What is Vauxhall?
Vauxhall is a UK car manufacturer, with roots in pump and engine manufacturing in the 1850s, a stint as the British arm of General Motors, and now a subsidiary of French company the PSA Group—which you might know better as Peugeot. It regularly vies with Ford for dominance of the UK’s roads, and its vehicles are known for their reliability.
Vauxhall models are identical to those sold under the Opel brand in Europe. Among them are the perennially popular subcompact Corsa, although Vauxhall has also won fans for its SUV crossovers, family cars and more niche models.
Popular Vauxhall Models
- Vauxhall Corsa: the fourth most popular car registered in 2020, the subcompact Corsa is nearly ubiquitous. It’s also a crowd-pleaser, selected by everyone from learner drivers to pensioners. Now there’s even a pure electric Corsa for the environmentally conscious. Insurance groups for the Corsa range from 3 to 30 (out of 50), making it generally cheap to insure. Average insurance costs for a 30-year-old driver range from £600 to £900 a year, depending on the model.
- Vauxhall Astra: the archetypal family hatchback may not be the sleekest ride on the road (although Vauxhall claims it’s the most aerodynamic in its class), but it is roomy enough for the whole family’s luggage and sporting gear. Insurance groups range from 6 to 21 and average annual costs for a 30-year-old driver from £675 to £825, depending on the model.
- Vauxhall Insignia: the large family car has been outmoded by SUVs and crossovers recently, but if you’re looking for a cheap alternative, the Insignia is a good bet. It packs acres of space and is economic to drive. Insurance groups range from 14 to 38, with drivers between 30 and 45 paying around £700 a year on average.
How to Get Cheaper Vauxhall Car Insurance
Vauxhall car insurance is usually affordable, particularly for familiar models like the Corsa or Astra. But you don’t want to pay anymore than you have to. To reduce insurance premiums on your Vauxhall, whether it’s a commonplace Corsa or a Vivaro van, follow these tips:
- Reduce your mileage: Vauxhalls are very driveable, but the less yours is on the road, the less you’ll pay to insure it. If you can’t reduce your mileage, you can at least guarantee you’re not overpaying by giving your insurer a reliable estimate of how much you drive.
- Tighten security: Most Corsa models don’t come with alarms or other security features pre-fitted. But you can enhance security on your vehicle, and possibly lower your insurance costs, by adding them. Consider installing an immobiliser or a GPS tracker. You can also boost security by simply parking your vehicle in a garage or secured, well-lit yard rather than on the street or in your driveway. A perfect reason to finally clear out your garage.
- Take a black box onboard: A telematics policy records your driving behaviour and passes the information onto your insurer, which may decide to trim your costs for safe behaviour. This is particularly true for young drivers, who find the Corsa a great entry-level car but who pay the highest insurance premiums for it due to their inexperience.
Compare Vauxhall Insurance
To find cheap Vauxhall insurance, it helps to shop around and compare car insurance quotes. Money Expert lets you compare dozens of quotes for your Vauxhall from across the market. You just need to provide the following information:
- Details about your Vauxhall: including make, model, year, how long you’ve owned it
- Details about your driving behaviour: including your estimated annual mileage, where you store your vehicle during the day and night, any traffic violations you’ve had or previous claims you’ve made on your car insurance policies
- Details about you and any other drivers: including your age, address and occupation
- Details about the type of cover your want: comprehensive, third party or TPFT policies and any extra coverage you want, including windscreen cover, breakdown cover, wrong fuel cover, etc.