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Compare Current Accounts

Current Accounts, Packaged Current Accounts & Basic Bank Accounts

A current account offers a safe place to store your day-to-day money. If you are looking for a UK bank account, an upgraded current account or just a basic bank account, compare our selection of the most popular UK current accounts below!

Monthly deposit
  • Interest
    • Paid
    • AER
  • Overdraft
    • Rate EAR (variable)
    • Limit
  • Apply
Provider:
Interest Paid:
monthly
Interest AER:
3%
Overdraft rate:
na
Overdraft Limit:
na
Apply:
Apply:
More Info

Earn Cashback on household bills and Santander Mortgage payments. 1% Cashback on water, council tax bills and Santander Mortgage payments (up to maximum monthly mortgage payments of £1,000). 2% Cashback on gas and electricity bills. 3% on mobile, home phone, broadband and paid for TV packages. Household bills exclude TV licence, maintenance/insurance contracts and commercial usage. Earn up to 3% interest on your credit balance. 1% AER (variable) on balances over £1,000. 2% AER (variable) on balances over £2,000. 3% AER (variable) on balances over £3,000. Fund the account with £500 a month (a minimum balance of £1,000 is required to receive interest). Pay a monthly account fee of £2, which will be taken automatically from your account each month.

Representative Example: 0% EAR (variable) Arranged Overdraft. No Daily Arranged Overdraft Fee for the first four months. Then £1 each day capped at 20 days in each monthly statement period. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ.

Santander | 123 Current Account

Provider:
Interest Paid:
monthly
Interest AER:
3%
Overdraft rate:
na
Overdraft Limit:
na
Apply:
Apply:
More Info

Flexible and adaptable banking, in a safe and controlled way.The 1l2l3 Mini Current Account is designed to provide a safe environment to learn money management and take the first steps towards financial responsibility for those aged between 11 and 18. Rewarding interest rates paying 3% AER/2.96% gross (variable) on balances from £300 up to a maximum of £2,000. 24/7 access to your account via Online, Mobile and Telephone Banking. Access nationwide via our branch network. Free text and email alerts about your account. The choice of a cash card or a Visa debit card.

Representative Example: 0% EAR (variable) Arranged Overdraft. No Arranged Overdraft Usage Fees apply. Assumed Arranged Overdraft credit limit £1,200. Actual amount may differ.

Santander | 123 Mini Current Account

Provider:
Interest Paid:
monthly
Interest AER:
2%
Overdraft rate:
na
Overdraft Limit:
na
Apply:
Apply:
More Info

Flexible and adaptable banking, in a safe and controlled way.The 1l2l3 Mini Current Account is designed to provide a safe environment to learn money management and take the first steps towards financial responsibility for those aged between 11 and 18. Rewarding interest rates paying 3% AER/2.96% gross (variable) on balances from £300 up to a maximum of £2,000. 24/7 access to your account via Online, Mobile and Telephone Banking. Access nationwide via our branch network. Free text and email alerts about your account. The choice of a cash card or a Visa debit card.

Representative Example: 0% EAR (variable) Arranged Overdraft. No Arranged Overdraft Usage Fees apply. Assumed Arranged Overdraft credit limit £1,200. Actual amount may differ.

Santander | 123 Mini Current Account

Provider:
Interest Paid:
monthly
Interest AER:
1%
Overdraft rate:
na
Overdraft Limit:
na
Apply:
Apply:
More Info

Flexible and adaptable banking, in a safe and controlled way.The 1l2l3 Mini Current Account is designed to provide a safe environment to learn money management and take the first steps towards financial responsibility for those aged between 11 and 18. Rewarding interest rates paying 3% AER/2.96% gross (variable) on balances from £300 up to a maximum of £2,000. 24/7 access to your account via Online, Mobile and Telephone Banking. Access nationwide via our branch network. Free text and email alerts about your account. The choice of a cash card or a Visa debit card.

Representative Example: 0% EAR (variable) Arranged Overdraft. No Arranged Overdraft Usage Fees apply. Assumed Arranged Overdraft credit limit £1,200. Actual amount may differ.

Santander | 123 Mini Current Account

Provider:
Interest Paid:
na
Interest AER:
0%
Overdraft rate:
19.94%
Overdraft Limit:
na
Apply:
Apply:
More Info

An everyday account, rewarding all customers, every day they bank with TSB. Available to existing and new customers. No monthly fee. £25 interest and fee free overdraft plus £10 buffer. 7 day switching service available. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.94% EAR (Variable). Classic Plus has been rated 5 Star by independent financial research and software company Defaqto. Classic Plus provides one of the highest quality offerings in the market.

