Compare Discounted Mortgages

All the best discounted mortgages, all in one place.
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Discounted Mortgages

100 results found, sorted by affiliated products first.
Clydesdale Bank | 2yr 3.96% Discount LTV 60% Direct
60

Max LTV

24

Month Term

£1,449

Setup Fee

0.99%

Initial Rate

4.95%

Standard Rate

Clydesdale Bank | 2yr 3.96% Discount LTV 60% Intermediary
60

Max LTV

24

Month Term

£1,449

Setup Fee

0.99%

Initial Rate

4.95%

Standard Rate

Progressive Building Society | 2yr 3.76% Discount H/P LTV 60% No Fee
N/A

Max LTV

24

Month Term

£0

Setup Fee

0.99%

Initial Rate

4.75%

Standard Rate

Progressive Building Society | 2yr 3.76% Discount R/M LTV 60%
75

Max LTV

24

Month Term

£0

Setup Fee

0.99%

Initial Rate

4.75%

Standard Rate

Yorkshire Bank | 2yr 3.96% Discount LTV 60% Direct
60

Max LTV

24

Month Term

£1,449

Setup Fee

0.99%

Initial Rate

4.95%

Standard Rate

Accord Mortgages | 2yr 3.90% Discount LTV 60% Semi Exclusive
60

Max LTV

24

Month Term

£1,495

Setup Fee

1.09%

Initial Rate

4.99%

Standard Rate

Cumberland | 2yr 3.35% Discount H/P LTV 60%
N/A

Max LTV

24

Month Term

£999

Setup Fee

1.14%

Initial Rate

4.49%

Standard Rate

Accord Mortgages | 2yr 3.82% Discount LTV 65% Ex/B Semi Exclusive
N/A

Max LTV

24

Month Term

£1,495

Setup Fee

1.17%

Initial Rate

4.99%

Standard Rate

Cumberland | 2yr 3.30% Discount R/M LTV 60%
60

Max LTV

24

Month Term

£999

Setup Fee

1.19%

Initial Rate

4.49%

Standard Rate

Cumberland | 2yr 3.30% Discount H/P LTV 75%
N/A

Max LTV

24

Month Term

£999

Setup Fee

1.19%

Initial Rate

4.49%

Standard Rate

Cumberland | 2yr 3.25% Discount R/M LTV 75%
75

Max LTV

24

Month Term

£999

Setup Fee

1.24%

Initial Rate

4.49%

Standard Rate

Leek United | 2yr 4.20% Discount LTV 60% No ERC No Fee
60

Max LTV

24

Month Term

£0

Setup Fee

1.24%

Initial Rate

5.44%

Standard Rate

Cumberland | 2yr 3.25% Discount H/P LTV 60%
N/A

Max LTV

24

Month Term

£999

Setup Fee

1.24%

Initial Rate

4.49%

Standard Rate

Accord Mortgages | 2yr 3.72% Discount LTV 75% Ex/B Semi Exclusive
N/A

Max LTV

24

Month Term

£1,495

Setup Fee

1.27%

Initial Rate

4.99%

Standard Rate

Beverley | Flexi 2yr 3.47% Discount Offset LTV 65%
65

Max LTV

24

Month Term

£1,895

Setup Fee

1.28%

Initial Rate

4.75%

Standard Rate

Accord Mortgages | 2yr 3.70% Discount LTV 65% Semi Exclusive
65

Max LTV

24

Month Term

£495

Setup Fee

1.29%

Initial Rate

4.99%

Standard Rate

Cumberland | 2yr 3.20% Discount R/M LTV 60%
60

Max LTV

24

Month Term

£999

Setup Fee

1.29%

Initial Rate

4.49%

Standard Rate

Cumberland | 2yr 3.20% Discount H/P LTV 75%
N/A

Max LTV

24

Month Term

£999

Setup Fee

1.29%

Initial Rate

4.49%

Standard Rate

Progressive Building Society | 2yr 3.46% Discount H/P LTV 75% No Fee
