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Compare The Best Notice Savings Accounts
Cumberland - First Home Saver (Issue 2) Ex/C
Notice Required
90 days
Paid Interest
annually
Gross Rate
2.25%
Minimum Rate
£100
Maximum Rate
£0
Secure Trust Bank - 180 Day Notice Variable Interest Account Issue 2
Notice Required
180 days
Paid Interest
quarterly
Gross Rate
1.65%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Church House Trust Plc - 12 Month Notice Account
Notice Required
365 days
Paid Interest
annually
Gross Rate
1.6%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Secure Trust Bank - 120 Day Notice Variable Interest Account Issue 24
Notice Required
120 days
Paid Interest
quarterly
Gross Rate
1.55%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Secure Trust Bank - 90 Day Notice Variable Interest Account Issue 8
Notice Required
90 days
Paid Interest
quarterly
Gross Rate
1.45%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Church House Trust Plc - 6 Month Notice Account
Notice Required
180 days
Paid Interest
annually
Gross Rate
1.4%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Shawbrook Bank - 120 Day Notice Personal Savings Account - Issue 40
Notice Required
120 days
Paid Interest
annually
Gross Rate
1.35%
Minimum Rate
£1,000
Maximum Rate
£500,000
Hampshire Trust - 90 Day Notice Account (Issue 16)
Notice Required
90 days
Paid Interest
annually
Gross Rate
1.2%
Minimum Rate
£1,000
Maximum Rate
£250,000
Kent Reliance BS - 60 Day Notice Account Issue 18
Notice Required
60 days
Paid Interest
annually
Gross Rate
1.2%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Kent Reliance BS - 60 Day Notice Account Issue 18 Monthly
Notice Required
60 days
Paid Interest
monthly
Gross Rate
1.2%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
OakNorth Bank - Personal 90 Day Notice Deposit Account
Notice Required
90 days
Paid Interest
monthly
Gross Rate
1.11%
Minimum Rate
£1,000
Maximum Rate
£250,000
Holmesdale Building Society - Holmesdale 60
Notice Required
60 days
Paid Interest
half-yearly
Gross Rate
1.1%
Minimum Rate
£500
Maximum Rate
£350,000
Buckinghamshire Building Society - Buck's Fizz 180 Day Notice Account
Notice Required
180 days
Paid Interest
annually
Gross Rate
1.1%
Minimum Rate
£1,000
Maximum Rate
£85,000
Buckinghamshire Building Society - Buck's Fizz 180 Day Notice Account Monthly
Notice Required
180 days
Paid Interest
monthly
Gross Rate
1.11%
Minimum Rate
£1,000
Maximum Rate
£85,000
Julian Hodge Bank - 90 Day Notice Deposit
Notice Required
90 days
Paid Interest
annually
Gross Rate
1.1%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Julian Hodge Bank - 90 Day Notice Deposit Monthly
Notice Required
90 days
Paid Interest
monthly
Gross Rate
1.1%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
United Trust Bank Ltd - 100 Day Notice Deposit
Notice Required
100 days
Paid Interest
annually
Gross Rate
1.05%
Minimum Rate
£500
Maximum Rate
£500,000
Hinckley & Rugby Building Society - Rainy Day 60 Day Notice Monthly
Notice Required
60 days
Paid Interest
monthly
Gross Rate
1.06%
Minimum Rate
£5,000
Maximum Rate
£300,000
Hinckley & Rugby Building Society - Rainy Day 60 Day Notice
Notice Required
60 days
Paid Interest
annually
Gross Rate
1.05%
Minimum Rate
£2,500
Maximum Rate
£300,000
Buckinghamshire Building Society - Chiltern 90 Day Notice Issue 3
Notice Required
90 days
Paid Interest
annually
Gross Rate
1%
Minimum Rate
£100
Maximum Rate
£400,000
Marsden - Branch Saver 120 (Issue 5) Monthly
Notice Required
120 days
Paid Interest
monthly
Gross Rate
1%
Minimum Rate
£5,000
Maximum Rate
£250,000
Earl Shilton - Select 120
Notice Required
120 days
Paid Interest