Representative Example:

TSB | Classic Plus

Provider:
Interest Paid:
monthly
Interest AER:
0%
Overdraft rate:
na
Overdraft Limit:
na
Apply:
Apply:
More Info

Get 5% interest for just being in credit. The rate is fixed for the first 12 months and reverts to 1.00% gross p.a./AER (variable) as long as you can keep paying in £1,000 per month. Fee-free overdraft for 12 months (subject to approval). FlexDirect also offers additional benefits which include special rates and exclusive offers on savings and insurance products.

Representative Example:

Nationwide Building Society | FlexDirect => £1,000 per month

Provider:
Interest Paid:
monthly
Interest AER:
0%
Overdraft rate:
na
Overdraft Limit:
na
Apply:
Apply:
More Info

Choose FlexPlus for great banking features as well as a range of insurance products and account benefits for you and your family. All for just £10 a month. Pays a rate of 3.00% AER in-credit interest (2.96% gross p.a.) variable on balances up to £2,500.

Representative Example:

Nationwide Building Society | FlexPlus

Provider:
Interest Paid:
na
Interest AER:
0%
Overdraft rate:
na
Overdraft Limit:
na
Apply:
Apply:
More Info

A straightforward Current Account from Barclays with no monthly fee. Create your own personalised Current Account with the new Barclays Features Store. Customise your account with a range of Packs that cover gadgets, home appliances, travel and more. Simply add the Features that you want and leave out the ones that you don't. Terms, conditions and exclusions apply - read the policy documents so you know whats covered and whats not.

Representative Example: Up to £5,000, 19.3% interest p.a. (variable). Subject to status and application.

Barclays | Bank Account

Provider:
Interest Paid:
monthly
Interest AER:
0%
Overdraft rate:
na
Overdraft Limit:
na
Apply:
Apply:
More Info

Flexible and adaptable banking, in a safe and controlled way.The 1l2l3 Mini Current Account is designed to provide a safe environment to learn money management and take the first steps towards financial responsibility for those aged between 11 and 18. Rewarding interest rates paying 3% AER/2.96% gross (variable) on balances from £300 up to a maximum of £2,000. 24/7 access to your account via Online, Mobile and Telephone Banking. Access nationwide via our branch network. Free text and email alerts about your account. The choice of a cash card or a Visa debit card.

Representative Example: 0% EAR (variable) Arranged Overdraft. No Arranged Overdraft Usage Fees apply. Assumed Arranged Overdraft credit limit £1,200. Actual amount may differ.

Santander | 123 Mini Current Account

Provider:
Interest Paid:
monthly
Interest AER:
0%
Overdraft rate:
na
Overdraft Limit:
na
Apply:
Apply:
More Info

Flexible and adaptable banking, in a safe and controlled way.The 1l2l3 Mini Current Account is designed to provide a safe environment to learn money management and take the first steps towards financial responsibility for those aged between 11 and 18. Rewarding interest rates paying 3% AER/2.96% gross (variable) on balances from £300 up to a maximum of £2,000. 24/7 access to your account via Online, Mobile and Telephone Banking. Access nationwide via our branch network. Free text and email alerts about your account. The choice of a cash card or a Visa debit card.

Representative Example: 0% EAR (variable) Arranged Overdraft. No Arranged Overdraft Usage Fees apply. Assumed Arranged Overdraft credit limit £1,200. Actual amount may differ.

Santander | 123 Mini Current Account

Provider:
Interest Paid:
na
Interest AER:
0%
Overdraft rate:
18.90%
Overdraft Limit:
na
Apply:
Apply:
More Info

Our current account, FlexAccount, gives you access to a range of exclusive offers, including free European travel insurance, discounted personal loans and special mortgage deals - all with no monthly account fee.

Representative Example:

Nationwide Building Society | FlexAccount

Provider:
Interest Paid:
na
Interest AER:
0%
Overdraft rate:
19.94%
Overdraft Limit:
na
Apply:
Apply:
More Info

The TSB Classic Account will give you all you need to make everyday banking easier. It comes packed with great features to help you make the most of your money, including Money Planner and text alerts. You can manage your money 24/7 through the online bank. £25 interest and fee free overdraft plus £10 buffer (subject to application and approval). No overdraft fees or interest to pay if you go overdrawn (either Planned or Unplanned) by £10 or less. Grace period if you go over your limit. You have until 3.30pm (UK Time) to pay in enough money to avoid any overdraft fees you may incur that day. Switching to us is easy - TSB can help to move Direct Debits and standing orders from any existing accounts to your TSB current account - all within 7 days. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.94% EAR (Variable). 

