Jaguar Car Insurance

Who is Jaguar?

Jaguar is a British luxury car manufacturer founded in 1922 and now based in Coventry. The firm has one of the finest reputations among luxury car enthusiasts and even holds a Royal Warrant, the ultimate mark of quality and prestige.

The company came to prominence with its sleek sports car designs and now makes a range of different vehicles, including executive saloons.

Jaguar cars are a genuine status symbol, recognised globally. Prime Ministers are often seen in Jaguar vehicles, and nearly every member of the royal family, including the late Queen, has owned a Jaguar.

How Much Does a Jaguar Cost to Insure?

If you want to know how much you might be expected to pay for your Jaguar insurance, it's worth knowing that specific factors will come into play. These include your no-claims bonus, your driving history, gender, and age, as well as the insurance group your Jaguar falls into. In the table below, we have provided a breakdown of the average prices drivers can expect to pay for their car insurance.

How Can I Get Cheaper Jaguar Car Insurance?

There's no avoiding the cost when it comes to purchasing a Jaguar - it's a luxury product with a price tag to match! However, there are ways you can save on your Jaguar insurance costs. Consider the following advice.

• Choose higher voluntary excess: One way you can bag yourself a cheaper insurance premium for your Jaguar is if you opt for a higher voluntary excess. The more you choose to pay in the event of a claim, the lower your insurance premiums will be. Just be sure to be realistic about what you can afford when comparing quotes.
• Always pay annually: Another way you can get cheap Jaguar insurance is by paying for your cover annually instead of monthly. Many insurers charge slightly more if you pay month-to-month, this is due to admin costs and interest rates, therefore choosing to pay your sum in full means you can make a saving.
• Improve your car's security: Any insurance company will consider a Jaguar a target for thieves, therefore any additional improvements you can make to your car's security can help lower the cost of your Jaguar insurance. Consider additions such as a tracker or a 3rd party immobiliser when looking for cheaper car insurance.
• Compare quotes: Comparing Jaguar car insurance quotes is a simple but effective way to lower insurance costs. Get in the habit of changing providers every year so you can make the most of any deals. To find the best price simply compare as many quotes as possible.
• Add an additional driver: By adding an older, more experienced driver to your policy you can bring the price of your quote down.

What Factors Influence The Cost of Jaguar Car Insurance?

From the model you drive to the type of insurance you need, the cost of your Jaguar insurance is influenced by the following factors.

• Type of Jaguar: Jaguars are regarded as luxury vehicles, so they're going to be more expensive to insure than standard cars. However, if you drive a classic Jaguar or a high-performance model like the F-Type, then you can expect your insurance cost to be at the higher end of the spectrum.
• Level of cover: Whether you need classic car insurance or third-party or fully comprehensive cover, the type of policy you need will influence the price you pay.
• Driver details: Insurance providers will always take your driving history and your personal details into consideration when calculating your premiums. For example, if you're an older driver with plenty of on-the-road experience then you can expect your premiums to be cheaper than someone younger with less experience.
• Where you park overnight: Where you park your Jaguar at night matters. If you're someone who can park their car in their garage overnight or on their driveway then this will be reflected positively in your premiums. On the other hand, if you park on the street overnight, then your car is more likely to be stolen, vandalised or damaged and therefore this will impact your premiums.
• Modified cars: Any modifications you make to your Jaguar, whether they enhance performance or simply improve aesthetics, are likely to raise your premiums. This is because alterations can elevate the car's value and alter its risk profile.
• Your annual mileage: The higher your mileage, the higher your premiums are going to be. This is because in the eyes of an insurance provider, the more time you spend on the road, the more likely you are to be in an accident and need to make a claim. If you're using your Jaguar to commute or to drive long distances then you can expect to pay a higher premium than someone who drives for leisure.