

Gross Rate
0.55%

Minimum Rate
£5,000

Maximum Rate
£0

The Family Building Society

Notice Required
35 days

Paid Interest
annually

Gross Rate
0.55%

Minimum Rate
£1,000

Maximum Rate
£250,000

Holmesdale Building Society

Notice Required
60 days

Paid Interest
half-yearly

Gross Rate
0.55%

Minimum Rate
£500

Maximum Rate
£150,000

Saffron Building Society

Notice Required
90 days

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£1,000

Maximum Rate
£1,000,000

Vernon

Notice Required
60 days

Paid Interest
monthly

Gross Rate
0.5%

Minimum Rate
£5,000

Maximum Rate
£250,000

Vernon

Notice Required
60 days

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£1,000

Maximum Rate
£250,000

Buckinghamshire Building Society

Notice Required
90 days

Paid Interest
monthly

Gross Rate
0.5%

Minimum Rate
£100

Maximum Rate
£400,000

Hinckley & Rugby Building Society

Notice Required
60 days

Paid Interest
monthly

Gross Rate
0.5%

Minimum Rate
£5,000

Maximum Rate
£300,000

Buckinghamshire Building Society

Notice Required
90 days

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£100

Maximum Rate
£400,000

Hinckley & Rugby Building Society

Notice Required
60 days

Paid Interest
annually

Gross Rate
0.5%

Minimum Rate
£2,500

Maximum Rate
£300,000

Holmesdale Building Society

Notice Required
60 days

Paid Interest
half-yearly

Gross Rate
0.45%

Minimum Rate
£500

Maximum Rate
£150,000

Tipton & Coseley

Notice Required
30 days

Paid Interest
annually

Gross Rate
0.45%

Minimum Rate
£1,000

Maximum Rate
£500,000

Mansfield

Notice Required
30 days

Paid Interest
annually

Gross Rate
0.4%

Minimum Rate
£1

Maximum Rate
£400,000

Dudley Building Society

Notice Required
60 days

Paid Interest
annually

Gross Rate
0.4%

Minimum Rate
£1,000

Maximum Rate
£500,000

Tipton & Coseley

Notice Required
30 days

Paid Interest
annually

Gross Rate
0.35%

Minimum Rate
£1,000

Maximum Rate
£500,000

Buckinghamshire Building Society

Notice Required
30 days

Paid Interest
annually

Gross Rate
0.35%

Minimum Rate
£1

Maximum Rate
£400,000

Buckinghamshire Building Society

Notice Required
7 days

Paid Interest
monthly

Gross Rate
0.25%

Minimum Rate
£100

Maximum Rate
£400,000

The Family Building Society

Notice Required
-2147483647 days

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£10,000

Maximum Rate
£10,000

Nottingham Building Society

Notice Required
60 days

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£500

Maximum Rate
£750,000

Ipswich Building Society

Notice Required
30 days

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£100

Maximum Rate
£50,000

Buckinghamshire Building Society

Notice Required
7 days

Paid Interest
annually

Gross Rate
0.25%

Minimum Rate
£100

Maximum Rate
£400,000

Mansfield

Notice Required
30 days

Paid Interest
annually

Gross Rate
0.2%

Minimum Rate
£1

Maximum Rate
£400,000

Holmesdale Building Society

Notice Required
60 days

Paid Interest
half-yearly

Gross Rate
0.2%

Minimum Rate
£500

Maximum Rate
£150,000

Dudley Building Society

Notice Required
7 days

Paid Interest
annually

Gross Rate
0.2%

Minimum Rate
£100

Maximum Rate
£500,000

Dudley Building Society

Notice Required
7 days

Paid Interest
annually

Gross Rate
0.1%

Minimum Rate
£100

Maximum Rate
£500,000

Holmesdale Building Society

Notice Required
60 days

Paid Interest
half-yearly

Gross Rate
0.1%

Minimum Rate
£500

Maximum Rate
£150,000

Dudley Building Society

Notice Required
7 days

Paid Interest
annually

Gross Rate
0.05%

Minimum Rate
£100

Maximum Rate
£500,000

Credit Building Cards

Interest Rates

Although credit building cards are a good option for those who a poor credit history or with no history at all, they do come at a price. Because lenders are taking a risk by giving access to credit to an individual who may potentially not be able to repay the necessary repayments, they in turn charge a high interest rate to counter balance this. There are many different providers and each will offer a different interest rate for customers, so be sure to shop around for the best possible interest rate that you think you will be able be accepted for, given your credit score.

