Dangerous driving can prove expensive, says AA

Motoring offences can have a significant effect on car insurance premiums, warns the AA.

It says that some insurance companies may ignore a first offence but none will ignore a second. A dangerous driving conviction could make car insurance premiums extremely expensive.

Offences such as speeding or driving under the influence can often result in invalid insurance. The organisation also says insurers may only pay third-party costs of a crash when the motorist was driving using a mobile phone.

PR manager for the AA Ian Crowder warned: “When you get flashed by a [speed] camera, potentially you’re not only collecting a £60 fine, you’re potentially also collecting a £60 increase in your insurance premiums for the next three years.”

The latest Home Office figures show that a record number of 13.5 million motoring offences were dealt with during 2004. Compared to 2003, driving under the influence of drink or drugs was up by one per cent, speeding offences increased by three per cent and careless driving by 60 per cent.

© Adfero Ltd

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