Representative Example:

TSB | Classic Account

Provider:
Interest Paid:
na
Interest AER:
0%
Overdraft rate:
na
Overdraft Limit:
na
Apply:
Apply:
More Info

Santander's Everyday Current Account offers simple, straightforward banking.

Representative Example: 0% EAR (variable) Arranged Overdraft. No Daily Arranged Overdraft Fee for the first 4 months. Then 50p per day capped at 20 days each monthly statement period applies thereafter. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ.

Santander | Everyday Current Account

Provider:
Interest Paid:
na
Interest AER:
0%
Overdraft rate:
19.89%
Overdraft Limit:
na
Apply:
Apply:
More Info

NatWest Select Account - All the essentials to make everyday banking easy for you - no monthly account fee. Get rewarded with Cashback Plus. Just activate your account and use your NatWest Visa Debit card on qualifying purchases at participating retailers and you'll earn Rewards. Over 18's only.

Representative Example: If you have an overdraft limit of £100, a 0% EAR (variable) charge will apply.

NatWest | Select Account

Provider:
Interest Paid:
na
Interest AER:
0%
Overdraft rate:
19.89%
Overdraft Limit:
na
Apply:
Apply:
More Info

RBS Select Account - All the essentials to make everyday banking easy for you - no monthly account fee. Get rewarded with Cashback Plus. Just activate your account and use your RBS Visa Debit card on qualifying purchases at participating retailers and you'll earn Rewards. Over 18s only.

Representative Example: If you have an overdraft limit of £100, a 0% EAR (variable) charge will apply.

Royal Bank of Scotland | Select Account

Provider:
Interest Paid:
na
Interest AER:
0%
Overdraft rate:
19.49%
Overdraft Limit:
na
Apply:
Apply:
More Info

Handy ways to manage your money and benefits that make a difference. Enjoy all of this for just £16 a month: Worldwide Travel Insurance - includes winter sports. If you or those covered under the policy are 70 or over you must pay an annual premium of £50 per account. Mobile Phone Insurance - includes smartphones. UK Car Breakdown Cover - we'll get you and your vehicle home or to your preferred location. National Trust Days Out - 2 family day passes to a selected range of National Trust sites around the UK tastecard Membership - 2 for 1 or 50% off at thousands of restaurants UK wide. Get rewarded with Cashback Plus. Just activate your account and use your NatWest Visa Debit card on qualifying purchases at participating retailers and you'll earn Rewards. Over 18's only.

Representative Example:

NatWest | Select Platinum

Provider:
Interest Paid:
na
Interest AER:
0%
Overdraft rate:
19.49%
Overdraft Limit:
na
Apply:
Apply:
More Info

Everyday banking with fantastic protection and leisure benefits. Enjoy all of this for just £16 a month: Worldwide Travel Insurance - includes winter sports. If you or those covered under the policy are 70 or over you must pay an annual premium of £50 per account. Mobile Phone Insurance - includes smartphones. UK Car Breakdown Cover - we'll get you and your vehicle home or to your preferred location. National Trust for Scotland Days Out - 2 family day passes to a selected range of National Trust for Scotland and National Trust properties around the UK tastecard Membership - 2 for 1 or 50% off at  thousands of restaurants UK wide. Get rewarded with Cashback Plus. Just activate your account and use your RBS Visa Debit card on qualifying purchases at participating retailers and you'll earn Rewards. Over 18s only.

Representative Example:

Royal Bank of Scotland | Select Platinum

Provider:
Interest Paid:
na
Interest AER:
0%
Overdraft rate:
19.89%
Overdraft Limit:
na
Apply:
Apply:
More Info

NatWest Select Silver: Save money on things you may already spend on. European Travel Insurance. Mobile Phone Insurance - including iPhone. tastecard - Enjoy 2-for-1 meals or 50% off your food bill at thousands of restaurants across the UK. Ticket Booking Service - 25% cashback on tickets for theatre, dance, opera, concert performances and more throughout the UK and Ireland. £10 - Monthly account fee.

Representative Example:

NatWest | Select Silver Account

Provider:
Interest Paid:
na
Interest AER:
0%
Overdraft rate:
19.89%
Overdraft Limit:
na
Apply:
Apply:
More Info

RBS Select Silver Account . Save money on things you may already spend on. European Travel Insurance. Mobile phone insurance - including iPhones. tastecard - Enjoy 2-for-1 meals or 50% off your food bill at thousands of restaurants across the UK. Ticket Booking Service - 25% cashback on tickets for theatre, dance, opera, concert performances and more, throughout the UK and Ireland. £10 monthly account fee.

Representative Example:

Royal Bank of Scotland | Select Silver Account