Will I Be Accepted For A Credit Building Card

Although credit building cards are designed with those who have a poor credit rating in mind, not all applicants will be accepted. There are many factors that dictate whether or not you will be able to get a credit building credit card, like your income and the current state of your finances. If you are turned down however, be aware that there are many providers and they may be one who will be willing to give you accept your application; but at the same time also be aware that getting turned down from some providers can have a negative effect on your credit rating, making it more difficult for you to borrow in the future.

Advantages of Credit Building Cards:

  • Gives you the opportunity to build your credit score, which is ideal for those who have either had problems repaying debt in the past who those who have not yet had the chance to demonstrate that they are reliable and fully capable of paying back their debts
  • Some cards will come with the opportunity to achieve rewards if you are able to keep up with your repayments as an added incentive.

Disadvantages of Credit Building Cards:

  • Because they are designed for those who may be less reliable with their spending, credit building credit cards will have a lower spending limit, meaning that they cannot be used to purchase very expensive items.
  • There is a high interest rate that is in line with the level of risk that lenders are taking by giving credit to individuals in a high risk category. However after consistently paying off the credit you owe, you will likely be able to move onto better deals.

Make sure that you are on the electoral register, as lenders often use this is a way of verifying your home address and any past addresses you may have had. You can do this by contacting your local council.

Another useful tip is to order you credit report, since it is what lenders will be using to assess your eligibility you can check to make sure that everything about is up to date and correct. In the event that you do notice there has been a mistake regarding your credit history, all you need to do is contact the credit reference agency and explain the mistake to them and the situation will get cleared up. You can also add a statement to your record in order to explain to potential lenders why it is that your credit rating is not as good as it could be in order to give them a better understanding of your situation.

If you have any remaining outstanding debts, then it's a good idea to pay them as soon as possible. Any credit cards or county court judgements which you pay off will show up on your credit history and has a positive influence on potential lenders decisions.

FAQ

  • What is a Debt Cobnsolidation Loan?

    Yes, so long as you have the appropriate level of income you can join a Debt Settlement plan. If you have not yet missed a contractual payment to your creditors then reducing your monthly payments will more than likely adversely affect your credit rating for six years.

  • Will my Debt Consolidation Loan be secured?

    You should still be able to apply for a Debt Management Plan if you have a bad credit rating, so long as you still have the appropriate level of income. Your Debt Management Plan will however most likely show up in your credit history for a minimum period of six years and be seen as a negative point by any potential future creditors, making it more difficult for you to get a loan or credit card in the future.

  • What duration will my loan last for?

    You should still be able to apply for a Debt Management Plan if you have a bad credit rating, so long as you still have the appropriate level of income. Your Debt Management Plan will however most likely show up in your credit history for a minimum period of six years and be seen as a negative point by any potential future creditors, making it more difficult for you to get a loan or credit card in the future.

  • Can i still consolidate debts with a bad credit rating?

    You should still be able to apply for a Debt Management Plan if you have a bad credit rating, so long as you still have the appropriate level of income. Your Debt Management Plan will however most likely show up in your credit history for a minimum period of six years and be seen as a negative point by any potential future creditors, making it more difficult for you to get a loan or credit card in the future.

  • What if my financial circumstances change?

    You should still be able to apply for a Debt Management Plan if you have a bad credit rating, so long as you still have the appropriate level of income. Your Debt Management Plan will however most likely show up in your credit history for a minimum period of six years and be seen as a negative point by any potential future creditors, making it more difficult for you to get a loan or credit card in the future.

  • Why Choose Money Expert to conolidate my Loans?

    You should still be able to apply for a Debt Management Plan if you have a bad credit rating, so long as you still have the appropriate level of income. Your Debt Management Plan will however most likely show up in your credit history for a minimum period of six years and be seen as a negative point by any potential future creditors, making it more difficult for you to get a loan or credit card in the future.

Latest News

21st June

PPF Cast Doubt Over British Steel Penson Schema

Pensions, Steel

21st June

HSBC Offer New Record Low Mortgage Rate

Mortgages

21st June

Asda Income Tracker Shows Disposable Income at 8 Year High

Consumer Spending

21st June

Rightmove Report Asking Prices at Record Highs

Brexit, Housing