annually
Gross Rate
1%
Minimum Rate
£500
Maximum Rate
£180,000
Buckinghamshire Building Society - Chiltern 90 Day Notice Issue 3 Monthly
Notice Required
90 days
Paid Interest
monthly
Gross Rate
1%
Minimum Rate
£100
Maximum Rate
£400,000
Julian Hodge Bank - 90 Day Notice Deposit
Notice Required
90 days
Paid Interest
annually
Gross Rate
1%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
National Counties Building Society - 4th Issue Notice Saver Ex/C
Notice Required
45 days
Paid Interest
annually
Gross Rate
1%
Minimum Rate
£1,000
Maximum Rate
£2,000,000
Cambridge Building Society - 100 Day Notice Account
Notice Required
100 days
Paid Interest
annually
Gross Rate
1%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Mansfield - Postal Savings 90 Day Notice (2nd Issue)
Notice Required
90 days
Paid Interest
annually
Gross Rate
1%
Minimum Rate
£1,000
Maximum Rate
£250,000
Mansfield - 90 Day Community Saver (1st Issue)
Notice Required
90 days
Paid Interest
annually
Gross Rate
1%
Minimum Rate
£1
Maximum Rate
£400,000
Marsden - Branch Saver 120 (Issue 5)
Notice Required
120 days
Paid Interest
annually
Gross Rate
1%
Minimum Rate
£5,000
Maximum Rate
£250,000
United Bank UK - 90 Day Notice Gold Account
Notice Required
90 days
Paid Interest
half-yearly
Gross Rate
1%
Minimum Rate
£1
Maximum Rate
£1,000,000
Julian Hodge Bank - 90 Day Notice Deposit Monthly
Notice Required
90 days
Paid Interest
monthly
Gross Rate
1%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Earl Shilton - Select 120 Monthly
Notice Required
120 days
Paid Interest
monthly
Gross Rate
1%
Minimum Rate
£500
Maximum Rate
£180,000
Holmesdale Building Society - Branch 45
Notice Required
45 days
Paid Interest
annually
Gross Rate
1%
Minimum Rate
£10
Maximum Rate
£350,000
National Counties Building Society - 4th Issue Notice Saver Monthly Ex/C
Notice Required
45 days
Paid Interest
monthly
Gross Rate
1%
Minimum Rate
£5,000
Maximum Rate
£2,000,000
The Family Building Society - 35 Day Notice Saver (1)
Notice Required
35 days
Paid Interest
annually
Gross Rate
0.95%
Minimum Rate
£1,000
Maximum Rate
£250,000
Teachers Building Society - Notice 35 (Issue 2)
Notice Required
35 days
Paid Interest
annually
Gross Rate
0.95%
Minimum Rate
£500
Maximum Rate
£250,000
The Family Building Society - 35 Day Notice Saver (1) Monthly
Notice Required
35 days
Paid Interest
monthly
Gross Rate
0.95%
Minimum Rate
£5,000
Maximum Rate
£250,000
Hinckley & Rugby Building Society - Rainy Day 60 Day Notice
Notice Required
60 days
Paid Interest
annually
Gross Rate
0.9%
Minimum Rate
£2,500
Maximum Rate
£300,000
Principality Building Society - Promise Saver Issue 10
Notice Required
30 days
Paid Interest
annually
Gross Rate
0.9%
Minimum Rate
£500
Maximum Rate
£2,000,000
National Counties Building Society - 4th Issue Notice Saver Ex/C
Notice Required
45 days
Paid Interest
annually
Gross Rate
0.9%
Minimum Rate
£1,000
Maximum Rate
£2,000,000
Principality Building Society - Promise Saver Issue 10 Monthly
Notice Required
30 days
Paid Interest
monthly
Gross Rate
0.9%
Minimum Rate
£500
Maximum Rate
£2,000,000
Holmesdale Building Society - Holmesdale 60
Notice Required
60 days
Paid Interest
half-yearly
Gross Rate
0.9%
Minimum Rate
£500
Maximum Rate
£350,000
National Counties Building Society - 4th Issue Notice Saver Monthly Ex/C
Notice Required
45 days
Paid Interest
monthly
Gross Rate
0.9%
Minimum Rate
£5,000
Maximum Rate
£2,000,000
Hinckley & Rugby Building Society - Rainy Day 60 Day Notice Monthly
Notice Required
60 days
Paid Interest
monthly
Gross Rate
0.9%
Minimum Rate
£5,000
Maximum Rate
£300,000
The Family Building Society - 35 Day Notice Saver (1)
Notice Required
35 days
