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Compare Current Accounts

Current Accounts, Packaged Current Accounts & Basic Bank Accounts

A current account offers a safe place to store your day-to-day money. If you are looking for a UK bank account, an upgraded current account or just a basic bank account, compare our selection of the most popular UK current accounts below!

Monthly deposit
  • Interest
    • Paid
    • AER
  • Overdraft
    • Rate EAR (variable)
    • Limit
  • Apply
Provider:
Interest Paid:
monthly
Interest AER:
5%
Overdraft rate:
na
Overdraft Limit:
na
Apply:
Apply:
More Info

Get 5% interest for just being in credit. The rate is fixed for the first 12 months and reverts to 1.00% gross p.a./AER (variable) as long as you can keep paying in £1,000 per month. Fee-free overdraft for 12 months (subject to approval). FlexDirect also offers additional benefits and access to special rates and exclusive offers to main current account customers, such as mortgages rates, savings accounts and ability to apply for a Select Credit Card.

Representative Example: If you use an arranged overdraft of £1,200 the amount we will charge you is 50p per day (variable).

Nationwide Building Society | FlexDirect => £1,000 per month

Provider:
Interest Paid:
monthly
Interest AER:
5%
Overdraft rate:
19.94%
Overdraft Limit:
£25
Apply:
Apply:
More Info

An everyday account, rewarding all customers, every day they bank with TSB. Available to existing and new customers. No monthly fee. £25 interest and fee free overdraft plus £10 buffer. 5% AER current account interest on balances up to £2,000*. 7 day switching service available. Offers additional benefits including 5% contactless cashback** & availability of a 5% Monthly Saver account***.

*To earn interest (which is paid monthly) just pay in a minimum of £500 a month and register for Internet Banking, Paperless Statements and Paperless Correspondence. **5% cashback is only available on the first £100 you spend on qualifying purchases each calendar month. (Apple Pay and Contactless). Cashback will be paid on qualifying purchases until 31 December 2016. ***5% Monthly Saver. 5% gross/AER fixed for a year only. Interest paid on maturity. Pay in a minimum of £25 and a maximum of £250 by standing order once a month. Cannot replace money withdrawn.

The Classic Plus Account has been rated 5 Star by independent financial research and software company Defaqto. The Classic Plus Account provides one of the highest quality offerings in the market.

Representative Example: If you use an arranged overdraft of £1,200 you'll be charged 19.94% EAR (variable) + £6 per month.

TSB | Classic Plus Account => £500 per month

Provider:
Interest Paid:
monthly
Interest AER:
4%
Overdraft rate:
19.94%
Overdraft Limit:
£100
Apply:

Lloyds Bank | Club Lloyds

Provider:
Interest Paid:
monthly
Interest AER:
4%
Overdraft rate:
19.94%
Overdraft Limit:
£100
Apply:

Lloyds Bank | Club Lloyds Silver Account Ex/C

Provider:
Interest Paid:
monthly
Interest AER:
4%
Overdraft rate:
17.28%
Overdraft Limit:
£300
Apply:

Lloyds Bank | Club Lloyds Platinum Account Ex/C

Provider:
Interest Paid:
monthly
Interest AER:
4%
Overdraft rate:
na
Overdraft Limit:
na
Apply:

Lloyds Private Banking | Club Lloyds Private Account

Provider:
Interest Paid:
monthly
Interest AER:
4%
Overdraft rate:
9.90%
Overdraft Limit:
na
Apply:

Lloyds Private Banking | Club Lloyds Mayfair High Interest Cheque Account

Provider:
Interest Paid:
monthly
Interest AER:
4%
Overdraft rate:
10.96%
Overdraft Limit:
£600
Apply:

Lloyds Private Banking | Club Lloyds Premier Current Account

Provider:
Interest Paid:
monthly
Interest AER:
3%
Overdraft rate:
na
Overdraft Limit:
na
Apply:
Apply:
More Info

Flexible and adaptable banking, in a safe and controlled way.The 1l2l3 Mini Current Account is designed to provide a safe environment to learn money management and take the first steps towards financial responsibility for those aged between 11 and 18. Rewarding interest rates paying 3% AER/2.96% gross (variable) on balances from £300 up to a maximum of £2,000. 24/7 access to your account via Online, Mobile and Telephone Banking. Access nationwide via our branch network. Free text and email alerts about your account. The choice of a cash card or a Visa debit card.

Santander | 123 Mini Current Account

Provider:
Interest Paid:
monthly
Interest AER:
3%
Overdraft rate:
na
Overdraft Limit:
£100
Apply:
Apply:
More Info

Choose FlexPlus, an award-winning packaged account paying a rate of 3.00% AER in-credit interest (2.96% gross p.a.) variable on balances up to £2,500. The account comes with worldwide family travel insurance, UK and European breakdown cover, family mobile phone insurance and 12 month extended warranty on eligible appliances. FlexPlus customers also enjoy commission-free cash withdrawals abroad and can access exclusive customer deals on mortgages, personal loans, credit cards and savings products as well as a reward scheme that offers discounts on high-street brands. All this for just £10 per month.

