Who is Renault?
Renault is a well-known French car manufacturer that has been around since 1899, and it’s known for its stylish and innovative vehicles. From compact city cars to eco-friendly electric models, Renault has something for everyone.
The brand has also established a strong reputation in the electric vehicle market with popular models like the Zoe, which perfectly blends efficiency with everyday practicality. Renault is also recognised for its collaborations with other manufacturers, further expanding its reach and keeping up with the latest technologies. With a strong focus on quality, safety, and caring for the environment, Renault is a key player in the automotive world, appealing to drivers who value both style and sustainability.
How Much Does a Renault Cost to Insure?
As each driver’s needs and circumstances are unique, insurance premiums for a Renault vary widely. To create a fully tailored insurance quote, insurance providers consider factors such as your insurance group, the level of cover you need, and your driver details. In the table below, we've highlighted the average cost you might expect to pay for the most popular Renault models.
| Model | Average Price |
|---|---|
| Renault Clio | £529 |
| Renault Megane | £690 |
| Renault Twingo | £626 |
| Renault Captur | £855 |
| Renault Scenic | £695 |
| Renault Modus | £664 |
How Can I Get Cheaper Renault Car Insurance?
If you're looking for cheaper Renault insurance, then there are several ideas you can try:
- Add another driver: Adding a driver with a good driving record to your policy can help lower your premiums, as insurers see this as a reduced risk.
- Limit your mileage: Driving your Renault less can help reduce your premiums, as insurance providers consider that spending less time on the road decreases your chances of filing a claim.
- Pay annually: By choosing to pay your insurance policy in full, you can make a saving. This is because drivers who choose to pay monthly are also paying administration fees and interest on their premiums.
- Choose a telematics policy: If you can prove you're a safe driver, you'll be rewarded with lower premiums. One way to do this is by taking out a telematics policy. The black box installed in your vehicle will monitor your speed, whether you're driving at night, and your driving habits. The more cautious you are, the lower your premiums will be as a result.
- Drive a low-risk vehicle: If you choose to drive a Renault that is considered "low risk" by insurance providers, either because it has a smaller engine, increased safety features, or it is an older model and therefore less likely to be stolen, you can keep your Renault insurance low.
What Factors Influence the Cost of Renault Car Insurance?
The following are some of the main factors that will influence the price of your Renault insurance.
- How you pay: If you choose to pay for your Renault insurance monthly, then you'll be paying more than someone who chooses to pay for the full cost of their policy upfront. This is because paying for insurance in monthly instalments incurs interest charges and administration fees. If you pay upfront, you simply won't incur these charges.
- Cover level: Typically, drivers who select a basic policy, such as third-party insurance, can expect to pay less than those opting for fully comprehensive cover. However, it's important to remember that this isn’t always true, making it essential to compare quotes from various providers.
- Your occupation: Your occupation can indicate to insurance providers whether you are at a higher risk of filing a claim, which will impact your premiums. Certain occupations are deemed "high risk," such as delivery drivers and car salespeople, while others, like teachers and civil servants, typically pay lower premiums.
- Policy extras: Drivers who choose to add policy extras can expect to pay higher premiums. Optional extras such as legal protection, windshield cover, or lost key cover will bump up your payments.
- Storage location: Where you store your vehicle overnight will highlight to insurers whether or not your vehicle is at risk of damage or being stolen. For example, those who park their Renaults in a garage or on a driveway can expect lower Renault insurance prices than those who park on a main road or in a dark area with limited street lighting.
- Claims history: The number of claims you have made in the past (if any) will greatly influence your insurance costs. If you have a good driving history and haven't made any previous claims, then you can expect to be rewarded with lower premiums.