Audi Car Insurance

Who is Audi?

Audi is a best selling car brand owned by Volkswagen and is synonymous with luxury, power, and precision engineering. Audi’s current lineup of vehicles aims to suit a variety of lifestyles and needs. From the compact A1 Sportback, a stylish five-door city car, to the luxurious A8 saloon, and the high-performance, sporty R8, Audi offers something for every driver.

Audi's famous company slogan is Vorsprung durch Technik which translates to Progress through Technology, and their recent release of the A8, which self-drives up to 35 mph, echoes this mantra.

How Much Does an Audi Cost to Insure?

This really depends on which model you drive as different models fall into different insurance groups. In the table below you can see that the cost of insuring a top-of-the-range Audi is much higher compared to a model with a smaller engine. In addition, older vehicles that are worth less than newer models will also attract a cheaper premium. In addition, it should also be noted that a driver's age, gender, and annual mileage, will also impact the cost of a car insurance premium. 

How Can I Get Cheaper Audi Car Insurance?

If you're looking to get cheaper Audi insurance, there are a few things you can try.

• Update security: Audis do come with top-of-the-range security features built in, but anything you can do to enhance this can help lower your premiums. If you're able to park your Audi on your drive – or better still in a garage – as opposed to on the street or in a residential car park, you'll get a cheaper quote as it's statistically less likely to be stolen.
• Add another driver: Adding another driver to your car insurance policy, especially one with a good driving record, can also help to lower your premium.
• Increase your voluntary excess: Premiums are almost always lower when you increase your voluntary excess. However, remember that when you make a claim you'll have to pay the specified excess amount upfront before any compensation or repairs are approved, so make sure you set an affordable amount.
• Always compare: Switching providers and comparing quotes from as many providers as possible is key to finding the right car insurance at the right price.
• Keep a good driving history: Having a good driving history without making a claim helps keep your premium low and ensures your no-claims bonus stays intact. Every additional year you drive without making a claim shows insurance providers that you are a careful and responsible driver, which means better deals and lower insurance costs.

What Factors Influence the Cost of Audi Car Insurance?

Here are some of the main factors that will influence the price of your Audi car insurance premiums.

• Your annual mileage: In simple statistical terms, the more you drive, the more likely you are to be involved in an accident. Therefore if your mileage is high, you can expect your premiums to reflect this.
• Driving history: A driver with a clean record with no claims can expect lower premiums compared to someone who has made claims in the past or has driving convictions against them.
• Cover level: Generally speaking, whatever level of cover you require - whether you need comprehensive cover, third party or third party fire and theft - drivers can expect more extensive policies to be more expensive.
• How you pay: How you choose to pay - monthly or annually - will also influence the cost of your insurance. Those who choose to pay monthly will usually be charged more due to them requiring a finance agreement that incurs interest charges, while those who opt to pay the entire cost of the policy upfront will not face the same additional cost.
• Model type: Luxury and high-performance Audis will almost always be more expensive to insure due to the increased risk of theft or accidents whilst lower-spec, more basic or less powerful models will be cheaper as they are deemed lower risk by insurers.

Having a good understanding of what factors influence the cost of your insurance and how you can keep your premiums low, can help you secure the best price for your Audi insurance.