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Compare Discounted Mortgages

All the best discounted mortgages, all in one place.

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Compare The Best Mortgages

Tipton & Coseley | 2yr 3.70% Discount H/P LTV 65%

0
Max LTV

24
Month Term

£999
Setup Fee

1.04%
Initial Rate

0%
Standard Rate

Tipton & Coseley | 2yr 3.70% Discount R/M LTV 65% Semi Exclusive

65
Max LTV

24
Month Term

£999
Setup Fee

1.04%
Initial Rate

0%
Standard Rate

Tipton & Coseley | 2yr 3.65% Discount H/P LTV 75%

0
Max LTV

24
Month Term

£999
Setup Fee

1.09%
Initial Rate

0%
Standard Rate

Tipton & Coseley | 2yr 3.65% Discount R/M LTV 75% Semi Exclusive

75
Max LTV

24
Month Term

£999
Setup Fee

1.09%
Initial Rate

0%
Standard Rate

Furness Building Society | 2yr 4.20% Discount LTV 70%

70
Max LTV

24
Month Term

£999
Setup Fee

1.09%
Initial Rate

0%
Standard Rate

Beverley | Flexi 2yr 3.47% Discount Offset LTV 65%

65
Max LTV

24
Month Term

£1,895
Setup Fee

1.28%
Initial Rate

0%
Standard Rate

Tipton & Coseley | 2yr 3.45% Discount H/P LTV 65%

0
Max LTV

24
Month Term

£99
Setup Fee

1.29%
Initial Rate

0%
Standard Rate

Tipton & Coseley | 2yr 3.45% Discount R/M LTV 65% Semi Exclusive

65
Max LTV

24
Month Term

£99
Setup Fee

1.29%
Initial Rate

0%
Standard Rate

Tipton & Coseley | 2yr 3.40% Discount R/M LTV 75% Semi Exclusive

75
Max LTV

24
Month Term

£99
Setup Fee

1.34%
Initial Rate

0%
Standard Rate

Tipton & Coseley | 2yr 3.40% Discount H/P LTV 75%

0
Max LTV

24
Month Term

£99
Setup Fee

1.34%
Initial Rate

0%
Standard Rate

Beverley | Flexi 2yr 3.17% Discount H/P Offset LTV 75%

0
Max LTV

24
Month Term

£995
Setup Fee

1.58%
Initial Rate

0%
Standard Rate

Chorley & District Building Society | 2yr 3.87% Discount LTV 80% Local Direct

80
Max LTV

24
Month Term

£195
Setup Fee

1.62%
Initial Rate

0%
Standard Rate

Marsden | 2yr 3.91% Discount LTV 85% Direct

85
Max LTV

24
Month Term

£299
Setup Fee

1.79%
Initial Rate

0%
Standard Rate

Marsden | 2yr 3.91% Discount LTV 80% Direct

80
Max LTV

24
Month Term

£299
Setup Fee

1.79%
Initial Rate

0%
Standard Rate

Beverley | Flexi 2yr 2.93% Discount H/P Offset LTV 80%

0
Max LTV

24
Month Term

£995
Setup Fee

1.82%
Initial Rate

0%
Standard Rate

Cambridge Building Society | 2yr 2.85% Discount H/P LTV 90% No ERC

0
Max LTV

24
Month Term

£999
Setup Fee

1.89%
Initial Rate

0%
Standard Rate

Cambridge Building Society | 2yr 2.85% Discount R/M LTV 90% No ERC

90
Max LTV

24
Month Term

£999
Setup Fee

1.89%
Initial Rate

0%
Standard Rate

