Motorbike insurance is a legal necessity for anyone intending to ride on UK roads, whether you use your bike and your main mode of transport or just as a hobby. And like car insurance, cover can get expensive if you're not careful. Use our free comparison tool to find the cheapest policies available to you today.
Click the button below to get a list of quotes, or scroll past it for some more information on motorbike insurance.
There are three main types of bike insurance policy available for you to choose from:
Third party only policies the most basic kind of cover available. They'll pay out in the event that you cause damage to someone else's vehicle or property, but the cost of any repairs to your own bike will come out of your own pocket.
TPFT policies add cover against fire damage and theft (or attempted theft) to the basic cover you'd get from a third party only policy.
Fully comprehensive policies offer the most cover but, despite the name, the specifics of what you'll be insured for will vary from policy to policy, so always read the small print before you sign up.
There are some things that will affect the cost of your policy that are unfortunately out of your control. But while you can’t change these things, it’s good to be aware of the effects they’ll have on what you pay so that you don’t face any nasty surprises when you compare.
Motorbikes and mopeds come in various different shapes and engines sizes, and each will cost a different amount to insure. As a general rule, the more powerful the bike, the more it will cost to cover.
You'll also need a different grade of license for different sizes of bike. Find out more information about motorbike license grades here.
There are various added extras you can get that will affect the breadth and cost of your cover. For example, if you often carry passengers on your bike, you'll want to add on what is known as pillion cover.
Again, as with car insurance, you will usually be able to add named drivers to your policy.