Nissan Car Insurance

Who is Nissan?

Nissan is a Japanese car manufacturer that was founded in 1933. Nissan was formerly called Datsun but changed their name in 1986. Nissan's engines are renowned for their durability and have won several industry awards; the GT-R won multiple Car of the Year awards and is considered to be the fastest street-legal car. They are also the largest manufacturer of electric cars, with their most renowned model being the Leaf, widely regarded as one of the most eco-friendly vehicles available.

How Much Does a Nissan Cost to Insure?

As every driver and circumstance is different, there's no definitive answer to this question. Everything from your Nissan insurance group to your no-claims bonus, policy type, gender, and other variables will influence the price of your premium. To highlight this, we've provided a breakdown of the average price Nissan drivers might expect to pay to insure some of the more popular models in the table below.

How Can I Get Cheaper Nissan Insurance?

Getting cheaper car insurance for your Nissan is easier than you think. Here are our top tips for reducing your premiums:

• Tighten security: Tightening security on your Nissan can help make your insurance cheaper. You can bring down your premium by installing anti-theft devices like trackers and immobilisers or parking your car off-road.
• Reduce your annual mileage: Also consider how much you drive and whether your mileage could be reduced, as this in turn will lower your quote. In the eyes of your insurer, the more time you spend on the road the more likely you are to be involved in an accident, which in turn will bump up your premiums. Just remember to be honest when declaring your annual mileage, providing false information could invalidate your insurance.
• Add another driver: Consider adding another driver to your policy, but make sure it's someone classified as a low-risk driver. If you add someone with multiple driving offences, your insurance quote will likely increase!
• Pay upfront: If you want to avoid paying more for your car insurance, consider paying your policy in full. Those who pay monthly incur additional costs such as admin fees and interest. Choosing to pay upfront can keep your premium down.
• Always compare: Comparing quotes from a wide range of providers will help you find more affordable insurance for your Nissan. Additionally, switching providers annually can allow you to take advantage of the latest deals available to new customers.

What Kind of Factors Influence the Cost of Nissan Car Insurance?

Some of the biggest factors that will influence the cost of your Nissan insurance include: 

• Your occupation: Different professions require varying levels of vehicle use, which can impact your Nissan insurance premiums. Jobs that involve frequent travel, city driving, or night driving can lead to higher insurance quotes. Interestingly, even similar roles – like a painter and decorator – can result in noticeable differences in car insurance rates, emphasising the importance of comparing options.
• Policy type: Whether you need Nissan van insurance, third-party insurance or comprehensive car cover for your brand new Nissan, the type of policy you need and the level of cover will influence how much you pay. Third-party cover is typically cheaper than fully comprehensive, but it’s important to compare multiple quotes to ensure you're getting the best price.
• Safety features: Safety features in your car will give you peace of mind, but they can also potentially help reduce the cost of your premium. From intelligent emergency braking and cameras to parking sensors and the Nissan Safety Shield 360, the more safety features your car has, the better for your budget and your sense of security.
• Driver profile: Insurers use a variety of data to offer premiums. Driver data, including age, driving history, experience, and gender will all influence how much you can expect to pay. Generally speaking, older drivers with more experience who drive less powerful vehicles can expect lower premiums than younger drivers with limited road experience who drive more powerful cars.
• Your no-claims bonus: If you've been driving for a number of years and haven't made a claim, then you'll be rewarded with cheaper insurance premiums than a driver who has previously made claims. 
• Your mileage: According to insurers, the more you drive, the more likely you are to be involved in an accident and make a claim. Whether you use your Nissan for a long commute or you're always busy running errands, the higher your annual mileage, the higher you can expect your premium to be.