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Compare Discounted Mortgages

All the best discounted mortgages, all in one place.

Enter the details of the loan you’re after in the form to the leftabove. This will let us filter the results so that you only see mortgages that fit your requirements.

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Compare The Best Mortgages

Yorkshire Building Society | 2yr 3.85% Discount LTV 65% Direct

65
Max LTV

0
Month Term

£1,495
Setup Fee

0.89%
Initial Rate

0%
Standard Rate

Yorkshire Building Society | 2yr 3.69% Discount LTV 65% Direct

65
Max LTV

0
Month Term

£995
Setup Fee

1.05%
Initial Rate

0%
Standard Rate

Yorkshire Building Society | 2yr 3.59% Discount LTV 75% Direct

75
Max LTV

0
Month Term

£995
Setup Fee

1.15%
Initial Rate

0%
Standard Rate

Skipton Building Society | 2yr 3.50% Discount LTV 60%

60
Max LTV

24
Month Term

£495
Setup Fee

1.24%
Initial Rate

0%
Standard Rate

Principality Building Society | 2yr 3.49% Discount LTV 65%

65
Max LTV

0
Month Term

£895
Setup Fee

1.25%
Initial Rate

0%
Standard Rate

Vernon | 2yr 3.45% Discount LTV 60%

60
Max LTV

24
Month Term

£999
Setup Fee

1.25%
Initial Rate

0%
Standard Rate

Beverley | Flexi 2yr 3.47% Discount Offset LTV 65%

65
Max LTV

24
Month Term

£1,895
Setup Fee

1.28%
Initial Rate

0%
Standard Rate

Cumberland | 2yr 2.96% Discount H/P LTV 60% Local Area

0
Max LTV

24
Month Term

£699
Setup Fee

1.28%
Initial Rate

0%
Standard Rate

Cumberland | 2yr 2.96% Discount R/M LTV 60% Local Area

60
Max LTV

24
Month Term

£699
Setup Fee

1.28%
Initial Rate

0%
Standard Rate

Principality Building Society | 2yr 3.44% Discount LTV 75%

75
Max LTV

0
Month Term

£895
Setup Fee

1.3%
Initial Rate

0%
Standard Rate

Cumberland | 2yr 2.91% Discount H/P LTV 75% Local Area

0
Max LTV

24
Month Term

£699
Setup Fee

1.33%
Initial Rate

0%
Standard Rate

Cumberland | 2yr 2.91% Discount R/M LTV 75% Local Area

75
Max LTV

24
Month Term

£699
Setup Fee

1.33%
Initial Rate

0%
Standard Rate

Leek United | 2yr 3.84% Discount LTV 75%

75
Max LTV

24
Month Term

£199
Setup Fee

1.35%
Initial Rate

4.8%
Standard Rate

Monmouthshire Building Society | 2yr 3.39% Discount H/P LTV 80%

0
Max LTV

24
Month Term

£1,145
Setup Fee

1.35%
Initial Rate

0%
Standard Rate

Tipton & Coseley | 2yr 3.36% Discount H/P LTV 80% Semi Exclusive

0
Max LTV

0
Month Term

£999
Setup Fee

1.38%
Initial Rate

0%
Standard Rate

Marsden | 2yr 4.31% Discount LTV 80% Semi Exclusive

80
Max LTV

0
Month Term

£299
Setup Fee

1.39%
Initial Rate

0%
Standard Rate

Monmouthshire Building Society | 2yr 3.35% Discount R/M LTV 65%

65
Max LTV

24
Month Term

£1,350
Setup Fee

1.39%
Initial Rate

0%
Standard Rate

Skipton Building Society | 2yr 3.29% Discount LTV 75%

75
Max LTV

24
Month Term

£495
Setup Fee

1.45%
Initial Rate

0%
Standard Rate

Monmouthshire Building Society | 2yr 3.27% Discount H/P LTV 65%

0
Max LTV

24
Month Term

£150
Setup Fee

1.47%
Initial Rate

0%
Standard Rate

Norwich & Peterborough B.Soc. | 2yr 3.25% Discount LTV 65% Ex/B No Fee Direct

0
Max LTV

24
Month Term

£0
Setup Fee

1.49%
Initial Rate

0%
Standard Rate

Penrith Building Society | 2yr 2.66% Discount R/M LTV 75% Direct

75
Max LTV

24
Month Term

£350
Setup Fee

1.49%
Initial Rate

0%
Standard Rate

Marsden | 2yr 4.21% Discount LTV 85% Semi Exclusive

