Compare Current Accounts
Current Accounts, Packaged Current Accounts & Basic Bank Accounts
A current account offers a safe place to store your day-to-day money. If you are looking for a UK bank account, an upgraded current account or just a basic bank account, compare our selection of the most popular UK current accounts below!
- Provider
- Interest
- Paid
- AER
- Overdraft
- Rate
- Limit
- Apply
- Provider:
-
- Interest Paid:
- monthly
- Interest AER:
- 3%
- Overdraft rate:
- 0.00% Interest per annum (variable)
- Overdraft Limit:
- £0
- Apply:
- Apply:
- More Info
Earn Cashback on household bills and Santander Mortgage payments. 1% Cashback on water, council tax bills and Santander Mortgage payments (up to maximum monthly mortgage payments of £1,000). 2% Cashback on gas and electricity bills. 3% on mobile, home phone, broadband and paid for TV packages. Household bills exclude TV licence, maintenance/insurance contracts and commercial usage. Earn up to 3% interest on your credit balance. 1% AER (variable) on balances over £1,000. 2% AER (variable) on balances over £2,000. 3% AER (variable) on balances over £3,000. Fund the account with £500 a month (a minimum balance of £1,000 is required to receive interest). Pay a monthly account fee of £2, which will be taken automatically from your account each month.
Representative Example: 0% EAR (variable) Arranged Overdraft. No Daily Arranged Overdraft Fee for the first four months. Then £1 each day capped at 20 days in each monthly statement period. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ.
Santander | 123 Current Account
- Provider:
-
- Interest Paid:
- monthly
- Interest AER:
- 0%
- Overdraft rate:
- 0.00% Interest per annum (variable)
- Overdraft Limit:
- £0
- Apply:
- Apply:
- More Info
Get 5% interest for just being in credit. The rate is fixed for the first 12 months and reverts to 1.00% gross p.a./AER (variable) as long as you can keep paying in £1,000 per month. Fee-free overdraft for 12 months (subject to approval). FlexDirect also offers additional benefits which include special rates and exclusive offers on savings and insurance products.
Representative Example:
Nationwide Building Society | FlexDirect => £1,000 per month
- Provider:
-
- Interest Paid:
- monthly
- Interest AER:
- 0%
- Overdraft rate:
- 0.00% Interest per annum (variable)
- Overdraft Limit:
- £100
- Apply:
- Apply:
- More Info
Choose FlexPlus for great banking features as well as a range of insurance products and account benefits for you and your family. All for just £10 a month. Pays a rate of 3.00% AER in-credit interest (2.96% gross p.a.) variable on balances up to £2,500.
Representative Example:
Nationwide Building Society | FlexPlus
- Provider:
-
- Interest Paid:
- na
- Interest AER:
- 0%
- Overdraft rate:
- 19.30% Interest per annum (variable)
- Overdraft Limit:
- £0
- Apply:
- Apply:
- More Info
A straightforward Current Account from Barclays with no monthly fee. Create your own personalised Current Account with the new Barclays Features Store. Customise your account with a range of Packs that cover gadgets, home appliances, travel and more. Simply add the Features that you want and leave out the ones that you don't. Terms, conditions and exclusions apply - read the policy documents so you know whats covered and whats not.
Representative Example: Up to £5,000, 19.3% interest p.a. (variable). Subject to status and application.
Barclays | Bank Account
- Provider:
-
- Interest Paid:
- na
- Interest AER:
- 0%
- Overdraft rate:
- 18.90% Interest per annum (variable)
- Overdraft Limit:
- £0
- Apply:
- Apply:
- More Info
Our current account, FlexAccount, gives you access to a range of exclusive offers, including free European travel insurance, discounted personal loans and special mortgage deals - all with no monthly account fee.
Representative Example:
Nationwide Building Society | FlexAccount
- Provider:
-
- Interest Paid:
- na
- Interest AER:
- 0%
- Overdraft rate:
- 0.00% Interest per annum (variable)
- Overdraft Limit:
- £0
- Apply:
- Apply:
- More Info
Santander's Everyday Current Account offers simple, straightforward banking.
Representative Example: 0% EAR (variable) Arranged Overdraft. No Daily Arranged Overdraft Fee for the first 4 months. Then 50p per day capped at 20 days each monthly statement period applies thereafter. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ.
Santander | Everyday Current Account
- Provider:
-
- Interest Paid:
- na
- Interest AER:
- 0%
- Overdraft rate:
- 19.89% Interest per annum (variable)
- Overdraft Limit:
- £100
- Apply:
- Apply:
- More Info
NatWest Select Account - All the essentials to make everyday banking easy for you - no monthly account fee.
Representative Example: If you have an overdraft limit of £100, a 0% EAR (variable) charge will apply.
NatWest | Select Account
- Provider:
-
- Interest Paid:
- na
- Interest AER:
- 0%
- Overdraft rate:
- 19.89% Interest per annum (variable)
- Overdraft Limit:
- £100
- Apply:
- Apply:
- More Info
RBS Select Account - All the essentials to make everyday banking easy for you - no monthly account fee.
Representative Example: If you have an overdraft limit of £100, a 0% EAR (variable) charge will apply.
Royal Bank of Scotland | Select Account
- Provider:
-
- Interest Paid:
- na
- Interest AER:
- 0%
- Overdraft rate:
- 19.49% Interest per annum (variable)
- Overdraft Limit:
- £100
- Apply:
- Apply:
- More Info
Handy ways to manage your money and benefits that make a difference. Enjoy all of this for just £16 a month: Worldwide Travel Insurance - includes winter sports. If you or those covered under the policy are 70 or over you must pay an annual premium of £50 per account. Mobile Phone Insurance - includes smartphones. UK Car Breakdown Cover - we'll get you and your vehicle home or to your preferred location. National Trust Days Out - 2 family day passes to a selected range of National Trust sites around the UK tastecard Membership - 2 for 1 or 50% off at thousands of restaurants UK wide.
Representative Example:
NatWest | Select Platinum
- Provider:
-
- Interest Paid:
- na
- Interest AER:
- 0%
- Overdraft rate:
- 19.49% Interest per annum (variable)
- Overdraft Limit:
- £100
- Apply:
- Apply:
- More Info
Everyday banking with fantastic protection and leisure benefits. Enjoy all of this for just £16 a month: Worldwide Travel Insurance - includes winter sports. If you or those covered under the policy are 70 or over you must pay an annual premium of £50 per account. Mobile Phone Insurance - includes smartphones. UK Car Breakdown Cover - we'll get you and your vehicle home or to your preferred location. National Trust for Scotland Days Out - 2 family day passes to a selected range of National Trust for Scotland and National Trust properties around the UK tastecard Membership - 2 for 1 or 50% off at thousands of restaurants UK wide.
Representative Example:
Royal Bank of Scotland | Select Platinum
- Provider:
-
- Interest Paid:
- na
- Interest AER:
- 0%
- Overdraft rate:
- 19.89% Interest per annum (variable)
- Overdraft Limit:
- £100
- Apply:
- Apply:
- More Info
NatWest Select Silver - includes three DVD rentals and up to 2 hours online streaming every month from LOVEFiLM - £10 a month.
Representative Example:
NatWest | Select Silver Account
- Provider:
-
- Interest Paid:
- na
- Interest AER:
- 0%
- Overdraft rate:
- 19.89% Interest per annum (variable)
- Overdraft Limit:
- £100
- Apply:
- Apply:
- More Info
RBS Select Silver Account - mobile phone insurance - includes iPhones, £10 monthly account fee.
Representative Example: