Loan Comparison with Money Expert
If you're looking to take out a loan then look no further than Money Expert's quick and easy loan comparison service.
We'll be sure to find you the best loan programs with the lowest interest rates so that you can borrow what you need worry free.
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What is the best loan for my financial requirements?
Loans come in a huge range of shapes and sizes so picking the right one for you can be hard. Thankfully, if you compare loans with Money Expert, you'll be able to find the best loan to suit your financial requirements without any of the hassle.
Whether you're looking for a loan to consolidate any existing debt, to buy a new house, or simply to tie you over until your next pay day, we can help.
Compare the best loans for your borrowing needs
Use our hassle and cost free loan comparison service to find the best loan for you. Whatever you're borrowing for, whether its a big or small loan, you'll be able to find an appropriate loan here at Money Expert.
The Loan Comparison Process
Comparing loans with Money Expert is easy, all you need to do is follow these simple steps:
Take 60 seconds to fill out the loan enquiry form
First of all, head over to our loan enquiry page and fill in the short form telling us how much you want any why. Within one minute you'll be on your way to finding some of the best short or long term loans available online.
Money Expert will provide a list of available loans
Once you have entered your details, we'll provide you with a list of the loans available to you, ranked by the lowest interest rate in the marketplace
The Benefits of Finding the Best Loan Rates Online
By searching for and comparing different loans online with Money Expert you save yourself the hassle of contacting numerous banks and credit companies and being told by each one that their deals are the best.
Our impartial service will show which loans really are the best, and all without affecting your wallet or your credit rating.
Are Bank Loans Right For Me?
If there's a purchase you need to make, or you're starting up a business, or even if you're planning on studying as a post-graduate level, then a bank loan could be just what you need to get you set up and on your way.
It is common to not have enough money to pay for expensive ventures such as those mentioned at any given time, and so often, in these cases, taking out a loan from the bank is the only solution.
Loans can be helpful but should not be taken lightly however. Due to interest you will end up paying back more than you initially borrowed, and your credit rating will likely be adversely affected until the loan is paid back.
Obtaining Low Interest Loans
By comparing loans with Money Expert you can make sure that you can identify some of the lowest interest loans available.
In order to make sure that you can get the lowest interest loans, it is important to make sure that you manage your finances as well as possible generally to keep up an attractive credit profile. By showing you can handle your finances well, you are showing the lenders that they are not at risk by lending you money, and you will benefit from this.
Buying a new house?
If you're planning on buying a new house but don't have enough money for the deposit then a bank loan could be just what you need to get yourself onto the first rung of the property ladder.
Saving for the future?
In order to prepare financially for the future it is important to make sure you manage any existing debt and pay off any loans you have as quickly as possible.
Other borrowing options
Pick a card, but not any card!
If a loan is not the right solution for you, a credit card may be. If you manage to keep up payments on your credit card regularly and in full, interest will not be a problem.
But be warned! There are thousands of different credit cards available, many with inflated interest rates. Make sure you compare credit cards with Money Expert so that you don't end up getting a bad deal.
Struggling with debt?
If you're already having to manage lots of debt, you should consider taking out a Debt Consolidation Loan. A debt consolidation loan will help you take control of your outstanding debts by consolidating repayments into one simple monthly payment plan..
Releasing equity from your home
One way of getting hold of money without taking out a loan is to release equity from your home. This involves receiving an amount of money equal to a portion of the value of your property which will have to be repaid at some point in the future, similar to a mortgage.
Frequently Asked Questions
Will my credit profile affect my ability to get the best loan rates?
Yes, the better your credit rating the more likely you are to get the lowest interest rates on your loan. For those with a bad credit profile, the higher interest rates reflect the increased risk on the part of the creditors in lending you money.
Will Money Expert charge me for finding the best loans?
No, we at Money Expert are committed to getting you the best deals on loans and debt solutions and we will not charge you for the use of our services.
Why is interest higher for short term loans?
Interest rates are generally higher on shorter term loans, as there are increased administration costs in setting up the loan.
Can I still borrow money with a poor credit rating?
Yes, you should still be able to borrow money if you have a bad credit rating, but will likely be subject to higher interest rates. If you want to improve your credit rating, it is worth considering a bad credit loan or a credit card for bad credit it is important to obtain advice.
How likely am I to be accepted for a loan?
This will depend entirely upon the nature of your loan request and your credit history. There are loans out there for everyone though, and so it is unlikely that you will not be accepted for any loans at all.
Will I need to secure a loan against my property?
Depending on the amount you are borrowing, and depending on your credit history, you may, though probably will not, be required to secure your loan against your property. If you are required to do this, think carefully before accepting the loan since if you miss repayments, your property may be repossessed.
What purposes can I obtain a loan for?
You can obtain a loan for any number of purposes, for example:
- Starting up a new business
- Beginning a post-graduate course at a university
- Putting a deposit down for a house
The list goes on.
What if my financial circumstances change during a loans term?
If your financial circumstances improve, you will be able to pay your loan off early, or arrange to change your payment plan in some way. You will need to discuss details of this with your creditors.
How does Money Expert help me compare the markets best loans?
Once we've received details from you about your financial situation and what kind of loan you're after, we'll scour the market and compare loan rates for you in order find the best loans with the best interest rates available.
Why Compare Loans?
- A Simple Way To Compare The Market
- No Obligation Quote
- Any Purpose. Any Value
- FREE Initial Quote
- Access to the UK's leading loan providers
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20 Jan 2016
A survey conducted by the Bank of England has shown that towards the end of 2015, individual consumer borrowing levels grew, with the bulk of the increase coming from the issuing of car loans.
2 Dec 2015
The latest figures from the Bank of England show that consumer lending in the UK has reached its highest level since 2006, prompting warnings that should nothing change, the Bank may be forced to intervene.
25 Nov 2015
In what is has been hailed as a first for any financial services provider in the UK, Barclaycard have announced that they’ll be offering free credit score access to all of their 10.5 million customers.
29 Oct 2015
One of the biggest payday lenders in the country will give back £15.4m to nearly 150,000 customers after they were looked into by the Financial Conduct Authority.
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