85
Max LTV

0
Month Term

£299
Setup Fee

1.49%
Initial Rate

0%
Standard Rate

Marsden | 3yr 4.21% Discount LTV 85% Semi Exclusive

85
Max LTV

0
Month Term

£299
Setup Fee

1.49%
Initial Rate

0%
Standard Rate

Loughborough | 2yr 3.35% Discount LTV 80% Direct

80
Max LTV

24
Month Term

£899
Setup Fee

1.49%
Initial Rate

0%
Standard Rate

West Bromwich Building Society | 2yr 2.50% Discount H/P LTV 65% No Fee

0
Max LTV

0
Month Term

£0
Setup Fee

1.49%
Initial Rate

0%
Standard Rate

Yorkshire Building Society | 2yr 3.24% Discount LTV 90% Direct

90
Max LTV

0
Month Term

£1,495
Setup Fee

1.5%
Initial Rate

0%
Standard Rate

Vernon | 2yr 3.20% Discount LTV 80%

80
Max LTV

24
Month Term

£999
Setup Fee

1.5%
Initial Rate

0%
Standard Rate

Principality Building Society | 2yr 3.24% Discount LTV 85%

85
Max LTV

0
Month Term

£895
Setup Fee

1.5%
Initial Rate

0%
Standard Rate

Monmouthshire Building Society | 2yr 3.24% Discount R/M LTV 80%

80
Max LTV

24
Month Term

£1,145
Setup Fee

1.5%
Initial Rate

0%
Standard Rate

Monmouthshire Building Society | 2yr 3.20% Discount Ex/B LTV 80%

0
Max LTV

24
Month Term

£995
Setup Fee

1.54%
Initial Rate

0%
Standard Rate

Progressive Building Society | 2yr 2.96% Discount H/P LTV 60% No Fee

0
Max LTV

24
Month Term

£0
Setup Fee

1.54%
Initial Rate

0%
Standard Rate

Leeds Building Society | 5yr 3.89% Discount LTV 80% Fees Assist

80
Max LTV

60
Month Term

£499
Setup Fee

1.55%
Initial Rate

0%
Standard Rate

Skipton Building Society | 2yr 3.19% Discount LTV 80%

80
Max LTV

24
Month Term

£495
Setup Fee

1.55%
Initial Rate

0%
Standard Rate

Cumberland | 2yr 2.66% Discount R/M LTV 85% Local Area

85
Max LTV

24
Month Term

£699
Setup Fee

1.58%
Initial Rate

0%
Standard Rate

Cumberland | 2yr 2.66% Discount FTB C/B LTV 85% Local Area

0
Max LTV

24
Month Term

£199
Setup Fee

1.58%
Initial Rate

0%
Standard Rate

Cumberland | 2yr 2.66% Discount H/P LTV 85% Local Area

0
Max LTV

24
Month Term

£699
Setup Fee

1.58%
Initial Rate

0%
Standard Rate

Beverley | Flexi 2yr 3.17% Discount H/P Offset LTV 75%

0
Max LTV

24
Month Term

£995
Setup Fee

1.58%
Initial Rate

0%
Standard Rate

Teachers Building Society | 2yr 3.15% Disc LTV 75% Shared Equity Help 2 Buy

75
Max LTV

24
Month Term

£998
Setup Fee

1.59%
Initial Rate

0%
Standard Rate

Hanley Economic Building Society | 2yr 3.35% Discount LTV 80%

80
Max LTV

24
Month Term

£250
Setup Fee

1.59%
Initial Rate

0%
Standard Rate

West Bromwich Building Society | 2yr 2.40% Discount R/M LTV 65% No Fee

65
Max LTV

0
Month Term

£0
Setup Fee

1.59%
Initial Rate

0%
Standard Rate

West Bromwich Building Society | 2yr 2.40% Discount H/P LTV 75% No Fee

0
Max LTV

0
Month Term

£0
Setup Fee

1.59%
Initial Rate

0%
Standard Rate

Monmouthshire Building Society | 2yr 3.14% Discount Ex/B LTV 80%

0
Max LTV

24
Month Term

£0
Setup Fee

1.6%
Initial Rate

0%
Standard Rate

Monmouthshire Building Society | 2yr 3.14% Discount H/P LTV 90% Local

0
Max LTV

24
Month Term

£1,145
Setup Fee

1.6%
Initial Rate

0%
Standard Rate

Chorley & District Building Society | 2yr 3.87% Discount LTV 80% Local Direct

80
Max LTV

24
Month Term

£195
Setup Fee

1.62%
Initial Rate

0%
Standard Rate

Tipton & Coseley | 2yr 3.10% Discount H/P LTV 85% Semi Exclusive

0
Max LTV

0
Month Term

£999
Setup Fee

1.64%
Initial Rate

0%
Standard Rate

