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Compare Current Accounts

Current Accounts, Packaged Current Accounts & Basic Bank Accounts

A current account offers a safe place to store your day-to-day money. If you are looking for a UK bank account, an upgraded current account or just a basic bank account, compare our selection of the most popular UK current accounts below!

Monthly deposit
  • Interest
    • Paid
    • AER
  • Overdraft
    • Rate EAR (variable)
    • Limit
  • Apply
Provider:
Interest Paid:
monthly
Interest AER:
5%
Overdraft rate:
na
Overdraft Limit:
na
Apply:
Apply:
More Info

Get 5% interest for just being in credit. The rate is fixed for the first 12 months and reverts to 1.00% gross p.a./AER (variable) as long as you can keep paying in £1,000 per month. Fee-free overdraft for 12 months (subject to approval). FlexDirect also offers additional benefits and access to special rates and exclusive offers to main current account customers, such as mortgages rates, savings accounts and ability to apply for a Select Credit Card.

Representative Example: If you use an arranged overdraft of £1,200 the amount we will charge you is 50p per day (variable).

Nationwide Building Society | FlexDirect => £1,000 per month

Provider:
Interest Paid:
monthly
Interest AER:
5%
Overdraft rate:
19.94%
Overdraft Limit:
£25
Apply:
Apply:
More Info

An everyday account, rewarding all customers, every day they bank with TSB. Available to existing and new customers. No monthly fee. £25 interest and fee free overdraft plus £10 buffer. 7 day switching service available. Classic Plus has been rated 5 Star by independent financial research and software company Defaqto. Classic Plus provides one of the highest quality offerings in the market.

Representative Example: If you use an arranged overdraft of £1,200 you'll be charged 19.94% EAR (variable) + £6 per month.

TSB | Classic Plus

Provider:
Interest Paid:
na
Interest AER:
5%
Overdraft rate:
19.94%
Overdraft Limit:
£25
Apply:

TSB | Classic Plus with Control

Provider:
Interest Paid:
monthly
Interest AER:
4%
Overdraft rate:
19.94%
Overdraft Limit:
£100
Apply:

Lloyds Bank | Club Lloyds

Provider:
Interest Paid:
monthly
Interest AER:
4%
Overdraft rate:
19.94%
Overdraft Limit:
£100
Apply:

Lloyds Bank | Club Lloyds Silver Account Ex/C

Provider:
Interest Paid:
monthly
Interest AER:
4%
Overdraft rate:
17.28%
Overdraft Limit:
£300
Apply:

Lloyds Bank | Club Lloyds Platinum Account Ex/C

Provider:
Interest Paid:
monthly
Interest AER:
4%
Overdraft rate:
na
Overdraft Limit:
na
Apply:

Lloyds TSB Private Banking | Club Lloyds Private Account

Provider:
Interest Paid:
monthly
Interest AER:
4%
Overdraft rate:
9.90%
Overdraft Limit:
na
Apply:

Lloyds TSB Private Banking | Club Lloyds Mayfair High Interest Cheque Account

Provider:
Interest Paid:
monthly
Interest AER:
4%
Overdraft rate:
10.96%
Overdraft Limit:
£600
Apply:

Lloyds TSB Private Banking | Club Lloyds Premier Current Account

Provider:
Interest Paid:
monthly
Interest AER:
4%
Overdraft rate:
19.94%
Overdraft Limit:
£100
Apply:

Lloyds Bank | Club Lloyds with Control

Provider:
Interest Paid:
monthly
Interest AER:
3%
Overdraft rate:
na
Overdraft Limit:
na
Apply:
Apply:
More Info

Earn Cashback on household bills and Santander Mortgage payments. 1% Cashback on water, council tax bills and Santander Mortgage payments (up to maximum monthly mortgage payments of £1,000). 2% Cashback on gas and electricity bills. 3% on mobile, home phone, broadband and paid for TV packages. Household bills exclude TV licence, maintenance/insurance contracts and commercial usage. Earn up to 3% interest on your credit balance. 1% AER (variable) on balances over £1,000. 2% AER (variable) on balances over £2,000. 3% AER (variable) on balances over £3,000. Fund the account with £500 a month (a minimum balance of £1,000 is required to receive interest). Pay a monthly account fee of £2, which will be taken automatically from your account each month. Apple pay - Pay with your iPhone, iPad or Apple Watch. Spendlytics - our new app, lets you analyse and track your debit card spend (IOS only).

Representative Example: 0% EAR (variable) Arranged Overdraft. Arranged Overdraft Usage Fee of £1 per day. If you are switching to Santander then there will be no Arranged Overdraft Usage Fee for the first 4 months. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ.

