Your Car Insurance questions answered by Money Expert

Do you have a burning question about car insurance that you can’t find the answer to? Have a look through our list of questions we’ve answered below, or get in touch to ask yours and we’ll write up a detailed response.

Can I appeal if my car insurance claim is rejected?

Can I use my no-claims bonus on multiple cars?

Can my partner and I take out separate policies for the same car?

How can I find out if I have a no-claims bonus?

How much can I save on my insurance by parking my car in a garage overnight?

How often can a named driver drive my car?

Is it worth buying a car in a lower insurance group to save money on car insurance?

Which countries can I drive in with a European car insurance policy?

Why is fully comprehensive cover sometimes cheaper than third-party only cover?

Will I get a refund if I cancel my car insurance?

What happens to the black box when your policy ends?

Do I have to install a telematics device before I can start driving with black box insurance?

What happens if you go over the speed limit with a black box?

A third party damaged my car but doesn't want to go through insurance - can I keep the cash?

Can I change my car insurance from third party to fully comp?

Do black boxes have a curfew?

Will my insurance know if I unplug my black box?

When did drink driving become illegal in the UK?

Is drink driving a criminal offence?

How long does a drink driving ban stay on your licence?

Can you go to prison for drink driving?

Does car insurance cover drink driving accidents?

Are there any additional fees associated with black box car insurance?

Can you trick a black box?

What if I buy a new car and I already have black box car insurance?

Will my mileage be limited on a black box insurance policy?

Will my black box driving data be passed onto other companies?

How is a black box installed?

What information will my insurer collect about me through a black box?

What happens if a named driver has an accident?

Can I save money with additional drivers?

Does a named driver need their own policy?

Does a named driver have to live at my address?

Does fully comprehensive insurance cover driving other cars?

How do car insurance companies know who is at fault?

How do car insurance companies prove fronting?

How do I remove a named driver from my car insurance?

How long after a car accident can you make a claim?

How long do car insurance claims take to settle?

Is it worth having fully comp on an old car?

Can my partner drive my Motability car to work?

What’s the difference between third party and fully comprehensive car insurance?

How much will my car insurance go up after a claim?

Can someone claim on my car insurance without my knowledge?

I’ve made a car insurance claim but the other party hasn’t responded - what should I do?

Will a personal injury claim affect my car insurance premium?

How long does your no claims bonus last if you don’t have a car?

How can I get proof of a no claims bonus?

Should I protect my no claims bonus?

What happens if I go over my mileage with black box insurance?

Do I need to inform my insurance company of a speeding ticket?

How much do 3 points on your licence affect your car insurance?

Do women still get cheaper insurance than men?

Is car insurance more expensive for electric vehicles?

Why is car insurance more expensive in London?

Is it worth claiming on car insurance for a dent or scratch?

How long does a car accident stay on your insurance record?

Will I ever have to go to court over a car insurance claim?

Will a non-fault accident affect my insurance?

What is the maximum no-claims bonus you can get?