Marsden | 2yr 4.01% Disc R/M LTV 60% Interest Only Semi Excl

60
Max LTV

0
Month Term

£299
Setup Fee

1.69%
Initial Rate

0%
Standard Rate

West Bromwich Building Society | 2yr 2.30% Discount H/P LTV 80% No Fee

0
Max LTV

0
Month Term

£0
Setup Fee

1.69%
Initial Rate

0%
Standard Rate

West Bromwich Building Society | 2yr 2.30% Discount R/M LTV 75% No Fee

75
Max LTV

0
Month Term

£0
Setup Fee

1.69%
Initial Rate

0%
Standard Rate

Darlington Building Society | 2yr 4.01% Discount LTV 80%

80
Max LTV

0
Month Term

£319
Setup Fee

1.69%
Initial Rate

0%
Standard Rate

Leeds Building Society | 5yr 3.74% Discount LTV 85% Fees Assist

85
Max LTV

60
Month Term

£499
Setup Fee

1.7%
Initial Rate

0%
Standard Rate

Skipton Building Society | 2yr 3.04% Discount LTV 85%

85
Max LTV

24
Month Term

£495
Setup Fee

1.7%
Initial Rate

0%
Standard Rate

Stafford Railway | 3yr 1.25% Discount H/P LTV 75%

0
Max LTV

36
Month Term

£0
Setup Fee

1.7%
Initial Rate

0%
Standard Rate

Progressive Building Society | 2yr 2.80% Discount R/M LTV 60%

60
Max LTV

24
Month Term

£0
Setup Fee

1.7%
Initial Rate

0%
Standard Rate

Progressive Building Society | 2yr 2.77% Discount H/P LTV 80% No Fee

0
Max LTV

24
Month Term

£0
Setup Fee

1.73%
Initial Rate

0%
Standard Rate

Monmouthshire Building Society | 2yr 3.01% Discount R/M LTV 65%

65
Max LTV

24
Month Term

£0
Setup Fee

1.73%
Initial Rate

0%
Standard Rate

Teachers Building Society | 2yr 3.00% Disc LTV 75% Shared Equity Help 2 Buy

75
Max LTV

24
Month Term

£998
Setup Fee

1.74%
Initial Rate

0%
Standard Rate

Nottingham Building Society | 2yr 3.74% Discount LTV 80% Semi Exclusive

80
Max LTV

24
Month Term

£0
Setup Fee

1.75%
Initial Rate

0%
Standard Rate

Marsden | 2yr 3.91% Discount LTV 90% Semi Exclusive

90
Max LTV

0
Month Term

£299
Setup Fee

1.79%
Initial Rate

0%
Standard Rate

West Bromwich Building Society | 2yr 2.20% Discount R/M LTV 80% No Fee

80
Max LTV

0
Month Term

£0
Setup Fee

1.79%
Initial Rate

0%
Standard Rate

Yorkshire Bank | 2yr 2.91% Discount LTV 75% Direct I/O

75
Max LTV

0
Month Term

£999
Setup Fee

1.79%
Initial Rate

0%
Standard Rate

Yorkshire Bank | 2yr 2.91% Discount C/B LTV 75% Direct

75
Max LTV

0
Month Term

£999
Setup Fee

1.79%
Initial Rate

0%
Standard Rate

Leek United | 2yr 3.40% Discount LTV 75% Intermediary I/O

75
Max LTV

24
Month Term

£495
Setup Fee

1.79%
Initial Rate

0%
Standard Rate

Darlington Building Society | 2yr 3.91% Disc Help2Buy Equity Loan LTV 75% Local

0
Max LTV

0
Month Term

£619
Setup Fee

1.79%
Initial Rate

0%
Standard Rate

Clydesdale Bank | 2yr 2.91% Discount C/B LTV 75% Direct

75
Max LTV

0
Month Term

£999
Setup Fee

1.79%
Initial Rate

0%
Standard Rate

Clydesdale Bank | 2yr 2.91% Discount LTV 75% Direct I/O

75
Max LTV

0
Month Term

£999
Setup Fee

1.79%
Initial Rate

0%
Standard Rate

Penrith Building Society | 2yr 2.35% Discount R/M LTV 75%

75
Max LTV

24
Month Term

£275
Setup Fee

1.8%
Initial Rate

0%
Standard Rate

Progressive Building Society | 2yr 2.70% Discount R/M LTV 75%

75
Max LTV

24
Month Term

£0
Setup Fee

1.8%
Initial Rate

0%
Standard Rate

Beverley | Flexi 2yr 2.93% Discount H/P Offset LTV 80%

0
Max LTV

24
Month Term

£995
Setup Fee

1.82%
Initial Rate

0%
Standard Rate

Monmouthshire Building Society | 2yr 2.89% Disc LTV 95% Shared Eq H2B Eq Loan Wales

