Royal London is the UK’s largest mutual society offering insurance. With over 150 years of experience, they provide a range of financial services, including private pensions and a variety of life insurance options.
What types of life insurance do Royal London offer?
Available as either level or decreasing packages, Royal London’s life insurance packages give your loved ones a payout if you die while under the policy. This can give you peace of mind that your family will be financially secure should the worst happen.
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Over 50s life insurance
Royal London also offers a separate, specialised package for those over 50 years of age. You are guaranteed to be accepted without a medical examination, and you are fully insured after one year.
Critical illness cover
Royal London also provides critical illness cover, which will payout if you are diagnosed with a critical illness, such as cancer, or suffer a heart attack or a stroke. It also comes with Helping Hand included, which is a service that gives you and your family access to a qualified nurse, who can provide emotional and medical support.
Whole of life insurance
Unlike a typical life insurance deal, the length of this policy lasts for the whole of your life, meaning that your beneficiaries will receive a payout when you die. If you write this policy in trust, you can help mitigate the effects of inheritance tax, meaning you can leave your loved ones something behind without complexities or pay outs.
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Why choose Royal London?
- Specially designed and well-priced package for those with diabetes.
- Royal London’s use of independent advisors means that you have a greater chance of tailoring your package to your needs
- Terminal illness cover included as standard with a life insurance deal
- Flexible payments allow you to adjust your package based on what you are able to pay, as well as the opportunity to take a “payment holiday” of up to 6 months