N/A

Max LTV

24

Month Term

£0

Setup Fee

1.29%

Initial Rate

4.75%

Standard Rate

Cumberland | 2yr 3.15% Discount R/M LTV 75%
75

Max LTV

24

Month Term

£999

Setup Fee

1.34%

Initial Rate

4.49%

Standard Rate

Accord Mortgages | 2yr 3.65% Discount LTV 75% Semi Exclusive
75

Max LTV

24

Month Term

£495

Setup Fee

1.34%

Initial Rate

4.99%

Standard Rate

Furness Building Society | 2yr 4.15% Discount LTV 75%
75

Max LTV

24

Month Term

£999

Setup Fee

1.39%

Initial Rate

5.54%

Standard Rate

Accord Mortgages | 2yr 3.55% Discount LTV 80% Semi Exclusive
80

Max LTV

24

Month Term

£495

Setup Fee

1.44%

Initial Rate

4.99%

Standard Rate

West Bromwich Building Society | 2yr 2.80% Discount H/P LTV 65%
N/A

Max LTV

24

Month Term

£999

Setup Fee

1.44%

Initial Rate

4.24%

Standard Rate

West Bromwich Building Society | 2yr 2.75% Discount R/M C/B LTV 65%
65

Max LTV

24

Month Term

£999

Setup Fee

1.49%

Initial Rate

4.24%

Standard Rate

West Bromwich Building Society | 2yr 2.75% Discount R/M LTV 65%
65

Max LTV

24

Month Term

£999

Setup Fee

1.49%

Initial Rate

4.24%

Standard Rate

Cambridge Building Society | 2yr 3.50% Discount H/P LTV 80% No ERC
N/A

Max LTV

24

Month Term

£499

Setup Fee

1.49%

Initial Rate

4.99%

Standard Rate

Cambridge Building Society | 2yr 3.50% Discount R/M LTV 80% No ERC
80

Max LTV

24

Month Term

£499

Setup Fee

1.49%

Initial Rate

4.99%

Standard Rate

Darlington Building Society | 2yr 4.21% Discount LTV 80%
80

Max LTV

24

Month Term

£1,119

Setup Fee

1.49%

Initial Rate

5.7%

Standard Rate

Cumberland | 2yr 2.95% Discount R/M LTV 75% No Fee Local Area
75

Max LTV

24

Month Term

£0

Setup Fee

1.54%

Initial Rate

4.49%

Standard Rate

Cumberland | 2yr 2.95% Discount R/M LTV 60% No Fee Local Area
60

Max LTV

24

Month Term

£0

Setup Fee

1.54%

Initial Rate

4.49%

Standard Rate

Accord Mortgages | 2yr 3.45% Discount LTV 85% Semi Exclusive
85

Max LTV

24

Month Term

£495

Setup Fee

1.54%

Initial Rate

4.99%

Standard Rate

Beverley | Flexi 2yr 3.17% Discount H/P Offset LTV 75%
N/A

Max LTV

24

Month Term

£995

Setup Fee

1.58%

Initial Rate

4.75%

Standard Rate

Cumberland | 2yr 2.90% Discount R/M LTV 80% Local Area No fee
80

Max LTV

24

Month Term

£0

Setup Fee

1.59%

Initial Rate

4.49%

Standard Rate

Chorley & District Building Society | 2yr 3.87% Discount LTV 80% Local Direct
80

Max LTV

24

Month Term

£195

Setup Fee

1.62%

Initial Rate

5.49%

Standard Rate

Cumberland | 2yr 2.81% Disc H/P C/B LTV 60% No Fee Local Area
N/A

Max LTV

24

Month Term

£0

Setup Fee

1.68%

Initial Rate

4.49%

Standard Rate

Cumberland | 2yr 2.80% Discount R/M LTV 60% No Fee
60

Max LTV

24

Month Term

£0

Setup Fee

1.69%

Initial Rate

4.49%

Standard Rate

Darlington Building Society | 2yr 4.01% Discount LTV 80%
