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Compare The Best Notice Savings Accounts
Secure Trust Bank - 180 Day Notice Account (24.Nov.2017)
Notice Required
180 days
Paid Interest
quarterly
Gross Rate
1.66%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Secure Trust Bank - 120 Day Notice Account (24.Nov.2017)
Notice Required
120 days
Paid Interest
quarterly
Gross Rate
1.56%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Market Harborough Building Society - 120 Day - Issue 3
Notice Required
120 days
Paid Interest
monthly
Gross Rate
1.51%
Minimum Rate
£25,000
Maximum Rate
£500,000
Secure Trust Bank - 90 Day Notice Account (24.Nov.2017)
Notice Required
90 days
Paid Interest
quarterly
Gross Rate
1.46%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Market Harborough Building Society - 90 Day
Notice Required
90 days
Paid Interest
annually
Gross Rate
1.35%
Minimum Rate
£25,000
Maximum Rate
£500,000
Melton Mowbray - Online Phoenix 90 Day Notice
Notice Required
90 days
Paid Interest
monthly
Gross Rate
1.36%
Minimum Rate
£100
Maximum Rate
£250,000
Melton Mowbray - Online LOROS 90 Day Notice
Notice Required
90 days
Paid Interest
annually
Gross Rate
1.36%
Minimum Rate
£1,000
Maximum Rate
£250,000
Melton Mowbray - Derbyshire, Leic & Rutland Air Amb 90 Day Notice
Notice Required
90 days
Paid Interest
monthly
Gross Rate
1.36%
Minimum Rate
£500
Maximum Rate
£500,000
Melton Mowbray - Online Homesave Account
Notice Required
30 days
Paid Interest
monthly
Gross Rate
1.26%
Minimum Rate
£100
Maximum Rate
£20,000
Melton Mowbray - Homesave Account
Notice Required
30 days
Paid Interest
monthly
Gross Rate
1.26%
Minimum Rate
£100
Maximum Rate
£20,000
Swansea - First Adult Saver
Notice Required
7 days
Paid Interest
annually
Gross Rate
1.25%
Minimum Rate
£1
Maximum Rate
£30,000
Hinckley & Rugby Building Society - Rainy Day 90 Day Notice Account
Notice Required
90 days
Paid Interest
annually
Gross Rate
1.2%
Minimum Rate
£2,500
Maximum Rate
£300,000
Hinckley & Rugby Building Society - Rainy Day 90 Day Notice Account Monthly
Notice Required
90 days
Paid Interest
monthly
Gross Rate
1.21%
Minimum Rate
£5,000
Maximum Rate
£300,000
Turkish Bank (UK) Ltd - 90 Day Notice Account
Notice Required
90 days
Paid Interest
half-yearly
Gross Rate
1.2%
Minimum Rate
£1,000
Maximum Rate
£0
Holmesdale Building Society - Save 60
Notice Required
60 days
Paid Interest
half-yearly
Gross Rate
1.15%
Minimum Rate
£10,000
Maximum Rate
£200,000
Holmesdale Building Society - Save 60
Notice Required
60 days
Paid Interest
half-yearly
Gross Rate
1.05%
Minimum Rate
£10,000
Maximum Rate
£200,000
Aldermore - 30 Day Notice Account Issue 7
Notice Required
30 days
Paid Interest
annually
Gross Rate
1.05%
Minimum Rate
£1,000
Maximum Rate
£1,000,000
Teachers Building Society - Teacher Home Saver
Notice Required
35 days
Paid Interest
annually
Gross Rate
1.05%
Minimum Rate
£100
Maximum Rate
£25,000
Holmesdale Building Society - Save 35
Notice Required
35 days
Paid Interest
half-yearly
Gross Rate
0.95%
Minimum Rate
£10,000
Maximum Rate
£200,000
Hinckley & Rugby Building Society - Rainy Day 90 Day Notice Account
Notice Required
90 days
Paid Interest
annually
Gross Rate
0.95%
Minimum Rate
£2,500
Maximum Rate
£300,000
Hinckley & Rugby Building Society - Rainy Day 90 Day Notice Account Monthly
Notice Required
90 days
Paid Interest
monthly
Gross Rate
0.95%
Minimum Rate
£5,000
Maximum Rate
£300,000
Hinckley & Rugby Building Society - Rainy Day 90 Day Notice Account Monthly
Notice Required
90 days
Paid Interest
monthly
Gross Rate
0.9%
Minimum Rate
£5,000
Maximum Rate
£300,000
Hinckley & Rugby Building Society - Rainy Day 90 Day Notice Account
Notice Required
90 days
Paid Interest
annually
Gross Rate
0.9%
Minimum Rate
£2,500
Maximum Rate
£300,000
Turkish Bank (UK) Ltd - 60 Day Notice Account
Notice Required
60 days
Paid Interest
annually
Gross Rate
0.9%
Minimum Rate
£1,000
Maximum Rate
£0
Holmesdale Building Society - Save 60
Notice Required
60 days
Paid Interest
half-yearly
Gross Rate
0.9%
Minimum Rate
£10,000
Maximum Rate
£200,000
Holmesdale Building Society - Save 35
Notice Required
35 days
Paid Interest
half-yearly
Gross Rate
0.85%
Minimum Rate
£10,000
Maximum Rate
£200,000
Skipton Building Society - 45 Day Notice Account Issue 5
Notice Required
45 days
Paid Interest
annually
Gross Rate
0.75%
Minimum Rate
£1
Maximum Rate
£1,000,000
Holmesdale Building Society - Save 35
Notice Required
35 days
Paid Interest
half-yearly
Gross Rate
0.7%
Minimum Rate
£10,000
Maximum Rate
£200,000
Darlington Building Society - Member Exclusive 45 Day Account Ex/C
Notice Required
45 days
Paid Interest
annually
Gross Rate
0.7%
Minimum Rate
£1
Maximum Rate
£25,000
Turkish Bank (UK) Ltd - 35 Day Notice Account
Notice Required
35 days
Paid Interest
monthly
Gross Rate
0.65%
Minimum Rate
£2,500
Maximum Rate
£0
Ipswich Building Society - Member Reward Saver (5-9 years) Ex/C
Notice Required
60 days
Paid Interest
annually
Gross Rate
0.55%
Minimum Rate
£10
Maximum Rate
£10,000
Hinckley & Rugby Building Society - Rainy Day 90 Day Notice Account Monthly
Notice Required
90 days
Paid Interest
monthly
Gross Rate
0.5%
Minimum Rate
£5,000
Maximum Rate
£300,000
Hinckley & Rugby Building Society - Rainy Day 90 Day Notice Account
Notice Required
90 days
Paid Interest
annually
Gross Rate
0.5%
Minimum Rate
£2,500
Maximum Rate
£300,000
Cards
Interest
