Ask An Expert

Can I take out a funeral plan when I’m over 80?

Having a funeral plan ensures that when you pass, your family do not have to pay the costs themself. It’s a great gift to give, providing peace of mind for both yourself and your loved ones. But insurance companies are notorious for refusing cover to high-risk customers, so can you take out a funeral plan if you’re 80 or older?

You might be surprised to know that it’s possible to get a funeral plan when you’re over 80. Many providers have a no age policy, meaning they will at least consider your application no matter what stage you’re at.

It’s important to note, however, that this doesn’t mean you will automatically be accepted. When assessing the merits of a funeral plan, life insurance providers will consider the chances of a claim being made. This means that they will consider numerous other factors, such as your health and lifestyle, before allowing you to take out a policy.


Related guides

We endeavour to keep our users fully informed when it comes to making a purchasing decision. Please read through our handy guides to find the information you need.