80

Max LTV

24

Month Term

£519

Setup Fee

1.69%

Initial Rate

5.7%

Standard Rate

Hanley Economic Building Society | 2yr 3.50% Discount LTV 65% No ERC
65

Max LTV

24

Month Term

£750

Setup Fee

1.69%

Initial Rate

5.19%

Standard Rate

Cumberland | 2yr 2.75% Discount R/M LTV 75% No Fee
75

Max LTV

24

Month Term

£0

Setup Fee

1.74%

Initial Rate

4.49%

Standard Rate

Accord Mortgages | 2yr 3.25% Discount LTV 90% Semi Exclusive
90

Max LTV

24

Month Term

£495

Setup Fee

1.74%

Initial Rate

4.99%

Standard Rate

Cumberland | 2yr 2.70% Disc H/P C/B LTV 75% No Fee Local Area
N/A

Max LTV

24

Month Term

£0

Setup Fee

1.79%

Initial Rate

4.49%

Standard Rate

Leek United | 2yr 3.64% Discount LTV 75% Interest Only Option NF
75

Max LTV

24

Month Term

£0

Setup Fee

1.8%

Initial Rate

5.44%

Standard Rate

Beverley | Flexi 2yr 2.93% Discount H/P Offset LTV 80%
N/A

Max LTV

24

Month Term

£995

Setup Fee

1.82%

Initial Rate

4.75%

Standard Rate

Cumberland | 2yr 2.65% Disc H/P C/B LTV 80% No Fee Local Area
N/A

Max LTV

24

Month Term

£0

Setup Fee

1.84%

Initial Rate

4.49%

Standard Rate

Hanley Economic Building Society | Term 3.34% Discount LTV 80%
80

Max LTV

0

Month Term

£950

Setup Fee

1.85%

Initial Rate

0%

Standard Rate

Hanley Economic Building Society | 5yr 3.34% Discount LTV 50%
50

Max LTV

60

Month Term

£499

Setup Fee

1.85%

Initial Rate

5.19%

Standard Rate

Cumberland | 2yr 2.61% Discount R/M LTV 85% Local Area No fee
85

Max LTV

24

Month Term

£0

Setup Fee

1.88%

Initial Rate

4.49%

Standard Rate

Cumberland | 2yr 2.60% Disc H/P C/B LTV 60% No Fee
N/A

Max LTV

24

Month Term

£0

Setup Fee

1.89%

Initial Rate

4.49%

Standard Rate

Mansfield | 3yr 3.70% Discount LTV 80%
80

Max LTV

36

Month Term

£499

Setup Fee

1.89%

Initial Rate

5.59%

Standard Rate

Cumberland | 2yr 2.55% Disc H/P C/B LTV 75% No Fee
N/A

Max LTV

24

Month Term

£0

Setup Fee

1.94%

Initial Rate

4.49%

Standard Rate

Hanley Economic Building Society | 2yr 3.25% Discount R/M Help to Buy C/B LTV 90%
90

Max LTV

24

Month Term

£0

Setup Fee

1.94%

Initial Rate

5.19%

Standard Rate

Beverley | Flexi 2yr 2.80% Discount R/M Offset LTV 75%
75

Max LTV

24

Month Term

£0

Setup Fee

1.95%

Initial Rate

4.75%

Standard Rate

Cambridge Building Society | 2yr 3.00% Discount H/P LTV 90% No ERC
N/A

Max LTV

24

Month Term

£499

Setup Fee

1.99%

Initial Rate

4.99%

Standard Rate

Cambridge Building Society | 2yr 3.00% Discount R/M LTV 90% No ERC
90

Max LTV

24

Month Term

£499

Setup Fee

1.99%

Initial Rate

4.99%

Standard Rate

Tipton & Coseley | 2yr 3.00% Discount H/P LTV 75%
N/A

Max LTV

24

Month Term

£999

Setup Fee

1.99%

Initial Rate

4.99%

Standard Rate

Progressive Building Society | 2yr 2.76% Discount Family Assist LTV 95%No Fee
N/A