Beverley | Flexi 2yr 2.80% Disc R/M Offset LTV 75%

75
Max LTV

24
Month Term

£0
Setup Fee

1.95%
Initial Rate

0%
Standard Rate

Clydesdale Bank | 2yr 2.71% Disc LTV 75% Ex/C Dir <£500K

75
Max LTV

24
Month Term

£999
Setup Fee

1.99%
Initial Rate

0%
Standard Rate

Marsden | 2yr 3.71% Discount LTV 40% Direct Interest only

40
Max LTV

24
Month Term

£299
Setup Fee

1.99%
Initial Rate

0%
Standard Rate

Yorkshire Bank | 2yr 2.71% Disc LTV 75% Ex/C Dir <£500K

75
Max LTV

24
Month Term

£999
Setup Fee

1.99%
Initial Rate

0%
Standard Rate

Melton Mowbray | 3yr 3.00% Discount Offset LTV 75%

75
Max LTV

36
Month Term

£398
Setup Fee

1.99%
Initial Rate

0%
Standard Rate

Yorkshire Bank | 2yr 2.61% Disc LTV 80% Ex/C Dir <£500K

80
Max LTV

24
Month Term

£999
Setup Fee

2.09%
Initial Rate

0%
Standard Rate

Marsden | 2yr 3.61% Discount LTV 90% Direct

90
Max LTV

24
Month Term

£299
Setup Fee

2.09%
Initial Rate

0%
Standard Rate

Clydesdale Bank | 2yr 2.61% Disc LTV 80% Ex/C Dir <£500K P/P

80
Max LTV

24
Month Term

£999
Setup Fee

2.09%
Initial Rate

0%
Standard Rate

Chorley & District Building Society | 2yr 3.14% Discount LTV 80% Ex/B

0
Max LTV

24
Month Term

£50
Setup Fee

2.1%
Initial Rate

0%
Standard Rate

Chorley & District Building Society | 2yr 3.14% Discount LTV 80% Intermediary

80
Max LTV

24
Month Term

£0
Setup Fee

2.1%
Initial Rate

0%
Standard Rate

Chorley & District Building Society | 2yr 3.14% Discount LTV 80% Direct

80
Max LTV

24
Month Term

£0
Setup Fee

2.1%
Initial Rate

0%
Standard Rate

Beverley | Flexi 3yr 2.60% Discount Offset LTV 65%

65
Max LTV

36
Month Term

£995
Setup Fee

2.15%
Initial Rate

0%
Standard Rate

Beverley | Flexi 2yr 2.56% Disc H/P LTV 65% Int Only

0
Max LTV

24
Month Term

£495
Setup Fee

2.19%
Initial Rate

0%
Standard Rate

Beverley | Flexi 2yr 2.56% Disc R/M LTV 65% Int Only

65
Max LTV

24
Month Term

£0
Setup Fee

2.19%
Initial Rate

0%
Standard Rate

Beverley | Flexi 2yr 2.56% Disc R/M Offset LTV 80%

80
Max LTV

24
Month Term

£0
Setup Fee

2.19%
Initial Rate

0%
Standard Rate

Melton Mowbray | 3yr 2.80% Discount Offset R/M LTV 75% Exclusive

75
Max LTV

36
Month Term

£0
Setup Fee

2.19%
Initial Rate

0%
Standard Rate

Darlington Building Society | 2yr 3.46% Discount C/B LTV 90% Exclusive

90
Max LTV

24
Month Term

£0
Setup Fee

2.24%
Initial Rate

0%
Standard Rate

Chorley & District Building Society | 3yr 3.00% Discount LTV 80% Ex/B

0
Max LTV

36
Month Term

£50
Setup Fee

2.24%
Initial Rate

0%
Standard Rate

Chorley & District Building Society | 3yr 3.00% Discount LTV 75% H2B Intermediary