Although credit building cards are a good option for those who a poor credit history or with no history at all, they do come at a price. Because lenders are taking a risk by giving access to credit to an individual who may potentially not be able to repay the necessary repayments, they in turn charge a high interest rate to counter balance this. There are many different providers and each will offer a different interest rate for customers, so be sure to shop around for the best possible interest rate that you think you will be able be accepted for, given your credit score.
Will I Be Accepted For A
Although credit building cards are designed with those who have a poor credit rating in mind, not all applicants will be accepted. There are many factors that dictate whether or not you will be able to get a credit building credit card, like your income and the current state of your finances. If you are turned down however, be aware that there are many providers and they may be one who will be willing to give you accept your application; but at the same time also be aware that getting turned down from some providers can have a negative effect on your credit rating, making it more difficult for you to borrow in the future.
of Credit Building Cards:
- Gives you the opportunity to build your credit score, which is ideal for those who have either had problems repaying debt in the past who those who have not yet had the chance to demonstrate that they are reliable and fully capable of paying back their debts
- Some cards will come with the opportunity to achieve rewards if you are able to keep up with your repayments as an added incentive.
of Credit Building Cards:
- Because they are designed for those who may be less reliable with their spending, credit building credit cards will have a lower spending limit, meaning that they cannot be used to purchase very expensive items.
- There is a high interest rate that is in line with the level of risk that lenders are taking by giving credit to individuals in a high risk category. However after consistently paying off the credit you owe, you will likely be able to move onto better deals.
Make sure that you are on the electoral register, as lenders often use this is a way of verifying your home address and any past addresses you may have had. You can do this by contacting your local council.
Another useful tip is to order you credit report, since it is what lenders will be using to assess your eligibility you can check to make sure that everything about is up to date and correct. In the event that you do notice there has been a mistake regarding your credit history, all you need to do is contact the credit reference agency and explain the mistake to them and the situation will get cleared up. You can also add a statement to your record in order to explain to potential lenders why it is that your credit rating is not as good as it could be in order to give them a better understanding of your situation.
If you have any remaining outstanding debts, then it's a good idea to pay them as soon as possible. Any credit cards or county court judgements which you pay off will show up on your credit history and has a positive influence on potential lenders decisions.
FAQ
What is a Debt Cobnsolidation Loan?
Yes, so long as you have the appropriate level of income you can join a Debt Settlement plan. If you have not yet missed a contractual payment to your creditors then reducing your monthly payments will more than likely adversely affect your credit rating for six years.
-
Will my Debt Consolidation Loan be secured?
You should still be able to apply for a Debt Management Plan if you have a bad credit rating, so long as you still have the appropriate level of income. Your Debt Management Plan will however most likely show up in your credit history for a minimum period of six years and be seen as a negative point by any potential future creditors, making it more difficult for you to get a loan or credit card in the future.
-
What duration will my loan last for?
You should still be able to apply for a Debt Management Plan if you have a bad credit rating, so long as you still have the appropriate level of income. Your Debt Management Plan will however most likely show up in your credit history for a minimum period of six years and be seen as a negative point by any potential future creditors, making it more difficult for you to get a loan or credit card in the future.
-
Can i still consolidate debts with a bad credit rating?
You should still be able to apply for a Debt Management Plan if you have a bad credit rating, so long as you still have the appropriate level of income. Your Debt Management Plan will however most likely show up in your credit history for a minimum period of six years and be seen as a negative point by any potential future creditors, making it more difficult for you to get a loan or credit card in the future.
-
What if my financial circumstances change?
You should still be able to apply for a Debt Management Plan if you have a bad credit rating, so long as you still have the appropriate level of income. Your Debt Management Plan will however most likely show up in your credit history for a minimum period of six years and be seen as a negative point by any potential future creditors, making it more difficult for you to get a loan or credit card in the future.
-
Why Choose Money Expert to conolidate my Loans?
You should still be able to apply for a Debt Management Plan if you have a bad credit rating, so long as you still have the appropriate level of income. Your Debt Management Plan will however most likely show up in your credit history for a minimum period of six years and be seen as a negative point by any potential future creditors, making it more difficult for you to get a loan or credit card in the future.
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