For many, Christmas is a suitable time to compare credit cards and reassess personal finances.
Those who consider balance transfer rates to be a key factor when deciding which credit card to apply for may be interested to learn of a new offer from Virgin Money.
The Virgin Credit Card allows users to benefit from a 13-month interest-free period for balance transfers, with a zero per cent interest rate on card purchases for the first three months.
Virgin money spokesman, John Franklin, underlined the competitive offer provided by the card.
He said: “13 months interest-free is a great opportunity for people to get their finances in order and beat the post-Christmas blues.”
However, after this introductory period, the card carries an annual percentage rate of 15.9 per cent.
A number of other offers are included with the card, such as a 75 per cent discount on the joining fee at all Virgin Active health clubs and a five per cent reduction on car insurance from Virgin Money.
Virgin Active recently bought the Holmes Place gym franchise and has consequently re-branded its health clubs.
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