75
Max LTV

36
Month Term

£195
Setup Fee

2.24%
Initial Rate

0%
Standard Rate

Chorley & District Building Society | 3yr 3.00% Discount LTV 80% Intermediary

80
Max LTV

36
Month Term

£0
Setup Fee

2.24%
Initial Rate

0%
Standard Rate

Beverley | Flexi 3yr 2.50% Disc R/M Offset LTV 75%

75
Max LTV

36
Month Term

£0
Setup Fee

2.25%
Initial Rate

0%
Standard Rate

Beverley | Flexi 3yr 2.50% Discount H/P Offset LTV 75%

0
Max LTV

36
Month Term

£495
Setup Fee

2.25%
Initial Rate

0%
Standard Rate

Clydesdale Bank | 2yr 2.41% Disc Offset LTV 80% Inter <£500K I/O Opt

80
Max LTV

24
Month Term

£999
Setup Fee

2.29%
Initial Rate

0%
Standard Rate

Clydesdale Bank | 2yr 2.41% Disc O/set LTV 80% Ex/C Dir <£500K P/P

80
Max LTV

24
Month Term

£999
Setup Fee

2.29%
Initial Rate

0%
Standard Rate

Clydesdale Bank | 2yr 2.41% Disc Offset LTV 80% Inter <£500K

80
Max LTV

24
Month Term

£999
Setup Fee

2.29%
Initial Rate

0%
Standard Rate

Clydesdale Bank | 2yr 2.41% Disc O/set LTV 80% Ex/C Dir <£500K

80
Max LTV

24
Month Term

£999
Setup Fee

2.29%
Initial Rate

0%
Standard Rate

Clydesdale Bank | 2yr 2.41% Discount LTV 75% Fee Offer Dir

75
Max LTV

24
Month Term

£0
Setup Fee

2.29%
Initial Rate

0%
Standard Rate

Chorley & District Building Society | 2yr 2.94% Discount LTV 90% Intermediary

90
Max LTV

24
Month Term

£0
Setup Fee

2.3%
Initial Rate

0%
Standard Rate

Chorley & District Building Society | 2yr 2.94% Discount LTV 90% Direct

90
Max LTV

24
Month Term

£0
Setup Fee

2.3%
Initial Rate

0%
Standard Rate

Bath Investment & Building Society | 3yr 2.70% Discount LTV 80%

80
Max LTV

36
Month Term

£200
Setup Fee

2.34%
Initial Rate

0%
Standard Rate

Clydesdale Bank | 2yr 2.31% Discount LTV 80% Fee Offer Dir

80
Max LTV

24
Month Term

£0
Setup Fee

2.39%
Initial Rate

0%
Standard Rate

Saffron Building Society | 3yr 3.00% Discount LTV 60% Contractor

60
Max LTV

36
Month Term

£499
Setup Fee

2.39%
Initial Rate

0%
Standard Rate

Saffron Building Society | 3yr 2.90% Discount LTV 60% Self Employed

60
Max LTV

36
Month Term

£499
Setup Fee

2.49%
Initial Rate

0%
Standard Rate

Dudley Building Society | Term 2.50% Disc R/M LTV 50% Semi Exclusive

50
Max LTV

0
Month Term

£0
Setup Fee

2.49%
Initial Rate

0%
Standard Rate

Dudley Building Society | Term 2.50% Disc H/P LTV 50% Semi Exclusive

0
Max LTV

0
Month Term

£0
Setup Fee

2.49%
Initial Rate

0%
Standard Rate

Clydesdale Bank | 2yr 2.21% Disc O/set LTV 75% Dir

75
Max LTV

24
Month Term

£999
Setup Fee

2.49%
Initial Rate

0%
Standard Rate

Chorley & District Building Society | 5yr 2.74% Discount LTV 80% Direct

80
Max LTV

60
Month Term

£0
Setup Fee

2.5%
Initial Rate

0%
Standard Rate

Chorley & District Building Society | 5yr 2.74% Discount LTV 80% Ex/B

0
Max LTV

60
Month Term

£50
Setup Fee

2.5%
Initial Rate

0%
Standard Rate

Chorley & District Building Society | 5yr 2.74% Discount LTV 80% Intermediary

80
Max LTV

60
Month Term

£0
Setup Fee

2.5%
Initial Rate

0%
Standard Rate

Chorley & District Building Society | 5yr 2.74% Discount R/M LTV 80% Direct

80
Max LTV

60
Month Term

£0
Setup Fee

2.5%
Initial Rate

0%
Standard Rate

Chorley & District Building Society | 5yr 2.74% Discount R/M LTV 80% Intermediary