0
Max LTV

24
Month Term

£995
Setup Fee

1.85%
Initial Rate

0%
Standard Rate

Vernon | 3yr 2.85% Discount LTV 80%

80
Max LTV

36
Month Term

£499
Setup Fee

1.85%
Initial Rate

0%
Standard Rate

Yorkshire Bank | 2yr 2.81% Discount LTV 80% Dir I/O Option

80
Max LTV

0
Month Term

£999
Setup Fee

1.89%
Initial Rate

0%
Standard Rate

Yorkshire Bank | 2yr 2.81% Discount C/B LTV 80% Direct

80
Max LTV

0
Month Term

£999
Setup Fee

1.89%
Initial Rate

0%
Standard Rate

Marsden | 3yr 3.81% Discount LTV 90% Semi Exclusive

90
Max LTV

0
Month Term

£299
Setup Fee

1.89%
Initial Rate

0%
Standard Rate

Monmouthshire Building Society | 2yr 2.85% Discount Ex/B LTV 90% Local

0
Max LTV

24
Month Term

£0
Setup Fee

1.89%
Initial Rate

0%
Standard Rate

Leek United | 2yr 3.30% Discount LTV 90%

90
Max LTV

24
Month Term

£199
Setup Fee

1.89%
Initial Rate

4.8%
Standard Rate

Cambridge Building Society | 2yr 2.85% Discount R/M LTV 85% No ERC

85
Max LTV

24
Month Term

£999
Setup Fee

1.89%
Initial Rate

0%
Standard Rate

Cambridge Building Society | 2yr 2.85% Discount H/P LTV 85% No ERC

0
Max LTV

24
Month Term

£999
Setup Fee

1.89%
Initial Rate

0%
Standard Rate

Clydesdale Bank | 2yr 2.81% Discount LTV 80% Direct I/O Option

80
Max LTV

0
Month Term

£999
Setup Fee

1.89%
Initial Rate

0%
Standard Rate

Clydesdale Bank | 2yr 2.81% Discount C/B LTV 80% Direct

80
Max LTV

0
Month Term

£999
Setup Fee

1.89%
Initial Rate

0%
Standard Rate

Mansfield | 2yr 3.44% Discount LTV 80%

80
Max LTV

24
Month Term

£499
Setup Fee

1.9%
Initial Rate

0%
Standard Rate

Penrith Building Society | 2yr 2.25% Discount H/P LTV 80%

0
Max LTV

24
Month Term

£275
Setup Fee

1.9%
Initial Rate

0%
Standard Rate

Newbury Building Society | 3yr 2.26% Disc H/P LTV 75% Help2 Buy Equity Loan

0
Max LTV

36
Month Term

£600
Setup Fee

1.94%
Initial Rate

0%
Standard Rate

Newbury Building Society | 3yr 2.26% Disc R/M LTV 75% Help2 Buy Equity Loan

75
Max LTV

36
Month Term

£850
Setup Fee

1.94%
Initial Rate

0%
Standard Rate

Progressive Building Society | 2yr 2.56% Discount R/M LTV 85%

85
Max LTV

24
Month Term

£0
Setup Fee

1.94%
Initial Rate

0%
Standard Rate

Newbury Building Society | 3yr 2.26% Discount R/M LTV 75%

75
Max LTV

36
Month Term

£850
Setup Fee

1.94%
Initial Rate

0%
Standard Rate

Newbury Building Society | 3yr 2.26% Discount H/P LTV 75%

0
Max LTV

36
Month Term

£600
Setup Fee

1.94%
Initial Rate

0%
Standard Rate

Saffron Building Society | 3yr 3.44% Discount LTV 60% No Fee

60
Max LTV

36
Month Term

£0
Setup Fee

1.95%
Initial Rate

0%
Standard Rate

Beverley | Flexi 2yr 2.80% Disc R/M Offset LTV 75%

75
Max LTV

24
Month Term

£0
Setup Fee

1.95%
Initial Rate

0%
Standard Rate

Hinckley & Rugby Building Society | Lifetime 3.69% Discount Offset LTV 80%

80
Max LTV

0
Month Term

£999
Setup Fee

1.95%
Initial Rate

0%
Standard Rate

Tipton & Coseley | 2yr 2.76% Discount H/P LTV 90% Semi Exclusive

0
Max LTV

0
Month Term

£999
Setup Fee

1.98%
Initial Rate

0%
Standard Rate

Tipton & Coseley | 2yr 2.76% Discount H/P LTV 60% Retired

0
Max LTV

0
Month Term

£999
Setup Fee

1.98%
Initial Rate

0%
Standard Rate

Tipton & Coseley | 2yr 2.75% Discount R/M LTV 80% Semi Exclusive

80
Max LTV

0
Month Term

£0
Setup Fee

1.99%
Initial Rate

0%
Standard Rate