Paid Interest
annually
Gross Rate
0.85%
Minimum Rate
£1,000
Maximum Rate
£250,000
The Family Building Society - 35 Day Notice Saver (1) Monthly
Notice Required
35 days
Paid Interest
monthly
Gross Rate
0.85%
Minimum Rate
£5,000
Maximum Rate
£250,000
Swansea - 90 Day Notice Account
Notice Required
90 days
Paid Interest
monthly
Gross Rate
0.85%
Minimum Rate
£5,000
Maximum Rate
£85,000
Skipton Building Society - 90 Day Notice Account Issue 2
Notice Required
90 days
Paid Interest
annually
Gross Rate
0.81%
Minimum Rate
£1
Maximum Rate
£1,000,000
Aldermore - 30 Day Notice Account Issue 7 Monthly
Notice Required
30 days
Paid Interest
monthly
Gross Rate
0.8%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Aldermore - 30 Day Notice Account Issue 7
Notice Required
30 days
Paid Interest
annually
Gross Rate
0.8%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Earl Shilton - Select 120 Monthly
Notice Required
120 days
Paid Interest
monthly
Gross Rate
0.8%
Minimum Rate
£500
Maximum Rate
£180,000
Marsden - Direct Saver 95 (Issue 3)
Notice Required
95 days
Paid Interest
annually
Gross Rate
0.8%
Minimum Rate
£1,000
Maximum Rate
£250,000
Earl Shilton - Monthly Income
Notice Required
90 days
Paid Interest
monthly
Gross Rate
0.8%
Minimum Rate
£1,000
Maximum Rate
£180,000
Marsden - Direct Saver 95 (Issue 3) Monthly
Notice Required
95 days
Paid Interest
monthly
Gross Rate
0.8%
Minimum Rate
£1,000
Maximum Rate
£250,000
Earl Shilton - Select 120
Notice Required
120 days
Paid Interest
annually
Gross Rate
0.8%
Minimum Rate
£500
Maximum Rate
£180,000
Hinckley & Rugby Building Society - Rainy Day 60 Day Notice
Notice Required
60 days
Paid Interest
annually
Gross Rate
0.8%
Minimum Rate
£2,500
Maximum Rate
£300,000
Mansfield - Monthly Income (3rd Issue)
Notice Required
30 days
Paid Interest
monthly
Gross Rate
0.8%
Minimum Rate
£10,000
Maximum Rate
£250,000
Earl Shilton - Capital 90
Notice Required
90 days
Paid Interest
annually
Gross Rate
0.8%
Minimum Rate
£500
Maximum Rate
£180,000
Hinckley & Rugby Building Society - Rainy Day 60 Day Notice Monthly
Notice Required
60 days
Paid Interest
monthly
Gross Rate
0.8%
Minimum Rate
£5,000
Maximum Rate
£300,000
Post Office Money - Reward Saver Issue 16
Notice Required
30 days
Paid Interest
annually
Gross Rate
0.25%
Minimum Rate
£500
Maximum Rate
£2,000,000
Dudley Building Society - Saver 60
Notice Required
60 days
Paid Interest
annually
Gross Rate
0.75%
Minimum Rate
£1,000
Maximum Rate
£500,000
Buckinghamshire Building Society - Chiltern 7 Day Notice Issue 3
Notice Required
7 days
Paid Interest
annually
Gross Rate
0.75%
Minimum Rate
£100
Maximum Rate
£400,000
Ipswich Building Society - Suffolk Savvy Saver Monthly (Issue 2)
Notice Required
90 days
Paid Interest
monthly
Gross Rate
0.75%
Minimum Rate
£20,000
Maximum Rate
£250,000
National Counties Building Society - 4th Issue Notice Saver Ex/C
Notice Required
45 days
Paid Interest
annually
Gross Rate
0.75%
Minimum Rate
£1,000
Maximum Rate
£2,000,000
Buckinghamshire Building Society - Chiltern 7 Day Notice Issue 3 Monthly
Notice Required
7 days
Paid Interest
monthly
Gross Rate
0.75%
Minimum Rate
£100
Maximum Rate
£400,000
Ipswich Building Society - Suffolk Savvy Saver (Issue 2)
Notice Required
90 days
Paid Interest
annually
Gross Rate
0.75%
Minimum Rate
£1,000
Maximum Rate
£250,000
Scottish Building Society - 30 Day Notice
Notice Required
30 days
Paid Interest
annually
Gross Rate
0.75%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
National Counties Building Society - 4th Issue Notice Saver Monthly Ex/C
Notice Required
45 days
Paid Interest
monthly
Gross Rate
0.75%
Minimum Rate
£5,000
Maximum Rate
£2,000,000