80
Max LTV

60
Month Term

£0
Setup Fee

2.5%
Initial Rate

0%
Standard Rate

Chorley & District Building Society | 3yr 2.60% Discount LTV 90% Ex/B

0
Max LTV

36
Month Term

£50
Setup Fee

2.64%
Initial Rate

0%
Standard Rate

Chorley & District Building Society | 3yr 2.60% Discount LTV 90% Intermediary

90
Max LTV

36
Month Term

£0
Setup Fee

2.64%
Initial Rate

0%
Standard Rate

Bath Investment & Building Society | 3yr 2.40% Discount LTV 85%

85
Max LTV

36
Month Term

£200
Setup Fee

2.64%
Initial Rate

0%
Standard Rate

Clydesdale Bank | 2yr 2.01% Disc O/set LTV 80% Dir

80
Max LTV

24
Month Term

£999
Setup Fee

2.69%
Initial Rate

0%
Standard Rate

Saffron Building Society | 3yr 2.70% Discount LTV 80% Contractor

80
Max LTV

36
Month Term

£499
Setup Fee

2.69%
Initial Rate

0%
Standard Rate

Beverley | Flexi 3yr 2.00% Discount H/P Offset LTV 80%

0
Max LTV

36
Month Term

£495
Setup Fee

2.75%
Initial Rate

0%
Standard Rate

Beverley | Flexi 3yr 2.00% Disc R/M Offset LTV 80%

80
Max LTV

36
Month Term

£0
Setup Fee

2.75%
Initial Rate

0%
Standard Rate

Beverley | Flexi 3yr 2.00% Disc R/M LTV 65% Int Only

65
Max LTV

36
Month Term

£0
Setup Fee

2.75%
Initial Rate

0%
Standard Rate

Beverley | Flexi 3yr 2.00% Disc H/P LTV 65% Int Only

0
Max LTV

36
Month Term

£495
Setup Fee

2.75%
Initial Rate

0%
Standard Rate

Saffron Building Society | 3yr 2.60% Discount LTV 80% Self Employed

80
Max LTV

36
Month Term

£499
Setup Fee

2.79%
Initial Rate

0%
Standard Rate

Chorley & District Building Society | 3yr 2.41% Discount FTB C/B LTV 95% Local Direct

0
Max LTV

36
Month Term

£195
Setup Fee

2.83%
Initial Rate

0%
Standard Rate

Bath Investment & Building Society | 3yr 2.20% Disc H/P LTV 80% Parent Assist Guarantor

0
Max LTV

36
Month Term

£200
Setup Fee

2.84%
Initial Rate

0%
Standard Rate

Bath Investment & Building Society | 3yr 2.20% Disc H/P LTV 95% Parent Assist NG/CC

0
Max LTV

36
Month Term

£200
Setup Fee

2.84%
Initial Rate

0%
Standard Rate

Bath Investment & Building Society | 3yr 2.20% Discount H/P LTV 95%

0
Max LTV

36
Month Term

£200
Setup Fee

2.84%
Initial Rate

0%
Standard Rate

Aldermore | Term 1.85% Discount LTV 75%

75
Max LTV

0
Month Term

£999
Setup Fee

2.88%
Initial Rate

0%
Standard Rate

Aldermore | Term 1.85% Discount LTV 70%

70
Max LTV

0
Month Term

£999
Setup Fee

2.88%
Initial Rate

0%
Standard Rate

Beverley | Flexi 2yr 1.80% Discount H/P LTV 95% Local

0
Max LTV

24
Month Term

£995
Setup Fee

2.95%
Initial Rate

0%
Standard Rate

Beverley | Flexi 2yr 1.80% Discount LTV 90%

90
Max LTV

24
Month Term

£995
Setup Fee

2.95%
Initial Rate

0%
Standard Rate

Cambridge Building Society | 2yr 1.75% Discount H/P LTV 95% No ERC

0
Max LTV

24
Month Term

£199
Setup Fee

2.99%
Initial Rate

0%
Standard Rate

Marsden | 2yr 2.71% Discount LTV 95% Direct

95
Max LTV

24
Month Term

£299
Setup Fee

2.99%
Initial Rate

0%
Standard Rate

Swansea | Term 1.65% Discount LTV 80% Professional

80
Max LTV

0
Month Term

£250
Setup Fee

3%
Initial Rate

0%
Standard Rate

Chorley & District Building Society | 5yr 2.24% Discount LTV 90% Intermediary

90
Max LTV

60
Month Term

£0
Setup Fee

3%
Initial Rate

0%
Standard Rate

Chorley & District Building Society | 5yr 2.24% Discount LTV 90% Ex/B

0
Max LTV

60
Month Term

£50
Setup Fee

3%
Initial Rate

0%
Standard Rate

Chorley & District Building Society | 5yr 2.24% Discount LTV 90% Direct

90
Max LTV

60
Month Term

£0
Setup Fee

3%
Initial Rate

0%
Standard Rate

Bath Investment & Building Society | 3yr 2.00% Disc H/P LTV 95% Parent Assist G/CC

0
Max LTV

36
Month Term

£200
Setup Fee

3.04%
Initial Rate

0%
Standard Rate

Bath Investment & Building Society | 3yr 2.00% Disc H/P LTV 100% Parent Assist NG/CC

