Alloy wheel insurance: Get cover for your wheels

Alloy wheel insurance: Get cover for your wheels

Alloy wheels come as standard on on new cars these days, and will often have been installed on any second hand car you might buy. Not all alloys are equal, however, and especially if you've got high end aftermarket alloys installed on your car, you'll want to make sure you've got the appropriate insurance.

In this guide we'll explain what alloy wheel insurance, and help you decide whether it's worth taking it out as a separate policy on top of your standard car cover.

In This Guide:

What are alloy wheels?

First things first: Alloy wheels are wheels that are made from aluminium or magnesium as opposed to steel. As well as looking a lot more sleek, alloy wheels offer various advantages over their steel alternatives. They are more lightweight which makes them easier to transport, provides a better fuel economy and are more or less completely resistant to rust and corrosion.

What does alloy wheel insurance cover?

As you might expect, alloy wheel insurance will pay out to repair or replace your alloys in the event of damage. With our partners at Motoreasy, you can get cover for up to 4 claims in a year, including up to £150 towards replacements and £110 in wheel skimming (resurfacing).

How much does alloy wheel insurance cost?

Depending on the length or policy and type of cover you want you can usually expect to pay anywhere between £50 and £300 per year. Enter your car's reg number in the form at the top of this page to find out how much you would pay.

Alloy wheel repair

If you need your wheels repaired and don’t have an insurance policy the cost can range from £40-£50 to several hundreds depending on the work required. With alloy wheel insurance, repairs up to a certain amount will be paid for. More cosmetic work can be completed at your home or work whereas more significant repairs will generally need to be done at an approved garage.

Car insurance guides

We endeavour to keep our users fully informed when it comes to making a purchasing decision. Please read through our handy guides to find the information you need.

Last reviewed: 1 March 2023

Next review: 1 April 2023