Hastings Direct

Home insurance from fast-growing provider Hastings Direct. Compare home insurance policies from Hastings Direct and more than 50 other providers with Money Expert.

Hastings Direct

Compare quotes from over 100 providers, including Hastings Direct

About Hastings Direct

Hastings Direct was established in 1997 as a trading name of Hastings Insurance Services Limited and is part of the Hastings Group. With more than 20 years in the insurance industry Hastings Direct is a fast growing, data and digitally focused general insurance provider.

Hastings Direct offers a range of competitive and straightforward products and services including home insurance. They have 2.8 million live customer policies and around 3,500 staff dedicated to their customers, attaining a number of awards and endorsements over the years. They regularly support charity and educational causes in their local communities of Bexhill-on-Sea and Leicester.

Hastings Direct are an intermediary, acting on behalf of a number of insurance companies. Their home insurance providers include AXA, Integra, Lloyds and Royal & Sun Alliance.

What types of cover does Hastings Direct offer?

Home insurance can help protect your home and belongings against loss or damage. Hastings Direct have a number of options available for home insurance policies:

  • Buildings only insurance: covers the structure of your home, any external buildings (for example garages), and fixtures and fittings (bathroom suites or fitted kitchens). Cover includes:
    • Cover for damage resulting from fire, theft, water damage and more.
    • Up to £1,000,000 of buildings insurance
  • Contents insurance: covers possessions you own in the home. Depending on the terms and conditions of your policy, you will be covered for:
    • Up to £150,000 contents cover
    • High risk items such as jewellery or antiques
    • Freezer food if the contents are lost or damaged because of a mechanical fault
    • New for Old contents cover – replacing your damaged or lost insured items with brand new ones
  • Buildings and contents comprehensive cover: combines the above types in one, easy to manage policy.
  • Other optional extras and alternative policies include:
    • Home emergency cover: covers you in the event of a domestic emergency such as your electricity failing or your heating system breaking down
    • Family legal expenses: covers you for any legal expenses for employment disputes, jury service, tax protection, contract disputes, property protection or bodily injury
    • Key cover

Why choose Hastings Direct?

  • Affordable – Hastings Direct policies start from just £95 per year, with half of their customers paying less than £155 per year
  • Excellent customer service – according to independent online review site ‘Review’, Hastings Direct scored an average of 4.27 out of 5 customer satisfaction
  • Experience – Hastings Direct have over 20 years’ experience and have more than 2.8 million current customers, so you know you can trust them when it comes to competitive insurance policies

Home Insurance,

Easier than ever.