Holmesdale Building Society - Branch 45
Notice Required
45 days
Paid Interest
annually
Gross Rate
0.75%
Minimum Rate
£10
Maximum Rate
£350,000
Post Office Money - Reward Saver Issue 16 Monthly
Notice Required
30 days
Paid Interest
monthly
Gross Rate
0.25%
Minimum Rate
£500
Maximum Rate
£2,000,000
The Family Building Society - 35 Day Notice Saver (1)
Notice Required
35 days
Paid Interest
annually
Gross Rate
0.7%
Minimum Rate
£1,000
Maximum Rate
£250,000
The Family Building Society - 35 Day Notice Saver (1) Monthly
Notice Required
35 days
Paid Interest
monthly
Gross Rate
0.7%
Minimum Rate
£5,000
Maximum Rate
£250,000
Ipswich Building Society - Suffolk Savvy Saver Monthly (Issue 2)
Notice Required
90 days
Paid Interest
monthly
Gross Rate
0.65%
Minimum Rate
£20,000
Maximum Rate
£250,000
National Counties Building Society - 4th Issue Notice Saver Ex/C
Notice Required
45 days
Paid Interest
annually
Gross Rate
0.65%
Minimum Rate
£1,000
Maximum Rate
£2,000,000
Earl Shilton - Capital 90
Notice Required
90 days
Paid Interest
annually
Gross Rate
0.65%
Minimum Rate
£500
Maximum Rate
£180,000
National Counties Building Society - 4th Issue Notice Saver Monthly Ex/C
Notice Required
45 days
Paid Interest
monthly
Gross Rate
0.65%
Minimum Rate
£5,000
Maximum Rate
£2,000,000
Ipswich Building Society - Suffolk Savvy Saver (Issue 2)
Notice Required
90 days
Paid Interest
annually
Gross Rate
0.65%
Minimum Rate
£1,000
Maximum Rate
£250,000
Earl Shilton - Monthly Income
Notice Required
90 days
Paid Interest
monthly
Gross Rate
0.65%
Minimum Rate
£1,000
Maximum Rate
£180,000
Norwich & Peterborough B.Soc. - Branch Notice Saver
Notice Required
90 days
Paid Interest
annually
Gross Rate
0.6%
Minimum Rate
£1
Maximum Rate
£1,000,000
Saffron Building Society - 90 Day Notice Saver Ex/C
Notice Required
90 days
Paid Interest
annually
Gross Rate
0.6%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
The Family Building Society - 35 Day Notice Saver (1)
Notice Required
35 days
Paid Interest
annually
Gross Rate
0.6%
Minimum Rate
£1,000
Maximum Rate
£250,000
Dudley Building Society - Saver 60
Notice Required
60 days
Paid Interest
annually
Gross Rate
0.6%
Minimum Rate
£1,000
Maximum Rate
£500,000
Norwich & Peterborough B.Soc. - Branch Notice Saver Monthly
Notice Required
90 days
Paid Interest
monthly
Gross Rate
0.6%
Minimum Rate
£1
Maximum Rate
£1,000,000
The Family Building Society - 35 Day Notice Saver (1) Monthly
Notice Required
35 days
Paid Interest
monthly
Gross Rate
0.6%
Minimum Rate
£5,000
Maximum Rate
£250,000
Monmouthshire Building Society - Bonus 60 (Issue 4)
Notice Required
60 days
Paid Interest
annually
Gross Rate
0.55%
Minimum Rate
£1,000
Maximum Rate
£500,000
Ipswich Building Society - Member Reward Saver Ex/C
Notice Required
60 days
Paid Interest
annually
Gross Rate
0.55%
Minimum Rate
£10
Maximum Rate
£10,000
Cater Allen - Sovereign 30 Issue 3
Notice Required
30 days
Paid Interest
monthly
Gross Rate
0.55%
Minimum Rate
£5,000
Maximum Rate
£0
Holmesdale Building Society - Holmesdale 60
Notice Required
60 days
Paid Interest
half-yearly
Gross Rate
0.55%
Minimum Rate
£500
Maximum Rate
£350,000
Ipswich Building Society - Suffolk Savvy Saver (Issue 2)
Notice Required
90 days
Paid Interest
annually
Gross Rate
0.55%
Minimum Rate
£1,000
Maximum Rate
£250,000
Saffron Building Society - 90 Day Notice Saver Ex/C
Notice Required
90 days
Paid Interest
annually
Gross Rate
0.5%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Mansfield - 30 Day Community Saver( 1st Issue)
Notice Required
30 days
Paid Interest
annually
Gross Rate
0.5%
Minimum Rate
£1
Maximum Rate
£400,000
Earl Shilton - Select 120 Monthly
Notice Required
120 days
Paid Interest
