Using Pass Plus to lower your insurance
Once you pass your driving test, the last thing you will be thinking about is taking a whole new one. However, if you are having trouble finding a cheap car insurance policy that you can afford, then Pass Plus could be a good way of lowering your costs.
Young drivers are the most likely to be involved in an accident - according to nationwide statistics. This means that car insurance companies will often charge a lot more to insure a young, inexperienced driver. Insurance companies base their quotes on how likely you are to make a claim, this means that higher risk drivers will be charged the most on insurance.
In This Guide:
Pass Plus - what is it?
Pass Plus is a driving qualification that can be taken in addition to the standard DVLA licence. This course covers more advanced driving techniques that are not necessarily taught in the basic driving test that everyone is required to pass.
Pass Plus courses are normally offered by all driving instructors that are appropriately qualified. Prices range from £150-£180 although this will vary a lot depending on the individual driving instructor.
The course will teach you how to drive in a variety of different conditions, ranging from driving on the motorway to driving at night or in trying weather conditions. This experience will make you more experienced on the road and will therefore make you less of a high risk driver. As insurance companies base their quotes on the amount of risk they see you as having, taking this qualification can lower your insurance premiums.
Lower your insurance costs
Although many car insurance companies do offer a discount for those who have taken the Pass Plus qualification, some do not. This means that is important to check beforehand whether or not the insurance company that you have chosen is one of those who place weight upon the qualification.
To see how much an insurance company will charge you for insuring your vehicle, it is a good idea to use a price comparison tool. Here on our website we offer a free impartial price comparison service that allows you to compare all of the insurance deals available to you on the market right now. In minutes we will show you all of the best deals that you could be paying less for. This means that you will always know that you are getting the best deal and you are not overpaying without realising it.
You should also try and think about whether or not the car that you are buying is going to be expensive to insure. As a general rule the most expensive cars to insure are the ones with the biggest engines. This is because more powerful engines are seen as harder to control, especially for inexperienced drivers. This means that insurance companies will see you as a higher risk person to insure so consider a car with a more modest engine size.