About Legal & General
Founded in 1836, Legal & General (L&G) are one of the most ubiquitous names in the country when it comes to life insurance. As life insurance specialists, they offer a variety of protections for you and your loved ones, as well as business protection.
What types of life insurance do L&G offer?
L&G life insurance
Legal & General’s life insurance scheme offers a cash payout to beneficiaries in case the policyholder dies within the term of the policy. This policy can be level, meaning that the payout remains the same, as well as increasing or decreasing.
Click here to compare life insurance quotes with Money Expert.
Critical illness cover
With an L&G Life Insurance or Decreasing Life Insurance policy, you can also add critical illness cover to your package. This provides a payout if you fall seriously ill, allowing you to cover any loss of earnings from being unable to work, or any medical costs you may need.
L&G also offer business protection, where payouts can be given if a key stakeholder dies or falls seriously ill.
Over 50s life insurance
Because of the greater risk of death as your age advances, it can be difficult to obtain life insurance if you are over 50 years old. L&G offer a specially designed package for those over 50, keeping it simple with a fixed payment. You choose the premiums you pay and the payout you receive will be calculated by what you can afford. You’re guaranteed acceptance no matter whether you are 50, 60 or 70.
Decreasing life insurance
Designed to protect the value of your mortgage, L&G offer a package in which the payout decreases as the policy matures. This happens roughly in line with the value of your mortgage, meaning that your descendants will not be burdened with the remaining costs.
Click here for more information or to compare decreasing term life insurance quotes.
Why choose L&G?
Included with life insurance is terminal illness cover. This is where a payout is given when the policyholder is diagnosed with an illness with less than a 12 month life expectancy
- Included with life insurance is terminal illness cover. This is where a payout is given when the policyholder is diagnosed with an illness with less than a 12 month life expectancy
- L&G offer numerous add-ons onto your life insurance package, including children’s cover, allowing you to create the deal to perfectly fit your needs