monthly
Gross Rate
0.5%
Minimum Rate
£500
Maximum Rate
£180,000
Newbury Building Society - Charity Account
Notice Required
35 days
Paid Interest
annually
Gross Rate
0.5%
Minimum Rate
£100
Maximum Rate
£10,000
Julian Hodge Bank - 90 Day Notice Deposit Monthly
Notice Required
90 days
Paid Interest
monthly
Gross Rate
0.5%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Hinckley & Rugby Building Society - Rainy Day 60 Day Notice Monthly
Notice Required
60 days
Paid Interest
monthly
Gross Rate
0.5%
Minimum Rate
£5,000
Maximum Rate
£300,000
Buckinghamshire Building Society - Chiltern 90 Day Notice Issue 3 Monthly
Notice Required
90 days
Paid Interest
monthly
Gross Rate
0.5%
Minimum Rate
£100
Maximum Rate
£400,000
Julian Hodge Bank - 90 Day Notice Deposit
Notice Required
90 days
Paid Interest
annually
Gross Rate
0.5%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Buckinghamshire Building Society - Chiltern 90 Day Notice Issue 3
Notice Required
90 days
Paid Interest
annually
Gross Rate
0.5%
Minimum Rate
£100
Maximum Rate
£400,000
Earl Shilton - Select 120
Notice Required
120 days
Paid Interest
annually
Gross Rate
0.5%
Minimum Rate
£500
Maximum Rate
£180,000
Hinckley & Rugby Building Society - Rainy Day 60 Day Notice
Notice Required
60 days
Paid Interest
annually
Gross Rate
0.5%
Minimum Rate
£2,500
Maximum Rate
£300,000
Holmesdale Building Society - Holmesdale 60
Notice Required
60 days
Paid Interest
half-yearly
Gross Rate
0.45%
Minimum Rate
£500
Maximum Rate
£350,000
Saffron Building Society - 90 Day Notice Saver Ex/C
Notice Required
90 days
Paid Interest
annually
Gross Rate
0.4%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Loughborough - 50 Day Notice Account 2
Notice Required
50 days
Paid Interest
annually
Gross Rate
0.4%
Minimum Rate
£50
Maximum Rate
£100,000
Julian Hodge Bank - 8 Day Notice Deposit
Notice Required
8 days
Paid Interest
annually
Gross Rate
0.4%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Dudley Building Society - Saver 60
Notice Required
60 days
Paid Interest
annually
Gross Rate
0.4%
Minimum Rate
£1,000
Maximum Rate
£500,000
Loughborough - 50 Day Notice Account 2 Monthly
Notice Required
50 days
Paid Interest
monthly
Gross Rate
0.4%
Minimum Rate
£10,000
Maximum Rate
£100,000
Julian Hodge Bank - 8 Day Notice Deposit Monthly
Notice Required
8 days
Paid Interest
monthly
Gross Rate
0.4%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Buckinghamshire Building Society - Simple 30 Day Notice Issue 2
Notice Required
30 days
Paid Interest
annually
Gross Rate
0.35%
Minimum Rate
£1
Maximum Rate
£400,000
Earl Shilton - Select 120 Monthly
Notice Required
120 days
Paid Interest
monthly
Gross Rate
0.25%
Minimum Rate
£500
Maximum Rate
£180,000
Ipswich Building Society - Mutual Advantage
Notice Required
30 days
Paid Interest
annually
Gross Rate
0.25%
Minimum Rate
£100
Maximum Rate
£50,000
The Family Building Society - Windfall Bond
Notice Required
-2147483647 days
Paid Interest
annually
Gross Rate
0.25%
Minimum Rate
£10,000
Maximum Rate
£10,000
Earl Shilton - Monthly Income
Notice Required
90 days
Paid Interest
monthly
Gross Rate
0.25%
Minimum Rate
£1,000
Maximum Rate
£180,000
Buckinghamshire Building Society - Chiltern 7 Day Notice Issue 3 Monthly
Notice Required
7 days
Paid Interest
monthly
Gross Rate
0.25%
Minimum Rate
£100
Maximum Rate
£400,000
Julian Hodge Bank - 8 Day Notice Deposit Monthly
Notice Required
8 days
Paid Interest
monthly
Gross Rate
0.25%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Buckinghamshire Building Society - Chiltern 7 Day Notice Issue 3
Notice Required
7 days
Paid Interest
annually
Gross Rate
0.25%
Minimum Rate
£100
Maximum Rate
