Sainsburyís home insurance warns cyclists to be vigilant at home as well as out and about

Sainsbury’s Home Insurance is warning cyclists that there is a significant risk of their bike being stolen whilst stored at home, not just while they are out and about. The bank offers some tips against bike theft. Sainsbury’s Home Insurance has analysed its claims data for stolen bicycles for the period 2004 to June 2008, and revealed that 16% were for thefts from people’s homes(1). Some 84% of claims were for stolen bicycles that had been secured away from the customer’s home.

Neil Laird, Sainsbury’s Home Insurance Manager, comments: "David Cameron is far from being the only person to have a bike stolen. We estimate that 1,208 bicycles are stolen in Britain every day(2).
Unfortunately, bicycles are a popular target for thieves as they can be relatively easy to steal and re-sell. It’s important cyclists consider their bike security at home as well as away and ensure they have insurance against theft."

Sainsbury’s Home Insurance offers the following tips for increased bicycle security in and away from the home:

  • When buying a bike, budget for security.
  • Take out insurance, either by purchasing additional personal belongings cover with your home contents insurance or through a separate policy – do this at the time of purchasing the bike, otherwise you may not get around to it.
  • Invest in a secure padlock, bikes must be locked to a fixed structure if you leave it unattended in public places. Also consider where you are leaving your bike, well lit public areas may act as a deterrent.
  • Record and register your bike.
  • Make a note of your bicycle model, make and frame number. This assists the police in returning recovered bikes to their rightful owners.
  • Take a clear, colour photograph of your bike and make a written record of its description, including any unique features, so that you can report it accurately if stolen.
  • Make sure that the bike is marked or tagged – these should be placed in at least two separate locations, preferably on or in the frame. One of these locations should not be clearly visible.

Specifically when the bike is at home:

  • Keep your bike in a secure garage or shed and keep the door locked.
  • Keep it out of public view.
  • Secure it to an immovable object or consider installing a floor or wall-mounted anchor lock for extra security.

Notes:
(1) Sainsbury’s Home Insurance claims data was analysed for 2004 through to end of June 2008.
(2) British Crime Survey: Crime in England and Wales, 2007/ 08, Report from the Office of National Statistics.

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