What to Do if You Lose Your Driving Licence? - Money Expert

Make no mistake that a driving licence is an important document, and one of the few valid forms of ID. But we’re all human, and thankfully there is an easy-to-follow process on what to do in the event you’ve lost yours.

Why easy-to-follow? Well, because we outline it step-by-step here for you!

In This Guide:

• Double check where you may have misplaced it
• Contact the DVLA
• How to apply for a replacement driving licence
• How much does a replacement driving licence cost?
• Can I still drive while I’m waiting for my new licence?
• What if I lose my provisional licence?
• How to keep your licence safe
• Will losing my driving licence affect my car insurance?

Double check where you may have misplaced it

Panic’s setting in: you can’t find your licence. But before you frantically search the quickest way to get a replacement, make sure it’s actually lost.

Take a breath and think. Retrace your steps – when did you last use it? Speak to a friend or relative who can help talk through it methodically. Go through all those sneaky slots in your purse, your back pockets, down the back of the sofa. Applying for a new licence takes at least one week and comes with a fee, so don’t waste time and money if you don’t need to.

That being said, if you’re sure your licence was stolen, then there’s a different process.

Contact the DVLA

If you believe your licence to be stolen – whether actively or passively (i.e. leaving it tantalisingly on the bar) – you must report it to the police immediately. This protects you by preventing identity fraud, as your licence is an exceptionally valuable document in the hands of a criminal.

If your licence is lost, damaged or destroyed, and you live in England, Scotland or Wales, then your first port of call is to contact the DVLA. There are a few ways to do this, which we’ll go over in the next section.

FYI - in June 2015, the DVLA did away with the paper counterpart of the licence (which, frankly, we’re all for), so your replacement will be plastic only.

How to apply for a replacement driving licence

Applying online

The easiest and quickest way to apply for a replacement licence is online. Your licence should arrive within 1 week. There are a few stipulations to be able to apply this way - you must:

• Be able to pay by credit or debit card
• Be a resident of Great Britain
• Provide addresses for the past 3 years
• Provide an alternative form of ID such as a passport
• Not be disqualified from driving

Applying by post

Pick up and complete a D1 form from your local post office. However, if the form isn’t available then you’ll need to order a copy online. After that, send in your application with payment by cheque.

Apply by phone

Provided none of your details have changed, your licence isn’t damaged and it has more than 56 days until it expires, you can also apply for a replacement by phone. Contact the DVLA on 0300 790 6801.  

How to keep your licence safe

1. It goes without saying, but keep it in a safe and secure place - don’t keep this little piece of plastic loose in your back pocket.
2. It’s a slight myth that you must be able to present your driving licence to a police officer if requested when you’re driving a vehicle. In fact, you have 7 days to produce your licence, but would need to take it to a police station if it’s not on your person at the time. For some, the best option may be to store your licence in a safe location in your home.
3. For most people though, a purse or wallet does the trick – that way you always know where it is and have it ready to go when out and about. Popular choices these days are phone cases with card holders, but we’re sceptical – whilst convenient, how often do you see a multitude of phones on a table at a restaurant or bar?

Remember, your licence is a valid form of ID, so you also want to prevent the worry of taking the most coveted form of ID, your passport, out to the bars and clubs (or worse still, being declined entry!).