About More Than
You may recognise More Than from their attention-grabbing television adverts, which have featured a very fortunate dog named Lucky and voiceovers from Morgan Freeman (get it, More Than Freeman?). But behind the glossy advertisements is an approachable insurer, with a 5-star rating from Defaqto.
From the start, More Than has focused on treating customers as individuals. For example, it scrapped the scripts in its call centres to allow claims handlers to actually talk with customers. It’s a forward-thinking, personable brand, with RSA’s heritage and experience behind it.
More Than sells home, pet, landlord, travel, van, life, business, caravan and motorhome, and, of course, car insurance.
What types of cover does More Than offer?
More Than sells third party, fire and theft (TPFT) and comprehensive car insurance policies.
More Than’s comprehensive policies come with the following cover as standard:
- Personal accident cover: pays out a £5,000 lump sum should you or your partner be involved in a life-changing car accident, to give you and your family time to adjust
- Windscreen cover: covers the repair or replacement of your windscreen, either on a roadside or at home. You’ll have to pay just £10 toward a repair and £75 for a complete replacement.
- In-car entertainment cover: covers the devices you’ve added to your vehicle post-purchase, including DVD players, stereos and speakers and sat navs
- Personal belongings cover: covers up to £250 of belongings left in your car, from mobile phones to purses, if they’re stolen with the vehicle or damaged
- Child car seat cover: pays the replacement of a child car seat if your vehicle has been involved in an accident, even if the car seat doesn’t look damaged
- Wrong fuel cover: provides assistance if you’ve put the wrong fuel in your car, even if your engine is damaged, and covers some costs so you can get back on the road (excess applies).
More Than also provides a telematics policy for young drivers, dubbed Smart Wheels, and a multi-car policy, saving you up to 15% on any additional car you insure.
Why choose More Than?
- Generous additional coverage, on everything from child car seats to personal belongings, with comprehensive policies.
- Discount for insuring multiple cars: if you already hold a car insurance policy from More Than, adding on another vehicle, such as your partner’s or child’s, will save you 15% on your premiums.
- Excellent customer service: including claims handlers not kept to a script