1st Central Car Insurance

Car insurance deals from 1st Central, Rated 5 Star by Defaqto

1st Central

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Choosing the right car insurance can be a daunting process, but with 1st Central Car Insurance, you're opting for simplicity, affordability, and reliability. Renowned for their straightforward approach, 1st Central offers comprehensive coverage and flexible policies to suit your needs, ensuring you're well-protected on the road. Learn more about the kind of car insurance 1st Central has to offer and compare different policies today.

Why Get Car Insurance From 1st Central?

1st Central stands out in the insurance market for a few different reasons. Their commitment to keeping insurance simple and customer-focused has led to over a million drivers trusting them with their car insurance needs. With a focus on competitive pricing, 1st Central employs a dedicated team to ensure you receive the best possible rates. Their customer service is top-notch, offering 24/7 claims support and a user-friendly online management system for your policy. Fraud prevention is a priority for 1st Central, which helps to reduce risks and keeps their premiums lower.

What Does 1st Central Car Insurance Cover?

Car insurance with 1st Central is designed to offer peace of mind, covering a wide range of situations. From comprehensive and third-party fire and theft (TPFT) options, their policies include features such as:

  • Accidental Damage: Coverage for repairs or replacement of your car and accessories.
  • Fire and Theft: Protection against losses due to fire or theft, including spare parts.
  • Liability Cover: Ensures you're covered for damages or injuries to third parties.
  • Windscreen Cover: Repair or replacement of damaged windows or windscreens.
  • Personal Accident Cover: A payout in the event of serious injury or death.
  • Courtesy Car: A replacement vehicle while yours is being repaired.

1st Central also offers optional extras like RAC Breakdown Cover and personal belongings protection, allowing you to tailor your policy to your specific needs.

Why Compare 1st Central Car Insurance with Money Expert?

Comparing 1st Central car insurance with Money Expert is an easy way to make sure you’re choosing the right insurance policy for your situation. You can see how 1st Central stacks up against their competition and get a transparent view of what you're getting for your money. You’ll be able to assess how well different car insurance fits into your budget as well as understand whether you’ll be getting the right amount of cover. Put simply, Money Expert simplifies the car insurance comparison process, saving you time and potentially money by highlighting what deals are available.

Frequently Asked Questions

Can I cancel my 1st Central car insurance policy?

Yes, it is possible to cancel your 1st Central car insurance policy, but it's important to check the terms for any potential fees or notice periods required. You may be able to cancel your insurance free of charge in the initial cooling-off period, after which you could be charged an early exit fee.

Can I add other drivers to my 1st Central insurance policy?

Yes, 1st Central usually allows you to add additional drivers to your policy, making it flexible and convenient for families or shared vehicles. However, it’s important to check your policy terms carefully to make sure this feature is available with the car insurance you chose.

How much does 1st Central car insurance cost?

Car insurance costs vary depending on a few different factors, such as the amount of cover you need, the car you own, and your driving history. Getting multiple personalised quotes before committing to a policy can give you a better idea of how much you may have to pay.

How do I get cheaper car insurance with 1st Central?

To reduce your premiums, consider increasing your voluntary excess, securing your vehicle, and limiting unnecessary optional extras. Comparing policies annually can also help you find better rates.

Who is 1st Central insurance underwritten by?

Skyfire Insurance Company Limited is 1st Central’s underwriter.

Legal Information

1st Central is a business name used by First Central Insurance Management Ltd which is authorised and regulated by the Financial Conduct Authority (firm reference number: 483296). Registered in England and Wales (number: 6489797) at Capital House, 1 - 5 Perrymount Road, Haywards Heath, West Sussex, RH16 3SY.

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