£400,000
Earl Shilton - Capital 90
Notice Required
90 days
Paid Interest
annually
Gross Rate
0.25%
Minimum Rate
£500
Maximum Rate
£180,000
Julian Hodge Bank - 8 Day Notice Deposit
Notice Required
8 days
Paid Interest
annually
Gross Rate
0.25%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Nottingham Building Society - Branch Notice Issue 2
Notice Required
60 days
Paid Interest
annually
Gross Rate
0.25%
Minimum Rate
£500
Maximum Rate
£750,000
Earl Shilton - Select 120
Notice Required
120 days
Paid Interest
annually
Gross Rate
0.25%
Minimum Rate
£500
Maximum Rate
£180,000
Holmesdale Building Society - Holmesdale 60
Notice Required
60 days
Paid Interest
half-yearly
Gross Rate
0.2%
Minimum Rate
£500
Maximum Rate
£350,000
Dudley Building Society - Speedway Saver
Notice Required
7 days
Paid Interest
annually
Gross Rate
0.2%
Minimum Rate
£100
Maximum Rate
£500,000
Earl Shilton - Select 120 Monthly
Notice Required
120 days
Paid Interest
monthly
Gross Rate
0.15%
Minimum Rate
£500
Maximum Rate
£180,000
Earl Shilton - Monthly Income
Notice Required
90 days
Paid Interest
monthly
Gross Rate
0.15%
Minimum Rate
£1,000
Maximum Rate
£180,000
Earl Shilton - Select 120
Notice Required
120 days
Paid Interest
annually
Gross Rate
0.15%
Minimum Rate
£500
Maximum Rate
£180,000
Julian Hodge Bank - 8 Day Notice Deposit
Notice Required
8 days
Paid Interest
annually
Gross Rate
0.15%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Earl Shilton - Capital 90
Notice Required
90 days
Paid Interest
annually
Gross Rate
0.15%
Minimum Rate
£500
Maximum Rate
£180,000
Julian Hodge Bank - 8 Day Notice Deposit Monthly
Notice Required
8 days
Paid Interest
monthly
Gross Rate
0.15%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Julian Hodge Bank - 90 Day Notice Deposit
Notice Required
90 days
Paid Interest
annually
Gross Rate
0.1%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Julian Hodge Bank - 8 Day Notice Deposit Monthly
Notice Required
8 days
Paid Interest
monthly
Gross Rate
0.1%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Earl Shilton - Capital 90
Notice Required
90 days
Paid Interest
annually
Gross Rate
0.1%
Minimum Rate
£500
Maximum Rate
£180,000
Julian Hodge Bank - 8 Day Notice Deposit
Notice Required
8 days
Paid Interest
annually
Gross Rate
0.1%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Earl Shilton - Monthly Income
Notice Required
90 days
Paid Interest
monthly
Gross Rate
0.1%
Minimum Rate
£1,000
Maximum Rate
£180,000
Dudley Building Society - Speedway Saver
Notice Required
7 days
Paid Interest
annually
Gross Rate
0.1%
Minimum Rate
£100
Maximum Rate
£500,000
Julian Hodge Bank - 90 Day Notice Deposit Monthly
Notice Required
90 days
Paid Interest
monthly
Gross Rate
0.1%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Holmesdale Building Society - Holmesdale 60
Notice Required
60 days
Paid Interest
half-yearly
Gross Rate
0.1%
Minimum Rate
£500
Maximum Rate
£350,000
Dudley Building Society - Speedway Saver
Notice Required
7 days
Paid Interest
annually
Gross Rate
0.05%
Minimum Rate
£100
Maximum Rate
£500,000
Cards
Interest
Although credit building cards are a good option for those who a poor credit history or with no history at all, they do come at a price. Because lenders are taking a risk by giving access to credit to an individual who may potentially not be able to repay the necessary repayments, they in turn charge a high interest rate to counter balance this. There are many different providers and each will offer a different interest rate for customers, so be sure to shop around for the best possible interest rate that you think you will be able be accepted for, given your credit score.