Max LTV

24

Month Term

£0

Setup Fee

1.99%

Initial Rate

4.75%

Standard Rate

Tipton & Coseley | 2yr 3.00% Discount R/M LTV 75%
75

Max LTV

24

Month Term

£999

Setup Fee

1.99%

Initial Rate

4.99%

Standard Rate

West Bromwich Building Society | 2yr 2.20% Discount H/P LTV 90%
N/A

Max LTV

24

Month Term

£499

Setup Fee

2.04%

Initial Rate

4.24%

Standard Rate

Yorkshire Bank | 2yr 2.91% Discount LTV 75% Direct
75

Max LTV

24

Month Term

£999

Setup Fee

2.04%

Initial Rate

4.95%

Standard Rate

Clydesdale Bank | 2yr 2.91% Discount LTV 75% Direct
75

Max LTV

24

Month Term

£999

Setup Fee

2.04%

Initial Rate

4.95%

Standard Rate

Cumberland | 2yr 2.41% Discount R/M LTV 90% Local Area No fee
90

Max LTV

24

Month Term

£0

Setup Fee

2.08%

Initial Rate

4.49%

Standard Rate

Darlington Building Society | 3yr 3.61% Discount C/B LTV 80%
80

Max LTV

36

Month Term

£0

Setup Fee

2.09%

Initial Rate

5.7%

Standard Rate

Chorley & District Building Society | 2yr 3.39% Discount LTV 80% Direct
80

Max LTV

24

Month Term

£0

Setup Fee

2.1%

Initial Rate

5.49%

Standard Rate

Chorley & District Building Society | 2yr 3.39% Discount LTV 80% Intermediary
80

Max LTV

24

Month Term

£0

Setup Fee

2.1%

Initial Rate

5.49%

Standard Rate

Cumberland | 2yr 2.36% Disc H/P C/B LTV 85% No Fee Local Area
N/A

Max LTV

24

Month Term

£0

Setup Fee

2.13%

Initial Rate

4.49%

Standard Rate

Clydesdale Bank | 2yr 2.81% Discount LTV 80% Direct
80

Max LTV

24

Month Term

£999

Setup Fee

2.14%

Initial Rate

4.95%

Standard Rate

Cambridge Building Society | 2yr 2.85% Disc LTV 75% No ERC Shared Ownership
75

Max LTV

24

Month Term

£199

Setup Fee

2.14%

Initial Rate

4.99%

Standard Rate

Yorkshire Bank | 2yr 2.81% Discount LTV 80% Direct
80

Max LTV

24

Month Term

£999

Setup Fee

2.14%

Initial Rate

4.95%

Standard Rate

Beverley | Flexi 3yr 2.60% Discount Offset LTV 65%
65

Max LTV

36

Month Term

£995

Setup Fee

2.15%

Initial Rate

4.75%

Standard Rate

Beverley | Flexi 2yr 2.56% Discount R/M Offset LTV 80%
80

Max LTV

24

Month Term

£0

Setup Fee

2.19%

Initial Rate

4.75%

Standard Rate

Beverley | Flexi 2yr 2.56% Discount H/P LTV 65% Int Only
N/A

Max LTV

24

Month Term

£495

Setup Fee

2.19%

Initial Rate

4.75%

Standard Rate

Beverley | Flexi 2yr 2.56% Discount R/M LTV 65% Int Only
65

Max LTV

24

Month Term

£0

Setup Fee

2.19%

Initial Rate

4.75%

Standard Rate

Tipton & Coseley | 3yr 2.75% Discount R/M LTV 75% Retired No ERC
75

Max LTV

36

Month Term

£0

Setup Fee

2.24%

Initial Rate

4.99%

Standard Rate

Hanley Economic Building Society | 2yr 2.94% Discount LTV 90% Shared Ownership
90