Santander | 123 Current Account

Provider:
Interest Paid:
monthly
Interest AER:
3%
Overdraft rate:
na
Overdraft Limit:
£100
Apply:
Apply:
More Info

Choose FlexPlus, an award-winning packaged account paying a rate of 3.00% AER in-credit interest (2.96% gross p.a.) variable on balances up to £2,500. The account comes with worldwide family travel insurance, UK and European breakdown cover, family mobile phone insurance and 12 month extended warranty on eligible appliances. FlexPlus customers also enjoy commission-free cash withdrawals abroad and can access exclusive customer deals on mortgages, personal loans, credit cards and savings products as well as a reward scheme that offers discounts on high-street brands. All this for just £10 per month.

Representative Example: If you use an arranged overdraft of £1,200 the amount we will charge you is 50p per day (variable).

Nationwide Building Society | FlexPlus

Provider:
Interest Paid:
monthly
Interest AER:
3%
Overdraft rate:
na
Overdraft Limit:
na
Apply:
Apply:
More Info

Flexible and adaptable banking, in a safe and controlled way.The 1l2l3 Mini Current Account is designed to provide a safe environment to learn money management and take the first steps towards financial responsibility for those aged between 11 and 18. Rewarding interest rates paying 3% AER/2.96% gross (variable) on balances from £300 up to a maximum of £2,000. 24/7 access to your account via Online, Mobile and Telephone Banking. Access nationwide via our branch network. Free text and email alerts about your account. The choice of a cash card or a Visa debit card.

Santander | 123 Mini Current Account

Provider:
Interest Paid:
monthly
Interest AER:
3%
Overdraft rate:
19.94%
Overdraft Limit:
£25
Apply:

Bank of Scotland | Vantage Classic Account with Control

Provider:
Interest Paid:
monthly
Interest AER:
3%
Overdraft rate:
17.28%
Overdraft Limit:
£300
Apply:

Bank of Scotland | Vantage Platinum Account Ex/C

Provider:
Interest Paid:
monthly
Interest AER:
3%
Overdraft rate:
19.94%
Overdraft Limit:
£50
Apply:

Bank of Scotland | Vantage Silver Account Ex/C

Provider:
Interest Paid:
monthly
Interest AER:
3%
Overdraft rate:
19.94%
Overdraft Limit:
£25
Apply:

Bank of Scotland | Vantage Classic Account

Provider:
Interest Paid:
monthly
Interest AER:
3%
Overdraft rate:
18.90%
Overdraft Limit:
na
Apply:

Tesco Bank | Current Account

Provider:
Interest Paid:
quarterly
Interest AER:
3%
Overdraft rate:
na
Overdraft Limit:
na
Apply:

Bank of Scotland | Under 19s Account

Provider:
Interest Paid:
quarterly
Interest AER:
3%
Overdraft rate:
na
Overdraft Limit:
na
Apply:

TSB | Under 19s Account

Provider:
Interest Paid:
monthly
Interest AER:
2%
Overdraft rate:
9.90%
Overdraft Limit:
na
Apply:

Yorkshire Bank | Current Account Direct

Provider:
Interest Paid:
monthly
Interest AER:
2%
Overdraft rate:
9.90%
Overdraft Limit:
na
Apply:

Clydesdale Bank | Current Account Direct

Provider:
Interest Paid:
monthly
Interest AER:
2%
Overdraft rate:
na
Overdraft Limit:
na
Apply:

Halifax | Expresscash

Provider:
Interest Paid:
monthly
Interest AER:
2%
Overdraft rate:
5.95%
Overdraft Limit:
na
Apply:

Investec Bank | Voyage

Provider:
Interest Paid:
monthly
Interest AER:
1%
Overdraft rate:
na
Overdraft Limit:
na
Apply:

Virgin Money | Essential Current Account

Provider:
Interest Paid:
monthly
Interest AER:
1%
Overdraft rate:
na
Overdraft Limit:
na
Apply:

Nationwide Building Society | FlexOne

Provider:
Interest Paid:
monthly
Interest AER:
1%
Overdraft rate:
na
Overdraft Limit:
na
Apply:

NatWest | Natwest Adapt

Provider:
Interest Paid:
quarterly
Interest AER:
1%
Overdraft rate:
na
Overdraft Limit:
na
Apply:

Barclays | BarclayPlus

Provider:
Interest Paid:
quarterly
Interest AER:
1%
Overdraft rate:
na
Overdraft Limit:
na
Apply:

Royal Bank of Scotland | Revolve

Provider:
Interest Paid:
monthly
Interest AER:
1%
Overdraft rate:
14.89%
Overdraft Limit:
£500
Apply:

Royal Bank of Scotland | Black Account