Compare Variable Rate Mortgages

All the best variable rate mortgages, all in one place.
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Compare the best
Variable Mortgages

Skipton Building Society | Flex 2yr BBR + 0.66% LTV 60% No ERC
60

Max LTV

0

Month Term

£995

Setup Fee

1.41%

Initial Rate

4.99%

Standard Rate

Nationwide Building Society | Flex 2yr BBR + 0.69% R/M Legs LTV 60%
60

Max LTV

0

Month Term

£999

Setup Fee

1.44%

Initial Rate

4.24%

Standard Rate

Nationwide Building Society | Flex 2yr BBR + 0.84% R/M Legs LTV 75%
75

Max LTV

0

Month Term

£999

Setup Fee

1.59%

Initial Rate

4.24%

Standard Rate

Skipton Building Society | Flex 2yr BBR + 0.89% LTV 80% No ERC
80

Max LTV

0

Month Term

£995

Setup Fee

1.64%

Initial Rate

4.99%

Standard Rate

Skipton Building Society | Flex 2yr BBR + 1.02% LTV 80%
80

Max LTV

0

Month Term

£0

Setup Fee

1.77%

Initial Rate

4.99%

Standard Rate

Nationwide Building Society | Flex 2yr BBR + 1.09% R/M Legs LTV 60%
60

Max LTV

0

Month Term

£0

Setup Fee

1.84%

Initial Rate

4.24%

Standard Rate

Nationwide Building Society | Flex 2yr BBR + 1.19% R/M Legs LTV 80%
80

Max LTV

0

Month Term

£999

Setup Fee

1.94%

Initial Rate

4.24%

Standard Rate

Nationwide Building Society | Flex 2yr BBR + 1.19% R/M Legs LTV 85%
85

Max LTV

0

Month Term

£999

Setup Fee

1.94%

Initial Rate

4.24%

Standard Rate

Nationwide Building Society | Flex 2yr BBR + 1.19% R/M HTB Legs LTV 85%
85

Max LTV

0

Month Term

£999

Setup Fee

1.94%

Initial Rate

4.24%

Standard Rate

Nationwide Building Society | Flex 2yr BBR + 1.19% R/M HTB C/B LTV 85%
85

Max LTV

0

Month Term

£999

Setup Fee

1.94%

Initial Rate

4.24%

Standard Rate

Coventry | Flexx 1.95% Term Variable LTV 50% No ERC
50

Max LTV

0

Month Term

£999

Setup Fee

1.95%

Initial Rate

0%

Standard Rate

Nationwide Building Society | Flex 2yr BBR + 1.24% R/M Legs LTV 75%
75

Max LTV

0

Month Term

£0

Setup Fee

1.99%

Initial Rate

4.24%

Standard Rate

Skipton Building Society | Flex 2yr BBR + 1.24% LTV 80% I/O
80

Max LTV

0

Month Term

£0

Setup Fee

1.99%

Initial Rate

4.99%

Standard Rate

Coventry | Flexx 2.05% Term Variable LTV 65% No ERC
65

Max LTV

0

Month Term

£999

Setup Fee

2.05%

Initial Rate

0%

Standard Rate

Coventry | Flexx 2.09% Term Variable Offset LTV 50%
50

Max LTV

0

Month Term

£999

Setup Fee

2.09%

Initial Rate

0%

Standard Rate

Nationwide Building Society | Flex 2yr BBR + 1.39% R/M Legs LTV 90%
90

Max LTV

0

Month Term

£999

Setup Fee

2.14%

Initial Rate

4.24%

Standard Rate

Nationwide Building Society | Flex 2yr BBR + 1.39% R/M HTB C/B LTV 90%
90

Max LTV

0

Month Term

£999

Setup Fee

2.14%

Initial Rate

4.24%

Standard Rate

Nationwide Building Society | Flex 2yr BBR + 1.39% R/M HTB Legs LTV 90%
90

Max LTV

0

Month Term

£999

Setup Fee

2.14%

Initial Rate

4.24%

Standard Rate

Nationwide Building Society | Flex 5yr BBR + 1.39% R/M Legs LTV 60%
60

Max LTV

0

Month Term

£999

Setup Fee

2.14%

Initial Rate

4.24%

Standard Rate

Coventry | Flexx 2.15% Term Variable LTV 75% No ERC
75

Max LTV

0

Month Term

£999

Setup Fee

2.15%

Initial Rate

0%

Standard Rate

Nationwide Building Society | Flex 5yr BBR + 1.44% R/M Legs LTV 75%
75

Max LTV

0

Month Term

£999

Setup Fee

2.19%

Initial Rate

4.24%

Standard Rate

Coventry | Flexx 2.19% Term Variable Offset LTV 65%
65

Max LTV

0

Month Term

£999

Setup Fee

2.19%

Initial Rate

0%

Standard Rate

Coventry | Flexx 2.25% Term Variable LTV 85% No ERC
85

Max LTV

0

Month Term

£999

Setup Fee

2.25%

Initial Rate

0%

Standard Rate

Coventry | Flexx 2.25% Term Variable LTV 50% No ERC
50

Max LTV

0

Month Term

£499

Setup Fee

2.25%

Initial Rate

0%

Standard Rate

Coventry | Flexx 2.29% Term Variable Offset LTV 75%
75

Max LTV

0

Month Term

£999

Setup Fee

2.29%

Initial Rate

0%

Standard Rate

Nationwide Building Society | Flex 2yr BBR + 1.59% R/M HTB Legs LTV 85%
85

Max LTV

0

Month Term

£0

Setup Fee

2.34%

Initial Rate

4.24%

Standard Rate

Nationwide Building Society | Flex 2yr BBR + 1.59% R/M HTB C/B LTV 85%
85

Max LTV

0

Month Term

£0

Setup Fee

2.34%

Initial Rate

4.24%

Standard Rate

Nationwide Building Society | Flex 2yr BBR + 1.59% R/M Legs LTV 80%
80

Max LTV

0

Month Term

£0

Setup Fee

2.34%

Initial Rate