0
Max LTV

36
Month Term

£200
Setup Fee

3.04%
Initial Rate

0%
Standard Rate

Aldermore | Term 1.55% Discount LTV 80%

80
Max LTV

0
Month Term

£999
Setup Fee

3.18%
Initial Rate

0%
Standard Rate

Dudley Building Society | Term 1.80% Disc R/M LTV 90% Semi Exclusive

90
Max LTV

0
Month Term

£0
Setup Fee

3.19%
Initial Rate

0%
Standard Rate

Dudley Building Society | Term 1.80% Disc H/P LTV 90% Semi Exclusive

0
Max LTV

0
Month Term

£0
Setup Fee

3.19%
Initial Rate

0%
Standard Rate

Cambridge Building Society | 2yr 1.50% Discount LTV 80% Self Employed

80
Max LTV

24
Month Term

£999
Setup Fee

3.24%
Initial Rate

0%
Standard Rate

Beverley | Flexi 3yr 1.50% Discount LTV 90%

90
Max LTV

36
Month Term

£995
Setup Fee

3.25%
Initial Rate

0%
Standard Rate

Beverley | Flexi 3yr 1.50% Discount H/P LTV 95% Local

0
Max LTV

36
Month Term

£995
Setup Fee

3.25%
Initial Rate

0%
Standard Rate

Swansea | Term 1.40% Discount LTV 90% Professional

90
Max LTV

0
Month Term

£250
Setup Fee

3.25%
Initial Rate

0%
Standard Rate

Saffron Building Society | 3yr 2.10% Discount LTV 90% Contractor

90
Max LTV

36
Month Term

£499
Setup Fee

3.29%
Initial Rate

0%
Standard Rate

Buckinghamshire Building Society | 3yr 1.60% Discount LTV 80% Intermediary

80
Max LTV

36
Month Term

£1,000
Setup Fee

3.39%
Initial Rate

0%
Standard Rate

Buckinghamshire Building Society | 3yr 1.60% Discount LTV 80% Semi Exclusive

80
Max LTV

36
Month Term

£1,650
Setup Fee

3.39%
Initial Rate

0%
Standard Rate

Buckinghamshire Building Society | 5yr 1.50% Discount LTV 80% Semi Exclusive

80
Max LTV

60
Month Term

£1,650
Setup Fee

3.49%
Initial Rate

0%
Standard Rate

Buckinghamshire Building Society | 3yr 1.50% Discount NewBuild LTV 85% Intermediary

0
Max LTV

36
Month Term

£1,000
Setup Fee

3.49%
Initial Rate

0%
Standard Rate

Buckinghamshire Building Society | 3yr 1.50% Discount LTV 60% Retirement Intermediary

60
Max LTV

36
Month Term

£1,000
Setup Fee

3.49%
Initial Rate

0%
Standard Rate

Buckinghamshire Building Society | 3yr 1.50% Discount Right to Buy LTV 80% Inter

0
Max LTV

36
Month Term

£1,000
Setup Fee

3.49%
Initial Rate

0%
Standard Rate

Buckinghamshire Building Society | 3yr 1.40% Discount LTV 90% Intermediary

90
Max LTV

36
Month Term

£1,000
Setup Fee

3.59%
Initial Rate

0%
Standard Rate

Swansea | Term 1% Discount LTV 80%

80
Max LTV

0
Month Term

£250
Setup Fee

3.65%
Initial Rate

0%
Standard Rate

Compare Discount Mortgages

Find competitive discounted mortgages today

Borrowing Made Easy

Finding the right mortgage can be a lengthy and stressful process if you’re doing all the leg work yourself. Use Money Expert’s free comparison tool to browse the best discounted mortgages with ease, from the comfort of your own home.

Discounted Mortgages Explained

With a discounted mortgage, you’ll pay interest a set percentage below a certain established rate - typically the lender’s Standard Variable Rate (SVR).

For example, if the lender’s SVR is 4.5%, and you’re offered a discount of 1.5%, your interest rate will be 3%. The interest you pay will track changes in the lenders’ SVR, while remaining that set percentage below it.

You’ll either have the discount for a set term or, in some cases, for the entire length of the mortgage (known as a lifetime discount).

Collar Rates

If you do get a discounted mortgage, it’s worth watching out for ‘collar rates’. These basically act as a lower limit - a minimum amount of interest that you’ll pay, regardless of how low the SVR goes.

Mortgage Comparison Process

Comparing discounted mortgages with Money Expert is a pretty straightforward process. The table above will show you all of the deals on offer, but to get a better idea of those available to you specifically, fill in the short form at the top of the page. This will filter the results on table according to your requirements.

Once you’ve done that, just click on the deal you think suits you best. Fill in the form on the following page, letting us know a bit more about the kind of mortgage you want, and about your financial situation. Once you’ve sent that off, an adviser will be in touch who will guide you through the rest of the process and help to make that you find the perfect discounted mortgage, fit for your needs.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

MoneyExpert does not give advice on or recommend any particular product or service or whether it is suitable for your personal circumstances. The information provided is to help you to make your own choice about how to proceed.

For more information on mortgages and mortgage comparison, have a read through our guides