Tipton & Coseley | 2yr 2.75% Discount H/P LTV 80% Semi Exclusive

0
Max LTV

0
Month Term

£0
Setup Fee

1.99%
Initial Rate

0%
Standard Rate

Nottingham Building Society | 3yr 3.50% Discount LTV 80% Semi Exclusive

80
Max LTV

36
Month Term

£0
Setup Fee

1.99%
Initial Rate

0%
Standard Rate

Progressive Building Society | 2yr 2.51% Discount H/P LTV 85% No Fee

0
Max LTV

24
Month Term

£0
Setup Fee

1.99%
Initial Rate

0%
Standard Rate

Teachers Building Society | 2yr 2.75% Discount H/P LTV 80%

0
Max LTV

24
Month Term

£998
Setup Fee

1.99%
Initial Rate

0%
Standard Rate

Furness Building Society | 5yr 3.30% Discount LTV 70%

70
Max LTV

60
Month Term

£999
Setup Fee

1.99%
Initial Rate

4.4%
Standard Rate

Furness Building Society | 2yr 3.30% Discount LTV 80%

80
Max LTV

24
Month Term

£1,499
Setup Fee

1.99%
Initial Rate

5%
Standard Rate

Furness Building Society | 2yr 3.30% Discount LTV 90%

90
Max LTV

24
Month Term

£1,499
Setup Fee

1.99%
Initial Rate

5.1%
Standard Rate

Furness Building Society | 2yr 3.30% Discount LTV 80%

80
Max LTV

24
Month Term

£499
Setup Fee

1.99%
Initial Rate

5%
Standard Rate

Compare Discount Mortgages

Find competitive discounted mortgages today

Borrowing Made Easy

Finding the right mortgage can be a lengthy and stressful process if you’re doing all the leg work yourself. Use Money Expert’s free comparison tool to browse the best discounted mortgages with ease, from the comfort of your own home.

Discounted Mortgages Explained

With a discounted mortgage, you’ll pay interest a set percentage below a certain established rate - typically the lender’s Standard Variable Rate (SVR).

For example, if the lender’s SVR is 4.5%, and you’re offered a discount of 1.5%, your interest rate will be 3%. The interest you pay will track changes in the lenders’ SVR, while remaining that set percentage below it.

You’ll either have the discount for a set term or, in some cases, for the entire length of the mortgage (known as a lifetime discount).

Collar Rates

If you do get a discounted mortgage, it’s worth watching out for ‘collar rates’. These basically act as a lower limit - a minimum amount of interest that you’ll pay, regardless of how low the SVR goes.

Mortgage Comparison Process

Comparing discounted mortgages with Money Expert is a pretty straightforward process. The table above will show you all of the deals on offer, but to get a better idea of those available to you specifically, fill in the short form at the top of the page. This will filter the results on table according to your requirements.

Once you’ve done that, just click on the deal you think suits you best. Fill in the form on the following page, letting us know a bit more about the kind of mortgage you want, and about your financial situation. Once you’ve sent that off, an adviser will be in touch who will guide you through the rest of the process and help to make that you find the perfect discounted mortgage, fit for your needs.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

MoneyExpert does not give advice on or recommend any particular product or service or whether it is suitable for your personal circumstances. The information provided is to help you to make your own choice about how to proceed.

For more information on mortgages and mortgage comparison, have a read through our guides