Representative Example: If you use an arranged overdraft of £1,200 the amount we will charge you is 50p per day (variable).

Nationwide Building Society | FlexPlus

Provider:
Interest Paid:
monthly
Interest AER:
3%
Overdraft rate:
na
Overdraft Limit:
na
Apply:
Apply:
More Info

Earn Cashback on household bills and Santander Mortgage payments. 1% Cashback on water, council tax bills and Santander Mortgage payments (up to maximum of £1,000). 2% Cashback on gas and electricity bills. 3% on mobile, home phone, broadband and paid for TV packages. Household bills exclude TV licence, maintenance/insurance contracts, commercial usage & commercial mortgages. Earn up to 3% interest on your credit balance. 1% AER (variable) on balances over £1,000. 2% AER (variable) on balances over £2,000. 3% AER (variable) on balances over £3,000. Fund the account with £500 a month (a minimum balance of £1,000 is required to receive interest). Pay a monthly account fee of £5, which will be automatically taken from your account each month. Apple pay - Pay with your iPhone, iPad or Apple Watch. Spendlytics - our new app, lets you analyse and track your debit card spend (IOS only).

Representative Example: 0% EAR (variable) Arranged Overdraft. Arranged Overdraft Usage Fee of £1 per day. If you are switching to Santander then there will be no Arranged Overdraft Usage Fee for the first 4 months. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ.

Santander | 123 Current Account

Provider:
Interest Paid:
monthly
Interest AER:
3%
Overdraft rate:
17.28%
Overdraft Limit:
£300
Apply:

Bank of Scotland | Vantage Platinum Account Ex/C

Provider:
Interest Paid:
monthly
Interest AER:
3%
Overdraft rate:
19.94%
Overdraft Limit:
£50
Apply:

Bank of Scotland | Vantage Silver Account Ex/C

Provider:
Interest Paid:
monthly
Interest AER:
3%
Overdraft rate:
19.94%
Overdraft Limit:
£25
Apply:

Bank of Scotland | Vantage Classic Account

Provider:
Interest Paid:
monthly
Interest AER:
3%
Overdraft rate:
18.90%
Overdraft Limit:
na
Apply:

Tesco Bank | Current Account

Provider:
Interest Paid:
quarterly
Interest AER:
3%
Overdraft rate:
na
Overdraft Limit:
na
Apply:

Bank of Scotland | Under 19s Account

Provider:
Interest Paid:
quarterly
Interest AER:
3%
Overdraft rate:
na
Overdraft Limit:
na
Apply:

TSB | Under 19s Account

Provider:
Interest Paid:
monthly
Interest AER:
2%
Overdraft rate:
9.90%
Overdraft Limit:
na
Apply:

Yorkshire Bank | Current Account Direct

Provider:
Interest Paid:
monthly
Interest AER:
2%
Overdraft rate:
9.90%
Overdraft Limit:
na
Apply:

Clydesdale Bank | Current Account Direct

Provider:
Interest Paid:
monthly
Interest AER:
2%
Overdraft rate:
na
Overdraft Limit:
na
Apply:

Halifax | Expresscash

Provider:
Interest Paid:
monthly
Interest AER:
2%
Overdraft rate:
5.95%
Overdraft Limit:
na
Apply:

Investec Bank | Voyage

Provider:
Interest Paid:
monthly
Interest AER:
1%
Overdraft rate:
na
Overdraft Limit:
na
Apply:

Virgin Money | Essential Current Account

Provider:
Interest Paid:
monthly
Interest AER:
1%
Overdraft rate:
na
Overdraft Limit:
na
Apply:

Nationwide Building Society | FlexOne

Provider:
Interest Paid:
monthly
Interest AER:
1%
Overdraft rate:
na
Overdraft Limit:
na
Apply:

NatWest | Natwest Adapt

Provider:
Interest Paid:
quarterly
Interest AER:
1%
Overdraft rate:
na
Overdraft Limit:
na
Apply:

Barclays | BarclayPlus

Provider:
Interest Paid:
quarterly
Interest AER:
1%
Overdraft rate:
na
Overdraft Limit:
na
Apply:

Royal Bank of Scotland | Revolve

Provider:
Interest Paid:
monthly
Interest AER:
1%
Overdraft rate:
14.89%
Overdraft Limit:
£500
Apply:

Royal Bank of Scotland | Reward Black

Provider:
Interest Paid:
monthly
Interest AER:
1%
Overdraft rate:
14.89%
Overdraft Limit:
£500
Apply:

NatWest | Reward Black

Provider:
Interest Paid:
monthly
Interest AER:
1%
Overdraft rate:
na
Overdraft Limit:
na
Apply:

Cater Allen | Private Bank Account

Provider:
Interest Paid:
monthly
Interest AER:
0%
Overdraft rate:
7.26%
Overdraft Limit:
na
Apply:

Investec Bank | Private Bank Account