Figures for October showed a £0.9 billion rise, the same figure as seen in September but up on the six-monthly average of £0.6 billion.
The total amount borrowed for house purchases rose by £0.4 billion month-month to £8 billion, while the tally of homebuyer
Remortgaging also held steady at £3.2 billion, although there were fewer transactions.
Royal Institution of Chartered Surveyors chief economist Simon Rubinsohn said the increase in lending over the past three months had been nearly £3 billion, compared to £443 million in the previous quarter.
Such a trend suggests lenders are displaying “a little more give” when it comes to agreeing applications, he suggested, although he stated the future health of the market needs a faster increase in the supply of homes for sale than is happening at present.