What is Volkswagen?
Volkswagen, a German car manufacturer, is known for its precision engineering and high-performance vehicles. But the “People’s Car” brand claimed its place in history with some truly groovy vehicles, including the whimsical Beetle and the iconic 1960s Westfalia Camper.
But VW is hardly retro, with the versatile Golfs and Polos regularly ranking as some the UK’s most popular cars today. The Volkswagen brand was tarnished by the recent emissions scandal but has largely recovered, although drivers are still avoiding diesel models. And now Volkswagen has given motorists another alternative to petrol, rolling out electric versions of its most popular models and taking impeccable Volkswagen engineering into the 21st century.
Popular Volkswagen Models
- Volkswagen Golf: Over 30 million Golfs have been sold around the world since it was launched in 1974 and its popularity is showing no signs of flagging in Britain. The Golf ranked as the third most commonly registered car in 2020. Technically, it’s a family car but it has a sheen of luxury that makes it vie with more luxury classes. Few people would be ashamed to be seen behind the wheel of a Golf. It’s also economical to insure, with insurance groups ranging from 7 to 39 (out of 50). A 30-year-old driver can insure it for between £700 to £1000 a year, depending on the model.
- Volkswagen Polo: The tenth most popular car in 2020 is surprisingly spacious for a supermini and with engines, tech and interiors that outpace others in its class. It runs very much like a shrunken Golf, just at a lower price point and with a smaller build better for city driving. Insurance premiums are also modest, particularly for imports, with insurance groups ranging from 1 to 26 and a 30-year-old able to insure a Polo for between £550 and £875 a year.
How to Get Cheaper Volkswagen Car Insurance
Golfs and Polos are economical to insure, but because they’re imports they might be a little more expensive than other cars in their classes. Fortunately, you can take the following steps to reduce Volkswagen car insurance costs:
- Curb your mileage: The more your car is on the road, the more likely it is to be involved in an accident - and an insurance claim. Insurers therefore calibrate insurance premiums based on your annual mileage. If you can limit the amount you put on your odometers, or at least accurately estimate it, you can minimise your insurance costs.
- Increase security: Some Volkswagen trims have an advanced anti-theft alarm system. If you beef up the security on your model, with alarms, immobilisers and trackers, you might be able to reduce your insurance costs. Securing your vehicle doesn’t require installing expensive tech either. You can earn insurance discounts simply by parking your vehicle in a garage rather than on the street or in your driveway.
- Increase your voluntary excess: All insurance policies have a mandatory excess, the amount you have to contribute to any claims. But you can lower your premiums by increasing your voluntary excess. Just make sure it’s not beyond what you can reasonably afford.
Compare Volkswagen Insurance
To find cheap Volkswagen insurance, you should compare as many quotes from as many insurers as possible. Money Expert makes shopping around easy, fetching you a personalised list of quotes from across the insurance market. To use our car insurance comparison engine, you’ll need to supply the following information:
- Details about your Volkswagen, including its make, model, year, how long you’ve owned it and any modifications you’ve made to it.
- Details about you, including your age, address, occupation, and any previous driving offences or claims on your insurance. You’ll also need to provide details about anyone else who will be driving your Volkswagen.
- Details about how you use your Volkswagen, including your estimated annual mileage and where you park the vehicle when it’s not in use
- Details about the type of cover, including whether you want a comprehensive, third party or third party, fire and theft policies and any additional cover you want, including windscreen cover, key cover, breakdown cover or a courtesy car.