RAC Car Insurance

Car insurance deals from the RAC


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The RAC, renowned for its roadside assistance services, extends its expertise into car insurance, offering policies that cater to drivers with wide ranging needs with the promise of reliability and comprehensive cover. Compare RAC car insurance with other car insurance providers and find a policy that works for you and enjoy peace of mind when out on the road.

Why Get Car Insurance From RAC?

RAC car insurance is always designed with the driver in mind, offering different flexible policies to help you customise your cover. Most RAC policies offer a courtesy car as standard on comprehensive policies and 24/7 claims support but may also come with optional extras such as breakdown cover. One thing you can be sure of is that, whatever your needs might be, they’ll be well met with the right RAC car insurance policy.

What Does RAC Car Insurance Cover?

RAC car insurance policies offer three main levels of cover: Comprehensive, Third Party, Fire and Theft, and Third Party Only. Comprehensive policies include windscreen cover, personal belongings protection, and medical expenses. Optional extras are available, allowing drivers to tailor their policy to include roadside assistance, legal cover, and more.

Why Compare RAC Insurance with Money Expert?

Using Money Expert to compare RAC insurance policies allows you to see how RAC stacks up against other insurers. Our comparison tool is designed to help you find the best deal based on your specific requirements, ensuring you get the right coverage at the right price. Save time and money by comparing with Money Expert.

Frequently Asked Questions

Can I cancel my RAC car insurance policy?

Yes, you can cancel your RAC car insurance policy. Cancellation policies may vary, so it's important to review your policy documents or contact RAC directly for specific details regarding potential fees and the cancellation process. You may be charged for early cancellation, but leaving at the end of your agreed-upon contract shouldn’t incur a fee.

Can I add other drivers to my RAC insurance policy?

RAC allows policyholders to add additional drivers to their car insurance policy, but adding drivers can affect your monthly premium, so it's recommended to contact RAC for an accurate adjustment based on the additional drivers' details. If you’re yet to take out a policy, our comparison tool can help you weigh up how adding extra drivers to your policy might affect your costs.

How much does RAC car insurance cost?

The cost of RAC car insurance depends on various factors, including the driver's age, driving history, the type of cover selected, and the car's make and model. Always get a quote based on your needs before making a decision, as premiums can vary a lot between drivers.

How do I get cheaper car insurance with RAC?

To potentially lower your RAC car insurance premium, consider paying your policy annually, opting for a higher voluntary excess, securing your car to reduce theft risk, and maintaining a clean driving record to benefit from no-claims discounts. You should also avoid taking out additional cover you don’t need, so always think carefully if you really need extras or if basic cover is enough. 

If you’re concerned about how much you’re paying for your car insurance, you may be able to switch to a different policy that better suits your budget and needs.

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