The Fiat 500 is the model of choice for those looking for a fashionable city car, thanks to its retro styling and wide range of customisable options.
Although it has its shortcomings in some areas, the Fiat 500’s small size makes it easy to park and manoeuvre, and its TwinAir engines make it fun to drive.
2016 saw the Fiat 500 get a facelift that brought it a new infotainment system. However, its high list prices and relatively poor build quality are still yet to be addressed.
Despite its flaws, the Fiat 500 has a unique character that is unmatched by any other car on the road, which has driven its sales figures into the millions.
Fiat 500 insurance group
Vehicles in the UK are all assigned an insurance group number which insurers use to determine the cost of annual premiums for each particular model.
Generally speaking, cars that fall into lower insurance groups are cheaper to insure, with cars that fall into higher insurance groups being more expensive to insure.
The Fiat 500 falls into insurance groups 9 to 19 depending on the particular model that you opt for. This makes the Fiat 500 a mid to low range model so far as insurance is concerned.
How much does it cost to insure a Fiat 500?
The price of your premiums will be dependent on the particular model you choose and on your driver profile. Here are some examples of what you might pay to insure your Fiat 500.
| Driver type | Potential annual insurance cost |
| Aged 18-25; 1 year NCB* | From £370** |
| Aged 25+; 5+ year NCB* | From £143** |
*Both controlled for the following criteria: full UK license, employed, no convictions, no health issues, voluntary excess £250, mileage 10k.
**Please note that the estimated premium prices provided above are not guaranteed prices and are based on November 2020 data received from our insurance partner Quotezone.co.uk. There are various other factors/risks that will impact the cost of your insurance policy including (but not limited to): engine size/type, Postcode and the type/level of cover you require. Your actual premium will be dependent on your individual circumstances.
Fiat 500 models
The Fiat 500 has come in many forms over the years, however the models currently being sold by Fiat directly are:
- New 500
- 500 La Prima
- 500 Icon
- 500 Passion
- 500 Action
- 500
- Hybrid Launch Edition
- Dolcevita Hybrid
- Rockstar
- Star
- Sport
- Lounge
- 500C
- Hybrid Launch Edition
- Dolcevita Hybrid
- Rockstar
- Star
- Sport
- Lounge
- Pop
- 500X
- Sport
- Cross Plus
- City Cross
- Lounge
- Urban
- 500L
- Cross
- City Cross
- Urban
How reliable is the Fiat 500?
In the Warranty Direct Reliability Index manufacturer rankings Fiat is currently ranked in a solid mid-table position. The 500 also fares fairly well as an individual model in the rankings too.
Before you purchase a Fiat 500, it’s worth noting that axle and suspension issues account for almost half of all the reported faults with the car.
The Fiat 500 comes with a three-year warranty with unlimited mileage, which is fairly competitive for cars in its class. However, some other models worth considering in the sector, such as the Kia Picanto and Hyundai i10, offer a more generous warranty.
How to get cheap Fiat 500 insurance
If you shop around to find the cheapest policy for your needs, you’ll be sure to make a handy saving on insurance. But getting yourself some cheap car insurance policy for your Fiat 500 doesn’t need to be a hassle. Our car insurance price comparison search engine can save you time and headaches when comparing policies. Just let us know what kind of policy you’re after, and we’ll find you the cheapest ones within minutes.