Infographic: Why are we in debt?

As we reported back in January, a recent TUC study showed that the average amount of unsecured debt per UK household had reached a record high of £12,887 by the end of 2016. In this infographic, we go over the basic facts behind this in an attempt to explain why people have been borrowing more and more in recent years, and to understand whether this news is a wholly negative as it at first seems.