Last updated: 21/07/2021 | Estimated Reading Time: 3 minutes
Using Pass Plus to lower your insurance
Once you pass your driving test, the last thing you will be thinking about is taking a whole new one. However, if you are having trouble finding a cheap car insurance policy that you can afford, then Pass Plus could be a good way of lowering your costs.
Young drivers are the most likely to be involved in an accident - according to nationwide statistics. This means that car insurance companies will often charge a lot more to insure a young, inexperienced driver. Insurance companies base their quotes on how likely you are to make a claim, this means that higher risk drivers will be charged the most on insurance.
Pass Plus - What is it?
Pass Plus is an advanced driving course which comes with a qualification that can be used in addition to the standard DVLA licence. The Pass Plus scheme covers more advanced driving skills that are not necessarily taught in the standard practical driving test which everyone is required to pass.
Pass Plus courses are normally offered by all driving instructors that are appropriately qualified. Prices range from £150-£180 although this will vary a lot depending on the individual driving instructor.
What does Pass Plus cover?
The Pass Plus course will teach you how to drive in a variety of different conditions, ranging from driving on the motorway to driving at night or in trying weather conditions.
The course is split up into six different sections, each focusing on a different set of skills:
- Town driving
- Motorway driving
- Driving on dual carriageways
- Driving on rural roads
- Driving in poor weather
- Driving at night
This driving experience will improve your skills on the road and will therefore make you less of a high risk driver. As insurance companies base their quotes on the amount of risk they see you as having, taking this qualification can lower your insurance premium.
Can Pass Plus lower my insurance costs?
Although many providers do offer an insurance discount for those who have taken the course and have a Pass Plus certificate, some do not. This means that is important to check beforehand whether or not the insurer that you have chosen is one of those who place weight upon the qualification.
To see how much a car insurance company will charge you for insuring your vehicle, it is a good idea to use a price comparison tool. Here on our website we offer a free impartial price comparison service that allows you to compare all of the insurance deals available to you on the market right now. In minutes we will show you all of the best deals so you can find cheaper car insurance.
You should also try and think about whether or not the car that you are buying is going to be expensive to insure. As a general rule the most expensive cars to insure are the ones with the biggest engines. This is because more powerful engines are seen as harder to control, especially for inexperienced drivers. This means that insurance companies will see you as a higher risk person to insure so consider a car with a more modest engine size.