Insured motorists cause ‘car insurance hikes’

Drivers who do not have a valid car insurance policy are causing insured motorists to pay more for their premiums, one expert has said.

Graeme Trudgill, the technical and corporate affairs executive at the British Insurance Brokers’ Association (Biba), two million people on UK roads are driving without car insurance.

“Everyone that has car insurance is paying £30 to a levy for the victims of uninsured drivers and we want to reduce that,” he said.

In total, insured motorists pay an extra £400 million a year due to dangerous uninsured drivers, Mr Trudgehill remarked.

However, the government is working alongside Biba to tackle this problem and it will gain increased momentum of the next year, he added, which could result in cheaper car insurance premiums.

The Motor Insurers’ Bureau released a report last year that found uninsured drivers are six times more likely to be behind the wheel of an unsafe vehicle.

© Adfero Ltd

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