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Can I change my car insurance from third party to fully comp?

If you're finding that your third party policy isn't giving you the cover you need, you're free to upgrade to fully comprehensive cover.

All you need to do is get in touch with your car insurance provider around the time of renewal and follow the necessary steps. There is most likely additional documentation you will need to provide, so check out what’s needed. In some cases you might even find that upgrading to a comprehensive policy is cheaper. While this won’t always be the case, it highlights the importance of assessing all your options when it’s time for renewal. This means understanding all the offers your current provider has as well as checking the rest of the market to see if any better deals are available.

*51% of consumers could save £518.14 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from June 2025 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

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