Max LTV

24

Month Term

£0

Setup Fee

2.25%

Initial Rate

5.19%

Standard Rate

Beverley | Flexi 3yr 2.50% Discount H/P Offset LTV 75%
N/A

Max LTV

36

Month Term

£995

Setup Fee

2.25%

Initial Rate

4.75%

Standard Rate

Beverley | Flexi 3yr 2.50% Discount R/M Offset LTV 75%
75

Max LTV

36

Month Term

£0

Setup Fee

2.25%

Initial Rate

4.75%

Standard Rate

Darlington Building Society | 2yr 3.45% Discount LTV 90%
90

Max LTV

24

Month Term

£419

Setup Fee

2.25%

Initial Rate

5.7%

Standard Rate

Tipton & Coseley | 3yr 2.70% Discount H/P LTV 75% Retired No ERC
N/A

Max LTV

36

Month Term

£0

Setup Fee

2.29%

Initial Rate

4.99%

Standard Rate

Tipton & Coseley | 2yr 2.70% Discount H/P LTV 75% No Fee
N/A

Max LTV

24

Month Term

£0

Setup Fee

2.29%

Initial Rate

4.99%

Standard Rate

Cumberland | 2yr 2.16% Disc H/P C/B LTV 90% No Fee Local Area
N/A

Max LTV

24

Month Term

£0

Setup Fee

2.33%

Initial Rate

4.49%

Standard Rate

Ipswich Building Society | 2yr 3.14% Discount H/P LTV 75% Later Life
N/A

Max LTV

24

Month Term

£699

Setup Fee

2.35%

Initial Rate

5.49%

Standard Rate

Ipswich Building Society | 2yr 3.14% Discount R/M LTV 75% Later Life
75

Max LTV

24

Month Term

£699

Setup Fee

2.35%

Initial Rate

5.49%

Standard Rate

Ipswich Building Society | 2yr 3.14% Discount R/M LTV 75% Later Life
75

Max LTV

24

Month Term

£699

Setup Fee

2.35%

Initial Rate

5.49%

Standard Rate

Ipswich Building Society | 2yr 3.14% Discount H/P LTV 75%
N/A

Max LTV

24

Month Term

£999

Setup Fee

2.35%

Initial Rate

5.49%

Standard Rate

Ipswich Building Society | 2yr 3.14% Discount R/M LTV 75%
75

Max LTV

24

Month Term

£999

Setup Fee

2.35%

Initial Rate

5.49%

Standard Rate

Ipswich Building Society | 2yr 3.14% Discount R/M LTV 75%
75

Max LTV

24

Month Term

£999

Setup Fee

2.35%

Initial Rate

5.49%

Standard Rate

Marsden | 2yr 3.56% Discount LTV 60% Retired
60

Max LTV

24

Month Term

£998

Setup Fee

2.39%

Initial Rate

5.95%

Standard Rate

Chorley & District Building Society | 2yr 3.04% Discount LTV 90% Intermediary
90

Max LTV

24

Month Term

£0

Setup Fee

2.45%

Initial Rate

5.49%

Standard Rate

Chorley & District Building Society | 2yr 3.04% Discount LTV 90% Direct
90

Max LTV

24

Month Term

£0

Setup Fee

2.45%

Initial Rate

5.49%

Standard Rate

Leek United | 2yr 2.95% Discount C/B LTV 95% No ERC No Fee
95

Max LTV

24

Month Term

£0

Setup Fee

2.49%

Initial Rate

5.44%

Standard Rate

Teachers Building Society | 3yr 2.50% Discount LTV 80%
80

Max LTV

36

Month Term

£99

Setup Fee

2.49%

Initial Rate

4.99%

Standard Rate

Dudley Building Society | Term 2.50% Disc R/M LTV 50% Semi Exclusive
50

Max LTV

0

Month Term

£0

Setup Fee

2.49%

Initial Rate

0%

Standard Rate

Dudley Building Society | Term 2.50% Disc H/P LTV 50% Semi Exclusive
N/A

Max LTV

0

Month Term

£0

Setup Fee

2.49%

Initial Rate

0%

Standard Rate

Chorley & District Building Society | 3yr 3.00% Discount LTV 75% H2B Intermediary
75

Max LTV

36

Month Term

£195

Setup Fee

2.49%

Initial Rate

5.49%

Standard Rate

Clydesdale Bank | 2yr 2.41% Disc Offset LTV 80% Inter <£500K
80

Max LTV

24

Month Term

£999

Setup Fee

2.54%

Initial Rate

4.95%

Standard Rate

Clydesdale Bank | 2yr 2.41% Disc Offset LTV 80% Inter <£500K I/O Opt
80

Max LTV

24

Month Term

£999

Setup Fee

2.54%

Initial Rate

4.95%

Standard Rate

Clydesdale Bank | 2yr 2.41% Discount LTV 75% Fee Offer Direct
75

Max LTV

24

Month Term

£0

Setup Fee

2.54%

Initial Rate

4.95%

Standard Rate

Yorkshire Bank | 2yr 2.41% Discount LTV 75% Fee Offer Direct
75

Max LTV

24

Month Term

£0

Setup Fee

2.54%

Initial Rate

4.95%

Standard Rate

Marsden | 3yr 3.36% Discount LTV 60% Retired
60

Max LTV

36

Month Term

£998

Setup Fee

2.59%

Initial Rate

5.95%

Standard Rate

Compare Discount Mortgages

Find competitive discounted mortgages today
Borrowing
Made Easy

Finding the right mortgage can be a lengthy and stressful process if you’re doing all the leg work yourself. Use Money Expert’s free comparison tool to browse the best discounted mortgages with ease, from the comfort of your own home.

Discounted Mortgages
Explained

With a discounted mortgage, you’ll pay interest a set percentage below a certain established rate - typically the lender’s Standard Variable Rate (SVR).

For example, if the lender’s SVR is 4.5%, and you’re offered a discount of 1.5%, your interest rate will be 3%. The interest you pay will track changes in the lenders’ SVR, while remaining that set percentage below it.

You’ll either have the discount for a set term or, in some cases, for the entire length of the mortgage (known as a lifetime discount).

Collar
Rates

If you do get a discounted mortgage, it’s worth watching out for ‘collar rates’. These basically act as a lower limit - a minimum amount of interest that you’ll pay, regardless of how low the SVR goes.

Mortgage Comparison
Process

Comparing discounted mortgages with Money Expert is a pretty straightforward process. The table above will show you all of the deals on offer, but to get a better idea of those available to you specifically, fill in the short form at the top of the page. This will filter the results on table according to your requirements.

Once you’ve done that, just click on the deal you think suits you best. Fill in the form on the following page, letting us know a bit more about the kind of mortgage you want, and about your financial situation. Once you’ve sent that off, an adviser will be in touch who will guide you through the rest of the process and help to make that you find the perfect discounted mortgage, fit for your needs.