Will I Be Accepted For A
Although credit building cards are designed with those who have a poor credit rating in mind, not all applicants will be accepted. There are many factors that dictate whether or not you will be able to get a credit building credit card, like your income and the current state of your finances. If you are turned down however, be aware that there are many providers and they may be one who will be willing to give you accept your application; but at the same time also be aware that getting turned down from some providers can have a negative effect on your credit rating, making it more difficult for you to borrow in the future.
of Credit Building Cards:
- Gives you the opportunity to build your credit score, which is ideal for those who have either had problems repaying debt in the past who those who have not yet had the chance to demonstrate that they are reliable and fully capable of paying back their debts
- Some cards will come with the opportunity to achieve rewards if you are able to keep up with your repayments as an added incentive.
of Credit Building Cards:
- Because they are designed for those who may be less reliable with their spending, credit building credit cards will have a lower spending limit, meaning that they cannot be used to purchase very expensive items.
- There is a high interest rate that is in line with the level of risk that lenders are taking by giving credit to individuals in a high risk category. However after consistently paying off the credit you owe, you will likely be able to move onto better deals.
Make sure that you are on the electoral register, as lenders often use this is a way of verifying your home address and any past addresses you may have had. You can do this by contacting your local council.
Another useful tip is to order you credit report, since it is what lenders will be using to assess your eligibility you can check to make sure that everything about is up to date and correct. In the event that you do notice there has been a mistake regarding your credit history, all you need to do is contact the credit reference agency and explain the mistake to them and the situation will get cleared up. You can also add a statement to your record in order to explain to potential lenders why it is that your credit rating is not as good as it could be in order to give them a better understanding of your situation.
If you have any remaining outstanding debts, then it's a good idea to pay them as soon as possible. Any credit cards or county court judgements which you pay off will show up on your credit history and has a positive influence on potential lenders decisions.
FAQ
What is a Debt Cobnsolidation Loan?
Yes, so long as you have the appropriate level of income you can join a Debt Settlement plan. If you have not yet missed a contractual payment to your creditors then reducing your monthly payments will more than likely adversely affect your credit rating for six years.
-
Will my Debt Consolidation Loan be secured?
You should still be able to apply for a Debt Management Plan if you have a bad credit rating, so long as you still have the appropriate level of income. Your Debt Management Plan will however most likely show up in your credit history for a minimum period of six years and be seen as a negative point by any potential future creditors, making it more difficult for you to get a loan or credit card in the future.
-
What duration will my loan last for?
You should still be able to apply for a Debt Management Plan if you have a bad credit rating, so long as you still have the appropriate level of income. Your Debt Management Plan will however most likely show up in your credit history for a minimum period of six years and be seen as a negative point by any potential future creditors, making it more difficult for you to get a loan or credit card in the future.
-
Can i still consolidate debts with a bad credit rating?
You should still be able to apply for a Debt Management Plan if you have a bad credit rating, so long as you still have the appropriate level of income. Your Debt Management Plan will however most likely show up in your credit history for a minimum period of six years and be seen as a negative point by any potential future creditors, making it more difficult for you to get a loan or credit card in the future.
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What if my financial circumstances change?
You should still be able to apply for a Debt Management Plan if you have a bad credit rating, so long as you still have the appropriate level of income. Your Debt Management Plan will however most likely show up in your credit history for a minimum period of six years and be seen as a negative point by any potential future creditors, making it more difficult for you to get a loan or credit card in the future.
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Why Choose Money Expert to conolidate my Loans?
You should still be able to apply for a Debt Management Plan if you have a bad credit rating, so long as you still have the appropriate level of income. Your Debt Management Plan will however most likely show up in your credit history for a minimum period of six years and be seen as a negative point by any potential future creditors, making it more difficult for you to get a loan or credit card in the future.
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