Don’t let holiday car hire drive you crazy

One aspect of your summer holiday that is really worth organising in advance is getting your car hire sorted. You could save hundreds ñ not to mention a very long queue when you land. 
Research the best deals online – making sure you know exactly whatís included, and book well in advance. The closer you get to departure date, the higher the price is likely to rise, especially if you wait until youíre at the airport. You may also find it hard to get the model you need if you leave it too late.  
One driver only – Unless youíre sure youíll need to share the driving, only have one named driver ñ you could be charged more than £10 a day for adding a second person to the contract[1].
Bring your own ñ Things like a satnav and baby/booster seats can add to the cost, so bringing your own could cut costs (as long as youíre able to take baby seats on the plane for free). If you do have to hire on arrival, make sure you know what it will cost. 
Shop around for insurance – Donít skip excess waver insurance because the hire firm is charging more than a hundred pounds[2]. Buy it independently before you leave and you could save a lot more. Online deals start at £2.99 a day[3] but be careful to check the small print, so there are no nasty surprises if you do have problems.
Credit card protection – Paying with a credit card gives you better protection if thereís a dispute. If you buy goods or services on your credit card, you have extra protection if things go wrong compared with paying by cash or even debit card, under section 75 of the Consumer Credit Act.  
Thereís also usually a buffer between the date when the hire company takes the money and when it leaves your account, so you could have time to resolve any disagreements. 
If youíre planning to get a new card for your holiday spending, check your credit report before applying with a 30-day trial of Experian CreditExpert[4]. Make sure your credit report is up to date and that the information on it is accurate before you apply for credit, as even small details like the way your name and address is recorded could have a significant impact.

– Content / Article provided by Experian ñ links to Experian CreditExpert are placed for promotional purposes


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