Trustpilot
Show More

Ask an Expert

Can I save money with additional drivers?

Adding a named driver to your policy means that someone else is allowed to operate your vehicle. They will have the same type of cover that you do, but the policy remains under your name. But how much money, if any, can additional drivers save you on your car insurance?

As your policy will be different when you add a named driver, it will certainly have an effect on your premium. But depending on who the additional driver is, the cost could go up or down.

If, for example, you add someone who is considered a higher risk, for an inexperienced, younger driver such as your teenager who has just passed their test, then it is likely to cost you more.

On the other hand, if you are a young driver and add someone with twenty years of no claims, it’s likely to improve your rate. This is because the overall risk - in an insurer's eyes - has gone down, so they will be happy to lower your costs.

*51% of consumers could save £535.17 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from May 2026 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

Related guides

Complete Guide to Remapping Your Car

When you buy a car, you might find that you want to change some of the settings to tailor it to your driving style. You can do this by ‘remapping’ your car, where you essentially unlock the full potential of the car which is limited partially by the manufacturer. Although this sounds like a good idea, the manufacturer will have limited the car so as not to damage the engine - therefore it should not be done without being well thought through. This guide will explain what remapping is, where to do it, and whether or not it’s a good idea.

How Long Does A Car Insurance Claim Take?

If you’ve been involved in a car accident, you may want to make a car insurance claim to recoup your financial losses and receive compensation. But how long does the claims process take? Is there anything you can do to speed it up? Let’s explore all the factors that impact claims processing timeframes and dive into some tips to help you speed up the process. 

What is a Car Insurance Cover Note?

You may have come across the term “cover note”, but what is a cover note? And why might you need one? This guide explains everything you need to know about car insurance cover notes.