4.24%

Standard Rate

Nationwide Building Society | Flex 2yr BBR + 1.59% R/M Legs LTV 85%
85

Max LTV

0

Month Term

£0

Setup Fee

2.34%

Initial Rate

4.24%

Standard Rate

Coventry | Flexx 2.35% Term Variable LTV 65% No ERC
65

Max LTV

0

Month Term

£499

Setup Fee

2.35%

Initial Rate

0%

Standard Rate

Coventry | Flexx 2.39% Term Variable LTV 90% No ERC
90

Max LTV

0

Month Term

£999

Setup Fee

2.39%

Initial Rate

0%

Standard Rate

Coventry | Flexx 2.45% Term Variable LTV 75% No ERC
75

Max LTV

0

Month Term

£499

Setup Fee

2.45%

Initial Rate

0%

Standard Rate

Nationwide Building Society | Flex 2yr BBR + 1.79% R/M HTB Legs LTV 90%
90

Max LTV

0

Month Term

£0

Setup Fee

2.54%

Initial Rate

4.24%

Standard Rate

Nationwide Building Society | Flex 2yr BBR + 1.79% R/M Legs LTV 90%
90

Max LTV

0

Month Term

£0

Setup Fee

2.54%

Initial Rate

4.24%

Standard Rate

Nationwide Building Society | Flex 2yr BBR + 1.79% R/M HTB C/B LTV 90%
90

Max LTV

0

Month Term

£0

Setup Fee

2.54%

Initial Rate

4.24%

Standard Rate

Coventry | Flexx 2.55% Term Variable LTV 85% No ERC
85

Max LTV

0

Month Term

£499

Setup Fee

2.55%

Initial Rate

0%

Standard Rate

Coventry | Flexx 2.69% Term Variable LTV 90% No ERC
90

Max LTV

0

Month Term

£499

Setup Fee

2.69%

Initial Rate

0%

Standard Rate

Buckinghamshire Building Society | 5yr BBR + 2.24% LTV 60%
60

Max LTV

0

Month Term

£1,000

Setup Fee

2.99%

Initial Rate

5.24%

Standard Rate

Skipton Building Society | Flex 2yr BBR + 2.24% H/P LTV 95%
N/A

Max LTV

0

Month Term

£0

Setup Fee

2.99%

Initial Rate

4.99%

Standard Rate

Skipton Building Society | Flex 2yr BBR + 2.24% H/P LTV 95% No ERC
N/A

Max LTV

0

Month Term

£495

Setup Fee

2.99%

Initial Rate

4.99%

Standard Rate

Bank of China (UK) Ltd | Lifetime BBR + 2.39% LTV 60% <£500K
60

Max LTV

0

Month Term

£1,295

Setup Fee

3.14%

Initial Rate

0%

Standard Rate

Bank of China (UK) Ltd | Lifetime BBR + 2.49% LTV 80% <£500K
80

Max LTV

0

Month Term

£1,295

Setup Fee

3.24%

Initial Rate

0%

Standard Rate

Dudley Building Society | Standard LTV 80% Semi Exclusive <£500K No ERC
80

Max LTV

0

Month Term

£0

Setup Fee

4.99%

Initial Rate

0%

Standard Rate

Dudley Building Society | Standard LTV 90% Semi Exclusive <£250K
90

Max LTV

0

Month Term

£0

Setup Fee

4.99%

Initial Rate

0%

Standard Rate

Clydesdale Bank | Offset Variable Rate LTV 85% Direct
85

Max LTV

0

Month Term

£999

Setup Fee

5.2%

Initial Rate

0%

Standard Rate

Buckinghamshire Building Society | Standard Variable Rate LTV 80% Intermediary
80

Max LTV

0

Month Term

£150

Setup Fee

5.24%

Initial Rate

0%

Standard Rate

Chorley & District Building Society | Standard Variable Rate LTV 80%
80

Max LTV

0

Month Term

£145

Setup Fee

5.74%

Initial Rate

0%

Standard Rate

Chorley & District Building Society | Standard Variable Rate LTV 90%
90

Max LTV

0

Month Term

£145

Setup Fee

5.74%

Initial Rate

0%

Standard Rate

Darlington Building Society | Standard LTV 90%
90

Max LTV

0

Month Term

£120

Setup Fee

5.95%

Initial Rate

0%

Standard Rate

Compare Variable Rate Mortgages

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Variable Rate
Mortgages

With a variable rate mortgage, the amount of interest you pay will fluctuate throughout the loan term. There are two basic types of variable rate - tracker and standard.

With a tracker mortgage, your interest rate will stay a set percentage above the Bank of England’s base rate, typically 1-3%. For example, if you have a tracker rate of +1.5%, and the base rate is 0.5%, you’ll pay 2%.

With a standard variable mortgage, you’ll pay the lenders standard variable rate - which is a rate that they set themselves. While, in theory, lenders can change this as much as they please, in practise they’ll be constrained by general market pressures and public opinion.

Mortgage
Types

No matter what kind of mortgage you’re after, we’ll help you find it. Use the tabs above the table to switch between fixed rate, discounted, and variable rate mortgages. Within each type, we’ll make sure that you get a mortgage suited exactly to your needs and priorities, whether you’re after the lowest interest rates, the fewest fees or anything else.

We can also help you if you’re looking to remortgage or release equity from your home.