Dacia Car Insurance

Who is Dacia?

Dacia is a Romanian car manufacturer, known for producing affordable and practical vehicles. Founded in 1966, it became part of the French automotive group Renault in 1999, which led to significant expansion and innovation. Dacia is renowned for focusing on the development of budget-friendly, reliable cars with a simple, no-frills design, making them ideal for drivers who value simplicity but dependable performance.
Popular models include the Dacia Sandero, Duster, and Logan, which offer excellent value for money. Over the last few decades, Dacia has become a popular choice for those seeking a cost-effective alternative to higher-end brands, while still offering features like safety, efficiency, and modern technology.

How Much Does a Dacia Cost to Insure?

The cost of your Dacia insurance depends on how much of a risk insurance providers assess you to be. Insurance companies measure your level of risk by looking at your individual circumstances and a range of factors that are unique to you. These include insurance groups, your age, where you live, and your annual mileage. To give you some insight into the potential cost of Dacia insurance, we've added the average cost drivers might expect to pay when insuring the most popular Dacia models.

How Can I Get Cheaper Dacia Car Insurance?

Keeping your car insurance costs down is easy when you know how. Here are our top tips for lowering the price of your premiums:

• Always compare: Comparing insurance quotes is key to finding the best deals. Some insurance providers don't reward loyal customers, so get into the habit of shopping around by comparing as many quotes as you can. Switching providers can help you find lower prices and new customer deals!
• Consider telematics: A black box policy can help drivers demonstrate to their insurance providers that they drive safely and pose a low risk. The black box installed in your Dacia will gather relevant information about your driving habits, such as speed, the time of day you drive and your braking. If you can demonstrate you drive cautiously, you may receive a lower premium.
• Pay upfront: Paying for your policy upfront is always cheaper than paying monthly. This is because monthly payments come with additional administration fees and interest costs. If you want to save money on your premiums, consider paying upfront.
• Avoid unnecessary extras: Windscreen protection, lost key cover, breakdown assistance and even a courtesy car; the more extras you have on your policy, the higher the price of your premiums. Ask yourself if you really need these extras and if you can save money by avoiding them.
• Increase your excess: Increasing the voluntary excess on your Dacia insurance can help lower your costs. Essentially, the more you choose to pay, the lower your premium will be. Just remember to choose a figure that you can comfortably afford to pay in the event of an unexpected claim.

What Factors Influence the Cost of Dacia Car Insurance?

There are a range of factors that will influence the cost of your Dacia insurance, including:

• Your insurance group: Insurance groups range from 1-50, with the highest numbers relating to vehicles with large engines and higher risk. Therefore the higher your insurance group, the more you'll pay for your insurance. Dacia models, however, tend to fall into more modest insurance groups. For example, the Dacia Sandero is typically in groups 10 to 12, while the Dacia Duster ranges from groups 11 to 15.
• Level of cover: How much cover you need will also influence your insurance costs. Policies like comprehensive cover are typically more expensive than third-party policies, however, as this isn't always the case it's still important to compare as many quotes as possible
• Your annual mileage: How many miles you drive each year matters. The higher the mileage the higher the risk of you being in an accident or making a claim.
• Vehicle usage: How you use your Dacia will also impact your premiums. Drivers who use their vehicles for business purposes can expect higher premiums than individuals who drive for leisure.
• Driver profile: Your age and your driving experience will greatly influence your premiums. Typically, the older you are and the more road experience you have, the cheaper your insurance will be. Young drivers typically face higher insurance premiums due to statistics that show a greater likelihood of accidents in this age group.
• Policy extras: Any extras you choose to include in your policy such as personal injury cover, breakdown recovery, or lost key cover will always bump up the cost of your insurance.