Policy Expert Home Insurance
Renowned for straightforward and clear policies, Policy Expert has rapidly become a leading name in home insurance since its inception in 2001. With a commitment to providing coverage that's easy to understand, they've earned the top spot as Review Centre’s number one home insurance provider since 2013, accumulating over 32,500 5-star ratings. Their dedication to simplicity and clarity in policies, recognised with a Crystal Mark from the Plain English Campaign, ensures your Policy Expert home insurance delivers cover free from industry jargon.
Why Get Home Insurance From Policy Expert?
Policy Expert offers home insurance that really looks after you and your home. They cover a wide range of problems, like damage from bad weather or break-ins, and are here to help quickly and make sure you can customise your insurance to match what you need. Beyond just fixing problems, Policy Expert works to understand and meet your unique needs, offering flexible policies that can be tailored to your lifestyle.
What Does Policy Expert Home Insurance Cover?
Policy Expert home insurance is here to protect the place you feel most comfortable. They offer three levels of home insurance cover: Essentials, Premier, and Midar, each designed to cater to different coverage needs and budgets. Within these tiers, Policy Expert provides:
Within each tier, three types of policy are available:
Contents insurance: Protects the belongings in your house, covering them against damage or theft.
Building insurance: Ensures your property's structure is covered in case of structural damage.
Combined building & contents cover: Like the name suggests this type of cover ensures that both you and your house are protected.
Add-ons include:
- Home Emergency: Immediate assistance for urgent home repairs.
- Legal Expenses: Cover for legal costs and expenses.
- Key Cover: Protection for lost or stolen keys.
- Cycle Cover: Insurance for your bicycles, both at home and away.
- Accidental Damage: Extra coverage for accidental harm to your property or belongings.
- Away from Home: Ensures your possessions are covered even when you're not at home.
Why Compare Policy Expert Insurance with Money Expert?
Using Money Expert to compare Policy Expert's home insurance offerings gives you a clear picture of how their policies compare to others on the market. The comparison tool is straightforward, offering a broad selection of options to ensure you make an informed choice on home insurance, helping you determine if a policy suits your needs.
FAQs
Can I cancel my Policy Expert home insurance policy?
Yes, cancelling your home insurance with Policy Expert is an option and, should you decide to cancel shortly after the policy begins, a full refund may be issued provided no claims have been filed. However, it's important to understand the specific cancellation and refund policies that apply after the initial period by reviewing your policy documentation thoroughly.
How much does Policy Expert home insurance cost?
The pricing of Policy Expert home insurance is influenced by several key factors, including the valuation of your property, the chosen level of coverage, and your specific living circumstances. To find a policy that's tailored to your needs and budget, utilising the comparison tools available on Money Expert is highly recommended.
How do I get cheaper home insurance with Policy Expert?
Start by comparing different quotes to find the best price. You can also choose a higher deductible, which means you agree to pay more out of pocket if you make a claim, but it can lower your monthly bill. If you haven't made any insurance claims recently, you could get a discount, so make sure to ask about no-claims discounts. Boosting your home security by adding locks or an alarm system can also help lower your costs.