Motor Insurance Assumptions


The Policyholder…

Has NOT been convicted of a non-motoring offence in the last five years. e.g. theft, dishonesty or fraud.

Has disclosed to the DVLA any disability or medical condition that needs to be disclosed and has received approval to drive.

Has NEVER been refused insurance, had any insurance cancelled or had any special terms imposed on an insurance policy of any kind.

Has been driving regularly since the date their licence was issued.

The vehicle…

Has NOT been modified from the manufacturer’s standard specification.

Is a standard model produced for sales in the UK market by the manufacturer.

Is NOT fitted with diplomatic plates.

Has not been registered as a ‘Q’ plate.

Was NOT manufactured or adapted, to carry more than 8 people.

Is NOT a van or commercial vehicle.

Is NOT used for hire or reward.

Any Additional Drivers…

Have NOT been convicted of a non-motoring offence in the last five years. e.g. theft, dishonesty or fraud.

Have disclosed to the DVLA any disability or medical condition that needs to be disclosed and will have received approval to drive.

Have NEVER have been refused insurance, had any insurance cancelled or had any special terms imposed on an insurance policy of any kind.

Has been driving regularly since the date their licence was issued.